Lumanu is a B2B payments solution enabling companies to pay anyone, anywhere, with zero vendor setups and managed compliance and tax.
Designed specifically for the marketing and advertising vendor ecosystem, Lumanu is your Payments Master Vendor that works within your ERP/AP system. Pay your marketing and creative service vendors globally without the burden of traditional vendor setup and tax compliance. Lumanu streamlines payments, ensures tax compliance, maximizes financial controls, and manages vendor onboarding for businesses engaging with external partners (influencers, creators, affiliates, agencies, freelancers, production vendors, etc.).
Positioned within the B2B payments software category, Lumanu is purpose-built for finance, procurement, and operations teams at enterprises, agencies, and platforms who manage payments to a large number of external partners.
Lumanu consolidates fragmented payment, compliance, and onboarding workflows into a single vendor relationship within a client’s AP or ERP system. Clients fund Lumanu once, and Lumanu acts as the vendor of record, handling all downstream tasks, including identity verification, vendor onboarding, global disbursements, and tax documentation across 200+ countries.
Unlike general payout tools (e.g., PayPal, Stripe, Trolley), accounts payable software (e.g., Tipalti, Bill.com), or internal P2P processes (e.g., SAP, Coupa), Lumanu is tailored to the complex, high-velocity demands of the marketing supply chain. It replaces the need for clients to individually manage thousands of one-time or short-term marketing vendors with a scalable, compliant infrastructure purpose-built for distributed vendor ecosystems.
Key features include:
• Vendor Onboarding & Compliance
• KYC/KYB, W8/W9 tax form collection, AML/OFAC/PEP screening
• Business and bank account verification
• Global Payments
• Local payment rails (ACH, SEPA, Visa Direct), Swift, and card payments
• Local currency disbursement in over 200 countries
• Tax Compliance
• IRS 1099 reporting, VAT/GST calculations, e-invoicing
• Auto tax withholding and invoice generation
• Financial Controls
• Segregated Workspaces and Wallets
• Approval workflows, custom roles, audit logs
• Vendor Experience
• Self-serve portal, real-time payment tracking, Instant Pay
• Dedicated support for vendors worldwide
Lumanu is designed to serve the needs of global brands, agencies, and platforms that require robust control, scale, and compliance in marketing-related payments. By centralizing operations under a single master vendor, Lumanu streamlines global payouts while reducing financial, legal, and operational overhead.
Average Rating: 4.7/5.0
Total Reviews: 26
How Do G2 Users Rate Lumanu?
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Ease of Use: 9.8/10 (Category avg: 8.6/10)
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Selection: 10.0/10 (Category avg: 8.3/10)
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Documents: 10.0/10 (Category avg: 8.8/10)
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Communication: 10.0/10 (Category avg: 8.7/10)
Who Is the Company Behind Lumanu?
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Seller: Lumanu
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Year Founded: 2017
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HQ Location: New York, NY
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Twitter: @LumanuApp
1,508 Twitter followers
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LinkedIn® Page: www.linkedin.com
26 employees on LinkedIn®
Who Uses This Product?
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Top Industries: Marketing and Advertising
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Company Size: 58% Small, 31% Medium
What Do G2 Reviewers Say About Lumanu?
AI-generated summary from verified user reviews
Pros
- Users find Lumanu to be incredibly easy to use, streamlining payments and enhancing workflow efficiency remarkably.
- Users value the efficient payment process of Lumanu, allowing seamless transactions and saving time for their business.
- Users find Lumanu's payment processing seamless, facilitating efficient transactions with great support and transparency.
- Users highlight the high payout efficiency of Lumanu, streamlining payments for creators and enhancing workflow management.
- Users value the responsive customer support of Lumanu, enhancing their experience with timely assistance and solutions.
Cons
- Users are frustrated by the lack of real-time visibility in the authentication process, complicating fund transfers and withdrawals.
- Users express frustration over the insufficient information regarding creators' authentication progress and fund transfer status.
- Users express frustration with the limited access to real-time updates on creators' authentication progress and fund transfers.
- Users are frustrated by the lack of real-time payment visibility in Lumanu, complicating fund accessibility and withdrawals.
- Users find the poor notification system of Lumanu frustrating, lacking real-time updates on creator status and fund transfers.
