Graviton is a next-generation, SaaS-based loan origination and management system (LOS + LMS) designed to power modern lending institutions with agility, intelligence, and operational excellence. Built for the evolving needs of NBFCs, fintechs, banks, and credit providers, Graviton is engineered to streamline the complete lending lifecycle—from loan initiation and credit assessment to disbursement, servicing, and reporting. Unlike traditional lending platforms that rely heavily on manual inputs and fragmented workflows, Graviton transforms lending into a fully digital, rule-based, and outcome-oriented experience. Whether you're managing high-volume micro-loans or structuring complex secured facilities, Graviton adapts to your business logic with dynamic configurations, seamless integrations, and built-in compliance support. All-in-One Lending Infrastructure:- Graviton offers a unified platform that bridges the gaps between LOS, LMS, accounting, collections, and reporting. Key modules include: Loan Origination System – Digitally onboard borrowers, automate KYC, credit scoring, and rule-driven underwriting. Loan Management System – Handle disbursals (including tranches), repayments, restructuring, and NPA tracking with precision. Automated Accounting – Align disbursals, repayments, charges, and penalties with auto-synced financial ledgers. Advanced Reporting – Access customizable and MIS reports across the lending stack—regulatory, operational, and strategic. Collection Engine – Track delinquency buckets, automate reminders, and manage collection agents via a centralized dashboard. Built for Speed, Scalability & Control Graviton is cloud-first and mobile-ready, ensuring instant deployment, remote accessibility, and minimal IT overhead. Its modular architecture is built to scale with your operations, whether you're serving a niche market or entering new lending segments. With low-latency APIs, integration-ready workflows, and configurable business rules, the platform lets you innovate without disrupting existing systems. Lenders gain complete control over their workflows—from configuring product types and CI structures to managing approval hierarchies and compliance checks. The platform is designed for real-time decisioning, smart automation, and operational transparency, enabling faster time-to-market and lower cost-per-loan. Why Lenders Choose Graviton Modern lenders face challenges that legacy systems can’t address: manual bottlenecks, audit risks, delayed insights, and poor borrower experience. Graviton directly addresses these pain points by: Replacing spreadsheets and legacy tools with smart dashboards Automating interest calculations, broken period interest, and payment schedules Supporting digital-first experiences across borrower and internal portals Offering marketplace connectivity for credit bureaus, e-sign, payment gateways, and more The Graviton Advantage Graviton is not just a software—it’s your strategic lending engine, built to help you launch new products faster, manage risk better, and deliver exceptional borrower experiences. From simple rule-based loans to complex lending products, Graviton is ready to support your journey of growth, compliance, and digital transformation.
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Graviton CommunityOverview by
Hardik Sarin (Building NextGen Money Lending Eco-System
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