--- title: BILL Spend & Expense (Formerly Divvy) Reviews meta_title: 'BILL Spend & Expense (Formerly Divvy) Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 2240 reviews by the users' company size, role or industry to find out how BILL Spend & Expense (Formerly Divvy) works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 2240 scale: '5' date_modified: '2026-10-03' parent_category: name: Travel & Expense url: https://www.g2.com/categories/travel-expense --- # BILL Spend & Expense (Formerly Divvy) Reviews **Vendor:** BILL (previously Bill.com) **Category:** [Expense Management Software](https://www.g2.com/categories/expense-management) **Average Rating:** 4.5/5.0 **Total Reviews:** 2,240 **AI Verified:** At least 10 G2 reviewers have confirmed using this product's AI features and functionality. ## About BILL Spend & Expense (Formerly Divvy) BILL Spend & Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks. BILL Spend & Expense equips finance teams, controllers, and department managers with tools to issue corporate cards, monitor spending in real time, and streamline the process of submitting, reviewing, and approving expenses. Key features of BILL Spend & Expense include: - Instant corporate card issuance with customizable spending limits by user, team, or category - Real-time expense tracking with transaction-level visibility and automatic receipt matching - Policy enforcement and approvals built into the spend workflow to support compliance - Mobile and desktop access for employees to request funds, upload receipts, and categorize transactions - Accounting integration with systems like QuickBooks, Xero, and NetSuite to reduce reconciliation time BILL Spend & Expense helps companies proactively manage employee-initiated spending and reduce end-of-month surprises. With automated controls and flexible card issuance, businesses can empower teams to spend responsibly while maintaining clear oversight. The platform is often deployed alongside accounts payable automation tools to deliver a comprehensive view of both discretionary and non-discretionary spend. By combining corporate cards with expense management in one solution, BILL Spend & Expense allows finance leaders to better forecast spend, improve accountability, and close the books faster. ## BILL Spend & Expense (Formerly Divvy) Pros & Cons Pros and Cons are compiled from review feedback and grouped into themes to provide an easy-to-understand summary of user reviews. **What users like:** - Users love the **ease of use** of BILL Spend & Expense, enjoying its user-friendly interface and mobile access. (366 reviews) - Users value the **user-friendly interface** of BILL Spend & Expense, enjoying efficient expense tracking and management capabilities. (202 reviews) - Users value the **time-saving features** of BILL Spend & Expense, simplifying expense management and reducing administrative burdens. (147 reviews) - Users value the **convenience** of BILL Spend & Expense for managing expenses and tracking receipts effortlessly. (145 reviews) - Users commend the **easy setup** of BILL Spend & Expense, appreciating its user-friendly interface and seamless integration. (144 reviews) - Users value the **flexibility of virtual cards** in managing employee expenses and enhancing financial control. (136 reviews) - Efficiency (116 reviews) - Users appreciate the **quick and responsive customer support** from BILL, ensuring timely assistance with any issues. (112 reviews) - Easy Upload (107 reviews) - Tracking Ease (105 reviews) **What users dislike:** - Users face **integration issues** with BILL Spend & Expense, making functionality and configuration more complicated than before. (75 reviews) - Users face **approval issues** with BILL Spend & Expense, impacting transaction oversight and integration efficiency. (72 reviews) - Users experience **syncing issues** with vendor approvals and class updates, complicating the overall functionality of Bill S&E. (51 reviews) - Users report an increase in **fraud issues** with BILL Spend & Expense cards, complicating financial management. (50 reviews) - Users express frustration with **poor customer support** , highlighting difficulties with invoicing, account access, and API issues. (49 reviews) - Users find **budget management challenging** , wishing for improved transaction splitting and better instructional resources. (47 reviews) - Users express frustration with the **credit issues** in BILL, citing limited flexibility and tedious budgeting functionalities. (43 reviews) - Reimbursement Issues (41 reviews) - Time-Consuming (41 reviews) - Learning Curve (40 reviews) ## BILL Spend & Expense (Formerly Divvy) Reviews ### 1. Amazing UI and Rewards System for Fast, Efficient Expense Approvals! **Rating:** 5.0/5.0 stars **Reviewed by:** Katie G. | Founder/CEO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 29, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The user interface is amazing. I love the rewards system as well. I also like the ability to approve/deny employee expense reimbursements quickly and efficiently! **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Customer service is hard to reach. I wish we could get to a real person for assistance when needed. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keeping our expenses all in one place! ### 2. Real-Time Transactions Make Spending Management Easy **Rating:** 5.0/5.0 stars **Reviewed by:** CHIP O. | Director, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Real time transactions allow me to manage our spending. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Easier importing capabilities. I have been told they are coming. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Ability to see transactions in real time instead of waiting for a statement. The requirement of having to add the receipt keeps us from losing them by the time the statement comes in ### 3. Good for Debt Management, Needs More Educational Features **Rating:** 2.5/5.0 stars **Reviewed by:** Brandon P. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 18, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I appreciate the patience provided by BILL Spend & Expense (Formerly Divvy) in helping me manage and pay off debt gradually. As someone struggling to save money and pay off debt, having a supportive tool to guide me on the patience required for this process has been valuable. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** {"I found the setup process to be time-consuming, particularly the login and signing up procedure, as well as obtaining a business credit card.","I didn't find any specific features on the platform, aside from the payment feature, that helped me creatively manage my finances or learn more about financial strategies.","The platform lacks gamification or interactive tools to help me learn and manage spending and debt more effectively, which I believe is needed to improve the overall experience."} **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use the product to creatively manage debt, learning financial strategies to pay off debts. **Official Response from Jenn J:** > Brandon, thank you for your valuable feedback on Spend & Expense. We're happy to hear that BILL Spend & Expense has been a supportive tool, providing you with the patience needed to gradually manage and pay off debt. We also recognize the areas where we can significantly improve: you found the setup process, including login, sign-up, and obtaining a business credit card, to be time-consuming. You also noted that outside of the payment feature, you didn't find specific tools to help you creatively manage finances or learn more about financial strategies, and believe the platform lacks gamification or interactive tools to make learning and managing spending and debt more effective. We included a link below that takes you to our webpage with a multitude of guides to BILL including ones for Spend & Expense that may be helpful for you. ### 4. Efficient Tracking, Needs Better Support **Rating:** 5.0/5.0 stars **Reviewed by:** Omar G. | CFO, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I find BILL Spend & Expense easy to use. I like the app and how they provide us with all the tools our team needs to work efficiently. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Communication with reps sometimes feels like we are not on the same page. Also, I'd like better self-service options; it's hard to know where to go to research articles by myself. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to track and process company expenditures, solving budgeting issues and recording expenses. It's easy to use, provides tools for efficient teamwork, and integrates well. ### 5. Bill.com has been a lifesaver for us in our budgeting, spending, and accountability. **Rating:** 5.0/5.0 stars **Reviewed by:** Sean G. | Lead Pastor, President, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 26, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Bill helps us with our budgeting and costs in every single capacity. It's easy to use and implementing it to our staff was very quick. We've moved to using it for all of our monthly spending and it helps us integrate it to our bookkeeping seamlessly. We use it frequently and have not run into any main issues. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Honestly there isn't a ton for us that we don't like. I wish the rewards system was a little better and clearer. It would be great if there was a way to directly apply them to our monthly bill each month. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keeping budgets in line and knowing how and where we are spending. It also allows us to know where we are each month in a more immediate way. **Official Response from Jenn J:** > Sean, we want to thank you for your amazing review of BILL Spend & Expense! We are happy to hear that our service has helped with your budgeting and costs in all aspects. It is easy to use and quick to implement with your staff, and using it for all of your monthly spending has helped seamlessly integrate it into your bookkeeping. We appreciate your thoughts on our rewards program being a little better and clearer, and also having an option to apply them to your monthly bill each month. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 6. Efficient Expense Management with BILL, but Customer Service Needs Improvement **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL Spend & Expense makes managing company spending. The virtual and physical cards let us control budgets in real time, and the mobile app makes it simple for employees to upload receipts and categorize expenses on the go. It’s streamlined our expense reporting and reduced the back-and-forth with accounting. I use the website multiple times a day and it makes managing many project jobsites easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Customer service is not always too helpful when I report some issues. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense is solving the problem of manual expense tracking and lack of visibility into company spending. Before using it, we relied on spreadsheets and reimbursement forms, which were time-consuming and error prone. Now, we have real-time insights into where money is going, and employees can upload receipts instantly. It’s saved us time, improved accuracy, and made budgeting much easier. **Official Response from Jenn J:** > Thank you for your stupendous feedback on BILL Spend & Expense! We're so pleased that the virtual/physical cards let you control your budgets in real-time, and the app makes it easy for your employees to upload receipts and categorize expenses on the go. It has streamlined your expense reporting and has reduced the back and forth with your accounting team. Our apologies for our support team not being able to help when you reach out with any issues. We are always eager to hear what works well for you and how we can enhance your experience. ### 7. Effortless Corporate Spending with Superb Audit Compliance **Rating:** 4.5/5.0 stars **Reviewed by:** Clistia S. **Validated Reviewer:** Validated through Google One Tap using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 29, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like BILL Spend & Expense for its immediate capture for receipts and budget assignment. It helps us stay in audit compliance, which is especially important for us as a remote organization. The initial setup was easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Building out the budget overview and a built-in reimbursement form. It would be great to have the capabilities to assign categories to budgets. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense helps with review, approval, and audit compliance, especially for a remote organization. It captures receipts immediately and assigns budgets, assisting in audit compliance. ### 8. Easy to Use, Automatic Sequencing Keeps Everything Flowing Smoothly **Rating:** 5.0/5.0 stars **Reviewed by:** Gary W. | Manufacturing Technology Manager, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 30, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Easy to utilize. I love the automatic sequencing—it makes everything flow smoothly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Maybe the software could have a slightly simpler opening screen, with fewer subcategories. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** What I like most is the speed at which the software performs its calculations. It’s extremely efficient. ### 9. Streamlined Financial Management with Excellent Support **Rating:** 5.0/5.0 stars **Reviewed by:** Rich N. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** {"I love how bill.com provides a more elegant solution compared to our previous tool, better suiting our needs.","I find managing expenses with bill.com for both internal use and our dental practices easy and efficient.","I appreciate that overall setup was fairly easy and intuitive despite some initial growing pains.","I love the ease of capturing receipts and organizing expenses, keeping finances visible and ordered.","I appreciate the option to use either the card provided by bill.com or my own card with no significant overhead in tracking expenses.","I know that the support team has been good, which is valued by our finance team.","I am confident in bill.com's commitment to innovation, anticipating solutions for future budgeting needs."} **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There is nothing that comes readily to mind. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I find the product makes capturing receipts and managing expenses easy and organized, improving visibility and reducing overhead. **Official Response from Jenn J:** > Rich, thank you so much for taking the time to share your incredibly positive feedback about Spend & Expense. We are thrilled to hear that our software is making such a significant impact on your financial operations and that it is better suiting your needs compared to your previous tool. You found our setup process fairly easy and intuitive, and you love the ease of capturing receipts, which helps keep your finances visible and ordered. You also value the flexibility of using either the Divvy card or your own card, and you appreciate the quality of the support team. We appreciate your confidence in our commitment to innovation and anticipating the solutions needed for future budgeting needs. Please continue providing feedback, as we are always working hard to improve our software. ### 10. BILL Spend & Expense is a game changer! **Rating:** 5.0/5.0 stars **Reviewed by:** Trisha H. | Director of Business Administration, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 28, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL spend & Expense has been a game-changer for our organization! No more waiting until the beginning of the month to download bank statements to start the reconciliation process. BILL has saved countless hours in payroll for employees and the finance team, and improved efficiency and accuracy in our expense process. The implementation team was fantastic and helped make our transition seamless! The customer support is top-notch and always quick to respond. I couldn't recommend BILL highly enough! **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Compared to our old system, nothing. It's been a breeze to use, and the customer support has helped us with any issues we've had. I can't complain about anything. