# Which risk-based authentication platforms apply friction only when suspicious financial fraud prevention software signals trigger?

<p class="elv-tracking-normal elv-text-default elv-font-figtree elv-text-base elv-leading-base elv-font-normal" elv="true">We're researching which tools in the <a class="a a--md" elv="true" href="https://www.g2.com/categories/financial-fraud-prevention">Financial Fraud Prevention category</a> apply friction only when suspicious signals trigger:</p><ol>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/sift-s-ai-powered-fraud-decisioning-platform-sift/reviews"><strong>Sift</strong></a>: Enables risk-based MFA by generating a risk score that triggers step-up authentication only when the score exceeds a configurable threshold, dramatically reducing account takeovers while allowing the majority of users through without additional friction. </li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/eftsure/reviews"><strong>eftsure:</strong></a> Applies a traffic light risk signal — green, amber, or red — at the payment approval layer, adding verification friction only when the supplier account verification status triggers a caution or stop signal. Finance teams approve the majority of payments instantly while only the flagged cases require manual intervention.</li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/sas-sas-fraud-anti-money-laundering-security-intelligence/reviews"><strong>SAS Fraud, Anti-Money Laundering &amp; Security Intelligence</strong></a>: SAS applies patented behavioral signature analysis to score each transaction contextually, using multi-entity customer profiles to distinguish trusted behavioral patterns from deviations that warrant stepped-up verification.</li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/sardine/reviews"><strong>Sardine</strong></a>: Built specifically for risk-based friction management, using device fingerprint, behavioral biometric, and consortium network signals to assign a risk score and trigger the minimum necessary verification step.</li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/trustpair/reviews"><strong>Trustpair</strong></a>: Applies friction selectively at the beneficiary verification layer; payments to validated accounts flow without interruption, while unverified or changed account details trigger an alert and hold that requires human review before release. </li>
</ol><p class="elv-tracking-normal elv-text-default elv-font-figtree elv-text-base elv-leading-base elv-font-normal" elv="true">Which friction tradeoff is most sensitive for your team — minimizing false challenges on good customers, maximizing catch rate on ATO, or reducing abandonment on high-value transactions?</p>

##### Post Metadata
- Posted at: about 1 month ago
- Author title: Marketing Executive
- Net upvotes: 2


## Comments
### Comment 1

Sift&#39;s risk-based authentication applying MFA only when a score crosses a threshold is specifically what I have noticed reviewers credit for keeping the legitimate customer experience frictionless while still blocking takeovers.

##### Comment Metadata
- Posted at: about 1 month ago
- Author title: Marketing Executive





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