The Work Number® is an automated employment and income verification service operated by Equifax Workforce Solutions. It provides instant access to employment and income data, facilitating secure and rapid verifications for employers, lenders, and government agencies. By streamlining the verification process, The Work Number® enhances decision-making efficiency while safeguarding sensitive employee information. Key Features and Functionality: - Extensive Database: Houses over 225 million payroll records from more than one million employers across various industries, making it the largest commercial repository of its kind in the United States. - 24/7 Accessibility: Offers round-the-clock access to employment and income data, enabling verifiers to obtain necessary information at any time. - Enhanced Security Measures: Implements stringent security protocols, including verifier credentialing, multi-factor authentication, and regular audits, to protect sensitive employee data. - Compliance with FCRA: Adheres to the Fair Credit Reporting Act, ensuring employees can review who has accessed their data and providing mechanisms to dispute inaccuracies. Primary Value and User Solutions: The Work Number® addresses the need for efficient, accurate, and secure employment and income verifications. For employers, it reduces administrative burdens and mitigates risks associated with handling sensitive information. Lenders and government agencies benefit from expedited decision-making processes, as they can quickly access reliable data to assess applicants' employment and income status. Employees gain from faster approvals for loans, credit, and public assistance programs, as their information is readily available to authorized verifiers.