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Cutting down the hours spent on monthly reconciliation of credit card expenses and adding efficiency to mileage reimbursements. **Official Response from Jenn J:** > Trisha, we want to take a moment to thank you for your glowing review of BILL Spend & Expense! We are thrilled that our system has eliminated the need to wait until the beginning of the month to download your bank statements to start the reconciliation process, saving you countless hours in payroll for employees and the finance team. Plus, our implementation team was fantastic, helping make your transition seamless, and our support has been top-notch, always quick to respond when help is needed. We appreciate all feedback, as we are always trying to enhance our customers' experience with our software. ### 11. Seamless Expense Management with Powerful Location-Based Tracking **Rating:** 4.5/5.0 stars **Reviewed by:** Matt B. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that BILL Spend & Expense allows me to track and approve spending by user and location. I can divide up expenses between locations which is particularly valuable because it saves me time by automatically splitting instead of manually entering splits. This feature was a key reason for switching from TravelBank, as it allows me to split by location, not just account. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** NA **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense lets me track and approve spending by user and location, and automatically splits expenses between locations, saving me time. ### 12. Seamless Sync and Effective Tracking, Needs Better Automation Rules like Ramp **Rating:** 4.5/5.0 stars **Reviewed by:** Jamie H. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that BILL Spend & Expense (Formerly Divvy) syncs with QuickBooks Online, which is really helpful for keeping everything organized. I also find the tracking of expenses, budgets, cards, and people to be effective, making it easier to manage finances. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish BILL Spend & Expense (Formerly Divvy) could improve on its automation rules, kind of like Ramp. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense (Formerly Divvy) allows seamless travel and transaction syncing to our accounting system, especially QuickBooks Online, and helps with tracking expenses, budgets, cards, and people. ### 13. Easy Receipt Uploads, but Expense Feature Needs Improvement **Rating:** 2.5/5.0 stars **Reviewed by:** Verified User in Architecture & Planning | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** What I like best about BILL Spend & Expense is the ease of being able to upload receipts for credit card purchases. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** What I dislike about BILL Spend & Expense is the Expense side of the website, as it deposits multiple reimbursement payments into employee's bank accounts as a per-transaction item. A typical travel report for reimbursement will have 15 separate deposits for each charge and that did not work for our company, so we stopped using it. Also stopped using the Expense feature because it did not integrate into our main software and when we used the excel export, it did not attach any receipts, so it was a very manual process. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I see some changes, but it doesn't really affect our business. There are other changes that would help us, but they are not being made. **Official Response from Jenn J:** > Thank you for your valuable insight into BILL Spend & Expense. We are pleased that you enjoy the ease of uploading receipts for card purchases. We truly regret any frustration you've experienced with the expense side of our software, with it depositing multiple reimbursement payments for employees as a per-transaction item, and its inability to integrate into your main software. Please continue providing feedback, as we are always working hard to improve our software. ### 14. Easy Budget & Restriction Setup **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that the restrictions and budgets were very easy to set up. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Only complaint so far is there were too many emails at first about set up. I was already set up. Didn't need so many reminders. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We had a fuel account where the company invoiced us monthly without using a card at all. The gas station just turned the pump on for the crew. They did away with that program and went to requiring a card. BILL was a great way to solve the issue. ### 15. Effortless Spend Tracking with Seamless Setup **Rating:** 5.0/5.0 stars **Reviewed by:** JEREMIAH A. **Validated Reviewer:** Validated through a business email account added to their profile **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I use BILL Spend & Expense (Formerly Divvy) for credit card spending for the company, and I really appreciate how it allows us to easily track spending. I particularly like the ease of use of the platform. It's also easy to add or remove members and manage budgets. The initial setup was seamless. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The download format of expense doesn't align with posting in Business Central **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It allows us to easily track spending and manage budgets. I appreciate the ease of use, especially when adding or removing members. ### 16. Game Changer for Categorizing Expenses **Rating:** 5.0/5.0 stars **Reviewed by:** Shane K. | Operations Director, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 26, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL has transformed how our employees submit expense reports. Transactions pop up within seconds of using the card, so employees can categorize them on the spot instead of trying to track down receipts and remember categories at the end of the month. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We have not experienced any downsides. I'm guessing there are better rewards rates out there, but the savings of our accounting and employee time far outweigh anything along these lines. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Our accountant used to spend hours tracking down employees to remind them to finish reports, and had to resort to guesswork many times. Our employees used to manually match receipts to transactions at the end of the month. Now, they do it on the spot...saving them and our accountant a ton of time. **Official Response from Jenn J:** > Shane, thank you for your fantastic review of BILL Spend & Expense! We are delighted that our software has changed how your team submits expense reports. Transactions pop up within seconds of using the card so that your employees can categorize them right away instead of having to track down receipts at the end of the month. We value all feedback, as it fuels our continuous journey to elevate our customers' experience with our software. ### 17. Easy to use, saves time and money, strong employee buy-in **Rating:** 5.0/5.0 stars **Reviewed by:** Adam P. | CFO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 26, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Overall, the system is very easy to use, from implementation to daily use. Our users enjoy the app and ability to immediately receive a notification of an expense and to be prompted to upload a receipt or invoice in real time. Divvy syncs easily to our accounting system, bringing over the GL data and images of the receipts - making audit time fast. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The biggest downside is each different naming convention of a vendor imports over, creating more vendors than necessary in our accounting system - for example, there are multiple versions for Amazon. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Makes it easy for employees to see their spending in real time, then code the expenses and upload documentation. We have seen fewer issues with lost receipts or improperly coded expenses. **Official Response from Jenn J:** > Adam, we appreciate your extraordinary review of our software! We are glad that you have found Spend & Expense easy to use, with your team enjoying the app, the ability to receive a notification right away for an expense, and the prompt to upload receipts in real time. Additionally, it syncs to your accounting system, bringing over the GL data and the images of receipts, which makes audit time quick. We apologize for any frustration you're experiencing with each different naming convention of a vendor import over, creating more vendors than necessary in your accounting software. Please continue providing feedback, as we are always working hard to improve our software. ### 18. Convenient Receipt Uploads, but Limited Admin and Manager Controls **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Medical Practice | Enterprise (> 1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** There is only a single credit card statement available. I appreciate that employees can upload receipts directly from their phones at the time of purchase. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It is frustrating that there is no option to upload a document when dealing with invoices that have multiple split transactions. Setting up employees and having to go to multiple screen locations (employee, budget, etc) is cumbersome. Additionally, managers are limited in their ability to adjust employee allocations—they can only deny transactions rather than make necessary changes. As an administrator, I would find it very useful to be able to log into an employee's account to better understand what actions they are attempting to take. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** This app helps me save time when searching for receipts. I like that I can view my cards, transactions, and other activities all in one convenient place. **Official Response from Jenn J:** > Thank you for your valuable feedback on our software! We are glad that you enjoy having only one statement for credit cards and that your employees can upload receipts directly through the app at the time of purchase. We apologize for the frustration caused by not being able to upload documents that have multiple split transactions and having to go through multiple locations when setting up employees. Also, your managers are limited in the ability to adjust employee locations; they can only deny transactions rather than make changes as needed. We appreciate your idea of Admins having the ability to log into an employee's account to better understand what they are trying to do, and we have passed that on to our product team. We are always eager to hear what works well for you and how we can enhance your experience. ### 19. Streamlined Expense Management with Easy Setup **Rating:** 5.0/5.0 stars **Reviewed by:** Sarah M. | Executive Director, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account added to their profile **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** May 19, 2025 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about BILL Spend & Expense (Formerly Divvy)?** {"I love how easy it is to set up, making the initial transition smooth.","I appreciate that it streamlines our receipt process, allowing employees to have necessary funds easily.","I like that employees can request money and I can approve it quickly, facilitating a seamless workflow.","I really value the simplicity of keeping everyone on the same page and having visibility into outstanding receipts."} **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I don't like that it can decline certain purchases when we are trying to do something for our staff. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I find the product streamlines receipts processing and provides employees immediate access to cash, enhancing our expense management efficiency. **Official Response from Barb W:** > Sarah, we appreciate the fantastic review of BILL Spend & Expense!! We are thrilled to hear that your experience has exceeded your expectations and that your receipt process is smoother than ever. Having the option to snap a picture of the receipt reduces your chance of loss, which is great for your business. We are also glad to hear that the ease of use is a game-changer for your organization. We appreciate your feedback about navigating from an Admin perspective, and that it can be cumbersome at first, but once you grasp it, it becomes smooth sailing. Please continue providing feedback, as we are always working hard to improve our software. ### 20. Easy card management **Rating:** 5.0/5.0 stars **Reviewed by:** John E. | Credit card admin, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was not provided any incentive by G2 for completing this review. **Reviewed Date:** February 18, 2019 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like being able to see transactions in real time. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Currently there is nothing i dislike about Divvy. The last time I disliked something they came out with an update that addressed the issue very quickly. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keeping up with receipts. Holding people to their budget. eliminating cc abuse. **Official Response from Jenn J:** > Thank you for your extraordinary review of BILL Spend & Expense, John! We are so excited to hear that you enjoy being able to see your transactions in real-time with our software. Customer feedback is valuable to us as we like to hear about what is working well for our customers and what needs to be worked on. ### 21. Bill S&E is a great corporate credit card program **Rating:** 4.5/5.0 stars **Reviewed by:** David S. | COO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 06, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Managing budgets, expenses, and tracking receipts and transactions is far simpler here than with a typical credit card company. The options to oversee users, create virtual cards, and access other features make this an ideal solution for a small business that needs to handle multiple cards. I only wish I had discovered this sooner! Also the support of the team made the implementation very easy and quick. We use this daily and it integrates perfectly with QBO. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I would appreciate some minor enhancements to the user interface, particularly to make managing all the transactions a bit easier. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Managing users credit card and daily spending. **Official Response from Jenn J:** > David, thank you for your phenomenal review of BILL Spend & Expense! We love that you enjoy how much easier it is to manage budgets and expenses, as well as track receipts and transactions using our software. Also, the ability to oversee users, create virtual cards, and access other features has made our software an ideal solution for any business needing to handle multiple cards. We love that our support team made the implementation quick and easy, with it integrating perfectly with QBO. We appreciate your suggestion of making it easier to manage all transactions and have passed that on to our team. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 22. User-Friendly Interface Packed with Helpful Features **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** User friendly interface with lots of features that make it so easy **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Length of time it takes to resolve disputes, but it's till pretty good time **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Notes for transactions to keep us organized. Keeping digital receipts is also awesome! ### 23. Secure Spend Management with Effortless Setup **Rating:** 5.0/5.0 stars **Reviewed by:** David B. **Validated Reviewer:** Validated through a business email account added to their profile **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the cards and the budgets provided by BILL Spend & Expense. You can keep track of spending per budget and limit whatever you want with the cards, which is really helpful. Plus, the initial setup of BILL Spend & Expense was amazing. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I think there should be a feature of budgets with sub-budgets. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense prevents overcharging by issuing separate cards for vendors and employees. It allows me to track spending per budget and control limits with the cards. ### 24. Great QB Integration and AI-Powered Bill Processing Keeps Vendor Info Organized **Rating:** 5.0/5.0 stars **Reviewed by:** Lisa S. | Director Finance, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It links well with QB. The AI is very good for repetitive bill processing. It provides a place for all information for vendors to reside without keeping paper files. I also like that I see transactions immediately. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish it would upload some additional attachments from emails. Sometimes I need to resave things so I can upload. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We needed a credit card and this provides a lot more than that. It lets me track specific event expenses and helps me control things better ### 25. Effortless Expense Management, Small Integration Hiccups **Rating:** 4.5/5.0 stars **Reviewed by:** Michael L. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** February 09, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like how easy it is for employees to upload receipts and categorize their transactions. The app is really great to work with, makes it easy to get notifications of transactions and correctly categorize them. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We've struggled with the integration with QuickBooks and also setting up the different rules and automations is a little bit difficult. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense lets us categorize expenses, review spending in one place, and upload receipts, eliminating month-end spending reports. ### 26. Effortlessly Manages Company Expenses **Rating:** 5.0/5.0 stars **Reviewed by:** Fransiska W. | CEO, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like how easy it is to match a receipt for the transaction and how easy it is to create new credit cards for projects. It's very easy to set up. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I would like to be able to create more categories for transaction archiving. And I would like to have an option to match my categories and projects with, for example, QuickBooks. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense for archiving and matching receipts with transactions, and it makes organizing project expenses easier. ### 27. Centralized Transactions Keep Our Team Informed and Efficient **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 08, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Keeping all our transactions centralized allows our small but capable team to stay informed about their own spending, while also gaining insight into how these expenses contribute to the broader organization. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Up to this point, we have not encountered any drawbacks with the platform. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Having all our invoicing and spending consolidated in one place has made reconciling our monthly financials much simpler. We no longer have to chase down information or spend unnecessary time asking coworkers for receipts. With everything organized and accessible, the process is far more efficient and straightforward. ### 28. Efficient Expense Management, But Onboarding and Speed Need Work **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** December 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** What I appreciate most is how easy it is to track and manage expenses with this tool. The interface is straightforward, the reports are easy to understand, and it saves me a significant amount of time by automating both approvals and reimbursements. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The interface can be somewhat confusing for those using it for the first time, and I find that submitting expenses is often a slow process. Additionally, approvals occasionally take longer than anticipated, which can delay reimbursements. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Bill Spend & Expense addresses issues such as manual expense tracking, billing errors, delayed approvals, and limited visibility into company spending. By automating bill payments and expense management, it helps minimize mistakes, saves time, and enables better cost control. The main benefits include faster processing, enhanced financial oversight, improved compliance, and the convenience of tracking all expenses in a single location. ### 29. Easy Expense Tracking and Virtual Card Management **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** its is really easy to track expenses and manage virtual credit cards **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** the reporting is strange if you have an AP account as well, makes it hard to reconcile **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** tracking expenses and making reimbursements easier ### 30. Streamlines Expense Tracking with Ease **Rating:** 5.0/5.0 stars **Reviewed by:** Juan A. | Service Manager, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the overview feature in BILL Spend & Expense, along with the ability to see all transactions detailed in one place. The software makes it easy to streamline the process to view employee purchases. Setting it up was also easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I like the old name and logo better but that's about it. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to streamline the process of viewing employee purchases. I like having the ability to see all transactions detailed in one place. ### 31. Efficient for Credit Card Management, Needs Smoother Approval Processes **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through a business email account added to their profile **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** May 15, 2025 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that it's easier to have employees code their own transactions, and payments are done in one payment and automatically. I also enjoy the multilevel approval process. They said it's much better than the old method, and I have no complaints. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Some of the approval processes could be better. I like the multilevel but some don't seem to work right. Certain vendors require me to approve them twice and I can't figure out why. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** they fixed the reimbursement feature so I can release payments directly which has been very helpful **Official Response from Jenn J:** > Thank you for your exceptional review of BILL Spend & Expense! We are pleased to hear that you enjoy being able to sort spend by cardholder, that it auto-pays every two weeks, also the budget feature allows you to manage spend without limiting your employees' workflow, and that the approval process is easy to use. Our apologies for any frustration caused by it not auto-syncing with your accounting system, and that the reimbursement feature of being able to auto-send via ACH has not been available. We appreciate all feedback, as we are always trying to improve our customers' experience with our software. ### 32. Intuitive Solution with Room for Improvement **Rating:** 5.0/5.0 stars **Reviewed by:** Jody D. | Business Administrator and Corporate Secretary **Validated Reviewer:** Validated through Google One Tap using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I really like the ease of use and approvals with BILL Spend & Expense. It's intuitive, especially since I haven't used any other software, it's not hard to understand. Month end close is a breeze, which really helps with the workflow. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The sync is sometimes glitchy and sometimes there's no approval button. Additionally, the ability to split a transaction seems inconsistent. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I find it helps with better tracking and eliminates reimbursements. It's intuitive, making month-end close a breeze. ### 33. Great for Receipt Management! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Fine Art | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **G2 Icon:** Our network of Icons are G2 members who are recognized for their outstanding contributions and commitment to helping others through their expertise. **Reviewed Date:** October 17, 2025 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Helps with receipt management, organizes and can produce reports quickly for me to send. Customer support is also great! **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Want to have custom chart of accounts for employees who don't need to see the long list, they just need a few options. