# Finom Reviews
**Vendor:** PNL Fintech B.V.  
**Category:** [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software)  
**Average Rating:** 5.0/5.0  
**Total Reviews:** 2
## About Finom
Finom provides an entirely online Business Account, revolutionizing and streamlining financial operations. It integrates global payment tools, smart invoicing, automated bookkeeping, and team expense management functionalities. Finom’s subscription plans are designed for businesses of any size, from freelancers and startups to SMEs and corporates. With Finom, you will get a European IBAN fully online ready in 1-3 business days. A Business Account you open features a whole list of benefits that will let you handle your finances right from your phone or laptop: - Free debit cards for you and your team with cashback of up to 3%; - Convenient on-the-go payments with Apple Pay and Google Pay; - Free monthly ATM withdrawal limits depending on the chosen plan; - Free SEPA &amp; Direct Debit transfers volume depending on the chosen plan; - Payments all around the globe (150 countries) with no hidden fees; - Live FX dashboard, 24 currencies, excellent rates (Interbank + 0,5 %); - Smart invoicing that lets you get paid twice as fast; - Other accounts can be easily connected to your Finom dashboard; - Accounting-ready data export and customized team wallet access ; - Built-in features that help save on accountants and tax advisors; - Customer Care team is available via phone, video, and chat; - The highest level of security and funds safeguarding measures.



## Finom Pros & Cons
**What users like:**

- Users appreciate the **responsive customer support** of Finom, which enhances their overall experience and satisfaction. (2 reviews)
- Users appreciate the **ease of international payments** with Finom, ensuring secure and organized financial transactions. (2 reviews)
- Users appreciate the **easy and secure transfers** with Finom, enhancing financial organization and transparency. (2 reviews)
- Users value the **efficient account management** in Finom, streamlining claims, transfers, and budgeting seamlessly. (1 reviews)
- Users appreciate the **transparent data documentation** of Finom, facilitating easy financial management and secure transactions. (1 reviews)
- Ease of Setup (1 reviews)
- Ease of Use (1 reviews)
- Easy Setup (1 reviews)
- Efficiency (1 reviews)
- Organization Structure (1 reviews)

**What users dislike:**

- Users face a **lack of mobile integration** , making it difficult to connect with various accountancy programs. (1 reviews)

## Finom Reviews
  ### 1. It made organizing cash flows and determining spending destinations more transparent.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Eden S. | Human Resources Specialist, Consulting, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 23, 2024

**What do you like best about Finom?**

Finom is characterized by its ability to organize the financial affairs of accounts, as it documents claims/transfers/expenses with time and date in a transparent manner. I liked the ease of creating new claims and issuing digital payment orders, as the customer can transfer money easily and securely. I liked with Finom the ease of creating a new account and linking it to specific tasks and approving a new budget for it, this helps ensure that tasks are completed within the available budget.

**What do you dislike about Finom?**

I do not remember facing any difficulties with Finom, it is easy to use in everything.

**What problems is Finom solving and how is that benefiting you?**

Finom has always made the flows organized and directed as needed. It has given transparency to transactions and prevented unjustified spending. It helped us ensure that claims are paid/received on time.

  ### 2. Great banking experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anthony B. | Independant language trainer, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 26, 2024

**What do you like best about Finom?**

One standout feature are the e-mails informing me of payments made by customers nad transfers made to suppliers.

**What do you dislike about Finom?**

As yet, the platform doesn't integrate with some online accountancy programs

**What problems is Finom solving and how is that benefiting you?**

It's allowed me to set up a professional banking account free of charge.



- [View Finom pricing details and edition comparison](https://www.g2.com/products/finom/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-14+12%3A35%3A48+-0500&secure%5Bsession_id%5D=99d638ca-955a-43d5-83b1-1cf910fb284c&secure%5Btoken%5D=4a277caad66bc6361b9ed9b5fe373bc45f4ee180e14fc6361e2cfe118f889967&format=llm_user)

## Finom Features
**Currencies**
- Portfolio - Foreign Exchange
- Exchange Rate - Foreign Exchange
- Win/Loss - Foreign Exchange

**Transactions**
- Types
- Global
- Channels
- Fees

**Bill Generation**
- Templates
- Digital Billing
- Recurring Billing

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Transactions**
- Types - Foreign Exchange
- Confirmation - Foreign Exchange
- Compliance - Foreign Exchange

**Compliance**
- Security
- Fraud Protection
- ID Verification

**Bill Processing**
- Consolidation
- Batch Invoicing
- Management

**Integration**
- Accounting
- Foreign Exchange
- AML & KYC

**Integration**
- Accounting
- Payments
- ERP

**Agentic AI -  Foreign Exchange**
- Proactive Assistance
- Decision Making

**Agentic AI -  Remittance & Money Transfer**
- Cross-system Integration

**Agentic AI - Billing**
- Autonomous Task Execution

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