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BILL Spend & Expense (Formerly Divvy)
Optimized for quick response
At a Glance
Market Segments
Small-Business (65.4% of reviews)
Small-Business (58.8% of reviews)
Entry-Level Pricing
$0.00
Free
BILL Spend & Expense (Formerly Divvy)
Star Rating
(1,929)4.5 out of 5
Market Segments
Small-Business (65.4% of reviews)
Entry-Level Pricing
$0.00
Learn more about BILL Spend & Expense (Formerly Divvy)Ramp
Star Rating
(2,225)4.8 out of 5
Market Segments
Small-Business (58.8% of reviews)
Entry-Level Pricing
Free
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Ramp excels in Ease of Use with a score of 9.5 compared to BILL Spend & Expense's 9.1. Reviewers mention that Ramp's intuitive interface makes navigation seamless, allowing for quicker expense tracking and reporting.
- Reviewers mention that Ramp's Quality of Support is notably superior, scoring 9.2 against BILL Spend & Expense's 8.6. Users appreciate Ramp's responsive customer service, often highlighting the helpfulness of their support team in resolving issues promptly.
- G2 users indicate that Ramp's Digital Receipt Management feature is highly effective, scoring 9.6 compared to 9.1 for BILL Spend & Expense. Reviewers say that Ramp's ability to automatically capture and categorize receipts saves them significant time during expense reporting.
- Users on G2 report that Ramp's Employee Reimbursement process is streamlined, scoring 9.4 versus 7.8 for BILL Spend & Expense. Reviewers mention that Ramp simplifies the reimbursement workflow, making it easier for employees to submit and track their expenses.
- Reviewers mention that Ramp's Bank / Credit Card Integration is robust, scoring 9.3 compared to 8.7 for BILL Spend & Expense. Users say that Ramp's seamless integration with various banking institutions enhances their financial oversight and simplifies transaction tracking.
- Users say that Ramp's Performance and Reliability is impressive, with a score of 9.5, while BILL Spend & Expense scores 8.9. Reviewers highlight that Ramp consistently performs well without downtime, ensuring that expense management processes run smoothly.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
BILL Divvy Card
$0.00
This solution is tied to our traditional unsecured line of credit.
- Access credit lines from $1,000-$5M
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
Ramp
Ramp
Free
Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform.
- Unlimited cards and smart controls
- Automated receipt collection and matching
- Expense and mileage reimbursements
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Ramp
Free Trial is available
Ratings
Meets Requirements
9.0
1,673
9.4
1,729
Ease of Use
9.1
1,713
9.5
1,771
Ease of Setup
8.8
1,440
9.3
1,101
Ease of Admin
9.0
1,409
9.4
1,054
Quality of Support
8.6
1,565
9.2
1,453
Has the product been a good partner in doing business?
9.1
1,395
9.5
1,039
Product Direction (% positive)
9.1
1,682
9.7
1,655
Features by Category
Expense Reports
8.5
1021
|
Verified
9.1
895
8.7
1079
|
Verified
9.3
1043
8.2
1061
|
Verified
9.0
993
9.1
1155
|
Verified
9.6
1138
7.8
910
|
Verified
9.4
906
7.8
715
|
Verified
8.6
478
8.4
941
|
Verified
Feature Not Available
Agentic AI - Expense Management
6.4
118
7.6
45
7.1
119
8.3
45
Travel Management
7.5
776
Feature Not Available
6.7
632
8.1
458
6.5
613
Feature Not Available
6.9
688
8.5
501
Client Invoicing
Feature Not Available
Feature Not Available
7.9
883
|
Verified
Feature Not Available
7.8
792
|
Verified
Feature Not Available
Mobile
9.2
1109
|
Verified
9.6
1121
7.4
685
|
Verified
Feature Not Available
Feature Not Available
Feature Not Available
Platform
7.1
604
8.6
680
7.8
751
|
Verified
8.8
722
Administration
8.2
691
|
Verified
8.9
496
Administration
8.3
968
|
Verified
9.0
844
8.3
983
|
Verified
9.3
953
8.3
1029
|
Verified
9.4
1092
8.4
930
|
Verified
9.3
990
8.9
1128
|
Verified
9.4
1060
Platform
8.5
993
|
Verified
9.1
916
7.9
765
|
Verified
8.9
689
7.6
640
Feature Not Available
8.9
1052
|
Verified
9.5
1053
8.9
1017
|
Verified
9.1
730
Feature Not Available
Feature Not Available
Setup
8.1
705
9.0
659
8.7
762
9.3
807
8.5
626
9.2
461
Performance
7.6
551
Feature Not Available
7.6
556
Feature Not Available
7.4
558
8.2
455
7.6
588
8.8
585
Payment Cards
8.7
655
9.4
623
8.8
674
9.5
663
9.0
757
9.5
714
Reporting
8.9
744
9.5
710
