# Best Banking as a Service (BaaS) Software

## How Many Banking as a Service (BaaS) Software Products Does G2 Track?

**Total Products under this Category:** 62

### Category Stats (Aug 2026)

- **Average Rating:** 4.29/5 The average rating of products in this category, based on all submitted ratings

_Last updated: August 01, 2026_

## How Does G2 Rank Banking as a Service (BaaS) Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 300+ Authentic Reviews
- 62+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

### [Square Instant Transfers](https://www.g2.com/products/square-instant-transfers/reviews)

Fast deposits come standard. When you take a payment with Square, you get your money in your bank account in one to two business days. Unlike with many other payment processors, this comes standard—no extra fees required.

**Average Rating:** 4.3/5.0

**Total Reviews:** 10

#### Who Is the Company Behind Square Instant Transfers?

- **Seller:** [Block](https://www.g2.com/sellers/block)
- **Year Founded:** 2009
- **HQ Location:** Oakland, California
- **Twitter:** @Square  
309,691 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=67fa09d2bfd0039f9828d0eedaf49e82356d125d1de4bbee4b1407d50a7b4795&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fjoinblock%2F&secure%5Burl_type%5D=linkedin_company_website)  
12,254 employees on LinkedIn®
- **Ownership:** NYSE:SQ

#### Who Uses This Product?

- **Company Size:** 90% Small, 10% Medium

#### What Are Recent G2 Reviews of Square Instant Transfers?

**["Amazing Way To Manage Payments"](https://www.g2.com/survey_responses/square-instant-transfers-review-5417960)**

**Rating:** 5.0/5.0 stars

_— Tyler F._

[Read full review](https://www.g2.com/survey_responses/square-instant-transfers-review-5417960)

**["Obsessed with square"](https://www.g2.com/survey_responses/square-instant-transfers-review-4462327)**

**Rating:** 5.0/5.0 stars

_— Ashley P._

[Read full review](https://www.g2.com/survey_responses/square-instant-transfers-review-4462327)

#### What Are G2 Users Discussing About Square Instant Transfers?

- [Does Square automatically deposit?](https://www.g2.com/discussions/does-square-automatically-deposit)
- [How do I view deposits on Square?](https://www.g2.com/discussions/how-do-i-view-deposits-on-square)
- [Does Square charge for deposits?](https://www.g2.com/discussions/does-square-charge-for-deposits)
- [What are Square deposits?](https://www.g2.com/discussions/what-are-square-deposits)

### [Airapi](https://www.g2.com/products/airapi/reviews)

Airapi is: - an API Gateway and End-to-end API Management Platform, including a developer portal to offer your APIs to fintechs and developers - Open Banking Solution, compatible with PSD2, Berlin Group Standarts and Turkish Open Banking Standards - A BaaS Platform, to help banks to offer their services.

**Average Rating:** 4.3/5.0

**Total Reviews:** 20

#### Who Is the Company Behind Airapi?

- **Seller:** [Architecht](https://www.g2.com/sellers/architecht)
- **Year Founded:** 2015
- **HQ Location:** Teknopark İstanbul, TR
- **Twitter:** @PowerFactor1  
26 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=0bffbedbbae4aaf3ec859385b2ca6d40ee9597529726d1ac58a0b69a1bd7df41&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Farchitechttr%2F&secure%5Burl_type%5D=linkedin_company_website)  
2,028 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Banking
- **Company Size:** 55% Small, 25% Medium

#### What Are Recent G2 Reviews of Airapi?

**["excellent tool for developers."](https://www.g2.com/survey_responses/airapi-review-7577947)**

**Rating:** 5.0/5.0 stars

_— Jacqueline P._

[Read full review](https://www.g2.com/survey_responses/airapi-review-7577947)

**["Best product for managing financial requirements"](https://www.g2.com/survey_responses/airapi-review-7579368)**

**Rating:** 4.0/5.0 stars

_— SIVAPRASAD C._

[Read full review](https://www.g2.com/survey_responses/airapi-review-7579368)

### [SunTec](https://www.g2.com/products/suntec/reviews)

SunTec modernizes the strategic revenue layer for enterprises worldwide. Our intelligent, AI-augmented, cloud-native platform powers the entire revenue value chain - pricing, billing, deal and offer management, loyalty, taxation, and e-invoicing - enabling organizations to unlock value, eliminate revenue leakage, and drive personalized growth at scale. At the core of our innovation is SunTec Xelerate, a composable, API-first, cloud-agnostic suite of products designed to serve as a digital revenue layer over legacy systems. Whether deployed on-premise, in private cloud, or via SaaS, it seamlessly integrates with existing infrastructure to accelerate modernization, without disruption. Trusted by over 170 clients across 50+ countries, SunTec supports more than 400 million end-customers and enables agile transformation for leading banks, telecom providers, and travel management companies. SunTec enjoys a global footprint spanning the USA, UK, Germany, UAE, Singapore, Canada, and India. SunTec is redefining how enterprises manage, grow, and future-proof their revenue. Visit www.suntecgroup.com or contact us at marketing@suntecgroup.com to learn more.

