---
title: Heartland Payments+ Reviews
meta_title: 'Heartland Payments+ Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 13 reviews by the users' company size, role or industry to
  find out how Heartland Payments+ works for a business like yours.
aggregate_rating:
  rating_value: 4.2
  review_count: 13
  scale: '5'
date_modified: '2026-07-07'
parent_category:
  name: Payment
  url: https://www.g2.com/categories/payment
---

# Heartland Payments+ Reviews
**Vendor:** Heartland Payment Systems  
**Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing)  
**Average Rating:** 4.2/5.0  
**Total Reviews:** 13
## About Heartland Payments+
Global Payments Inc. (NYSE: GPN), a leading worldwide provider of payment technology and software solutions, announced the unification under a single brand. Heartland, a Global Payments company, previously offered a suite of solutions, which is now Global Payments.



## Heartland Payments+ Pros & Cons
**What users like:**

- Users appreciate the **impressive customer support** of Heartland Payments+, highlighting its efficiency and ease of use. (1 reviews)
- Users value the **easy payments** feature of Heartland Payments+, enjoying prompt access to funds and reliable service. (1 reviews)
- Users appreciate the **easy setup** of Heartland Payments+, which facilitates a smooth onboarding experience for new customers. (1 reviews)
- Users value the **efficiency** of Heartland Payments+, with quick deposits ensuring seamless cash flow management. (1 reviews)
- Users appreciate the **efficient money management** of Heartland Payments+, with prompt next-day deposits enhancing their experience. (1 reviews)
- Payment Processing (1 reviews)
- Reliability (1 reviews)
- Response Time (1 reviews)
- Setup Ease (1 reviews)
- Speed (1 reviews)

**What users dislike:**

- Users are frustrated by the **excessive fees** charged by Heartland Payments+, often without receiving any services in return. (1 reviews)
- Users express frustration with **poor customer support** , citing unresolved billing issues and lack of resolution from Heartland Payments+. (1 reviews)
- Users report **system errors** leading to unjust charges and poor customer service, resulting in significant dissatisfaction. (1 reviews)
- Users report significant **update issues** with Heartland Payments+, leading to financial mistakes and poor customer service responses. (1 reviews)

## Heartland Payments+ Reviews
  ### 1. Worst Customer Service Experience Ever

**Rating:** 0.5/5.0 stars

**Reviewed by:** Amy  S.

**Reviewed Date:** October 20, 2025

**What do you like best about Heartland Payments+?**

I have used Heartland Payments+ for over ten years primarily for credit card processing. Initially, when I started with Heartland, it was incredibly easy to set up. I love the system overall, and the customer service was impressive when I first began using their services. I found the functionality of Heartland very useful, particularly how efficiently they managed to get my money into my account by the next day without any issues.

**What do you dislike about Heartland Payments+?**

I'm extremely dissatisfied with the customer service at Heartland Payments+. It's not just poor but horrendous. There was an error on Heartland's end where they charged me over $300 a month for more than a year, despite not processing any credit card transactions since October 2024. What's worse, they didn't offer any resolution or reimbursement, keeping my money unjustly. This unethical behavior, especially after I had shut down one company's payroll and credit card processing, is completely unacceptable. I can't support Heartland given their inept handling of mistakes, which cost me over $3,000 without providing any service in return. I would never consider repurchasing their services and strongly advise others to avoid them.

**What problems is Heartland Payments+ solving and how is that benefiting you?**

Customer Service you go in circles being passed on from one person to another they are quick to take your money for services but can't get anywhere to solve a problem.

  ### 2. The system is very easy to use.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Cathy L. | HR Manager, Legal Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 19, 2023

**What do you like best about Heartland Payments+?**

From a payment-receiving side, the system is easy to use. I can easily track payments made to us.

**What do you dislike about Heartland Payments+?**

So far, there is nothing to dislike. Everything works great.

**What problems is Heartland Payments+ solving and how is that benefiting you?**

Heartland is helping us with receiving payments.

  ### 3. User Friendly

**Rating:** 4.5/5.0 stars

**Reviewed by:** Karen S. | Front Office Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 21, 2023

**What do you like best about Heartland Payments+?**

The payment system was user friendly and had someone available at all times for help if needed.

**What do you dislike about Heartland Payments+?**

It was not integrated with our software at the time and it would have made it so much better.

