Alkami Features
Operations (3)
Compliance - Digital Banking Platforms
Ensures bank remains compliant with industry regulation and requirements
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Multichannel - Digital Banking Platforms
Facilitates bank existence and operations on a variety of channels
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Unified Banking - Digital Banking Platforms
Unifies and synchronizes banking operations and activity across all channels
Infrastructure (3)
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Open Banking - Digital Banking Platforms
Enables connection with APIs
Cloud-Based - Digital Banking Platforms
Operates online, in the cloud
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Self-Service Banking - Digital Banking Platforms
Provides self-service solutions to streamline customer's banking experiences
Data (2)
CRM - Digital Banking Platforms
Cultivates, extends, and optimizes relationships with banking customers
Business Intelligence - Digital Banking Platforms
Generates reports and analysis on banking activities
Cash Management (6)
Monitor Cash Positions
Ability to track cash positions across all accounts, banks, business units, and countries
Debt and Investments
Manage the investments of the company and its debts such as loans, lines of credit, or credit cards
Cash Pooling
Consolidate the balances of multiple bank accounts and manage them as a single account
Cash Operations
Such as deposits, Money Market deals, loans, Forex, facilities, and trade finance
Schedules
Schedules automate internal and external movements of funds
Automated Cash Operations
Define workflows to automate cash management operations
Risk and Compliance (4)
Manage Different Types of Risk
Such as fluctuations in currency and interest rates, or natural hazards
Comply with Financial Regulations
Ensure compliance with local and global financial standards and legislation
Counterparty Risk Management
Manage the risks to each party involved in a contract
Hedging
Hedging against investment risks to reduce potential loss
Analytics (4)
Cash Balances
Calculate cash balances by geography or business entity
Risk Positions and Scenarios
Create scenarios to estimate the impact of possible changes in cash positions
Expiring Contracts and Payments
Determine how they may impact the liquidity of the company
Direct Spend Analysis
Analysis of products and services directly incorporated into finished products
Banking (4)
Banking Connectivity
Support multiple banking and financial messaging protocols such as SWIFT
Bank Account Management
Manage multiple accounts from different banks
Intercompany Lending
Management of loans between business entities
Automated Banking
Operations for banking data gathering and consolidation
Integration (4)
Financial Systems
Integrate with ERP and accounting products
Analytics
Integrate with Business Intelligence and Corporate Performance Management solutions
FX and Trading Paltforms
Pull data from foreign exchange and commodities trading platforms
Multiple Data Sources
Consolidate data from multiple sources such as spreadsheets, databases, banking systems, and software
Platform Additional Functionality (4)
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Mobility
Is accessible from a mobile device and by users on the go.
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Dashboard
Has a centralized dashboard for users to interact with
Payment
Contains built-in payment processing capabilities or integrates with payment processing software
Cloud
Provides a cloud based version of the platform
Platform Interoperability (2)
API
Provides a robust external interface for integrating data, logic and workflows with other software applications.
Pre-Built Connectors
Provides useful pre-defined data connections to important external systems and applications.
Financial Data Transfer (4)
Data Exchange
Schedules the exchange of information between internal and external systems
Reporting
Automatically extracts data required for dashboards and reports on cash positions and liquidity
Access
Restricts access to certain users within an organization, or provides access for third parties
Integration
Integrates with other financial software, such as Accounting, ERP, and Corporate Performance Management software
Process Automation (4)
Onboarding Flow Management
Orchestrates customer journey via customizable workflows.
E-Signature
Contains e-signature functionality.
Data Capture
Captures customer data through digital forms.
Auto-Capture
Uses OCR to scan customer documents, extract data, and auto-fill forms using the extracted data.
Identity Verification (3)
ID Scanning
Scans and verifies customer identification documents.
KYC
Runs KYC checks on customers using information gathered in the application.
Credit Check
Checks customer credit information.
Agentic AI - Digital Customer Onboarding (1)
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Mobile Banking (7)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Multi-step Planning
Ability to break down and plan multi-step processes
Cross-system Integration
Works across multiple software systems or databases
Adaptive Learning
Improves performance based on feedback and experience
Natural Language Interaction
Engages in human-like conversation for task delegation
Proactive Assistance
Anticipates needs and offers suggestions without prompting
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Digital Banking Platforms (2)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Treasury Management Systems (3)
Natural Language Interaction
Engages in human-like conversation for task delegation
Proactive Assistance
Anticipates needs and offers suggestions without prompting
Decision Making
Makes informed choices based on available data and objectives