**Average Rating:** 4.1/5.0

**Total Reviews:** 4

#### Who Is the Company Behind SunTec?

- **Seller:** [SunTec Business Solutions](https://www.g2.com/sellers/suntec-business-solutions)
- **Year Founded:** 1990
- **HQ Location:** Thiruvananthapuram, IN
- **Twitter:** @SunTecGroup  
5,147 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=0537046563b99557c004c7538539167947050d0837ea1236cfb8ca9fe3d68e47&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fsuntec-business-solutions%2F&secure%5Burl_type%5D=linkedin_company_website)  
873 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Medium

#### What Do G2 Reviewers Say About SunTec?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **ease of use** of SunTec for analyzing data and generating timely reports to enhance customer satisfaction.
- Users appreciate the **efficiency** of SunTec in analyzing data and personalizing marketing efforts, enhancing customer satisfaction.
- Users value the **enhanced customer engagement** facilitated by SunTec, leading to improved satisfaction and tailored offerings.
- Users value the **real-time data analysis** of SunTec, enhancing customer satisfaction and engagement through timely adjustments.
- Users appreciate the **collaboration capabilities** of SunTec, enhancing customer satisfaction through timely data analysis and report generation.

##### Cons

- Users find the **reporting inadequate** , impacting their ability to analyze data and make informed decisions effectively.
- Users find the **insufficient details** in SunTec hinders effective decision-making and client preference analysis.
- Users find the **reporting quality inadequate** , limiting effective decision-making due to generality rather than detailed insights.
- Users find **integration challenges** with SunTec frustrating, leading to sluggish data transfer and inefficiencies in updating customer profiles.
- Users find **data accessibility challenging** with SunTec, leading to sluggish updates and reduced operational efficiency.

#### What Are Recent G2 Reviews of SunTec?

**["Minimise the risks that can emerge"](https://www.g2.com/survey_responses/suntec-review-10251338)**

**Rating:** 5.0/5.0 stars

_— Nunes N._

[Read full review](https://www.g2.com/survey_responses/suntec-review-10251338)

**["Customer information to develop personalized campaigns"](https://www.g2.com/survey_responses/suntec-review-10172131)**

**Rating:** 4.0/5.0 stars

_— Sallemi A._

[Read full review](https://www.g2.com/survey_responses/suntec-review-10172131)

### [Treezor](https://www.g2.com/products/treezor/reviews)

Your One-stop Shop for Embedded Finance. Outsource all your payment needs to the European Banking-as-a-Service leader! Treezor is an independent provider of outsourcing and white label solutions for electronic payments. Founded in Paris, Treezor owns a European License and is one of the approved suppliers for MasterCard® Prepaid. As an e-money issuer and a payment institution, Treezor is a white label solution dedicated for prepaid cards, e-wallet, marketplaces, crowdfunding and collaborative consumption platforms. With over 50 million transactions processed every year, Treezor is an expert in payments and risk management. More information on www.treezor.com

**Average Rating:** 4.0/5.0

**Total Reviews:** 3

#### Who Is the Company Behind Treezor?

- **Seller:** [Treezor](https://www.g2.com/sellers/treezor)
- **Year Founded:** 2016
- **HQ Location:** Paris, FR
- **Twitter:** @TreezorBanking  
1,261 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=a5383fb68d6c5dccef2254d39d33dd39b82b9f323af1ad07ef601afbcdd97a46&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftreezor&secure%5Burl_type%5D=linkedin_company_website)  
258 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 67% Small, 33% Large

#### What Are Recent G2 Reviews of Treezor?

**["Good product"](https://www.g2.com/survey_responses/treezor-review-9807836)**

**Rating:** 5.0/5.0 stars

_— Verified User in Banking_

[Read full review](https://www.g2.com/survey_responses/treezor-review-9807836)

### [Unit](https://www.g2.com/products/unit/reviews)

Unit is the leading embedded finance platform helping software companies launch a financial hub that gives customers access to working capital, money management, and accounts payable tools. Unit’s Ready-to-Launch solution is the easiest way to increase retention and earn revenue - with zero build and fully managed risk operations, customer support, and adoption playbooks. Companies like Wix, Bill.com, Honeybook, Relay, and Homebase use Unit to process over $50 billion in transactions annually for almost 2 million end-customers through its banking partners. For more information, visit unit.co.