**What problems is Heartland Payments+ solving and how is that benefiting you?**

Receiving and collecting payments

  ### 4. Great Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Insurance | Small-Business (50 or fewer emp.)

**Reviewed Date:** January 19, 2023

**What do you like best about Heartland Payments+?**

I think probably the best part about Heartland is the customer service.

**What do you dislike about Heartland Payments+?**

I can't really think of anything that I dislike about Heartland.

**What problems is Heartland Payments+ solving and how is that benefiting you?**

Heartland is a very great solution for managing our voluntary benefits deductions.

  ### 5. Heartland payments  and it's efficiency.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 23, 2021

**What do you like best about Heartland Payments+?**

Payments come out fast; before I know it, I have collected over 200,000 for the day!

**What do you dislike about Heartland Payments+?**

Chargebacks are too easy! I hate to get chargeback reports from them when the customer, per the contract, shouldn't have the ability to do it.

**What problems is Heartland Payments+ solving and how is that benefiting you?**

Once we moved the business to the US from London, it quickly became our go-to payment system with very few problems to collect money per our contracts.

  ### 6. Reliable Card processing tool.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Levi R. | Physical Therapy Technician, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 17, 2020

**What do you like best about Heartland Payments+?**

It’s simple to use and has always been reliable for me. It even lets you securely store the card numbers for  frequent clients’ which makes things so much easier for both the client and clinic.

**What do you dislike about Heartland Payments+?**

Not sure if it has an app, but we only use it via the web, so that can have its own issues at no fault of Heartland.

**What problems is Heartland Payments+ solving and how is that benefiting you?**

It allows us to safely take payments from our clients over the phone so we don’t have to be exposed to each other in these times of covid.

  ### 7. Awesome service - highly recommend!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Chelsea H. | Staff Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 23, 2020

**What do you like best about Heartland Payments+?**

The part I like best about this software is that it is very user friendly. Our rep was very thorough when going over this program with us, which definitely made it easier on us when it was time to run payments.If there are ever any issues, a representative is available to help assist the problem (which is rare - have not experienced many - so far so good!). If you're looking for a great program to use, I highly recommend choosing this product!

**What do you dislike about Heartland Payments+?**

The only part I do not like about Heartland payment, is that when a card has expired, you have to re-add the card in full if the security code has changed. This site only allows you to edit the name, address and expiration date. Thankfully, we do not have too many questions that we have to do this for, but it can be a hassle if needs to be done.

**Recommendations to others considering Heartland Payments+:**

If you're looking for a program that has everything under one page, this is for you!

**What problems is Heartland Payments+ solving and how is that benefiting you?**

No problems so far, my company has enjoyed this software. One feature we love is when a customer's credit card is about to expire, it sends an email to the email address on file to let them know to update it.

  ### 8. Daily User in Clinical Setting

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Health, Wellness and Fitness | Enterprise (> 1000 emp.)

**Reviewed Date:** November 20, 2018

**What do you like best about Heartland Payments+?**

Heartland is a good alternative to an actual credit/debit card machine. It is easily accessible thru any device via the internet. It is secure and quick when needing to collect payments. The setup does not require much training or support. It is easy to navigate when needing to print receipt, cancel payment, or any other function needed. Multiple users can be logged on at the same time. It is portable, since you are not tied down to an actual machine. 

**What do you dislike about Heartland Payments+?**

The only downfall to using heartland for payments as opposed to using an actual machine is that it requires data entry. This leaves room for error in copying off of the card. It also takes more time compared to simply entering a chip into a machine. 

**Recommendations to others considering Heartland Payments+:**

Recommended Product for internet passed payment setup. 

**What problems is Heartland Payments+ solving and how is that benefiting you?**

Portable payments are able to be accepted throughout the whole office, I can take payments for patients in their room and make their experience more private and personal. 

  ### 9. Blessing for small  business

**Rating:** 5.0/5.0 stars

**Reviewed by:** Thita B. | Pharmacist , Retail, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 17, 2019

**What do you like best about Heartland Payments+?**

1. Very easy set up, affordable, accurate and the cheapest rate to process credit card.
2. mobile. For the customer requiring delivery of the products its easy to get the payments without worry about the change to carry . 
3. Send the reports of the direct deposit each month withe diff category of the credit cards used  to make purchase.
4. no extra fees for the minimum amount.
You can swipe the card even for the purchase as little as 10 cents

**What do you dislike about Heartland Payments+?**

1. inaccessible during weekend and holidays .
2. Mobile payment has little bit higher rate monthly.


