RAVEN Reviews & Product Details

RAVEN is a borrower verification platform built for community banks and credit unions. Instead of collecting paystubs, calling employers, and faxing verification-of-deposit forms, the bank sends one link. The borrower authorizes their data once, and RAVEN returns a complete verification report: identity validated against authoritative sources, income and employment direct from payroll systems of record, bank balances and transaction history through consented account connections, plus credit and property data, all in one audit-ready file. Because verification runs on source data instead of borrower-supplied documents, RAVEN doubles as a fraud control: edited paystubs, fictitious employers, and synthetic identities have nothing to attach to. The borrower experience is fully white-labeled, there is no core conversion or LOS dependency, and banks send their first verification link within days of onboarding. RAVEN serves community banks across the Southeast and nationally