**Average Rating:** 3.5/5.0

**Total Reviews:** 3

#### Who Is the Company Behind Unit?

- **Seller:** [Unit Finance](https://www.g2.com/sellers/unit-finance)
- **Year Founded:** 2019
- **HQ Location:** New York, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f35addff6495ed5382a22468c9370e31c87bcd0e700e77242fb4a5e8c7f3bf29&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Funit-finance&secure%5Burl_type%5D=linkedin_company_website)  
245 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 67% Medium, 33% Small

#### What Are Recent G2 Reviews of Unit?

**["The most robust BaaS solution I've seen (and I've seen!)"](https://www.g2.com/survey_responses/unit-review-10770507)**

**Rating:** 5.0/5.0 stars

_— Doron C._

[Read full review](https://www.g2.com/survey_responses/unit-review-10770507)

**["Great onboarding experience"](https://www.g2.com/survey_responses/unit-review-7124624)**

**Rating:** 5.0/5.0 stars

_— Verified User in Computer Software_

[Read full review](https://www.g2.com/survey_responses/unit-review-7124624)

### [Equals](https://www.g2.com/products/equals-equals/reviews)

Equals is the next-generation global money movement platform built for exceptional businesses operating across borders. We bring international payments, embedded payments, and more together into a single connection that simplifies operations and strengthens financial control. With deep expertise and integrated infrastructure, Equals turns financial complexity into reliable solutions. With over 18 years of experience, Equals has established itself as a trusted partner for over 50,000 businesses, managing and moving more than £50 billion globally. One of the standout features of Equals is the infrastructure for embedded payments, enabling businesses to build and scale financial products without owning the complexity. Through a single API or fully branded white-label solution, companies can embed global payments, accounts, cards, and compliance directly into their operations. Its multi-currency accounts, which come with their own International Bank Account Number (IBAN) allows businesses to manage over 35 currencies directly, facilitating seamless transactions without the need for currency conversion. The direct connection to major payment networks, including SWIFT and UK Faster Payments, ensures that users can send and receive funds efficiently. The target audience for Equals includes CFD Brokers, Digital Asset Companies, Banks/ Neo Banks, FX & Payments and businesses of all sizes looking to enhance their financial operations. Whether an SME needs to manage its expenses or a large corporation requires efficient international payment solutions, Equals caters to a diverse range of use cases. The platform supports over 60 currencies, offering favourable rates for corporate foreign exchange (FX) and international payments. This capability is particularly beneficial for companies operating in multiple markets, as it allows them to hedge against currency fluctuations\* and streamline their payment processes. Equals also provides spend management software that simplifies employee expense tracking and cash flow management. Managers can gain a comprehensive view of all transactions, issue business prepaid cards rapidly, and set permissions based on team roles. This level of control not only streamlines monthly reconciliation but also integrates with popular accounting software like Xero and Concur® Expense, making it easier for businesses to maintain accurate financial records. Overall, Equals stands out in the financial technology landscape by offering a versatile, user-friendly platform that addresses the complex needs of modern businesses. With a commitment to safeguarding customer funds through designated accounts with Tier 1 banks, Equals ensures that users can trust their financial operations are secure while benefiting from a wide range of innovative features tailored to enhance their financial management capabilities. \*Equals can only offer forward contracts to facilitate payments for goods and services. Once your rate is locked, please be aware that you are committed to that rate regardless of how it moves after booking. \*\*Fees may apply to issue cards. Equals accounts are not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations/ E-money Regulations. Money is held in specially designated safeguarded bank accounts with Tier 1 banks and is kept separate from company assets. T&Cs apply, please see product FAQs for further queries.