8.7
652
9.2
603
8.7
698
9.2
584
8.6
780
Feature Not Available
Payments
8.4
669
9.2
570
8.6
669
9.2
593
7.6
607
9.2
643
7.9
624
9.2
567
Fraud & Risk Management
8.5
740
9.3
737
8.8
724
9.4
713
9.0
738
9.4
706
Agentic AI - Spend Management
5.7
58
7.6
53
Planning
Not enough data
9.1
36
Not enough data
8.0
35
Not enough data
8.5
35
Not enough data
8.2
33
Execution
Not enough data
8.2
34
Not enough data
8.8
36
Not enough data
7.9
33
Analytics
Not enough data
9.0
37
Not enough data
9.1
37
Not enough data
8.7
40
Agentic AI - Procure to Pay
Not enough data
7.5
8
Data Management
Not enough data
8.6
46
Not enough data
9.1
47
Not enough data
8.1
46
Not enough data
9.1
48
Not enough data
8.8
47
Agentic AI - Accounts Payable (AP) and Spend Analysis
Not enough data
7.5
17
Analytics
Not enough data
7.9
44
Not enough data
8.0
43
Not enough data
8.3
45
Not enough data
8.7
46
Recovery
Not enough data
9.0
45
Not enough data
8.1
42
AP Data Processing
Not enough data
9.0
46
Not enough data
9.1
46
Not enough data
9.3
45
Invoice Management
7.7
16
9.2
126
5.5
16
Feature Not Available
6.9
17
8.7
120
Invoice Processing
6.9
16
8.8
128
7.1
16
9.2
130
6.6
16
9.1
132
6.4
16
Feature Not Available
Analytics
6.5
17
9.0
128
5.4
16
Feature Not Available
5.7
16
Feature Not Available
Integration
8.8
16
9.1
132
8.2
16
Feature Not Available
6.3
16
8.6
120
Risk
5.9
16
Feature Not Available
6.7
17
Feature Not Available
5.4
15
Feature Not Available
Recovery
6.4
16
Feature Not Available
6.4
16
Feature Not Available
Audit
6.4
16
Feature Not Available
5.8
16
Feature Not Available
5.3
16
8.1
112
6.6
16
8.7
120
Fraud
6.3
16
Feature Not Available
7.0
16
Feature Not Available
6.8
16
Feature Not Available
Agentic AI - AP Automation
5.8
16
6.1
14
5.8
16
5.8
14
5.6
16
6.4
14
Expense Reporting
Not enough data
9.5
118
Not enough data
9.4
114
Not enough data
9.4
113
Not enough data
9.4
117
Travel Management
7.5
776
Feature Not Available
6.7
632
8.1
458
6.5
613
Feature Not Available
6.9
688
8.5
501
Approval
Not enough data
9.5
115
Not enough data
9.5
107
Not enough data
9.7
120
AI - Travel Management
Not enough data
8.0
38
Not enough data
8.0
38
Not enough data
8.3
38
Not enough data
8.9
38
Not enough data
8.8
38
Agentic AI - Travel Management
Not enough data
8.1
20
Not enough data
8.1
20
Purchase Requisition and Approval Workflow - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Supplier Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Spend Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Compliance and Risk Management - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Workflow Automation - Procurement Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Procurement Orchestration
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Agentic AI - Vendor Management
Not enough data
6.4
13
Revenue Recognition
Not enough data
8.6
70
Not enough data
7.0
66
Not enough data
7.2
66
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Ramp are categorized as Expense Management, Spend Management, and AP Automation
Unique Categories
BILL Spend & Expense (Formerly Divvy) has no unique categories
Ramp is categorized as Accounts Payable (AP) and Spend Analysis, Procure to Pay, Travel Management, Vendor Management, and Procurement Orchestration
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Ramp
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.4%
Construction
8.8%
Accounting
7.6%
Religious Institutions
5.0%
Computer Software
4.1%
Other
60.1%
Computer Software
14.3%
Information Technology and Services
8.9%
Non-Profit Organization Management
6.8%
Financial Services
5.3%
Construction
4.6%
Other
60.0%
Discussions
How do you use divvy?
2 Comments
SW
Build business credit and keep track of expensesRead more
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
When will importation of transactions include jobs?
1 Comment
MB
Based on my conversations with Divvy people at QuickBooks Connect, it should be now or momentarily. The work around would be to have several expense...Read more
When can we expect a native iOS app? When can we see Microsoft identity integration?
3 Comments
NS
Hi Jason - Happy to share that our team is heads-down working on a beta release for iOS due in August. No plans for Microsoft SSO on the roadmap, but if...Read more
Ramp has no more discussions with answers
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