Products

IBS Collection and Asset Recovery Manager software simplifies complex delinquency collections processes to help banks and credit unions improve results by operating at lower cost and with less risk.

Subverse AI – Human like Voice AI for Smarter, Scalable Customer Conversations Subverse AI is a next generation Voice AI platform that helps enterprises automate and optimize customer conversations at scale. Designed for high stakes industries like banking, credit union, fintech, BPOs, and digital first brands, Subverse AI replaces legacy IVRs and static bots with intelligent, human sounding voice agents that understand, respond, and resolve in real time. Built with a deep focus on fraud pre

elCobrador is a comprehensive SaaS platform built for credit unions, mutuals, finance companies and lenders looking to manage the entire credit and debt collection lifecycle with maximum efficiency. The system centralizes loan origination, amortization schedules (French, direct and fixed installments), credit scoring and debtor database inquiries. It streamlines high-volume batch debt collection via automated direct debit and payroll deduction agreements, ensuring automatic bank reconciliation.

Akoya’s data access network offers a single integration point that provides standardized API connections to banks, credit unions, and core providers. This unified approach replaces the need for multiple one-off connections, reducing operational risk and complexity. With Akoya, financial institutions and data recipients benefit from a secure, streamlined, and scalable network that accelerates innovation and enhances customer experiences.

Covarity is a loan monitoring platform that automates the post-origination work financial institutions typically manage on spreadsheets and email chains - covenant tracking, borrower document collection, borrowing base calculations, and portfolio risk alerts. Used to monitor over $40 billion in committed capital across 15,000+ loans, Covarity is trusted by 30% of Canadian credit unions and monitors more than half of Canada's margined loans. The platform supports commercial C&I, commercial r

Bankjoy is a comprehensive digital banking platform designed specifically for community banks and credit unions, enabling them to offer modern, intuitive banking experiences that rival those of larger financial institutions. By integrating advanced technology with a focus on community values, Bankjoy empowers financial institutions to enhance user engagement, streamline operations, and drive growth. Key Features and Functionality: - Consumer Banking Solutions: Provides intuitive mobile applica

RAVEN is a borrower verification platform built for community banks and credit unions. Instead of collecting paystubs, calling employers, and faxing verification-of-deposit forms, the bank sends one link. The borrower authorizes their data once, and RAVEN returns a complete verification report: identity validated against authoritative sources, income and employment direct from payroll systems of record, bank balances and transaction history through consented account connections, plus credit and

Dispute Panda is an advanced AI-powered credit repair software designed to revolutionize the way credit repair professionals service their clients. By leveraging machine learning and artificial intelligence, Dispute Panda automates the creation of unique, effective dispute letters, eliminating the need for generic templates. This innovation enables users to process client reports and generate dispute letters to all three major credit bureaus—Equifax, Experian, and TransUnion—in just a few clicks

Ambler is a music metadata registration platform for record labels, self-releasing artists, and all music creators. We solve a critical gap in the music industry: most creators lose royalties because their metadata is incomplete, incorrect, or never submitted to collection societies. Distributors handle getting recordings onto streaming platforms, but typically do not register the underlying musical works with PROs and CMOs — which is what determines whether songwriters, producers, and contribut

Informativ provides fraud prevention, compliance, credit reporting, customer insights, payment intelligence, and deal-structuring technology for automotive dealers, dealer groups, lenders, software vendors, and consumer finance organizations. Built to support the journey from first interaction to funded deal, Informativ helps businesses create smarter deals and safer sales through one integrated platform. The platform supports identity verification, fraud prevention, FTC and FCRA compliance, cr

Wiz® Suite is an integrated compliance analytics and intelligence platform designed to help financial institutions manage Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), Fair Lending, Community Development, and Section 1071 compliance requirements within a unified environment. Trusted by financial institutions for more than 30 years, the platform combines data management, reporting, automation, and analytical tools to support regulatory compliance, risk management, and exa

NumCheckr is a comprehensive online tool designed to validate and verify various types of numerical data, ensuring accuracy and reliability for businesses and individuals. It offers a suite of features that streamline the process of checking numbers, including phone numbers, credit card numbers, and other critical numerical information. By leveraging advanced algorithms, NumCheckr detects errors, inconsistencies, and potential fraud, thereby enhancing data integrity and security. Key Features a