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** As you can probably tell already, we had a big issue with receipts and being able to get them, let alone memos for transactions. This helps people be accountable and provides a simple and easy solution. **Official Response from Jenn J:** > Thank you for your incredible review of BILL Spend & Expense! We're glad that you like how our service helps with receipt management by organizing and producing reports quickly for you to send. Additionally, customer support has been great when you have required them. We appreciate your wanting to have a custom chart of accounts for employees needing only a few options, not the entire list. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 34. Seamless expense reporting **Rating:** 4.0/5.0 stars **Reviewed by:** Christian H. | CFO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 26, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** As a leader in a construction company, it's hard to find software solutions that best fit our business. The ability to use custom fields and budgets helps us keep a handle on spending in the field, and makes it easy to hold spenders accountable for their transactions. We've been able to offload some of the admin responsibility for transaction reporting to the spenders, reducing overhead. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The only thing I don't like is that sometimes there are issues in spenders completing transactions when the month turns over and the budget availability resets. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It solves the delay on closing books for the month by not needing an admin person in the office to hunt down information on transactions. **Official Response from Jenn J:** > We want to express our gratitude, Christian, for your positive feedback on our software! We are delighted that Spend & Expense has given you the capability to control spending in the field by allowing you to use custom fields and budgets, which makes it easy to hold your spenders accountable for their transactions. Having the option to offload some of the admin responsibilities for transaction reporting to your spenders has reduced your overhead as well. We apologize for the trouble you have had with spenders completing transactions when the month turns over and the budget availability resets. We value all feedback, as it fuels our continuous journey to elevate our customers' experience with our software. ### 35. Good expense solution **Rating:** 4.5/5.0 stars **Reviewed by:** Vipin A. | CFO, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google One Tap using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** November 05, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Can be used easily for a distributed team **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** In person customer support takes time to reach to. While the company believes that AI and its online help can resolve lots of queries, it is necessarily not easy to find answers to queries from live support. Also, the budget creation and management can be simplified. It is not very intuitive for an admin to set this up. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Team expense management and reimbursment managements. We issue corporate expense cards to our team **Official Response from Jenn J:** > Thank you for providing valuable feedback on Spend & Expense! We are glad to hear that you appreciate that our service can be used easily for a distributed team. We appreciate your thoughts on areas that need improvement including support delays as well as budget creation and management not being very intuitive and that it could be significantly simplified for administrators. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 36. Love the Generated Receipts—A Real Time-Saver **Rating:** 4.5/5.0 stars **Reviewed by:** Judy T. | Office Manager, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google One Tap using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The generated receipts are amazing, such a time saver! **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The login process is always somewhat arduous. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I used to have to print receipts, attach them to the Visa statement and write out what account each receipt went to. ### 37. Instant Access Cards, Simplified Expenses **Rating:** 1.0/5.0 stars **Reviewed by:** M . | Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through a business email account added to their profile **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** March 20, 2026 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Scam reviews-sent me a scam to get a review **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** They scammed me, they asked for a review then sent an error email **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I love that it's digital; employees can instantly use their corporate card through an app. Exporting records to QuickBooks is automated, saving admin time on reconciliation. ### 38. Director of Ops saves 20% of monthly closing time with BILL/Divvy **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Religious Institutions | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 28, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** We have been using BILL for 13 months now - with more than a full year of data, I can confidently say this is the best expense management program I've ever used. The app is easy for card users - and sends timely reminders so I dont have to. Keeping up with receipts and expenses can happen daily and I can get up-to-date info anytime. The onboard with BILL staff was really easy, they worked with our CPA to get it to talk to all of our existing systems. We've only had to call customer service twice and both have been friendly and resulted in quick resolutions. 10/10 highly recommend. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I regret that we didn't implement this years ago. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Lost receipts and lag time between quickbooks reports was made a lot of extra work at the end of fiscal periods. Now we can know for sure with just a few clicks. **Official Response from Jenn J:** > We want to extend our heartfelt thanks for your outstanding review of BILL! We are grateful to hear that our software is the best expense management platform you have used. Our app is easy to use for your cardholders, sends timely reminders to them so that you don't have to, and allows you to get up-to-date information at any time. Also, onboarding with BILL was easy, and you have only had to contact customer support twice, both times resulting in quick resolutions with friendly support agents. Your feedback is incredibly valuable to us, as it drives our ongoing efforts to enhance the experience for all our customers. ### 39. Effortless Expense Management, Needs Better Support **Rating:** 5.0/5.0 stars **Reviewed by:** Chandtisse M. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love everything about BILL Spend & Expense (Formerly Divvy). It's easy to use, and I really appreciate the automatic options for the coding of expenses. It keeps our expenses organized and in one place, making it easy for everyone at our non-profit organization. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** better communication for customer service **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense keeps our expenses organized in one place and is easy for everyone to use. I love the automatic coding of expenses. ### 40. FOSOTA loves BILL (formerly Divvy) **Rating:** 5.0/5.0 stars **Reviewed by:** Suz D. | Treasurer, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** This review contains authentic analysis and has been reviewed by our team **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 29, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It has been a life saver for us. We have been using the app for over four years now. We are able to give our grantees and members volunteering on our initiatives the availability to make purchases on their own without having to spend out of pocket and wait for a reimbursement. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We have been using BILL (formerly Divvy) for the past 4 years and we really don't have any complaints. Customer service has been great and the app is really easy to use. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Allowing our grantees and our members to be able to make purchases and not have to spend out of pocket. Also syncs great with our accounting software. **Official Response from Jenn J:** > Thank you, Suz, for your fabulous review of BILL Spend & Expense! We are thrilled that our software has been a lifesaver for your organization. Your team can make purchases on their own without having to spend out of pocket and wait to be reimbursed. You have found our app easy to use, and customer support has been great. Customer feedback fuels our passion, as we cherish the insights that illuminate what truly resonates with our customers. ### 41. User-Friendly but Occasionally Glitchy Experience **Rating:** 4.5/5.0 stars **Reviewed by:** Melissa H. | Office manager, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account added to their profile **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It is very easy to use, especially for those who are not tech-savvy. We use it quite a bit for our Church and it makes it easy for those who are new to learn to use it. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Sometimes it glitches and sends me back to the top of the list and I lose my place. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It reduces the carbon footprint and the need to keep countless reciepts. It enables our teams to get what they need without having to lend out a company card to just anyone **Official Response from Jenn J:** > Thank you, Melissa, for your spectacular review of our software! We love that you find Spend & Expense easy to use and easy for new users to learn. Our apologies for any glitches that you have experienced, and the time taken to find out where you left off after the glitch. Your feedback is incredibly valuable to us, as it drives our ongoing efforts to improve the experience for all our customers. ### 42. So Easy to Use—Expense Reports Without Wasted Time **Rating:** 5.0/5.0 stars **Reviewed by:** Dave A. | Chief Financial Officer, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It's so easy to use. No more wasting non-productive time prepared expense reports! **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing! What's to dislike. It's the best ! **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We were spending over $50,000 per year on Expensify and Concur subscriptions. Not anymore! ### 43. Best expense management software with a great corporate card option. **Rating:** 5.0/5.0 stars **Reviewed by:** Richard . | VP of Finance, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** September 08, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The integration with QuickBooks online makes the process very simple and the ability to quickly manage corporate credit cards both physical and digital makes the platform extremely user friendly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The tracking of budgets is helpful but is very reactionary but that is an internal process improvement we will be making. The non-Divvy card expense reimbursement is nice but the integration with QBO is not as easy. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We previously were using Excel spreadsheets to track expense reimbursements which required manual checks to employees. This has greatly streamlined that process and added the ability to issue corporate credit cards improving visibility and creating a cash back opportunity. **Official Response from Jenn J:** > Thank you, Richard, for your wonderful review of BILL Spend & Expense! We love that integrating with QBO has made the process very easy, and the option to quickly manage corporate credit cards, both physical and digital, makes our platform very user-friendly. We're sorry to hear that having the option for non-Divvy card expense reimbursement is nice, but it does not integrate with QBO seamlessly. We are always eager to hear what works well for you and how we can enhance your experience. ### 44. Great Visibility and Controls **Rating:** 4.0/5.0 stars **Reviewed by:** Justin L. | Chief Financial Officer, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 06, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It's fairly easy to use and it has a lot of options for gaining full control of your credit card spend. I like that it integrates with our accounting software. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** This has mostly to do with my expectations and our company workflow: it has complicated our process some and hasn't been the time saver that we were expecting. That being said, it's much better than our old system. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We have far more visibility and real time coding available to us with this platform. ### 45. Easy Receipt and Document Sending with Bill **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Insurance | Small-Business (50 or fewer emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It is easy to send receipts and document. Not sure of the price. My company pays it. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There’s nothing I dislike about using Bill. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Tracks spending ### 46. Intuitive Expense Tracking with a Small Learning Curve **Rating:** 5.0/5.0 stars **Reviewed by:** Kelli F. | Assistant Controller, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 20, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love how easy BILL Spend & Expense makes it to track and manage company spending. The platform is intuitive, provides real-time visibility, and has simplified our expense reporting process tremendously. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There’s a bit of a learning curve at first, but once you’re familiar with the system, it’s very efficient and user-friendly. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense helps us control company spending, improve accountability, and save time on expense reports. The visibility and automation it provides have made our financial processes far more efficien **Official Response from Jenn J:** > That is fabulous feedback Kelli—thank you for sharing your experience! We are glad to hear you love how easy BILL Spend & Expense makes it to track and manage company spending, and that the platform is intuitive and provides real-time visibility. We are especially happy that it has simplified your expense reporting process tremendously and that, despite a small initial learning curve, you find the system to be very efficient and user-friendly now. Your insights are invaluable to us, and we encourage you to keep sharing your thoughts. ### 47. BILL Spend & Expense has saved us! **Rating:** 5.0/5.0 stars **Reviewed by:** Rob C. | Pastor, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** August 26, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** We love using Bill. It has streamlined our reimbursement process with all of our volunteers. It has made it easier for our accountant to close out and reconcile each month. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There really is nothing that stands out that I dislike currently with Bill spend and expenses. The website and the app and the customer service are always on point. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It solves the problem of volunteers turning in receipts and then us keeping the receipts on file. It's so much easier when you can take a picture of the receipt and be done with it. And then it allows the accountant to reimburse or reconcile it with the bill credit card **Official Response from Jenn J:** > We want to thank you for your extraordinary review of BILL Spend & Expense Rob! We're so pleased that you love using our software, as it has streamlined your reimbursement processes with all of your volunteers and made it easier for your accountant to close and reconcile each month. Plus, you have found our customer support and website on point. We value all feedback, as it fuels our continuous journey to elevate our customers' experience with our software. ### 48. Invaluable Spend Control and Virtual Cards That Simplify Funding **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The ability to control spend is invaluable to any company! The virtual cards are another game changer, now you don't need to have a bunch of physical cards out there to track, any employee with a smart phone can receive the funding needed. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Only downside is the setup process, and that's only due to properly setting up budgets and mapping chart of accounts. Necessary evil **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Spend control and timely receipt capturing. ### 49. Easy Navigation and User Management, but Sudden Loss of Representative **Rating:** 4.5/5.0 stars **Reviewed by:** Camilo Z. | Business Office Assistant, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The system is very easy to navigate and use. We have to create and remove users and it was a very easy process. We have easy access to reports and data when we need it **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We had a representative but sudden he was not in contact anymore and we never got another representative. We changed our accounting system and didn't have a lot of support from Bill **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Faster processing of reimbursements and transactions. We have easy and fast access to reports and data **Official Response from Jenn J:** > We want to thank you for your fantastic review of BILL Spend & Expense, Camilo! We love that you find our system easy to use and navigate. Additionally, you have easy access to reports, data, and can create/remove users easily when needed. Our apologies that you are without a representative and did not get the support you needed when you changed your accounting system. You can contact us directly at 1(855)229-3111 and we can look into your concern regarding not having a Representative to contact. Please continue providing feedback, as we are always working hard to improve our software. ### 50. Receipt Uploads Ended Our Monthly Chasing **Rating:** 5.0/5.0 stars **Reviewed by:** Ana L. | Finance Assistant, Small-Business (50 or fewer emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through Google One Tap using a business email account **Incentivized:** This reviewer was offered a nominal incentive as thanks for completing this review. **Source: Seller invite:** Invitation from a seller or affiliate. This reviewer was offered a nominal incentive as thanks for completing this review. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** upload our receipts; I'm no longer asking for receipts on a monthly basis. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** some of the format changed and I'm not able to correct receipts on my end. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Nothing at the moment ## BILL Spend & Expense (Formerly Divvy) Discussions - [Divvy](https://www.g2.com/discussions/divvy) - 1 comment, 2 upvotes - [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) - 2 comments, 1 upvote - [What’s the best thing to do if I’ve lost a receipt](https://www.g2.com/discussions/what-s-the-best-thing-to-do-if-i-ve-lost-a-receipt) - 1 comment, 1 upvote - [Will an option be available in the future to fund my personal account?](https://www.g2.com/discussions/50587-will-an-option-be-available-in-the-future-to-fund-my-personal-account) - 1 comment, 1 upvote - [Where can I find best practices for setup and use of Divvy?](https://www.g2.com/discussions/where-can-i-find-best-practices-for-setup-and-use-of-divvy) - 1 comment, 1 upvote - [View BILL Spend & Expense (Formerly Divvy) pricing details and edition comparison](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?page=8§ion=pricing&secure%5Bexpires_at%5D=2026-10-03+05%3A56%3A58+-0500&secure%5Bsession_id%5D=cc66be76-9c9f-4749-9af4-316a190c158e&secure%5Btoken%5D=5e95af99286cedb83be8b176a7b6a38f14027e331fdacad8720e40067666bd91&format=llm_user) ## BILL Spend & Expense (Formerly Divvy) Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Employee Reimbursement - Currency Conversions - Corporate Card - Credit Card Management **Setup** - Data - Approvals - Alignment - Real-Time Data **Invoice Management** - Capture - Supplier Portal - Repository **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Ease of Booking - Itinerary Management - Trip Notifications - Advanced Integrations - Online Booking - Credit Card Management - Booking Management - User Management - Restriction Management - Reservations Management - Reimbursement Management - Vendor Management - Travel Management - Promotions Management - Workflow Management - Receipt Management - Supplier Management - Compliance Management - Policy Management - Invoice Management - Real-Time Notifications - Third-Party Integrations - Timesheet Management - Invoice Management - Reimbursement Management - Real-Time Notifications **Performance** - KPIs - Benchmarks - Forecasting - Savings **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance - Recurring Payments **Analytics** - Due Dates - Benchmarking - KPIs **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition - Biometric Recognition - Optical Character Recognition **Integration** - Accounting - Payment Integration - ERP - ERP integration **Reporting** - Real-Time Monitoring - Multiple Views - Data Import/Export - Budgets - Real-Time Updates - Real-Time Reporting - Real-Time Analytics **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Additional Functionality** - Audit Trail - Secure Data Storage - AI Copilot - Approval Process Control - Data Import/Export - Duplicate Detection - Expense Claims - Budgeting/Forecasting - Customizable Fields - Spend Control - Customizable Templates - Access Controls/Permissions - Reporting & Statistics - Automated Receipt Matching - Mobile Receipt Upload - Billable & Non-Billable Hours - Financial Analysis - Categorization/Grouping - Single Sign On - Activity Dashboard **Payments** - Vendor - Recurring - Employee Reimbursements - ACH - Reimbursement Management **Mobile** - Receipt Capture - Mileage Tracking - Expense Tracking - Real-Time Updates **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow - Generative AI **Fraud & Risk Management** - Notifications - Unique Cards - Controls - Budget Control - Approval Process Control - Spend Control - Prepaid Cards **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Additional Functionality** - Reminders - Activity Tracking - Invoice Processing - Accounting Integration - Categorization/Grouping - Reporting & Statistics - Configurable Workflow - Spend Analysis - Expense Tracking - Third-Party Integrations - Accounting - Audit Management - Approval Workflow - AI Copilot - Supplier Management - Invoice Management - Billing & Invoicing - Transaction History - Purchase Order Management - Audit Trail - Generative AI - Expense Claims - Workflow Management - Time & Expense Tracking - Multi-Currency - Vendor Management - Procurement Management - Credit Card Management - Compliance Management - Requisition Management - Customizable Reports - Ad hoc Reporting - Financial Management - API - Rules-Based Workflow - Receipt Management - Activity Dashboard - Purchasing & Receiving **Administration** - Business Tool Integration - Workflow - Automated Reminders - Policy Compliance Management - User, Role, and Access Management - Timesheet Management - Payroll Management - Employee Management - Invoice Management - Calendar Management - Workflow Management - Task Management - Mobile Access - Mobile Access - Workflow Management - Compliance Management **Platform** - Reporting - APIs / Integration - Internationalization - Performance and Reliability - Mobile User Support - Accounting Integration - QuickBooks Integration - Real-Time Reporting - Third-Party Integrations - Payroll Integration - Accounting Integration **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making **Additional Functionality** - Data Import/Export - Invoice Management - Online Banking - 1099 Preparation - Generative AI - Receipt Management - AI Copilot - Fraud Detection - Duplicate Payment Alert - Document Management - Compliance Management - Inventory Management - Check Writing - Mobile Access - Audit Trail - Reporting/Analytics - Multi-Currency - Status Tracking - Activity Dashboard - Cash Management - Alerts/Notifications - Billing & Invoicing - Vendor Management - Anomaly Detection - API - ACH Payment Processing - Invoice Processing - Aging Tracking - Supplier Management - General Ledger - Expense Tracking - Bank Reconciliation - Workflow Management - Customizable Reports - Approval Process Control - Electronic Funds Transfer - Purchase Order Reconciliation - Financial Management - 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