No pros at all. Only maybe fast setup, but its not worth it. Review collected by and hosted on G2.com.
We used Mamo Pay as a payment solution for our UAE-registered business. Our account was suspended in October 2025 and all funds were frozen without prior notice.
After the initial six-month hold period passed, we requested the release of our funds. Mamo extended the hold to 540 days from the last transaction date, citing "material risk of chargebacks or regulatory exposure" - with no specific evidence, no chargeback claims disclosed, and no documentation provided to justify this decision.
We offered to submit our Emirates NBD and Stripe account statements to demonstrate our business is in good standing. This offer was not engaged with.
When we asked for clarification, Mamo stated they are "not able to disclose the specific risk assessments" behind their decision.
We have now filed formal complaints with Sanadak (CBUAE) under case reference CAS-274162-D8M8J0, and with the Dubai Financial Services Authority (DFSA). Legal action is also being pursued.
If you are a business considering Mamo Pay, be aware that your funds can be held for an extended period based on undisclosed internal assessments, with limited recourse available through the platform itself. Review collected by and hosted on G2.com.
