PayU Features
Payment Options (11)
Coupons, Discounts, Promotions, and Gift Cards
Based on 10 PayU reviews. Ability to accept coupons, discounts, promotions, and gift cards.
Recurring Billing
Ability to charge customers on a recurring basis for subscription-based purchases This feature was mentioned in 11 PayU reviews.
Instant Payment
As reported in 13 PayU reviews. Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases
Accepted Credit Cards and Debit Cards
As reported in 13 PayU reviews. Ability to accept different types of credit and debit cards
ACH Payments and eCheck Processing
Ability to accept and process eChecks and ACH payments as a form of payment
Split Payments
Ability to split payments between merchant and sellers
Real-Time Payments
Based on 11 PayU reviews. Supports real time payments
Multi-Currency
Allows users to process payments in multiple currencies.
Online payment portal
Provides an online portal where customers can make payments.
Multi-Currency
Allows users to process payments in multiple currencies.
Online payment portal
Provides an online portal where customers can make payments.
Administration (15)
Reporting/Dashboards
Access pre-built and custom reports and dashboards. This feature was mentioned in 11 PayU reviews.
User, Role, and Access Management
Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. 11 reviewers of PayU have provided feedback on this feature.
Payout Time
Turnaround time for money to be transferred to the merchant's bank account 12 reviewers of PayU have provided feedback on this feature.
Manual Payment Entry
Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Dispute Resolution
Based on 11 PayU reviews. The process for handling chargebacks and disputes with the payment gateway.
Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce.
Levels 1 & 2
Supports levels 1 and 2 for credit card payment processing.
Level 3
Supports level 3 credit card processing which requires additional data for qualification.
Reporting & Analytics
Reports and analytics created from payment data.
E-commerce Integration
The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience.
Processing Fees
Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate.
POS Integration
The ability to integrate with a POS system in order to allow the processing of credit card or mobile payments in a store setting.
Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce.
Levels 1 & 2
Supports levels 1 and 2 for credit card payment processing.
Level 3
Supports level 3 credit card processing which requires additional data for qualification.
Security (6)
PCI Compliance
Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy
Fraud Protection Tools
As reported in 11 PayU reviews. Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others
Data Tokenization
Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.
Two-Factor Authentication
An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) This feature was mentioned in 12 PayU reviews.
POS Verification
Support cardholder verification methods for POS transactions.
POS Verification
Support cardholder verification methods for POS transactions.
Development (4)
Customization (Fields, Objects, and Layouts)
Allows developers to customize payment form to accommodate their unique processes. 11 reviewers of PayU have provided feedback on this feature.
APIs
Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications. This feature was mentioned in 11 PayU reviews.
Accounting Software Integration
Provides standard integration with merchant's accounting software 10 reviewers of PayU have provided feedback on this feature.
E-Commerce Software Integration
Provides standard integration with merchant's e-commerce software This feature was mentioned in 12 PayU reviews.
Platform (10)
Performance and Reliability
Based on 13 PayU reviews. Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.
Internationalization - Currency/Language
The gateway supports multiple currencies and languages to enable business from customers in multiple countries This feature was mentioned in 10 PayU reviews.
Internationalization - Operating Country
The payment gateway is supported in the country in which the merchant operates
API / Integrations
Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.
PCI Regulation Compliance
Complies with payment card industry (PCI) regulations
Supplemental Technology
Supports EMV chip card and Near Field Communications (NFC) technologies
Accounting integration
Provide integration with accounting software and ERP systems.
E-commerce Integration
Provide integration with B2B and B2C e-commerce platforms
Accounting integration
Provide integration with accounting software and ERP systems.
E-commerce Integration
Provide integration with B2B and B2C e-commerce platforms
Payment Processing (4)
Encryption
Built-in security to protect payment information in order to prevent fraud and hacking.
Credit Card Processing
The ability to process credit card payments and receive approval or denial of funds from the customer's bank.
Mobile Payments
The ability to process mobile payments from a mobile wallet or other mobile phone payment app.
Digital Wallet Integration
The ability to process payments from a digital wallet service or other digital payment method.
Agentic AI - Payment Gateways (3)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases
Decision Making
Makes informed choices based on available data and objectives
Technology Glossary Features
View definitions of the features and discover new technology terms.
Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.
Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.
Dispute resolution is the process of solving conflicts between two or more parties. Learn more about the various methods to use and how they can be beneficial to resolving disagreements.






