--- title: BILL Spend & Expense (Formerly Divvy) Reviews meta_title: 'BILL Spend & Expense (Formerly Divvy) Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 2237 reviews by the users' company size, role or industry to find out how BILL Spend & Expense (Formerly Divvy) works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 2237 scale: '5' date_modified: '2026-08-07' parent_category: name: Travel & Expense url: https://www.g2.com/categories/travel-expense --- # BILL Spend & Expense (Formerly Divvy) Reviews **Vendor:** BILL (previously Bill.com) **Category:** [Expense Management Software](https://www.g2.com/categories/expense-management) **Average Rating:** 4.5/5.0 **Total Reviews:** 2,237 ## About BILL Spend & Expense (Formerly Divvy) BILL Spend & Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks. BILL Spend & Expense equips finance teams, controllers, and department managers with tools to issue corporate cards, monitor spending in real time, and streamline the process of submitting, reviewing, and approving expenses. Key features of BILL Spend & Expense include: - Instant corporate card issuance with customizable spending limits by user, team, or category - Real-time expense tracking with transaction-level visibility and automatic receipt matching - Policy enforcement and approvals built into the spend workflow to support compliance - Mobile and desktop access for employees to request funds, upload receipts, and categorize transactions - Accounting integration with systems like QuickBooks, Xero, and NetSuite to reduce reconciliation time BILL Spend & Expense helps companies proactively manage employee-initiated spending and reduce end-of-month surprises. With automated controls and flexible card issuance, businesses can empower teams to spend responsibly while maintaining clear oversight. The platform is often deployed alongside accounts payable automation tools to deliver a comprehensive view of both discretionary and non-discretionary spend. By combining corporate cards with expense management in one solution, BILL Spend & Expense allows finance leaders to better forecast spend, improve accountability, and close the books faster. ## BILL Spend & Expense (Formerly Divvy) Pros & Cons **What users like:** - Users appreciate the **ease of use** of BILL Spend & Expense, enjoying seamless tracking of expenses and receipts. (435 reviews) - Users appreciate the **user-friendly setup** of BILL Spend & Expense, enhancing efficiency and transparency in expense management. (224 reviews) - Users appreciate the **convenience** of BILL Spend & Expense, enjoying easy tracking and management of expenses for their business. (161 reviews) - Users praise the **easy setup** of BILL Spend & Expense, simplifying the transition to the platform effortlessly. (159 reviews) - Users appreciate the **time-saving features** of BILL Spend & Expense, simplifying receipt management and budget tracking. (158 reviews) - Users value the **flexibility of virtual cards** in managing employee expenses and enhancing financial control. (157 reviews) - Users appreciate the **quick and responsive customer support** from BILL, ensuring timely assistance with any issues. (140 reviews) - Efficiency (126 reviews) - Easy Upload (120 reviews) - Easy Integration (118 reviews) **What users dislike:** - Users face **integration issues** with BILL Spend & Expense, affecting functionality and complicating reimbursement processes. (89 reviews) - Users face **approval issues** that hinder transaction management and integration, complicating financial processes and oversight. (87 reviews) - Users experience **poor customer support** , lacking resources and manual features that complicate their management tasks. (61 reviews) - Users experience **syncing issues** with Bill S&E, particularly with new classes and locations from QBO, affecting functionality. (59 reviews) - Users find **budget management challenging** due to complex transactions and lack of intuitive guidance and resources. (55 reviews) - Users report an increase in **fraud issues** with BILL Spend & Expense cards, complicating financial management. (53 reviews) - Users express frustration with the **credit issues** in BILL, citing limited flexibility and tedious budgeting functionalities. (48 reviews) - Manual Entry (47 reviews) - Reimbursement Issues (46 reviews) - Inadequate Categorization (41 reviews) ## BILL Spend & Expense (Formerly Divvy) Reviews ### 1. Centralized Spend Management, Minor Setup Hiccup **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) **Reviewed Date:** July 13, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like having the ability to code transactions in one spot and having that flow into accounting, which helps streamline the process. Having one spot to do expense reimbursements is a big plus, and moving away from Excel files makes it easier to have information all in one place. This means I spend less time toggling between different software and more time pulling the correct information that my supervisor needs. The team setup was very easy, which was definitely a plus. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There needs to be a way in the transaction tab to tag the spender and ask them for more information within the transaction itself or tag my supervisor so that they can see a transaction detail. The setup for me as the manager was a little more difficult, and I wish that I had a more full-time account manager at my disposal instead of a setup manager that then departed because we didn't spend enough money on a monthly basis. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense centralizes our transactions, simplifies expense reimbursements, and integrates coding into accounting, saving time and reducing the need for Excel. It provides a credit card platform and allows transaction approvals, enhancing our control compared to older methods. ### 2. Streamlined Expense Management with Easy Automation **Rating:** 5.0/5.0 stars **Reviewed by:** Mary Ellen H. | Social Security & Disability Intern, Mid-Market (51-1000 emp.) **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the ease of use and the automation tools provided by BILL Spend & Expense (Formerly Divvy). Setting up another user is really easy, which I find very convenient. The automation has improved our turnaround time for coding and increased accountability by having individuals do their own coding. I also enjoy the prefilled mileage standards for reimbursements. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I find that filtering could be smoother, and sometimes things take a while to load. I also think that notifications for managers could be improved. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I find BILL Spend & Expense improves turnaround time for coding and increases accountability. It's easy to use with great automation tools and prefilled mileage standards for reimbursements. ### 3. Disjointed Onboarding and a Fragmented Setup Experience **Rating:** 2.5/5.0 stars **Reviewed by:** Sean R. | Executive Consultant - Enterprise Platforms & Digital Transformation, Small-Business (50 or fewer emp.) **Reviewed Date:** April 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The platform's core concept of combining credit lines with instant expense categorization is strong. When it works, the real-time visibility into spend and the ability to issue virtual cards for specific vendors are helpful features for maintaining budget control across a team. The mobile interface is also relatively intuitive for quick receipt uploads **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** the implementation and onboarding process were notably disjointed. For a tool that is supposed to streamline operations, the setup felt fragmented and lacked a cohesive 'white-glove' experience. I found the transition between the credit approval phase and the actual platform utility to be fumbled, leading to significant delays in getting the system fully operational. Operationally, it feels like several different tools stitched together rather than one fluid ecosystem **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I think Bill is intended to solve the problem of manual expense reporting and out-of-policy spending. While the virtual card system provides some benefit in terms of security and budget tracking, the initial operational friction during the setup phase significantly diminished the