# NIUM Reviews
**Vendor:** Nium  
**Category:** [Payment Gateways](https://www.g2.com/categories/payment-gateways)  
**Average Rating:** 4.0/5.0  
**Total Reviews:** 1
## About NIUM
Nium, the leader in real-time global payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the on-demand economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore, with regional offices in London, Amsterdam, Hong Kong, Mumbai, Bengaluru, and Chennai.




## NIUM Reviews
  ### 1. Global payments at your fingertips

**Rating:** 4.0/5.0 stars

**Reviewed by:** sanjana v. | Trainee Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 16, 2023

**What do you like best about NIUM?**

This application I used to transfer outward remittances from India to Germany and their methodology of transfer was good and quite fast in comparison to international transfers via banks

**What do you dislike about NIUM?**

The least helpful thing I would like to mention is the exchange rate they charge which is always a rupee higher than what is currently going on and I had to lose some money over that which I dislike the most.

**What problems is NIUM solving and how is that benefiting you?**

I was able to make International transfers hassle-free with their options of multiple Indian banks to transfer which helped me with RTGS money and less paperwork.



- [View NIUM pricing details and edition comparison](https://www.g2.com/products/nium/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-13+11%3A17%3A15+-0500&secure%5Bsession_id%5D=0da45877-0de7-4f7b-8477-50ef81a47b03&secure%5Btoken%5D=b64906ab1dd66c8593766c18ad9c852554b35de95bf93bfe19836eb4c49b43c2&format=llm_user)

## NIUM Features
**Payment Options**
- Coupons, Discounts, Promotions, and Gift Cards
- Recurring Billing
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Real-Time Payments
- Multi-Currency
- Online payment portal

**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration

**Card Management**
- Card Types
- Card Controls
- Card Personalization
- Configuration
- Fulfillment
- Replacement

**Administration**
- Reporting/Dashboards
- User, Role, and Access Management
- Payout Time
- Manual Payment Entry
- Dispute Resolution
- Omnichannel
- Levels 1 & 2
- Level 3

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3

**Controls**
- Tokenization
- Security
- Card Networks
- Integration
- Testing
- APIs

**Security**
- PCI Compliance
- Fraud Protection Tools
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Payment Options**
- Multi-Currency
- Online payment portal

**Development**
- Customization (Fields, Objects, and Layouts)
- APIs
- Accounting Software Integration
- E-Commerce Software Integration

**Security**
- POS Verification

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Supplemental Technology
- Accounting integration
- E-commerce Integration

**Platform**
- Accounting integration
- E-commerce Integration

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

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