**What problems is Heartland Payments+ solving and how is that benefiting you?**

Use everyday to collect payment during checkout.
also use the mobile device to collect the payments on the delivery thus reducing the risk of the theft.

  ### 10. Heartland

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Wholesale | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 24, 2019

**What do you like best about Heartland Payments+?**

The online reports and statements are very easy to navigate and understand.

**What do you dislike about Heartland Payments+?**

Heartland customer service has been difficult to work with. They POS machine is antiquated.

**Recommendations to others considering Heartland Payments+:**

We switched to a different company

**What problems is Heartland Payments+ solving and how is that benefiting you?**

Many people pay with credit cards.

  ### 11. Admin Assistant

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consumer Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 13, 2019

**What do you like best about Heartland Payments+?**

Website is easy to use.  Able to retrieve past payment easily.

**What do you dislike about Heartland Payments+?**

I have not complaints about the Heartland website.

**What problems is Heartland Payments+ solving and how is that benefiting you?**

Quicker payments

  ### 12. solid credit card processor

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Transportation/Trucking/Railroad | Mid-Market (51-1000 emp.)

**Reviewed Date:** January 11, 2019

**What do you like best about Heartland Payments+?**

very easy to use very consumer driven product

**What do you dislike about Heartland Payments+?**

at this time the product was great while we used it

**Recommendations to others considering Heartland Payments+:**

consider it, rates are very competitive, simple to nativgate and tom implment

**What problems is Heartland Payments+ solving and how is that benefiting you?**

ease of creating reports on payments

  ### 13. How it works

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Tobacco | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 05, 2018

**What do you like best about Heartland Payments+?**

Everything is self explanatory and very convenient when taking credit card payments and cash payments as well

**What do you dislike about Heartland Payments+?**

I have no complaints about the software use and also think it is the fastest product out there 

**Recommendations to others considering Heartland Payments+:**

Its great software 

**What problems is Heartland Payments+ solving and how is that benefiting you?**

None


## Heartland Payments+ Discussions
  - [How much does heartland charge per transaction?](https://www.g2.com/discussions/how-much-does-heartland-charge-per-transaction)
  - [How was Heartland Payment Systems Hacked?](https://www.g2.com/discussions/how-was-heartland-payment-systems-hacked)
  - [Is Heartland a payment gateway?](https://www.g2.com/discussions/is-heartland-a-payment-gateway)
  - [What is Heartland billing solutions?](https://www.g2.com/discussions/what-is-heartland-billing-solutions)

- [View Heartland Payments+ pricing details and edition comparison](https://www.g2.com/products/heartland-payments/reviews?section=pricing&secure%5Bexpires_at%5D=2026-07-13+07%3A59%3A29+-0500&secure%5Bsession_id%5D=c0b0ab2f-04dd-4fcb-b24a-13543e2eda1b&secure%5Btoken%5D=ca6160d742bbf99a0bddd89854ec38df0b2105827173454d72bfcaa25cbdb474&format=llm_user)

## Heartland Payments+ Features
**Payment Options**
- Coupons, Discounts, Promotions, and Gift Cards
- Recurring Billing
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Real-Time Payments
- Multi-Currency
- Online payment portal

**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration

**Administration**
- Reporting/Dashboards
- User, Role, and Access Management
- Payout Time
- Manual Payment Entry
- Dispute Resolution
- Omnichannel
- Levels 1 & 2
- Level 3

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3

**Security**
- PCI Compliance
- Fraud Protection Tools
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Payment Options**
- Multi-Currency
- Online payment portal

**Development**
- Customization (Fields, Objects, and Layouts)
- APIs
- Accounting Software Integration
- E-Commerce Software Integration

**Security**
- POS Verification

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Supplemental Technology
- Accounting integration
- E-commerce Integration

**Platform**
- Accounting integration
- E-commerce Integration

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

## Top Heartland Payments+ Alternatives
  - [Square Payments](https://www.g2.com/products/square-payments/reviews) - 4.5/5.0 (168 reviews)
  - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - 4.4/5.0 (2,688 reviews)
  - [Worldpay](https://www.g2.com/products/worldpay/reviews) - 2.9/5.0 (42 reviews)

