[ Pluto Reviews ](https://www.g2.com/products/plutocard/reviews) [ Pluto Reviews ](https://www.g2.com/products/plutocard/reviews) # Pluto Features ##### ## Expense Reports (5) Ease of Creating Expense Reports Creation of expense reports takes little time and is intuitive for new users Smart Categorization Automatically assigns categories/accounts based on past entries and credit card statements Digital Receipt Management Provides various methods to easily capture receipts digitally and can automatically parse receipts to create expenses report entries. Methods may include mobile photos, desktop drag and drop, etc. Employee Reimbursement Functionality to reimburse employees directly to their bank account or can easily integrate with payroll system Currency Conversions Enables easy entry of expenses in other currencies and converts to expense report currency Show More ##### ## Mobile (2) Receipt Capture Can easily capture receipts, parse receipts and convert/assign them to a report from mobile device Mileage Tracking Allows users to track mileage from mobile device using maps or GPS. Show More ##### ## Administration (6) Business Tool Integration Provides standard connectors for popular Finance, Payroll, HRMS and CRM systems Workflow Routes Timesheets, Invoices, Expense reports through approval process. Easy to maintain and administer Automated Reminders Sends automatic reminders to employees that have not completed expenses reports and/or timesheets Policy Compliance Management Enables administrators to create rules that enforce compliances of corporate time and expense policies User, Role, and Access Management Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. PCI Regulation Compliant Complies with PCI security standards Show More ##### ## Platform (8) Reporting Access pre-built and custom reports and dashboards. APIs / Integration Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. Internationalization Enables users to view and transact business with the same content in multiple languages and currencies. Performance and Reliability Software is consistently available (uptime) and allows users to complete tasks quickly because they are not waiting for the software to respond to an action they took. Mobile User Support Allows software to be easily used on multiple mobile devices include phone and tablet devices. Offline Provides users ability to create and access expense reports/timesheets while not connected to internet. Embedded AI / Machine Learning Offers embedded AI/machine learning Complex Approval Workflow Provides workflow for complex approval structures Show More ##### ## Setup (3) Data Consolidates procurement data from multiple systems such as ERP systems and supply chain suites. Approvals Define rules and workflows that managers can use to approve different kinds of spending. Alignment Align spending across various departments such as procurement and accounting. Show More ##### ## Performance (4) KPIs Provide standard spend KPIs that can be customized by users. Benchmarks Use historical spend data to create benchmarks per company or department. Forecasting Provide forecasts on future trends that may impact spending performance. Savings Identify savings opportunities per activity, department, or at the company level. Show More ##### ## Planning (3) Processes Manage workflows and business processes for procurement. Contracts Provide standard procurement contracts that can be customized. Requisition Define requisition rules for various types of procurement. Show More ##### ## Execution (2) Purchasing Create and manage purchase orders for products and services. Invoicing Include features for procurement invoicing and e-invoicing. Show More ##### ## Analytics (8) Visibility Improve visibility into procurement activities across the company. Performance Monitor the performance of procurement operations. Spend Analyze procurement spending and identify future trends. Due Dates Track invoices based on due dates to identify overdue payments Due Dates Track invoices based on due dates to identify overdue payments Cashflow Analyze variations between incoming and outgoing cash KPIs Monitor KPIs such as time to process an invoice or erroneous payments Payment Tracking Track different types of payment such as deposits or partial payments Show More ##### ## Invoice Management (3) Capture Provide features to capture invoices such as import or scanning Supplier Portal Allow suppliers to submit invoices using an online portal Repository Deliver a central repository of AP documents, such as POs and invoices Show More ##### ## Invoice Processing (8) Matching Ability to match AP invoices to POs, contracts, or payments Payments Identify incomplete or late supplier payments Workflows Include workflows for approvals and invoice processing Tax Compliance Comply with local and global tax regulations for collections Approvals Include workflows for approvals of invoices or payments Batch Processing Process multiple invoices without human intervention Consolidation Allow users to consolidate multiple invoices into one Match Invoices Match invoices with purchases and sales orders, as well as with payments Show More ##### ## Integration (7) Accounting Provide integration with accounting and financial management software Payment Integration Integrate with payment gateways and enterprise payments software ERP Deliver integrations with accounting modules of ERP systems Accounting Provide integration with accounting and financial management software Payments Integrate with payment gateways and enterprise payments software ERP Deliver integrations with accounting modules of ERP systems Account Sync Sync with company accounts to transfer payments for approved invoices Show More ##### ## Audit (2) Filters Includes a library of audit-tested filters to identify AP outliers that are outside company policy Duplicates Detects and prevents a wide range of duplicate payments Show More ##### ## Payment Cards (3) One-time Virtual Online credit card number that can be instantly sent to employees and used for secure, one-time purchases Recurring Virtual Online credit card number that can be instantly sent to employees and used for secure, recurring payments, such as subscriptions or services Physical Physical credit cards used by employees for various expenses that allow management to monitor spending and budgets Show More ##### ## Reporting (3) Real time Report on spend transactions as they happen in real time Multiple Views Reports that allow the user to sort and filter by vendor, team, GL, department, etc. Export The