[ Worldline Reviews ](https://www.g2.com/products/worldline/reviews) [ Worldline Reviews ](https://www.g2.com/products/worldline/reviews) # Worldline Features ##### ## Payment Options (11) Coupons, Discounts, Promotions, and Gift Cards Ability to accept coupons, discounts, promotions, and gift cards. Recurring Billing Ability to charge customers on a recurring basis for subscription-based purchases Instant Payment Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases Accepted Credit Cards and Debit Cards Ability to accept different types of credit and debit cards ACH Payments and eCheck Processing Ability to accept and process eChecks and ACH payments as a form of payment Split Payments Ability to split payments between merchant and sellers Real-Time Payments Supports real time payments Multi-Currency Allows users to process payments in multiple currencies. Online payment portal Provides an online portal where customers can make payments. Multi-Currency Allows users to process payments in multiple currencies. Online payment portal Provides an online portal where customers can make payments. Show More ##### ## Administration (15) Reporting/Dashboards Access pre-built and custom reports and dashboards. User, Role, and Access Management Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. Payout Time Turnaround time for money to be transferred to the merchant's bank account Manual Payment Entry Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions Dispute Resolution The process for handling chargebacks and disputes with the payment gateway. Omnichannel Process payments from multiple channels such as ACH, mobile, or e-commerce. Levels 1 & 2 Supports levels 1 and 2 for credit card payment processing. Level 3 Supports level 3 credit card processing which requires additional data for qualification. Reporting & Analytics Reports and analytics created from payment data. E-commerce Integration The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience. Processing Fees Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate. POS Integration The ability to integrate with a POS system in order to allow the processing of credit card or mobile payments in a store setting. Omnichannel Process payments from multiple channels such as ACH, mobile, or e-commerce. Levels 1 & 2 Supports levels 1 and 2 for credit card payment processing. Level 3 Supports level 3 credit card processing which requires additional data for qualification. Show More ##### ## Security (6) PCI Compliance Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy Fraud Protection Tools Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others Data Tokenization Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system. Two-Factor Authentication An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) POS Verification Support cardholder verification methods for POS transactions. POS Verification Support cardholder verification methods for POS transactions. Show More ##### ## Development (4) Customization (Fields, Objects, and Layouts) Allows developers to customize payment form to accommodate their unique processes. APIs Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications. Accounting Software Integration Provides standard integration with merchant's accounting software E-Commerce Software Integration Provides standard integration with merchant's e-commerce software Show More ##### ## Platform (10) Performance and Reliability Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load. Internationalization - Currency/Language The gateway supports multiple currencies and languages to enable business from customers in multiple countries Internationalization - Operating Country The payment gateway is supported in the country in which the merchant operates API / Integrations Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. PCI Regulation Compliance Complies with payment card industry (PCI) regulations Supplemental Technology Supports EMV chip card and Near Field Communications (NFC) technologies Accounting integration Provide integration with accounting software and ERP systems. E-commerce Integration Provide integration with B2B and B2C e-commerce platforms Accounting integration Provide integration with accounting software and ERP systems. E-commerce Integration Provide integration with B2B and B2C e-commerce platforms Show More ##### ## Payment Methods (3) ACH Automated Clearing House (ACH) is an electronic network that processes large volumes of financial transactions, including B2B payments. Credit and Debit Corporate debit and credit cards used specifically for B2B payments Wire Transfer Electronic fund transfers between entities Show More ##### ## Payment Processing (7) Batch Processing Payments can be processed by batch without manual intervention Payments Scheduling Ability to schedule payments at predefined dates and times Automated Workflows Workflows to manage every stage of the