You Need A Budget (YNAB) is a comprehensive personal finance software designed to help individuals take control of their finances through proactive budgeting. By implementing a unique methodology, YNAB empowers users to allocate every dollar they earn, plan for true expenses, adapt to financial changes, and break the paycheck-to-paycheck cycle.
Key Features and Functionality:
- Bank Synchronization: Securely link your bank accounts to automatically import transactions, ensuring your budget is always up-to-date.
- Real-Time Updates: Access your budget across multiple devices, including computers, smartphones, and tablets, with automatic synchronization.
- Goal Tracking: Set and monitor financial goals, such as saving for a vacation or paying off debt, with clear progress indicators.
- Comprehensive Reporting: Utilize detailed reports and visualizations to analyze spending habits, net worth, and financial trends over time.
- Loan Calculator: Plan and manage debt repayment strategies with tools that calculate interest savings and payoff timelines.
- Educational Resources: Access a wealth of educational materials, including live workshops and guides, to enhance your financial literacy.
Primary Value and User Solutions:
YNAB addresses common financial challenges by providing a structured approach to budgeting that promotes mindful spending and saving. By assigning every dollar a specific purpose, users can prioritize expenses, prepare for unexpected costs, and make informed financial decisions. This proactive strategy helps users eliminate debt, build savings, and achieve financial stability. Additionally, YNAB's emphasis on flexibility allows users to adjust their budgets as circumstances change, ensuring continued financial control and peace of mind.
Earned Wage Access is a financial well-being tool that allows workers to access their earned wages on demand. The platform aligns income with spending patterns and reduces reliance on short-term debt. The app also includes a payroll savings feature that enables employees to save directly from paychecks into high-interest accounts. An AI-powered personal finance coach provides budgeting support based on official government guidance. The platform integrates with payroll systems and operates on a flat ATM-style fee model. Accessible via a mobile app, it consolidates On-Demand Pay, savings management, and financial advice in one place.
Jelli is an AI-powered, gamified budgeting application designed to simplify personal finance management by making budgeting both intuitive and enjoyable. By connecting directly to users' bank accounts, Jelli automates the creation of personalized budgets and offers real-time transaction tracking, transforming traditional budgeting into a proactive and engaging experience.
Key Features and Functionality:
- AI-Powered Budgeting Assistant (JJ): Analyzes spending patterns to establish a baseline budget, allowing users to adjust and customize as needed.
- JelliJARS: Digital envelopes that help users segment their money for various budgeting categories, savings goals, or shared expenses.
- Automatic Paycheck Allocation: Distributes incoming funds across JelliJARS based on predefined budgets, ensuring consistent savings and spending habits.
- Real-Time Transaction Alerts: Notifies users of new transactions, prompting immediate assignment to the appropriate JelliJAR for accurate budget tracking.
- Gamified Experience: Users earn JelliBEANS as rewards for budgeting activities, which can be used to purchase upgrades and customizations, making the process engaging and fun.
- Customization: Allows users to personalize JelliJARS with unique colors and names, adding a personal touch to their budgeting system.
Primary Value and User Solutions:
Jelli addresses common challenges in personal finance management by automating tedious budgeting tasks and providing a clear, real-time overview of one's financial status. Its proactive approach ensures users stay on track with their financial goals without the need for manual tracking or complex spreadsheets. The gamified elements and user-friendly interface transform budgeting from a burdensome chore into an enjoyable activity, encouraging consistent use and better financial habits. By offering a seamless and engaging budgeting experience, Jelli empowers users to take control of their finances and achieve their monetary objectives with ease.
Rollfi is a tool that allows employers and employees to have more flexibility in their payroll than ever before. Right now, we are providing employees with the ability to collect all or part of their paycheck in cryptocurrency without the business having to deal with the crypto themselves. In the future, we will have our own wallet, design a flexible compensation scale, connect to investment vehicles, provide perks for budgeting, and a lot more.
Product Description:
Wagely is a financial wellness platform designed to empower employees by providing real-time visibility into their daily earnings and instant access to earned wages. By offering this service, Wagely aims to alleviate financial stress among workers, enabling them to manage unexpected expenses without resorting to high-interest loans or payday advances. This approach not only enhances employee well-being but also contributes to increased productivity and reduced turnover for employers.
Key Features and Functionality:
- Earned Wage Access (EWA: Employees can access a portion of their earned but unpaid wages at any time before the traditional payday, providing financial flexibility and reducing reliance on external borrowing.
- Financial Education Resources: The platform offers comprehensive financial literacy materials, helping users make informed decisions and improve their overall financial health.
- Salary Tracking: Users have real-time visibility into their earnings, allowing for better budgeting and financial planning.
- Bill Payment and Top-Up Services: Wagely facilitates convenient payment of utility bills and mobile top-ups directly through the app, streamlining financial management tasks.
Primary Value and Problem Solved:
Wagely addresses the critical issue of financial instability among workers, particularly those in lower- and middle-income brackets who often live paycheck to paycheck. By providing immediate access to earned wages and educational resources, Wagely helps employees manage unforeseen expenses without falling into debt cycles associated with high-interest loans. For employers, implementing Wagely's platform leads to a more financially secure workforce, resulting in enhanced productivity, reduced absenteeism, and lower turnover rates. This creates a mutually beneficial environment where both employees and employers thrive.
CARAVAN Wellness's Financial Wellness Platform is a fully white-label digital financial wellness solution designed to help financial institutions, employers, and organizations deliver personalized financial education and resources. The platform provides tailored financial wellness content based on users' life stages, financial goals, and individual needs, supporting financial literacy and confidence from their first paycheck through retirement.
