# Top 10 Square Instant Transfers Alternatives & Competitors **Average Rating:** 4.3/5 **Total Number of Reviews:** 10 Research alternative solutions to Square Instant Transfers on G2, with real user reviews on competing tools. Other important factors to consider when researching alternatives to Square Instant Transfers include user experience. The best overall Square Instant Transfers alternative is Equals. Other similar apps like Square Instant Transfers are Airapi, FIS, Tern, and SBS Banking Platform. Square Instant Transfers alternatives can be found in [Banking as a Service (BaaS) Software](https://www.g2.com/categories/banking-as-a-service-baas) but may also be in [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) or [Embedded Payments Software](https://www.g2.com/categories/embedded-payments). ## Best Paid & Free Alternatives to Square Instant Transfers - [Equals](https://www.g2.com/products/equals-equals/reviews) - [Airapi](https://www.g2.com/products/airapi/reviews) - [FIS](https://www.g2.com/products/fis/reviews) - [Tern](https://www.g2.com/products/tern/reviews) - [SBS Banking Platform](https://www.g2.com/products/sbs-banking-platform/reviews) - [Mastercard Open Banking (formerly Finicity)](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews) - [Kooltra](https://www.g2.com/products/kooltra/reviews) - [Youtap](https://www.g2.com/products/youtap/reviews) - [SunTec](https://www.g2.com/products/suntec/reviews) - [Unit](https://www.g2.com/products/unit/reviews) ## Top 10 Alternatives to Square Instant Transfers Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Square Instant Transfers stacks up to the competition, check reviews from current & previous users in industries like Marketing and Advertising, Mental Health Care, and Professional Training & Coaching, and find the best product for your business. ### 1. [Equals](https://www.g2.com/products/equals-equals/reviews) By Equals **Average Rating:** 4.5/5 **Total Reviews:** 195 The Equals Money account is here to revolutionise the way finance teams manage a company’s payments, expenses, budgets, payroll and more, putting time back on the clock and money back on the balance sheet. Reviewers say compared to Square Instant Transfers, Equals is: - More expensive Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs Equals](https://www.g2.com/compare/equals-equals-vs-square-instant-transfers) **Compare Equals with other alternatives:** - [Equals vs Airapi](https://www.g2.com/compare/airapi-vs-equals-equals) - [Equals vs FIS](https://www.g2.com/compare/equals-equals-vs-fis) - [Equals vs Tern](https://www.g2.com/compare/equals-equals-vs-tern) - [Equals vs SBS Banking Platform](https://www.g2.com/compare/equals-equals-vs-sbs-banking-platform) - [Equals vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/equals-equals-vs-mastercard-open-banking-formerly-finicity) - [Equals vs Kooltra](https://www.g2.com/compare/equals-equals-vs-kooltra) - [Equals vs Youtap](https://www.g2.com/compare/equals-equals-vs-youtap) - [Equals vs SunTec](https://www.g2.com/compare/equals-equals-vs-suntec) - [Equals vs Unit](https://www.g2.com/compare/equals-equals-vs-unit) ### 2. [Airapi](https://www.g2.com/products/airapi/reviews) By Architecht **Average Rating:** 4.3/5 **Total Reviews:** 20 Airapi is and End-to-End API Management platform, specialized For Open Banking and Banking As A Service(BaaS). It is developed based on PSD2 open banking directives and can easily be adopted to any open banking specifications applicable in your region. It works compliant with PSD2, UK Open Banking, Berlin Group and TCMB (Türkiye) Open Banking Standards. As an API Manager, it includes API gateway, Management Portal and Developer Portal. It has built-in tools for developing, testing and operating APIs. It puts the developer at the center of the API lifecycle, allows companies to rapidly build, run and manage APIs with strong infrastructure and fast integration. It embraces all regulatory and technical challenges for you. You can quickly and securely Open APIs to enable your services for fintechs and Empower your financial innovation. Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs Airapi](https://www.g2.com/compare/airapi-vs-square-instant-transfers) **Compare Airapi with other alternatives:** - [Airapi vs Equals](https://www.g2.com/compare/airapi-vs-equals-equals) - [Airapi vs FIS](https://www.g2.com/compare/airapi-vs-fis) - [Airapi vs Tern](https://www.g2.com/compare/airapi-vs-tern) - [Airapi vs SBS Banking Platform](https://www.g2.com/compare/airapi-vs-sbs-banking-platform) - [Airapi vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/airapi-vs-mastercard-open-banking-formerly-finicity) - [Airapi vs Kooltra](https://www.g2.com/compare/airapi-vs-kooltra) - [Airapi vs Youtap](https://www.g2.com/compare/airapi-vs-youtap) - [Airapi vs SunTec](https://www.g2.com/compare/airapi-vs-suntec) - [Airapi vs Unit](https://www.g2.com/compare/airapi-vs-unit) ### 3. [FIS](https://www.g2.com/products/fis/reviews) By FIS Global **Average Rating:** 4.2/5 **Total Reviews:** 13 FIS Core Banking offers agile solutions that integrate seamlessly with our core systems or with others via a componentized architecture. This approach enables community, mid-tier, large and global financial institutions to surround their legacy core platform with components to help them progressively transform their core banking systems. With FIS total banking solutions, institutions can create a truly differentiated customer experience. Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs FIS](https://www.g2.com/compare/fis-vs-square-instant-transfers) **Compare FIS with other alternatives:** - [FIS vs Equals](https://www.g2.com/compare/equals-equals-vs-fis) - [FIS vs Airapi](https://www.g2.com/compare/airapi-vs-fis) - [FIS vs Tern](https://www.g2.com/compare/fis-vs-tern) - [FIS vs SBS Banking Platform](https://www.g2.com/compare/fis-vs-sbs-banking-platform) - [FIS vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/fis-vs-mastercard-open-banking-formerly-finicity) - [FIS vs Kooltra](https://www.g2.com/compare/fis-vs-kooltra) - [FIS vs Youtap](https://www.g2.com/compare/fis-vs-youtap) - [FIS vs SunTec](https://www.g2.com/compare/fis-vs-suntec) - [FIS vs Unit](https://www.g2.com/compare/fis-vs-unit) ### 4. [Tern](https://www.g2.com/products/tern/reviews) By Tern Commerce Tern's innovative Fintech-as-a-Service platform fuels global commerce growth. We empower enterprises and brands to rapidly launch compliant FinTech payment solutions, unlocking new revenue opportunities. Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs Tern](https://www.g2.com/compare/square-instant-transfers-vs-tern) **Compare Tern with other alternatives:** - [Tern vs Equals](https://www.g2.com/compare/equals-equals-vs-tern) - [Tern vs Airapi](https://www.g2.com/compare/airapi-vs-tern) - [Tern vs FIS](https://www.g2.com/compare/fis-vs-tern) - [Tern vs SBS Banking Platform](https://www.g2.com/compare/sbs-banking-platform-vs-tern) - [Tern vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-tern) - [Tern vs Kooltra](https://www.g2.com/compare/kooltra-vs-tern) - [Tern vs Youtap](https://www.g2.com/compare/tern-vs-youtap) - [Tern vs SunTec](https://www.g2.com/compare/suntec-vs-tern) - [Tern vs Unit](https://www.g2.com/compare/tern-vs-unit) ### 5. [SBS Banking Platform](https://www.g2.com/products/sbs-banking-platform/reviews) By SBS **Average Rating:** 4.2/5 **Total Reviews:** 13 SBS is a banking software vendor and a major digital player. Sopra Group provides banks and specialised lenders with an unrivaled solution for loan servicing. Reviewers say compared to Square Instant Transfers, SBS Banking Platform is: - Better at meeting requirements Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs SBS Banking Platform](https://www.g2.com/compare/sbs-banking-platform-vs-square-instant-transfers) **Compare SBS Banking Platform with other alternatives:** - [SBS Banking Platform vs Equals](https://www.g2.com/compare/equals-equals-vs-sbs-banking-platform) - [SBS Banking Platform vs Airapi](https://www.g2.com/compare/airapi-vs-sbs-banking-platform) - [SBS Banking Platform vs FIS](https://www.g2.com/compare/fis-vs-sbs-banking-platform) - [SBS Banking Platform vs Tern](https://www.g2.com/compare/sbs-banking-platform-vs-tern) - [SBS Banking Platform vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-sbs-banking-platform) - [SBS Banking Platform vs Kooltra](https://www.g2.com/compare/kooltra-vs-sbs-banking-platform) - [SBS Banking Platform vs Youtap](https://www.g2.com/compare/sbs-banking-platform-vs-youtap) - [SBS Banking Platform vs SunTec](https://www.g2.com/compare/sbs-banking-platform-vs-suntec) - [SBS Banking Platform vs Unit](https://www.g2.com/compare/sbs-banking-platform-vs-unit) ### 6. [Mastercard Open Banking (formerly Finicity)](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews) By Mastercard **Average Rating:** 3.7/5 **Total Reviews:** 9 Mastercard Open Banking provides solutions for financial management, payments and credit decisioning. Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-square-instant-transfers) **Compare Mastercard Open Banking (formerly Finicity) with other alternatives:** - [Mastercard Open Banking (formerly Finicity) vs Equals](https://www.g2.com/compare/equals-equals-vs-mastercard-open-banking-formerly-finicity) - [Mastercard Open Banking (formerly Finicity) vs Airapi](https://www.g2.com/compare/airapi-vs-mastercard-open-banking-formerly-finicity) - [Mastercard Open Banking (formerly Finicity) vs FIS](https://www.g2.com/compare/fis-vs-mastercard-open-banking-formerly-finicity) - [Mastercard Open Banking (formerly Finicity) vs Tern](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-tern) - [Mastercard Open Banking (formerly Finicity) vs SBS Banking Platform](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-sbs-banking-platform) - [Mastercard Open Banking (formerly Finicity) vs Kooltra](https://www.g2.com/compare/kooltra-vs-mastercard-open-banking-formerly-finicity) - [Mastercard Open Banking (formerly Finicity) vs Youtap](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-youtap) - [Mastercard Open Banking (formerly Finicity) vs SunTec](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-suntec) - [Mastercard Open Banking (formerly Finicity) vs Unit](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-unit) ### 7. [Kooltra](https://www.g2.com/products/kooltra/reviews) By Kooltra **Average Rating:** 4.9/5 **Total Reviews:** 8 Kooltra is a worldwide leader in end-to-end foreign exchange and global payments infrastructure. The Kooltra Platform empowers financial institutions with scalable technology that accelerates revenue growth, reduces operating costs, streamlines compliance, and automates regulatory reporting. By bringing employees and customers together on a single cloud-based platform, the digital experience is optimized. This results in streamlined customer onboarding, dealing, settlements & multi-currency payments with a transparent view for each department into the customer and transaction lifecycle. Bringing an entirely new approach to the foreign exchange technology stack, Kooltra is a SaaS company with deep domain knowledge supported by a world class engineering team. Reviewers say compared to Square Instant Transfers, Kooltra is: - Better at support - Better at meeting requirements - More usable Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs Kooltra](https://www.g2.com/compare/kooltra-vs-square-instant-transfers) **Compare Kooltra with other alternatives:** - [Kooltra vs Equals](https://www.g2.com/compare/equals-equals-vs-kooltra) - [Kooltra vs Airapi](https://www.g2.com/compare/airapi-vs-kooltra) - [Kooltra vs FIS](https://www.g2.com/compare/fis-vs-kooltra) - [Kooltra vs Tern](https://www.g2.com/compare/kooltra-vs-tern) - [Kooltra vs SBS Banking Platform](https://www.g2.com/compare/kooltra-vs-sbs-banking-platform) - [Kooltra vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/kooltra-vs-mastercard-open-banking-formerly-finicity) - [Kooltra vs Youtap](https://www.g2.com/compare/kooltra-vs-youtap) - [Kooltra vs SunTec](https://www.g2.com/compare/kooltra-vs-suntec) - [Kooltra vs Unit](https://www.g2.com/compare/kooltra-vs-unit) ### 8. [Youtap](https://www.g2.com/products/youtap/reviews) By Youtap Limited **Average Rating:** 4.0/5 **Total Reviews:** 6 Youtap Digital Banking is a comprehensive, cloud-native platform designed to empower banks, fintechs, and financial service providers to deliver secure, real-time digital banking solutions across mobile, web, and point-of-sale channels. By integrating seamlessly with existing core banking systems or operating as a standalone solution, Youtap enables institutions to offer a wide array of financial services, enhancing customer engagement and operational efficiency. Key Features and Functionality: - White-Label Applications: Customizable consumer and business banking apps that allow institutions to brand and tailor the user experience to their specific needs. - Digital Onboarding and eKYC: Streamlined electronic Know Your Customer processes facilitate quick and secure account openings, reducing the need for physical branch visits. - Multi-Currency Accounts: Support for various account types, including everyday, savings, and loan accounts, accommodating diverse customer requirements. - Instant Payments and Transfers: Real-time processing of person-to-person transfers, bill payments, and remittances, ensuring swift and efficient transactions. - Integrated Lending and Loan Management: Tools for credit assessment, loan origination, and management, enabling services like micro-lending and buy now, pay later options. - AI-Powered Financial Insights: Artificial intelligence capabilities that analyze customer behavior to offer personalized financial advice and product recommendations. - Comprehensive Security Measures: Advanced encryption, secure login protocols, and compliance with KYC and AML regulations to protect customer information and mitigate fraud risks. Primary Value and User Solutions: Youtap Digital Banking addresses the growing demand for accessible, efficient, and secure financial services by providing a scalable platform that reduces reliance on physical branches and promotes self-service banking. Its customizable nature allows financial institutions to tailor products and services to individual customer preferences, enhancing engagement and satisfaction. By integrating advanced security measures and AI-driven insights, Youtap ensures a safe and personalized banking experience, empowering users to manage their finances effectively and confidently. Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs Youtap](https://www.g2.com/compare/square-instant-transfers-vs-youtap) **Compare Youtap with other alternatives:** - [Youtap vs Equals](https://www.g2.com/compare/equals-equals-vs-youtap) - [Youtap vs Airapi](https://www.g2.com/compare/airapi-vs-youtap) - [Youtap vs FIS](https://www.g2.com/compare/fis-vs-youtap) - [Youtap vs Tern](https://www.g2.com/compare/tern-vs-youtap) - [Youtap vs SBS Banking Platform](https://www.g2.com/compare/sbs-banking-platform-vs-youtap) - [Youtap vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-youtap) - [Youtap vs Kooltra](https://www.g2.com/compare/kooltra-vs-youtap) - [Youtap vs SunTec](https://www.g2.com/compare/suntec-vs-youtap) - [Youtap vs Unit](https://www.g2.com/compare/unit-vs-youtap) ### 9. [SunTec](https://www.g2.com/products/suntec/reviews) By SunTec Business Solutions **Average Rating:** 4.1/5 **Total Reviews:** 5 Xelerate Corporate Banking is a highly functional and technology-agnostic product suite that empowers the clients to create real-time personalized offerings to improve profitability and customer experience while optimizing customer lifetime value. Xelerate Corporate Banking enables service providers to develop, launch and monetize innovative offerings quickly. Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs SunTec](https://www.g2.com/compare/square-instant-transfers-vs-suntec) **Compare SunTec with other alternatives:** - [SunTec vs Equals](https://www.g2.com/compare/equals-equals-vs-suntec) - [SunTec vs Airapi](https://www.g2.com/compare/airapi-vs-suntec) - [SunTec vs FIS](https://www.g2.com/compare/fis-vs-suntec) - [SunTec vs Tern](https://www.g2.com/compare/suntec-vs-tern) - [SunTec vs SBS Banking Platform](https://www.g2.com/compare/sbs-banking-platform-vs-suntec) - [SunTec vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-suntec) - [SunTec vs Kooltra](https://www.g2.com/compare/kooltra-vs-suntec) - [SunTec vs Youtap](https://www.g2.com/compare/suntec-vs-youtap) - [SunTec vs Unit](https://www.g2.com/compare/suntec-vs-unit) ### 10. [Unit](https://www.g2.com/products/unit/reviews) By Unit Finance **Average Rating:** 3.5/5 **Total Reviews:** 3 Unit is the embedded finance platform helping software companies launch a financial hub that gives customers access to working capital, money management, and accounts payable tools. Unit offers an easy way to increase retention and earn revenue - with zero build and fully managed risk operations, customer support, and adoption playbooks. Companies like Wix, Bill.com, Honeybook, Relay, and Homebase use Unit to process over $50 billion in transactions annually for almost 2 million end-customers through its banking partners. For more information, visit unit.co. Categories in common with Square Instant Transfers: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Square Instant Transfers vs Unit](https://www.g2.com/compare/square-instant-transfers-vs-unit) **Compare Unit with other alternatives:** - [Unit vs Equals](https://www.g2.com/compare/equals-equals-vs-unit) - [Unit vs Airapi](https://www.g2.com/compare/airapi-vs-unit) - [Unit vs FIS](https://www.g2.com/compare/fis-vs-unit) - [Unit vs Tern](https://www.g2.com/compare/tern-vs-unit) - [Unit vs SBS Banking Platform](https://www.g2.com/compare/sbs-banking-platform-vs-unit) - [Unit vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-unit) - [Unit vs Kooltra](https://www.g2.com/compare/kooltra-vs-unit) - [Unit vs Youtap](https://www.g2.com/compare/unit-vs-youtap) - [Unit vs SunTec](https://www.g2.com/compare/suntec-vs-unit) ## Explore Articles - [Affordable software for tracking online media](https://www.g2.com/discussions/affordable-software-for-tracking-online-media) - [Top-rated purchasing apps for medium-sized companies](https://www.g2.com/discussions/what-are-the-top-rated-purchasing-apps-for-medium-sized-companies) - [What lease administration tool offers the fastest setup?](https://www.g2.com/discussions/what-lease-administration-tool-offers-the-fastest-setup) - [Does the platform maintain a comprehensive, searchable catalog of discovered applications?](https://www.g2.com/discussions/does-the-platform-maintain-a-comprehensive-searchable-catalog-of-discovered-applications) - [What is the best vulnerability scanning tool for enterprise IT teams?](https://www.g2.com/discussions/what-is-the-best-vulnerability-scanning-tool-for-enterprise-it-teams) - [What is the most cost-effective log monitoring tool for SMBs?](https://www.g2.com/discussions/what-is-the-most-cost-effective-log-monitoring-tool-for-smbs) ## Spotlight Categories - [Lead Intelligence Software](https://www.g2.com/categories/lead-intelligence) - [VoIP Providers](https://www.g2.com/categories/voip) - [Anti Money Laundering Software](https://www.g2.com/categories/anti-money-laundering)