payment process Self Service Self-service portals and mobile apps to submit invoices for processing Reconciliation Match invoices, payments, and bank statement information Settlements Clearing of electronic payments to transfer funds from customers to suppliers Payment Tracking Track each stage of the payment process and manage payments history Show More ##### ## Security and Compliance (6) PCI Compliant Comply with information security standards for credit card processing P2PE Point-to-point encryption to convert sensitive financial information into indecipherable code Fraud Management Features to protect companies from attempts to steal sensitive information like credit card details SSL Encryption Secure Sockets Layer is the standard security protocol for encryption of electronic data SOX Comply with the Sarbanes-Oxley Act (SOX) to protect companies and the public from accounting erros and fraud SOC Ensure compliance with Association of International Certified Professional Accountants standards for cloud vendors SOC1 and SOC 2 Show More ##### ## Integration (3) Agnostic Integration The software can be integrated with any other products Reporting Consolidation Reports are generated using financial data from multiple sources Plugins and APIs The vendor provides pugins and APIs that customers can use to create custom integrations Show More ##### ## Payment Processing (4) Encryption Built-in security to protect payment information in order to prevent fraud and hacking. Credit Card Processing The ability to process credit card payments and receive approval or denial of funds from the customer's bank. Mobile Payments The ability to process mobile payments from a mobile wallet or other mobile phone payment app. Digital Wallet Integration The ability to process payments from a digital wallet service or other digital payment method. Show More ##### ## Payment Types (3) AP Automation Manages large volumes of invoices and financial transactions between a company and its suppliers E-Commerce Facilitates the acceptance of electronic payment for online transactions Retail Features a common interface for in-store, online, and on-the-go set across all acceptance points Show More ##### ## Card Management (6) Card Types Manage multiple types of cards such as physical and virtual, debit and credit, or prepaid. Card Controls Allow users to activate cards, define spend limits, or change PIN codes. Card Personalization Personalize cards using logos, brand colors, and custom messaging, Configuration Define how cards can be used: single use, multi use, online, POS Fulfillment Track card fulfillment information such as orders, inventory, and shipping Replacement Manage replacements of stolen ,damaged, and lost cards. Show More ##### ## Controls (6) Tokenization Protect card data using algorithmically generated numbers (also known as tokens). Security Comply with Payment Card Industry Data Security Standard (PCI DSS) Card Networks Provide integration with card networks such as Visa and Mastercard Integration Integrate with software such as accounting, expense management, or banking. Testing Provide a sandbox to simulate and test payments cards and transactions APIs Deliver APIs for custom integrations and to exchange financial data with other applications. Show More ##### ## Architecture (3) Unified API Deliver application programming interfaces (APIs) to integrate payment solutions easily POL Suppoprt payment orchestration layers (POL) to unify multiple types of payments from different providers Integrations Provide built-in integrations with payment gateways and payment processing solutions Show More ##### ## Processing (5) Validation Validate payments before processing to determine the best routing options Automation Define and manage automated payment processing, from authorization to settlement Cross Border Support cross border and international payments for B2C and B2B Routing Include multiple routing options for payments that can be customized by users Reconciliation Compare payment transactions with bank statements and financial records Show More ##### ## Risk & Compliance (3) Failed payments Re-route failed payments to alternative payment processing options Tokenization Use tokens to protect payments data by replacing it with data generated by algorithms Compliance Comply with privacy and security regulations such as PCI and PSD2 Show More ##### ## Analytics (3) Consolidation Centralize payments data from multiple sources such as gateways or payment service providers Optimization Use payments data to improve processing and success rates, as well as reduce costs Fraud Identify suspicious payers and analyze fraudulent transactions Show More ##### ## Agentic AI - Payment Gateways (3) Autonomous Task Execution Capability to perform complex tasks without constant human input Cross-system Integration Works across multiple software systems or databases Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Payments