**Average Rating:** 4.5/5.0

**Total Reviews:** 197

#### Who Is the Company Behind Equals?

- **Seller:** [Equals](https://www.g2.com/sellers/equals-01320341-7902-46de-91d7-d280ac3e9771)
- **Company Website:** equalsmoney.com
- **Year Founded:** 2007
- **HQ Location:** London, England
- **Twitter:** @equals\_\_money  
343 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f4460e9a55c37c8643566a8cb9c500b169a168fa55e57b3dc2adad60da7a587d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fequalsmoney%2F&secure%5Burl_type%5D=linkedin_company_website)  
393 employees on LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** Director, Operations Manager
- **Top Industries:** Non-Profit Organization Management, Education Management
- **Company Size:** 74% Small, 25% Medium

#### What Do G2 Reviewers Say About Equals?

_AI-generated summary from verified user reviews_

##### Pros

- Users find Equals exceptionally **easy to use** , enjoying its user-friendly portal and efficient management features.
- Users value the **convenience** of Equals, enjoying its user-friendly platform for efficient expense management and support.
- Users appreciate the **rapid fund allocation** and ease of managing their virtual cards with Equals.
- Users commend the **quick and friendly customer support** of Equals, enhancing the overall user experience for charities.
- Users value the **time-saving benefits** of Equals, enjoying quick fund management and easy expense tracking.

##### Cons

- Users find the **receipt management** process somewhat clunky and lacking features like push notifications for upload reminders.
- Users face **limited acceptance** of Equals, complicating usage with certain airlines and cash withdrawal options.
- Users experience **approval issues** with Equals, struggling with bank statement reconciliation and app functionality.
- Users find Equals' functionality **limited** , especially in receipt uploads and mobile app capabilities for administrators.
- Users find the **interface design poor** , causing navigation issues and complicating tasks across multiple functionalities.

#### What Are Recent G2 Reviews of Equals?

**["Effortless Setup, Enhanced Business Transactions"](https://www.g2.com/survey_responses/equals-review-8168556)**

**Rating:** 5.0/5.0 stars

_— Verified User in Mental Health Care_

[Read full review](https://www.g2.com/survey_responses/equals-review-8168556)

**["Efficient Spend Management for Growing Teams"](https://www.g2.com/survey_responses/equals-review-12740111)**

**Rating:** 5.0/5.0 stars

_— Prasanna G._

[Read full review](https://www.g2.com/survey_responses/equals-review-12740111)

### [FIS](https://www.g2.com/products/fis/reviews)

FIS Core Banking offers agile solutions that integrate seamlessly with our core systems or with others via a componentized architecture. This approach enables community, mid-tier, large and global financial institutions to surround their legacy core platform with components to help them progressively transform their core banking systems. With FIS total banking solutions, institutions can create a truly differentiated customer experience.

**Average Rating:** 4.2/5.0

**Total Reviews:** 13

#### Who Is the Company Behind FIS?

- **Seller:** [FIS Global](https://www.g2.com/sellers/fis-global-57ee48f0-f061-468b-9f95-aec60bcbf83f)
- **Year Founded:** 1968
- **HQ Location:** Jacksonville, FL
- **Twitter:** @FISGlobal  
26,502 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=dce14725ef9a3c15fbb9a93638ba7701d549f9c234ed879896dc241c82b7b254&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffis%2F&secure%5Burl_type%5D=linkedin_company_website)  
44,355 employees on LinkedIn®
- **Ownership:** FIS

#### Who Uses This Product?

- **Top Industries:** Banking
- **Company Size:** 62% Large, 31% Medium

#### What Are Recent G2 Reviews of FIS?

**["Scalable and Automation friendly Core banking system"](https://www.g2.com/survey_responses/fis-review-9052476)**

**Rating:** 4.0/5.0 stars

_— Saurabh S._

[Read full review](https://www.g2.com/survey_responses/fis-review-9052476)

**["FIS Review"](https://www.g2.com/survey_responses/fis-review-10406067)**

**Rating:** 4.5/5.0 stars

_— Amrita G._

[Read full review](https://www.g2.com/survey_responses/fis-review-10406067)

#### What Are G2 Users Discussing About FIS?

- [What is FIS Core Banking used for?](https://www.g2.com/discussions/what-is-fis-core-banking-used-for)

### [Mambu](https://www.g2.com/products/mambu/reviews)

Mambu is a cloud platform designed to let user rapidly build, integrate, launch and service any lending portfolio into any market. SME lenders.

**Average Rating:** 3.8/5.0

**Total Reviews:** 2

#### Who Is the Company Behind Mambu?

- **Seller:** [Mambu B.V.](https://www.g2.com/sellers/mambu-b-v)
- **Year Founded:** 2011
- **HQ Location:** Amsterdam, NL
- **Twitter:** @Mambu\_com  
3,145 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=31691725539cb32755beecc65a3ccc8a4fdd457cce3fca6dd4ff1740fcd04bd8&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmambu%2F&secure%5Burl_type%5D=linkedin_company_website)  
730 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Medium

#### What Are Recent G2 Reviews of Mambu?

**["Great software"](https://www.g2.com/survey_responses/mambu-review-712101)**

**Rating:** 4.5/5.0 stars

_— Neal A._

[Read full review](https://www.g2.com/survey_responses/mambu-review-712101)

### [Ascertain FinTech Platform](https://www.g2.com/products/ascertain-fintech-platform/reviews)

Ascertain Technologies is a leading Banking Software Product, Solutions and Service provider in Malaysia. With over 15+ years of experience in the BFSI sector, we empower banks to embrace digital transformation through our cutting-edge fintech solutions. Renowned regional and global banks across South-East Asia trust and rely on Ascertain Fintech Framework to provide market leading and innovative products and services to their customers.