expected ROI and slowed down our financial workflows ### 4. Smooth International Payments, Could Have Better Bank Integration **Rating:** 4.0/5.0 stars **Reviewed by:** Ioannis K. | Kenneth Brayer Professor of Electrical Engineering, Small-Business (50 or fewer emp.) **Reviewed Date:** April 23, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I really like the integration of BILL Spend & Expense with a payment card because it handles our travel reimbursements and occasional expenses like Internet and subscriptions. The system is pretty good for international payments too, which works well for us when dealing with German contractors. It saves us the hassle and cost of wire transfers through banks by offering a flat 1% fee for payments in almost any currency. The cards for all employees are nice, keeping everything segregated, and our accountant is happy with the consolidated reports. The audit process was smooth, and the system was effective in confirming expenses. The workflow and approval structure work pretty well for our small team, keeping things compliant. The initial setup was extremely straightforward, and the ability to start using basic functionality for free is nice. I also appreciate that we can transition each vendor into the workflow without doing it all at once. The onboarding is very straightforward and as close to instant as possible. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** So it doesn't integrate quite as well with our bank. It'd be nice if they could pull the balances for the bank accounts more automatically. We get a larger bill, like $12,000 for a repair, we have to check that we won't create a crisis in the account we're pulling the funds from. There are other systems that are more integrated with banks, which is a minor weak point for Divvy. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense for handling bills, expenses, and international payments smoothly. It's great for handling employee expenses with a separate card and offers affordable international transactions, but could improve bank integration. ### 5. Easy Vendor Portal & Payables Visibility **Rating:** 4.0/5.0 stars **Reviewed by:** Sharon M. | Analyst, Mid-Market (51-1000 emp.) **Reviewed Date:** April 30, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It integrates easily with many vendor portals, which makes it straightforward to track payables and expenses and provides clear visibility into both. It also connects with accounting software such as Xero, which helps automate tasks and streamline day-to-day workflows. Payments are simple to manage as well, including by credit card, and that increases visibility at all levels. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It feels like a completely different product from Bill.com’s payables. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It makes it easy to track payments made using credit cards. As a company that deals with multiple companies, it helps us handle daily accounting tasks more smoothly. Once it’s integrated with accounting software like Sage, it automatically populates the journal entries. ### 6. Easy Nonprofit Expense Tracking with Seamless QuickBooks Integration **Rating:** 4.5/5.0 stars **Reviewed by:** Victoria C. | Program Operations Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 13, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It's an easy way to do expense tracking for our nonprofit, allowing us to reconcile, categorize and keep records that we need for reporting and compliance. Easy to use interface and app experience and integration with Quickbooks **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing that I've found, thus far. Honestly it's been great. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Individuals having access to spending without direct access to our nonprofit's bank account, easy reconciliation and integration of Quickbooks chart of accounts for bookkeeping seamlessly. ### 7. Effortless Payments, Vital for Small Businesses **Rating:** 5.0/5.0 stars **Reviewed by:** Rachel D. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** April 21, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I have used BILL Spend & Expense to receive payments from a vendor, and I try to use digital or electronic payments instead of checks. We can receive payments quickly and not have to wait for a check in the mail, which is really convenient. Even though I haven't used the feature yet, the ability to get an instant payment on an invoice or to finance an invoice upfront seems like it would help with cash flow, especially when cash is tight. For a small business like ours, having the option to finance an invoice is really valuable. Also, setting up BILL Spend & Expense was easy and didn't take long. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I did not have anything to dislike about the service **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense (Formerly Divvy) to receive payments quickly without waiting for checks. The option to finance invoices is valuable for managing cash flow when payments are pending. ### 8. Mobile App Makes Receipt Capture Fast and Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Our team loves the mobile app. Many of them work in our community and have a lot of paper receipts, mobile use allows them to record the image immediately **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We have issues getting receipts forwarded in from other inboxes. For instance, many of our receipts go to a shared inbox and not a user specific inbox. This slows the process down and even though I have set up gmail integration and add the email as additional on user profiles it is still not great. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Bill is solving our expense tracking and receipt collecting. We are a small team but needed a system to keep up with this process. ### 9. Very easy to use for teams **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** May 10, 2023 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The flexibility of budgets, duplicating budgets and people's spend limits, and the phone app make it easier for people to use on the go. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Reinstate the name "Divvy." People can't remember the Bill.com name and have a hard time distinguishing Bill.com from this "spend" part. It would be so much simpler to keep calling it "Divvy, a Bill.com company." And they must stop lowering the credit limits at random with absolutely no reason for the decrease; people use Divvy in their organizations and come to rely on it for credit and cash management. Undermining this at random, without warning and without cause, undermines trust in the product as a viable tool for a business. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Managing the whole team's expenses and ensuring the expenses are vetted before we import them into financial software. ### 10. Streamlined Expense Management with Real-Time Visibility and Easy Receipt Capture **Rating:** 4.5/5.0 stars **Reviewed by:** Anderson H. | Sr. Accountant, Mid-Market (51-1000 emp.) **Reviewed Date:** February 02, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** What I like best about BILL Spend & Expense is how it streamlines expense management end-to-end in one place. The real-time visibility into spending, easy receipt capture, and automatic syncing with accounting systems save a lot of time and reduce manual errors. The approval workflows are straightforward, and having clear controls and reporting makes it much easier to manage budgets and stay compliant without slowing teams down. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** One downside of BILL Spend & Expense is that some features can feel a bit rigid, especially if your company has more complex or unique expense policies. The reporting and customization options aren’t always as flexible as you might want, and there can be a learning curve for new users before everything feels intuitive. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense solves issues around uncontrolled spending, manual expense reporting, and lack of real-time visibility. It centralizes spend management with built-in controls, automated receipt capture, and accounting integrations. As a result, expenses are processed faster, budgets stay on track, and finance teams save time while gaining better insight into where money is being spent. ### 11. Bill.com Success! **Rating:** 4.0/5.0 stars **Reviewed by:** Barbara L. | Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that the transactions can be downloaded directly into my Quickbooks Desktop product. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I don't like that the downloaded transactions get confused on vendor names, and those vendor issues will block some transactions from downloading. Also, vendor names should be memorized and this does not consistently happen. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** The ease of signing up for new cards for employees is great! Also, having instant access to virtual cards is a plus. ### 12. Facilitate Expense Verification Efficiently **Rating:** 5.0/5.0 stars **Reviewed by:** Ulises R. | Technical Respresentative, Mid-Market (51-1000 emp.) **Reviewed Date:** April 21, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love that with BILL Spend & Expense (Formerly Divvy) I can verify expenses using just an image, whether it's a photograph or a file. Additionally, the ease of choosing specific categories for expenses, defined by the company, greatly simplifies the operation. I also appreciate that an image can be uploaded for expense verification, which enhances the experience by not having to deal with physical receipts. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Communication between applications does not seem to be very effective, as sometimes the application does not easily find the expense. Additionally, the photos taken by the application cannot be cropped, which forces me to take the photo with the photo app and then export it. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Solve the problem of keeping physical receipts by allowing checks with images. Simplify managing expenses by having specific categories, and I like the option to verify expenses by just uploading an image. ### 13. Streamlines Expense Management but Needs Better QuickBooks Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that with BILL Spend & Expense (Formerly Divvy), I'm able to create budgets and vendor cards. It also lets me see every single transaction that an employee or a vendor makes, allowing me to make decisions. Setting it up was pretty easy; we just set up our company information, someone called us, and within a few days, we had our account and chose our credit limit. It's worked out pretty great so far. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I'd like better visibility and integration with QuickBooks. Once we pay off our bill through bill.com, it appears as a lump sum instead of showing every individual transaction. Also, linking it to a project on QuickBooks could be improved. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense (Formerly Divvy) to create budgets and vendor cards, allowing me to track every transaction an employee or vendor makes and make decisions. ### 14. Great Quickbooks Sync, But Occasional Sync Issues with Some Employees **Rating:** 4.0/5.0 stars **Reviewed by:** Catherine S. | Finance & Operations Analyst, Small-Business (50 or fewer emp.) **Reviewed Date:** October 20, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that employees are able to enter class, account, and vendor information. I also like that Bill Spend and Expense is able to sync with Quickbooks. I Usually enter most of the data into our company's Quickbooks system so this helps me out a lot. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Sometimes transactions will not sync. I notice that is it always specifically three employees whose transactions will not sync. Also, since some employees already has a bill.com account, signing up for Bill Spend and Expense was a bit tricky because they experienced many hiccups. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Bill Spend and Expense is benefiting me because I do not have to enter as much data in Quickbooks as I did before. Before we had Bill Spend & Expense. I had to enter in every transaction, class, account, and vendor manually. Bill syncing with Quickbooks in this way allows me more time to analyze expenses rather than just entering them. **Official Response from Jenn J:** > Thank you, Catherine, for your valuable insight into Spend & Expense! We're glad to hear that you find value in the feature that allows employees to enter class, account, and vendor information directly, and that the sync with QuickBooks helps you significantly reduce your manual data entry workload. However, we sincerely apologize for the frustrating sync issues you've experienced. We understand how critical it is for transactions to sync reliably, and we've noted that this issue is specifically tied to transactions from three particular employees. We also apologize that some employees experienced hiccups during the sign-up process for Bill Spend & Expense due to having an existing Bill.com account. Your feedback is valuable to us as we like to hear about what works well for our customers and what needs to be improved. ### 15. Seamless Receipt Integration and Real-Time Expense Tracking **Rating:** 4.5/5.0 stars **Reviewed by:** Jennifer P. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that BILL Spend & Expense (Formerly Divvy) cuts down on delays in receiving receipts and processing time. It collects receipts immediately in real time from employees and integrates seamlessly with our accounting software, which eliminates the need for data entry and reduces the chance of clerical errors. It provides us with real-time profit and loss on jobs without the delay of waiting for employees to turn in receipts. The initial setup was extremely easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** One thing that could be improved is if the system remembered prior selections, like for fuel charges, so that we don't have to manually change them every time. It would be nice if it categorized the transaction correctly, preventing us from having to make manual changes. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense (Formerly Divvy) collects receipts in real time from employees and integrates seamlessly with our accounting software, eliminating data entry and clerical errors. It cuts down delays in receiving receipts and processing time, providing real-time profit and loss insights. **Official Response from Jenn J:** > Thank you for your outstanding feedback on BILL Spend & Expense, Jennifer! We are so excited to hear that you access our system daily, which significantly reduces expense processing time and simplifies operations. Your employees can upload receipts, eliminating the need for weekly office trips. The system also provides real-time data, ensuring timely information transfer to the accounting system for quick customer billing. Setup and integration were straightforward for your team, and support was helpful throughout the process. We appreciate your ideas of a pay-over-time option for a card, which would help small companies manage their cash flow, and an option for customizable reminder messages or a way to ask employees questions about charges directly linked to those charges. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 16. Effortless Expense Management with Stellar Support **Rating:** 5.0/5.0 stars **Reviewed by:** Leigh L. | Senior Accountant, Small-Business (50 or fewer emp.) **Reviewed Date:** May 14, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like how easy it is to monitor spending and set limits with BILL Spend & Expense. It's very easy to quickly adjust a limit if someone has a larger purchase. I appreciate how easy it is to seamlessly see what many people are doing at once. It's a great site to use and incredibly easy to use. Their customer service has been really helpful when I've had questions.I also really appreciate how easily it integrates with QuickBooks Online, which we use for accounting. It works great. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I found it really unfamiliar when I had to use BILL Spend & Expense for invoice payments instead of the credit card management I'm used to. It ended up taking us about two extra weeks to collect money on a large invoice, which was frustrating. Typically, we'd expect a quicker process, like a direct deposit, but using this service seemed to complicate things and delay the payment. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I don't have to track down receipts anymore. Each user is notified to add a receipt, and I can send batch reminders. Everything is seamlessly integrated, eliminating manual errors and saving time compared to the old process. **Official Response from Jenn J:** > Thank you, Leigh, for your positive review of BILL Spend & Expense! We love that you consider our service a great way to make purchases, allow employees to have adjustable budgeted amounts quickly, and that it integrates excellently with QBO. We understand your frustration with the process of creating a bill in QuickBooks Online (QBO) and then making a payment with S & E, which results in two instances of the bill being created in the system. We sincerely apologize for this issue. We value your feedback, as we are committed to improving our customers' experience with our software. ### 17. Streamlined Spending with Bill Spend & Expense **Rating:** 5.0/5.0 stars **Reviewed by:** Chris J. | VP Finance, Small-Business (50 or fewer emp.) **Reviewed Date:** May 21, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the credit card rewards, which include purchasing rewards and cashback from spending. I also appreciate being able to set up budgets for individuals, which helps track expenses per budget or department and assists with accounting. It's very useful to upload receipts and invoices, as having a documented place for these is great for audits and internal tracking. The ability to easily control who has a card, manage their budgets, and swiftly handle situations like card loss by zeroing out budgets or ordering new cards is very convenient. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I find the integration between BILL Spend & Expense (Formerly Divvy) and our accounting system to be not seamless. It takes some extra steps, going through Excel, and feels like more manual work than it should be. I'd prefer if getting data from Divvy directly into my accountant's system required fewer manual steps. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to control who gets a card and their budgets, making it easy to manage expenses. Uploading receipts and having a documentation spot simplifies audits. It's handy for setting budgets by individual or department. **Official Response from Jenn J:** > Thank you for your five-star review, Chris! We are excited to hear that BILL Spend & Expense has been helpful with the ability to create as many credit cards as your company needs and that you can control the budgets of those cards. We appreciate your feedback about the auto-categorization of our AI needing to be improved and have provided that information to our product team. We always want to hear what works and what will make your experience better. ### 18. Revolutionized Our Expense Management **Rating:** 5.0/5.0 stars **Reviewed by:** JC H. | Finance director, Small-Business (50 or fewer emp.) **Reviewed Date:** November 12, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the intuitiveness of BILL Spend & Expense, and the great customer service from the team. The great budgeting practices and best practices offered are really helpful, and it's just really easy to use. The system is easy to use with very little training required for new team members, which has improved the time it takes to do expense reports. The integration of using cards with the expense platform keeps everything in one place, making it very convenient. Initial setup was really easy for me, and I’d give it a nine out of 10. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Allocating large expenses to two separate billing departments or budgets is a little difficult right now. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to centralize our spend and expense management, reducing reliance on Excel and other less successful platforms. It combines card usage and expense reporting, making it easier and quicker to manage everything in one place. **Official Response from Jenn J:** > JC, thank you for your exceptional review of our software! We are thrilled that you find BILL Spend & Expense super intuitive and that we have great customer support. We appreciate you letting us know about needing a little more guidance and training on our product. We included a link to our BILL page with all our guides, including those for Spend & Expense. We appreciate all feedback, as we are always trying to improve our customer's experience with our software. ### 19. Easy QuickBooks Sync, Smart Budgeting Tools, and Great Tech Support **Rating:** 5.0/5.0 stars **Reviewed by:** Martin F. | President & CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** We love how easy it is to set up and sync with QuickBooks. It also gives us a great way to control spending by creating budgets, using virtual cards, and accessing a ton of other helpful features. Tech support has been great, and they really come in clutch when we’re trying to figure things out. It is easy to add new users and remove old users. Implementing the card was easy peasy. We use the card everyday and benefit from the rewards pretty quickly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Our biggest issue was when we first started using BILL. It took a bit of work to get a credit increase, but now that we understand the process, it is a little easier. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I can monitor spending on our credit cards with little to no effort. I know that we can pull reports, get receipts, and get it synced in no time. My accountant loves that I handle most of our G/L labeling for each transaction. Keeps my bookkeeping costs down. ### 20. Efficient Billing with Frustrating Support **Rating:** 3.0/5.0 stars **Reviewed by:** Lovie W. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like most of the tracking of our bills being paid and the reports that are given for me to easily then put it into our system for balancing. I also like that I can pull up specific payment dates for filtering, and the report shows the company that was paid and the amounts as well. Being able to filter for specific categories in these reports is most helpful because it allows me to easily determine in that payment cycle how much was spent in certain categories. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The customer service is not good. It feels disjointed, like dealing with a third party to another third party company. They often act like they don't know which part of their app we use, though they have my information. They can't answer questions about specific check numbers or payments to vendors without stopping communication to contact someone else, which takes a day and results in more questions that should already be known. It's infuriating. Additionally, having to void a check takes too long because of back and forth communication, making it feel like they don't know what's going on internally. The initial setup was time-consuming and very manual due to our ERP software not being compatible with BILL Spend & Expense. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense saves time by eliminating the need to cut and mail checks, and it streamlines tracking of employees' debit card use, making expense management more efficient. **Official Response from Jenn J:** > Lovie, thank you for your valuable feedback on BILL Spend &Expense! We are happy to hear that you are finding it easy to pay bills. We appreciate your thoughts on customer support and the difficulty in contacting them. We have passed that on to our team and please continue providing feedback as we always are working hard to improve our software. ### 21. A well built, intuitive piece of software that has made so much of my job easier. **Rating:** 5.0/5.0 stars **Reviewed by:** Karla K. | Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The interface is very easy to use, not just for the end users (card holders) but especially for me as an administrator. I can easily see everyone's receipts, make sure things are categorized correctly, make sure that all the required data has been entered, reports are easy to run and edit because they are downloadable in excel. Everything about it works great for me. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** One small request would be the ability to add additional information to the card transactions, i.e. project number. We send the spending to the projects and it would help a lot if we could have a customizable field that would let us make that connection that would automate the allocation function. But there are enough tools to work with that I've got it down to a very manageable amount of work, even though it's not quite "automated". **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We had a very hard time collecting receipts before because they needed to be mailed into the office and that just wasn't happening. Now that they can simply be uploaded right at the point of sale, we're getting much better adherence to the policies. **Official Response from Jenn J:** > Thank you, Karla, for your tremendous review of Spend & Expense! We're excited that you find the interface easy to use for both you and your cardholders. You can see all the receipts, making sure they are categorized correctly, make sure all the data is entered, and you can run reports easily and edit them as they are downloaded in Excel format. We appreciate your request for the option to add more information to the card transactions to be able to show the connection that would automate the allocation function. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 22. Great Features, But Support and SMS Security Alerts Need Improvement **Rating:** 1.5/5.0 stars **Reviewed by:** Verified User in Consumer Goods | Small-Business (50 or fewer emp.) **Reviewed Date:** July 17, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the budgeting and spend limits for employees. Also, the receipt capture. I like the software, when it comes to support/security warnings/receipt uploads it would be really cool to be able to do this with texting instead of having to be signed into an app. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The support is where it ends with me. I like to be able to call a number when I need something. Also, when there are security issues, I wish it would text me, as I always have access to sms, but email and signing into accounts is a pain when you are on the go. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Employee spending. ### 23. Easy-to-Use Portal and App That Keep Admins Productive Anywhere **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I really like that it's easy to use. The portal and app are very user friendly. As the admin, i love that I can do everything that the website can do on the app with I'm not near my computer. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There is an issue with card users unable to assign their receipts to budgets because their budget has been used. That causes issues with closing the month and the statement. Admins need to adjust budgets or make the appropriate changes for the users. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Thanks to the database we no longer have to have printed/physical receipts. Our missing receipt rate has decreased as well. ### 24. Experience so far. **Rating:** 0.0/5.0 stars **Reviewed by:** Carlos V. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** July 17, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Not much to say, honestly. I haven’t received any response to my emails, and there’s been no real support. On top of that, I’ve noticed random drops in my credit. The daily usage is fine. tracking is fine **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The amount of effort put into onboarding us to the incompetent effort thats given now **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Not solving just acting as a service to process company expenses ### 25. Effortless Payables with Quick Execution & Rewarding Benefits **Rating:** 5.0/5.0 stars **Reviewed by:** Nicholas A. | Small-Business (50 or fewer emp.) **Reviewed Date:** April 09, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love how easy it is to use BILL Spend & Expense (Formerly Divvy), as it means I don't have to go out of my way to get vendors paid, and they receive quick payments, which they appreciate. I find the seamless rewards system fantastic because we can purchase gift cards for our staff to give them something extra for a job well done. The initial setup was easy, which made integrating the software into our workflow quite straightforward. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I would prefer virtual cards not be 'automatically added' on the payable side. We've had some issues in the past where vendors don't realize they set up a virtual card and then they never process payment, and the payment needs to get reissued. I would like a feature making us click to confirm these changes rather than changing them without confirmation. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to pay vendors quickly with virtual cards. It's easy and seamless, so vendors are happy with fast payments. I also enjoy getting rewards, which lets us gift staff for their hard work. ### 26. Easy to Use, Fast, and a Huge Time-Saver with QuickBooks Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** July 13, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It’s easy to use, the website responds quickly, and updating my preferences is straightforward. Being able to integrate with quickbooks saves me so much time. The AL where it predicts the GL code I will be using is incredibly helpful at a community and corporate level. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The people I’ve connected with via chat have been horrific. In one ticket, I was instructed to do certain things, and then in a later ticket I was told never to do that because it causes severe issues. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Push notifications that remind people to enter receipts, daily emails that show what’s still outstanding, and syncing with QuickBooks. ### 27. Seamless Accounting Integration with Real-Time Transactions and Easy Card Management **Rating:** 5.0/5.0 stars **Reviewed by:** Dominique W. | Senior Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 17, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love the integration with accounting software, the ease of payments, you can see transactions in real time and assign and remove cards easily. Bill is the leader in this space. I have over 30 years of experience in the accounting profession and have not found an option that matches it yet. Bill is the leader in this space. I have over 30 years of experience in the accounting profession and have not found an option that matches it yet. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Disconnecting from accounting software but that is an issue with every platform. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keeping the links to the accounting software is crucial. ### 28. Real-Time Expense Tracking with Ease **Rating:** 4.0/5.0 stars **Reviewed by:** Hung William S. | coach, Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that BILL Spend & Expense gives me immediate notifications of any credit card charges, which helps me keep track of my expenses. I appreciate how it helps me keep records of my expenses in real time. I find the Divvy credit card easy to use, and I value that it allows me to create virtual credit cards for staff and contractors. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We have to pay the bill every month in full, which sometimes I wish could extend credit like a real credit card. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I get immediate notifications of credit card charges, which helps me track my expenses in real time. ### 29. A Rewarding Experience with Flexible Control **Rating:** 5.0/5.0 stars **Reviewed by:** Lauren N. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** August 20, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like BILL Spend & Expense because it allows my small business to operate smoothly by giving my employees access to virtual cards, which simplifies tasks like e-filing and parking expenses. I can control budgets and manage their spending effectively. The payment schedule options and the rewards program are what I appreciate the most, as they have been really helpful to us. It's nice that we can earn cash rewards by using the cards for our expenses, especially the recurring ones. The initial setup was pretty easy for me, though some employees needed a bit of help. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** More payment options would be beneficial. And more integrations would certainly be helpful. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense makes it easier for my employees to pay for expenses without involving me, giving them spending control with virtual cards, and the rewards system helps us earn cash for expenses, especially recurring ones. **Official Response from Jenn J:** > Thank you for your valuable feedback on BILL Spend & Expense, Lauren! We are pleased that you enjoy the ability to control your team's spending and virtual cards. Our apologies for any frustrations caused by long payment processing time and any difficulty you have had with using the physical card. We always want to hear what works and what will make your experience better. ### 30. Easy to Use and Time-Saving, but Sync Setup Needs a Smoother Onboarding **Rating:** 3.5/5.0 stars **Reviewed by:** Elizabeth R. | OFFice management , Mid-Market (51-1000 emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I Like the concept, the ease of use, the time saving capabilities. I love how easy it was to onboard and that it can sync with our payroll software to continously add in new hires. I love how it works with netsuite so seamlessly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** My downside is more about the onbboarding experience and not the Spend and expense side but the setup of everythign to sync over to my system. I need to do a call to get our sync and setup correct. I do not like the budget setup process its confusing and I just want to allow my employees to have a card with spend so this part is a bit time consuming. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Its solving our training, our submission of receipts and documentation. We were still on old school monthly excel spreadsheets. It was always a task to chase people down to submit their spreadsheets. ### 31. Easy Mobile App for Processing Transactions on the Go **Rating:** 4.5/5.0 stars **Reviewed by:** Kristen Snyder K. | Finance Coordinator, Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It offers an easy mobile app that allows cardholders to process transactions on the go **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Limitations on specific user options. We can only apply AI Bot settings at the org level which means cardholders can't elect this feature if they want. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We needed a more proactive solution to coding and finishing monthly close. Divvy lets me see quickly where cardholders are falling behind. ### 32. Automates Corporate Spend, Needs Better Filtering **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) **Reviewed Date:** July 13, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love the automation BILL Spend & Expense provides. It enables us to quickly categorize expense transactions and compare them against expense policies, which allows us to track our costs more efficiently. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I think I'd like to have a little bit more granularity on some of the filters. Sometimes when I'm searching for things, there's certain fields I'm not able to build queries on. Which would be nice. So if I could have some sort of a customizable tool that would enable me to report or make reports, you know, customize reports. I think that'd be cool. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to automate the credit card process, transitioning activity to NetSuite. It lets us quickly categorize expense transactions, compare them against policies, and track our costs efficiently. The integration with NetSuite enhances transaction syncing and spend management. ### 33. Effortless Expense Management and Approval **Rating:** 5.0/5.0 stars **Reviewed by:** Margurite Teresa W. | Senior Director, Legal Operations (San Francisco, Sacramento, Boise), Mid-Market (51-1000 emp.) **Reviewed Date:** April 20, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that it gathers all my expenses in one place so I don't have to try to remember anything down the line. It's easy to process an expense from purchase all the way through approval. I love that I can split expenses as many ways as necessary to allocate costs to the appropriate accounts. I also love the mobile app where I can upload receipts immediately. Every feature I have used has been intuitive and easy. I love the virtual card options as well; there are just so many conveniences through this application. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** At this time, nothing! **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense gathers all my expenses in one place, so I don't have to remember them later. It's easy to process expenses from purchase to approval, and I can split expenses to allocate costs accurately. The mobile app lets me upload receipts immediately. ### 34. Empowers Employee Budget Management, Hassle-Free Setup **Rating:** 4.5/5.0 stars **Reviewed by:** James T. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love the ability to allow employees to manage their own budget and be responsible for their own spending without me having to put in the extra hours and work to do it. The way their spending is limited based on a preset budget simplifies things, and I don't have to update it or work on it every month. The initial setup was extremely easy; the staff walked through the whole process for us. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense saves me from tracking receipts, lets me easily monitor employee spending, and empowers employees to manage budgets without extra work from me. ### 35. Easy Card Creation **Rating:** 4.0/5.0 stars **Reviewed by:** Linda F. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It’s very easy to create new physical and virtual cards. The platform is straightforward and user-friendly, so getting started doesn’t take much effort. I also like that transactions sync smoothly with QuickBooks, which makes it easier to keep everything organized. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** As a Canadian user, I find that the platform isn’t well tailored to my needs. For instance, I’m unable to pay my bill directly from my Canadian bank account. It also doesn’t support multi-currency transactions, which limits how useful it is for me. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL has made purchasing much easier for my team, and it’s helped streamline our process overall. ### 36. Flexible, Fast, and Reliable Expense Management with Smooth Integrations **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It’s easy to manage expenses and use different payment cards, and I really appreciate the flexibility it gives our company. It also integrates smoothly with the other platforms we use, and it has always been fast and reliable. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Payments often take too long to post, which can be frustrating. Also, the card limit feels too low for what we need, so it doesn’t always meet our day-to-day requirements. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It helps us keep our payables organized, and we can set limits for certain categories. The added security of being able to use different payment cards for different vendors is great. ### 37. Convenient and User-Friendly, But Setup Could Improve **Rating:** 4.5/5.0 stars **Reviewed by:** SARAH B. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I find BILL Spend & Expense (Formerly Divvy) easy to use when spending, especially on my phone in my virtual wallet. It's just nice to have the convenience when I don't have the physical card on me. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I don't like how it's all due on one day (the payment). I would rather have a minimum amount due that isn't the total amount. Also, the initial setup took a bit longer than I'd like. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to pay bills when funds are pending. It's easy to use, especially on my phone through a virtual wallet. ### 38. Efficient Budget Management for Church Operations **Rating:** 5.0/5.0 stars **Reviewed by:** Heather A. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like BILL Spend & Expense (Formerly Divvy) for its ability to add multiple people and assign it to different departments, manage vendors, and have an online pay system. This setup allows our teams to manage purchases efficiently, and the online pay system helps our production and media team manage subscriptions and regular deliveries, like coffee, without needing manual oversight each month. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** N/A **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to control spending across various departments, solve overspending issues, and manage finances effectively. It allows us to assign budgets to different ministries, control vendor payments, and handle subscriptions effortlessly. ### 39. Easy Receipt Tracking and Flexible Budget Policies with BILL **Rating:** 4.5/5.0 stars **Reviewed by:** Keawna M. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL is easy to use, and track receipts of purchases. I love that I can set different policies and budgets for different teams in my company and works smoothly for everyone. While gaining rewards. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** BILL integrates into Quick books and the categories will sort but not the class which is extra time I wish I did not have to spend. BILL integrates with QuickBooks, and while categories sort automatically, the classes do not. This requires extra, unnecessary time that I would rather not spend. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keeping receipts and spend limits that vary by budget for different team members. **Official Response from Jenn J:** > Thank you for your exceptional review of BILL Spend & Expense, Keawna! We're happy to hear that you find our service easy to use and track receipts of employee purchases. You also value the ability to establish varied policies and budgets for different teams within your organization, which operates seamlessly while allowing you to reap rewards. We're sorry for any frustrations caused by classes not sorting automatically with QuickBooks, causing extra time to be spent. Your feedback is valued by us, as it fuels our continuous journey to elevate your experience with our software. ### 40. User-Friendly Expense Tracking, But Lackluster Rewards **Rating:** 4.0/5.0 stars **Reviewed by:** Katlyn W. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** May 14, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like how user-friendly BILL Spend & Expense (Formerly Divvy) is when it comes to tracking receipts, making it easy to get rid of the old paper trail. I find the capability to just capture a photo and upload it really easy to use. The upload tool is great compared to the old-school way of having to track down receipts from employees. The initial setup was very straightforward for getting all of our jobs and cost codes implemented. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I feel like the rewards system is not great compared to other credit card companies. We've spent hundreds of thousands of dollars with BILL Spend & Expense, and our total cash back available is less than $7k. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense for tracking receipts easily by capturing and uploading photos, eliminating the paper trail and simplifying the process of collecting receipts from employees. **Official Response from Jenn J:** > Our gratitude for your exceptional review of BILL Spend & Expense, Katlyn! We are thrilled that you enjoy being able to upload receipts through the app. We appreciate your thoughts on our rewards being a little better. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 41. Intuitive Interface, Smooth Cash Flow Management **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Entertainment | Small-Business (50 or fewer emp.) **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the interface of BILL Spend & Expense (Formerly Divvy), and I think the entire UI is well built. The ease of use is a standout feature for me, making it worthwhile to switch from using Citi cards. The initial setup was pretty easy, which was great. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I don't like that tracking refunds is a bit of a hassle. I have to filter to a max of $1 to track refunds, rather than having a specific filter for refunds. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense (Formerly Divvy) to make purchases, and it helps with cash flow. ### 42. Streamlined Expense Tracking and Budget Control Across Divisions **Rating:** 4.5/5.0 stars **Reviewed by:** Alexander M. | Payroll Administrator, Enterprise (> 1000 emp.) **Reviewed Date:** May 05, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Especially for us with various divisions, it helps best with combining corporate cards, tracking expenses, and budgeting control. Also it can be integrated easily with our accounting package. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We are facing issues with the approval procedures, which really affect the workflow. I think it is in the complexity of our corporate access level setup. And sometimes the system glitches when syncing with our accounting package **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Right now it is helpfull with corporate card tracking, budget control and expense tracking. It has been helpful. Also it helps stremline some workflow especially for accounting records ### 43. Effortless Expense Management with Seamless Integration **Rating:** 4.5/5.0 stars **Reviewed by:** Josh B. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** April 06, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that BILL Spend & Expense (Formerly Divvy) is very user friendly and easy to set up. It syncs really well with QuickBooks, which saves me a lot of time as the controller. I don't need to spend much time chasing down receipts, and reconciling the credit card is much faster now. It also seems to be pretty good at adding new features. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I can't think of anything. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I can monitor transactions and coordinate purchases across departments. It's user-friendly, integrates with QuickBooks, and saves time by simplifying receipt tracking and speeding up card reconciliation. ### 44. Saves Countless Hours with Easy Receipt Uploads and Transaction Categorization **Rating:** 4.5/5.0 stars **Reviewed by:** Michelle M. | Financial Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The app allows our employees ease in uploading receipts and categorizing transactions. It saves me countless hours each week. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It is sometimes a little glitchy. Sometimes a transaction will appear twice and hang out on the app for a while. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We rarely have lost receipts and we always had a problem before using Bill Spend & Expense ### 45. Satisfied performance so far **Rating:** 4.0/5.0 stars **Reviewed by:** Jenny P. | Financial Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** July 24, 2023 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The site is very easy and intuitive to use simple to navigate. I love that it synced to Intacct and the new AI auto fill features **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Lack of in person support when there's an issue **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Knowing every transaction happening instantly Easy to budget control and approve Quick to generate virtual card Easy to freeze problem cards ### 46. Streamlined Expense Management, Effortless Use **Rating:** 5.0/5.0 stars **Reviewed by:** Jeff M. | Director of Area Accounts, Small-Business (50 or fewer emp.) **Reviewed Date:** April 22, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I find the company cards tied to the app very convenient and easy to use. It's really easy to change limits on them through the app. From a management perspective, every step of the process is super easy, even for someone with no background in that area. It was also really easy to manage everything through the BILL app and I got the necessary notifications. Additionally, reconciling expenses from sales trips and tracking mileage for sales reps were made a lot easier. It's great for leadership as it was easy to manage all that and fit our operational model perfectly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing that stuck out to me. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Bill Spend & Expense makes it easier to reconcile expenses from sales trips and other mileage. As a leader, I find it easy to manage and receive necessary notifications. ### 47. Bill helped move our organization forward into modern expense management **Rating:** 4.5/5.0 stars **Reviewed by:** Jared S. | Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The ease of using the app to upload and review transactions. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish the reimbursement portion of the software had more features available. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It is solving the problem for our organization of having the ability to create easy budgets for various groups and get those sales teams charging on their credit cards, rather than personal cards. ### 48. Efficient, User-Friendly with Room for Screen Navigation Improvement **Rating:** 4.0/5.0 stars **Reviewed by:** Executive D. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** April 21, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I find BILL Spend & Expense (Formerly Divvy) easy to operate, which is a significant advantage. I like that it verifies duplicate invoice numbers and other data, which helps in maintaining accuracy. I also appreciate that we can run reports to look up payments processed and identify outstanding payments with ease. The integration with QuickBooks is seamless, allowing us to easily transfer and post payments. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Sometimes when I need to access the software it is difficult to get to the correct screen to process payments. It would be nice if there was a way to set the screens that you access frequently. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I can easily transfer and post payments to Quickbooks, look up client names, and verify for duplicate invoices. Reports are simple to run for tracking processed and outstanding payments, maintaining organized records. ### 49. Seamless Accounting Sync Without Manual Imports **Rating:** 4.5/5.0 stars **Reviewed by:** Milissa S. | Bookkeeper, Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I most like that it syncs with my accounting software regularly and I do not have to do an import. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I dislike how I have to update the mapping in the chart of accounts. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It is solving the requirement for submitting expenses with receipts. I am no longer having to match receipts to expenses. ### 50. All-in-One Mobile Expense Upload, Coding, and Approval **Rating:** 5.0/5.0 stars **Reviewed by:** Sherrie F. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It allows staff to upload, code, and approve expenses all in one place, right from their phone. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** would like some vendors to be auto coded to correct accounts based on previous or regular use of vendors. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** seeing spending and patterns for card usage between ministries and departments at a glance in real time ## BILL Spend & Expense (Formerly Divvy) Discussions - [Divvy](https://www.g2.com/discussions/divvy) - 1 comment, 2 upvotes - [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) - 1 comment, 1 upvote - [What’s the best thing to do if I’ve lost a receipt](https://www.g2.com/discussions/what-s-the-best-thing-to-do-if-i-ve-lost-a-receipt) - 1 comment, 1 upvote - [Will an option be available in the future to fund my personal account?](https://www.g2.com/discussions/50587-will-an-option-be-available-in-the-future-to-fund-my-personal-account) - 1 comment, 1 upvote - [Where can I find best practices for setup and use of Divvy?](https://www.g2.com/discussions/where-can-i-find-best-practices-for-setup-and-use-of-divvy) - 1 comment, 1 upvote - [View BILL Spend & Expense (Formerly Divvy) pricing details and edition comparison](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?page=2§ion=pricing&secure%5Bexpires_at%5D=2026-08-07+12%3A55%3A19+-0500&secure%5Bsession_id%5D=f8dd8518-c24a-41fe-bd0f-a7c449b0792a&secure%5Btoken%5D=4e35d9d48b3045fdcf3f8c911efe7a1cc59fee5d3588df1d3f991c9b2af3db0a&format=llm_user) ## BILL Spend & Expense (Formerly Divvy) Integrations - 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Supplier Portal - Repository **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Ease of Booking - Itinerary Management - Trip Notifications - Advanced Integrations - Online Booking - Credit Card Management - Booking Management - User Management - Restriction Management - Reservations Management - Reimbursement Management - Vendor Management - Travel Management - Promotions Management - Workflow Management - Receipt Management - Supplier Management - Compliance Management - Policy Management - Invoice Management - Real-Time Notifications - Third-Party Integrations - Timesheet Management - Invoice Management - Reimbursement Management - Real-Time Notifications **Performance** - KPIs - Benchmarks - Forecasting - Savings **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance - Recurring Payments **Analytics** - Due Dates - Benchmarking - KPIs **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition - Biometric Recognition - Optical Character Recognition **Integration** - Accounting - Payment Integration - ERP - ERP integration **Reporting** - Real-Time Monitoring - Multiple Views - Data Import/Export - Budgets - Real-Time Updates - Real-Time Reporting - Real-Time Analytics **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Additional Functionality** - Audit Trail - Secure Data Storage - AI Copilot - Approval Process Control - Data Import/Export - Duplicate Detection - Expense Claims - Budgeting/Forecasting - Customizable Fields - Spend Control - Customizable Templates - Access Controls/Permissions - Reporting & Statistics - Automated Receipt Matching - Mobile Receipt Upload - Billable & Non-Billable Hours - Financial Analysis - Categorization/Grouping - Single Sign On - Activity Dashboard **Payments** - Vendor - Recurring - Employee Reimbursements - ACH - Reimbursement Management **Mobile** - Receipt Capture - Mileage Tracking - Expense Tracking - Real-Time Updates **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow - Generative AI **Fraud & Risk Management** - Notifications - Unique Cards - Controls - Budget Control - Approval Process Control - Spend Control - Prepaid Cards **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Additional Functionality** - Reminders - Activity Tracking - Invoice Processing - Accounting Integration - Categorization/Grouping - Reporting & Statistics - Configurable Workflow - Spend Analysis - Expense Tracking - Third-Party Integrations - Accounting - Audit Management - Approval Workflow - AI Copilot - Supplier Management - Invoice Management - Billing & Invoicing - Transaction History - Purchase Order Management - Audit Trail - Generative AI - Expense Claims - Workflow Management - Time & Expense Tracking - Multi-Currency - Vendor Management - Procurement Management - Credit Card Management - Compliance Management - Requisition Management - Customizable Reports - Ad hoc Reporting - Financial Management - API - Rules-Based Workflow - Receipt Management - Activity Dashboard - Purchasing & Receiving **Administration** - Business Tool Integration - Workflow - Automated Reminders - Policy Compliance Management - User, Role, and Access Management - Timesheet Management - Payroll Management - Employee Management - Invoice Management - Calendar Management - Workflow Management - Task Management - Mobile Access - Mobile Access - Workflow Management **Platform** - Reporting - APIs / Integration - Internationalization - Performance and Reliability - Mobile User Support - Accounting Integration - QuickBooks Integration - Real-Time Reporting - Third-Party Integrations - Payroll Integration - Accounting Integration **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making **Additional Functionality** - Data Import/Export - Invoice Management - Online Banking - 1099 Preparation - Generative AI - Receipt Management - AI Copilot - Fraud Detection - Duplicate Payment Alert - Document Management - Compliance Management - Inventory Management - Check Writing - Mobile Access - Audit Trail - Reporting/Analytics - Multi-Currency - Status Tracking - Activity Dashboard - Cash Management - Alerts/Notifications - Billing & Invoicing - Vendor Management - Anomaly Detection - API - ACH Payment Processing - Invoice Processing - Aging Tracking - Supplier Management - General Ledger - Expense Tracking - Bank Reconciliation - Workflow Management - Customizable Reports - Approval Process Control - Electronic Funds Transfer - Purchase Order Reconciliation - 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