ability to export reports in various formats, such as excel, CSV, and Google Sheets Show More ##### ## Payments (4) Vendor Pay vendors through a dashboard or portal and maintain vendor payment information Recurring Manage and execute recurring payments, such as subscriptions, services, utilities, etc. Employee Reimbursements Reimburse an employee for all necessary expenditures or losses incurred by the employee within the employee's scope of employment ACH Allows for the electronic transfer of funds between banks Show More ##### ## Fraud & Risk Management (3) Notifications Real-time notifications for fraudulant and/or duplicate spending Unique Cards Individual, unique cards for each vendor to help manage duplicate and overpayments Controls Control spend limits, expiration dates, and lock and unlock stolen or lost cards Show More ##### ## Agentic AI - Spend Management (1) Proactive Assistance Anticipates needs and offers suggestions without prompting Show More ##### ## Agentic AI - Procure to Pay (1) Multi-step Planning Ability to break down and plan multi-step processes Show More ##### ## Agentic AI - Expense Management (2) Autonomous Task Execution Capability to perform complex tasks without constant human input Cross-system Integration Works across multiple software systems or databases Show More ##### ## Agentic AI - Invoice Management (3) Cross-system Integration Works across multiple software systems or databases Adaptive Learning Improves performance based on feedback and experience Proactive Assistance Anticipates needs and offers suggestions without prompting Show More ##### ## Agentic AI - AP Automation (3) Autonomous Task Execution Capability to perform complex tasks without constant human input Proactive Assistance Anticipates needs and offers suggestions without prompting Decision Making Makes informed choices based on available data and objectives Show More ##### ## Generative AI - Expense Management (3) Image-to-Text Converts images into a textual description, identifying key elements. Text Generation Allows users to generate text based on a text prompt. Text Summarization Condenses long documents or text into a brief summary. Show More [ ![Emburse Expense Professional (formerly Certify Expense)](https://images.g2crowd.com/uploads/product/hd_favicon/7ea79b3eb5b5b76adda60428a0f2345b/emburse-expense-professional-formerly-certify-expense.svg "Emburse Expense Professional (formerly Certify Expense)") Sponsored Emburse Expense Professional (formerly Certify Expense) 4.5/5 (2,402) Visit Website ](javascript:void(0)) ## Top-Rated Alternatives [ ![Alaan](https://images.g2crowd.com/uploads/product/hd_favicon/038c7853cd54e7a9e37b690e92ae7ebd/alaan.svg "Alaan") Alaan 4.7/5 (715) ](https://www.g2.com/products/alaan/reviews) [ ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp") Ramp 4.8/5 (2,430) ](https://www.g2.com/products/ramp-financial-ramp/reviews) [ ![Coupa](https://images.g2crowd.com/uploads/product/hd_favicon/50cb69ef8557af98812aefcdf08a77fb/coupa-software-coupa.svg "Coupa") Coupa 4.2/5 (555) ](https://www.g2.com/products/coupa-software-coupa/reviews) [ View All Alternatives ](https://www.g2.com/products/plutocard/competitors/alternatives) ## Technology Glossary Features View full feature definition View definitions of the features and discover new technology terms. [View Glossary](/glossary) [Policy Compliance Management](/glossary/policy-compliance-management) Policy and compliance management is a process to centrally manage standards, policies, and internal control processes cross-mapped to external regulatory standards. Learn more about policy and compliance management best practices and the associated benefits. [Mileage Tracking](/glossary/mileage-tracking) Mileage tracking is the process of maintaining a mileage log for reimbursement or tax deduction. See why accurate mileage tracking is crucial for individuals and companies alike. Pluto Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_678d8d0df9818f21ee5317c9860e859e/alaan.png "Product Avatar Image") Alaan 4.7/5 (718) [ Compare Now ](https://www.g2.com/compare/alaan-vs-plutocard) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_fdceea965462866595d8547a4231b657/pemo.jpg "Product Avatar Image") Pemo 4.8/5 (78) [ Compare Now ](https://www.g2.com/compare/pemo-vs-plutocard) ##### Categories on G2 [ Expense Management ](https://www.g2.com/categories/expense-management)[ AP Automation ](https://www.g2.com/categories/ap-automation)[ Spend Management ](https://www.g2.com/categories/spend-management) [ Invoice Management ](https://www.g2.com/categories/invoice-management)[ Procure to Pay ](https://www.g2.com/categories/procure-to-pay) Show More ##### Explore More [ User Research Tools ](https://www.g2.com/discussions/which-user-research-tools-are-helping-your-team-right-now)[ Most recommended demo automation tool for SaaS companies ](https://www.g2.com/discussions/most-recommended-demo-automation-tool-for-saas-companies)[ Which financial data APIs have strong documentation, SDKs, and technical support for production environments? ](https://www.g2.com/discussions/which-financial-data-apis-have-strong-documentation-sdks-and-technical-support-for-production-environments) [ Top HR analytics platforms for diversity and inclusion tracking ](https://www.g2.com/discussions/what-are-the-top-hr-analytics-platforms-for-diversity-and-inclusion-d-i-tracking)[ Top virtual data room provider with strong security features ](https://www.g2.com/discussions/top-virtual-data-room-provider-with-strong-security-features)[ Pros and Cons Details ](https://www.g2.com/products/plutocard/reviews?qs=pros-and-cons) Show More [ User Research Tools ](https://www.g2.com/discussions/which-user-research-tools-are-helping-your-team-right-now)[ Most recommended demo automation tool for SaaS companies ](https://www.g2.com/discussions/most-recommended-demo-automation-tool-for-saas-companies)[ Which financial data APIs have strong documentation, SDKs, and technical support for production environments? ](https://www.g2.com/discussions/which-financial-data-apis-have-strong-documentation-sdks-and-technical-support-for-production-environments) [ Top HR analytics platforms for diversity and inclusion tracking ](https://www.g2.com/discussions/what-are-the-top-hr-analytics-platforms-for-diversity-and-inclusion-d-i-tracking)[ Top virtual data room provider with strong security features ](https://www.g2.com/discussions/top-virtual-data-room-provider-with-strong-security-features)[ Pros and Cons Details ](https://www.g2.com/products/plutocard/reviews?qs=pros-and-cons)