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4. [Payactiv Discussions](https://www.g2.com/products/payactiv/discuss)

[
 ![Payactiv](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_9ccf50b7ff6362ab87d87ee0d9db49d6/payactiv.png "Payactiv")
 
 ![Reward for good Payactiv reviews](https://images.g2crowd.com/uploads/report_medal_translation/image/37552/medal.svg "Reward for good Payactiv reviews")
](/products/payactiv/reviews)

# Payactiv Discussions

Payactiv is the creator of Earned Wage Access and the Access Standard for Earned Money. In 2012, we introduced a simple idea: people should not have to wait to use money they have already earned. Today, Payactiv serves businesses of every size across all industries, supports 1 in 20 American workers, and reaches more than 7 million people across over 245,000 businesses. Our Financial Worktech Infrastructure connects work, access, and earned money. Payactiv works within payroll, not outside it, to verify wages already earned and make them available when needed without changing the payroll cycle. This responsible model gives workers more control over their money while helping employers strengthen retention, engagement, recruiting, and workforce stability. Participating employers have reported turnover reductions of up to 27% and absenteeism reductions of up to 70%. Payactiv goes beyond Earned Wage Access. Our solutions work independently or together to create a connected earned money experience: • Earned Wage Access enables employees to access wages they have already earned in moments that matter because bills and other life’s expenses don’t always align with payday. Workers can choose from 5+ fee-free disbursement options, more than any other provider. It’s not a loan, and it’s free for employers to offer to their employees. • Payroll Card Programs offer a secure, convenient way to issue regular payroll and other payments, with digital, instant-issue, and mailed card options. • Tips & Mileage replaces manual cash payouts with secure, same-day digital disbursements for tips and reimbursements. • Off-Cycle & Termination Pay helps employers deliver final wages, corrections, bonuses, and other payments securely and on time, with multiple disbursement options. • Financial Wellness Tools include goal-based saving, budgeting insights, bill pay, a discounts marketplace, and access to free one-on-one financial counseling. • Employer Insights and Adoption Support help organizations launch, measure, and optimize their programs through reporting, engagement campaigns, and ready-to-use marketing materials. Behind every experience is Payactiv’s proven infrastructure, bringing technology, funding, compliance, risk management, settlement, payment rails, and support under one roof. Payactiv supports compliant programs across all 50 states and maintains SOC 1 and SOC 2 Type 2, PCI DSS, and ISO 27001 certifications. Employees also have access to 24/7 English- and Spanish-language customer service. As a Certified B Corporation and Public Benefit Corporation, Payactiv continues to define the access standard for earned money and expand what earned money can make possible. Because when people grow, businesses grow. Earned Money, for Life.

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 ![Payactiv](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_9ccf50b7ff6362ab87d87ee0d9db49d6/payactiv.png "Payactiv")

Payactiv Discussions

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[
## What is Payactiv used for?
](/discussions/what-is-payactiv-used-for)
What is Payactiv used for?

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Financial Wellness Software

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Earned Wage Access Software

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[
## Is there a cost for using Payactiv?
](/discussions/is-there-a-cost-for-using-payactiv)

Is there a cost for using Payactiv?

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Earned Wage Access Software

](https://www.g2.com/tags/earned-wage-access-software)[

Financial Wellness Software

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## How do businesses offer Payactiv to their employees?
](/discussions/how-do-businesses-offer-payactiv-to-their-employees)

How do businesses offer Payactiv to their employees?

[

Earned Wage Access Software

](https://www.g2.com/tags/earned-wage-access-software)[

Financial Wellness Software

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[
## How is the accessed money paid back?
](/discussions/how-is-the-accessed-money-paid-back)

How is the accessed money paid back?

[

Earned Wage Access Software

](https://www.g2.com/tags/earned-wage-access-software)[

Financial Wellness Software

](https://www.g2.com/tags/financial-wellness-software)

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[
## How do I access my earned wages?
](/discussions/how-do-i-access-my-earned-wages)

How do I access my earned wages?

[

Earned Wage Access Software

](https://www.g2.com/tags/earned-wage-access-software)[

Financial Wellness Software

](https://www.g2.com/tags/financial-wellness-software)

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[
## Who can use Payactiv?
](/discussions/who-can-use-payactiv)

Who can use Payactiv?

[

Earned Wage Access Software

](https://www.g2.com/tags/earned-wage-access-software)[

Financial Wellness Software

](https://www.g2.com/tags/financial-wellness-software)

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## Does it impact employer's cash flow?
](/discussions/does-it-impact-employer-s-cash-flow)

[

Financial Wellness Software

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about 7 years ago

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[
## Does PayActiv process payroll?
](/discussions/does-payactiv-process-payroll)

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[
## Is this a loan?
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[
## How do businesses offer PayActiv benefit to their employees?
](/discussions/how-do-businesses-offer-payactiv-benefit-to-their-employees)

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Financial Wellness Software

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