Orchestration (2) Autonomous Task Execution Capability to perform complex tasks without constant human input Cross-system Integration Works across multiple software systems or databases Show More ##### ## Agentic AI - Enterprise Payment (1) Adaptive Learning Improves performance based on feedback and experience Show More [ ![RevCycle Engine](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_604f7d0fd6de4d2a94603e6d24b6b385/revcycle-engine.png "RevCycle Engine") Sponsored RevCycle Engine 4.6/5 (25) Visit Website ](javascript:void(0)) ## Top-Rated Alternatives [ ![Adyen Payments](https://images.g2crowd.com/uploads/product/hd_favicon/119fc41a96a94a828967144f60833c58/adyen-payments.svg "Adyen Payments") Adyen Payments 4/5 (39) ](https://www.g2.com/products/adyen-payments/reviews) [ ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments") PayPal Payments 4.4/5 (2,690) ](https://www.g2.com/products/paypal/reviews) [ ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments") Stripe Payments 4.2/5 (449) ](https://www.g2.com/products/stripe-stripe-payments/reviews) [ View All Alternatives ](https://www.g2.com/products/worldline/competitors/alternatives) ## Technology Glossary Features View full feature definition View definitions of the features and discover new technology terms. [View Glossary](/glossary) [API](/glossary/api-definition) An application programming interface (API) serves as a link between disparate software and allows for an exchange of information between them. Learn more about how APIs work, and why they are crucial for software development. [PCI Compliance](/glossary/pci-compliance-definition) Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices. [Online Payment](/glossary/online-payment-definition) Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet. [Dispute Resolution](/glossary/dispute-resolution) Dispute resolution resolves conflicts using negotiation, mediation, arbitration, or litigation for faster, cost-effective, and flexible outcomes. Worldline Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_4d7f960275d4f58db31a9ee37e1cd34b/adyen-payments.png "Product Avatar Image") Adyen Payments 4/5 (42) [ Compare Now ](https://www.g2.com/compare/adyen-payments-vs-worldline) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_8833ec20af85b26b864d7487f6c04fb0/worldpay.png "Product Avatar Image") Worldpay 2.9/5 (43) [ Compare Now ](https://www.g2.com/compare/worldline-vs-worldpay) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_07aa8ac1725dfeb7c77e1210286b6e4a/stripe-stripe-payments.png "Product Avatar Image") Stripe Payments 4.2/5 (453) [ Compare Now ](https://www.g2.com/compare/stripe-stripe-payments-vs-worldline) ##### Categories on G2 [ Payment Processing ](https://www.g2.com/categories/payment-processing)[ Enterprise Payment ](https://www.g2.com/categories/enterprise-payment)[ Payment Card Issuance ](https://www.g2.com/categories/payment-card-issuance) [ Payment Gateways ](https://www.g2.com/categories/payment-gateways)[ Payments Orchestration ](https://www.g2.com/categories/payments-orchestration) Show More ##### Explore More [ Most reliable auto dialer software ](https://www.g2.com/discussions/most-reliable-auto-dialer-software)[ Best software for revenue management in software companies ](https://www.g2.com/discussions/best-software-for-revenue-management-in-software-companies)[ What platform integrates social analytics with BI tools? ](https://www.g2.com/discussions/what-platform-integrates-social-analytics-with-bi-tools) [ How do organizations use Box to keep content secure and compliant when adopting AI? ](https://www.g2.com/discussions/how-do-organizations-use-box-to-keep-content-secure-and-compliant-when-adopting-ai)[ Best collaborative project management platform ](https://www.g2.com/discussions/best-collaborative-project-management-platform)[ What is the top-rated transcription service for enterprises? ](https://www.g2.com/discussions/what-is-the-top-rated-transcription-service-for-enterprises) Show More [ Most reliable auto dialer software ](https://www.g2.com/discussions/most-reliable-auto-dialer-software)[ Best software for revenue management in software companies ](https://www.g2.com/discussions/best-software-for-revenue-management-in-software-companies)[ What platform integrates social analytics with BI tools? ](https://www.g2.com/discussions/what-platform-integrates-social-analytics-with-bi-tools) [ How do organizations use Box to keep content secure and compliant when adopting AI? ](https://www.g2.com/discussions/how-do-organizations-use-box-to-keep-content-secure-and-compliant-when-adopting-ai)[ Best collaborative project management platform ](https://www.g2.com/discussions/best-collaborative-project-management-platform)[ What is the top-rated transcription service for enterprises? ](https://www.g2.com/discussions/what-is-the-top-rated-transcription-service-for-enterprises)