Featuring an interactive Financial Wellness Assessment, personalized care plans, AI-assisted navigation, expert-reviewed educational resources, and single sign-on (SSO) capabilities, the platform helps users explore essential financial topics, including budgeting, debt management, saving, homebuying, family planning, and retirement preparation.
Designed for banks, credit unions, employee financial wellness programs, and financial services organizations, CARAVAN Wellness's configurable financial wellness software supports personalized digital engagement, financial education, and long-term financial well-being through a branded, user-friendly experience.
Breeze's Employer-Sponsored Disability Insurance offers businesses a streamlined solution to enhance their employee benefits package with group short-term disability coverage. This plan provides financial protection for employees facing unexpected health challenges, ensuring they receive up to $1,500 per week in benefits for up to 26 weeks if they become too sick or injured to work.
Key Features and Functionality:
- Simplified Enrollment Process: Employers can request a quote and consult with Breeze's benefit advisors to tailor a plan that aligns with their budget and employees' needs. The setup involves providing a company census, finalizing the plan details, and utilizing a digital enrollment system that allows employees to enroll in minutes.
- Flexible Contribution Options: Employers have the flexibility to fully cover the premiums, share the cost with employees, or offer the plan as a voluntary benefit, accommodating various budgetary considerations.
- Comprehensive Coverage: The insurance plan covers a range of scenarios, including short-term disabilities and family leave, providing employees with financial support during critical times.
Primary Value and Problem Solved:
Breeze's Employer-Sponsored Disability Insurance addresses the significant gap in income protection for employees who may face disabilities during their working years. With statistics indicating that 25% of people experience a disability that prevents them from earning an income, and 70% of working Americans unable to sustain themselves for a month without a paycheck, this insurance becomes a vital component of a comprehensive benefits package. By offering this coverage, employers not only safeguard their employees' financial well-being but also enhance their attractiveness as a workplace, aiding in the recruitment and retention of top talent.
Leah Books is bookkeeping software made by accountants, for small businesses that want clean books without the clutter. Everything a business needs to keep its own books is in one place: invoices, bills, bank and card feeds, receipts, reconciliation, payroll and reports.
Get paid. Send one-time and recurring invoices. Customers pay by card or bank in their own customer portal, and payments match themselves to the invoice.
Pay bills. Enter bills or forward them by email, approve them, and print checks with signatures approved by PIN. Vendor credits and recurring bills come with the Complete plan.
Banking that sorts itself. Connect bank and credit card accounts. Transactions come in every day and are categorized with your own rules. Snap a photo of a receipt or drop in the PDF; Leah Books reads the vendor, date, total and lines, suggests the category and matches it to the bank charge. Reconcile each month in a few clicks.
Payroll. On the Payroll and Complete plans, Leah Books calculates federal, state and local taxes every pay period, prints paper paychecks and pay stubs, reminds you before each deposit and return is due, and prepares Forms 941 and 940, state reports and W-2s for you to file. Employees get their own app to clock in, request time off and see pay stubs. Direct deposit and tax filing on your behalf aren't offered at this time.
Reports. Profit and loss, balance sheet, cash flow, aging, budget vs. actual, general ledger and more, by location if you have more than one.
Also included: e-signatures and PDF tools, a CRM, sales tax by location, fixed assets and depreciation, insurance certificates, and month-end close tools for accountants (by plan).
Leah Books knows Washington and Oregon taxes especially well, including B&O, Paid Family and Medical Leave, WA Cares, L&I, Oregon transit taxes and Paid Leave Oregon.
Plans start at $29 a month (Founding Member price), with a 15-day free trial. Free how-to videos cover every step. Leah Books plans don't include a bookkeeper; Leah Bookkeeping offers bookkeeping packages as a separate paid service.
Net Pay Calculator is a free US paycheck and take-home pay calculator that shows how much you’ll actually take home after taxes and deductions.
Enter your salary, pay frequency, state, and filing details to estimate your net pay for 2026 and 2025. Get a clear breakdown of federal income tax, Social Security, Medicare, state taxes, and applicable local taxes.
Whether you're comparing job offers, planning a budget, negotiating salary, or simply wondering “how much will I take home?”, Net Pay Calculator gives you a fast, straightforward answer.
Key features:
- Calculate annual, monthly, biweekly, and weekly take-home pay
- Support for all 50 states + Washington, DC
- Federal income tax calculations
- Social Security and Medicare taxes
- State and local income taxes where applicable
- Dedicated calculators for major locations including NYC
- Salary-to-hourly conversion
- 2025 and 2026 tax-year support
- Free to use with no account required
Built for one simple question: How much money will I actually take home?
Managing history for 25+ years, History Link by ResNav is the HR and payroll historical data and documents solution, trusted by 18,000+ companies.
We work with 200+ payroll systems, including Paychex, Paycor, ADP, and more to support onboarding and offboarding clients alike, delivering:
Audit readiness: Complete, unaltered FLSA records available whenever regulators or legal counsel require them.
Reduced compliance risk: A single source of truth replaces scattered exports and static spreadsheets.
Time and cost savings: Automated extraction eliminates weeks of manual data work.
Improved workforce planning: Position based history supports staffing and budget decisions.
Vendor independence: Complete archives prevent lock in during future transitions.
ResNav serves healthcare, manufacturing, education, and other compliance-heavy industries.