**Average Rating:** 5.0/5.0

**Total Reviews:** 1

#### Who Is the Company Behind Ascertain FinTech Platform?

- **Seller:** [Ascertain Technologies](https://www.g2.com/sellers/ascertain-technologies)
- **Year Founded:** 2008
- **HQ Location:** Kuala Lumpur, MY
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=747e50df3dcf2138167ae125c7f34bdd1cce1788c85f77b55d06d50d370d0e28&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fascertaintechnologies&secure%5Burl_type%5D=linkedin_company_website)  
40 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Small

#### What Are Recent G2 Reviews of Ascertain FinTech Platform?

**["Ascertain platform usage"](https://www.g2.com/survey_responses/ascertain-fintech-platform-review-11767843)**

**Rating:** 5.0/5.0 stars

_— Ekta C._

[Read full review](https://www.g2.com/survey_responses/ascertain-fintech-platform-review-11767843)

### [Business banking, treasury, multi-currency accounts, stablecoins](https://www.g2.com/products/business-banking-treasury-multi-currency-accounts-stablecoins/reviews)

Meow is a business banking platform built for companies that move fast and demand more from their money. Through our FDIC-insured partner banks, we offer business checking accounts, zero-fee domestic and international wires, ACH, and checks, stablecoins like USDC and USDT, plus a cashback corporate card with no annual fee. And if that wasn't enough — bookkeeping and tax services as well. Meow supports US-based businesses, crypto and Web3 companies, and internationally-structured entities including Cayman, BVI, Singapore, and UAE-incorporated businesses. Multi-entity management, customizable approval workflows, and seamless integrations with QuickBooks, Rippling, and major payroll platforms make Meow the treasury management system for businesses that have outgrown traditional banking. No monthly fees. No wire fees. No minimums. Just better banking.

**Average Rating:** 5.0/5.0

**Total Reviews:** 1

#### Who Is the Company Behind Business banking, treasury, multi-currency accounts, stablecoins?

- **Seller:** [Meow.com](https://www.g2.com/sellers/meow-com)
- **HQ Location:** N/A
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=67b68f847ae8df482c3e7115a363868b520d589971c907d4cb7426d759a424b6&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmeow%2F&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Small

#### What Are Recent G2 Reviews of Business banking, treasury, multi-currency accounts, stablecoins?

**["Seamless USD/Stablecoin Transactions and Stellar Support with Meow"](https://www.g2.com/survey_responses/business-banking-treasury-multi-currency-accounts-stablecoins-review-12560411)**

**Rating:** 5.0/5.0 stars

_— Sarah S._

[Read full review](https://www.g2.com/survey_responses/business-banking-treasury-multi-currency-accounts-stablecoins-review-12560411)

### [Finzly](https://www.g2.com/products/finzly/reviews)

Finzly BankOS is a digital banking platform and a parallel core. BankOS, fosters innovation on a cloud native, API-first digital core that allow banks to launch modern solutions quikly and to partner with fintechs to offer Banking as a Service

**Average Rating:** 4.8/5.0

**Total Reviews:** 2

#### Who Is the Company Behind Finzly?

- **Seller:** [Finzly](https://www.g2.com/sellers/finzly)
- **Year Founded:** 2012
- **HQ Location:** Charlotte, US
- **Twitter:** @finzly  
270 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=1b4a01da15295bcf2a0e195cc12c85ef4c5e12a41876802270d920bf19b78ed4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffinzly&secure%5Burl_type%5D=linkedin_company_website)  
241 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 50% Large, 50% Small

#### What Are Recent G2 Reviews of Finzly?

**["Finzly G2 Review"](https://www.g2.com/survey_responses/finzly-review-8926329)**

**Rating:** 4.5/5.0 stars

_— Verified User in Banking_

[Read full review](https://www.g2.com/survey_responses/finzly-review-8926329)

**["Finzly - Innovate and Compete"](https://www.g2.com/survey_responses/finzly-review-7850173)**

**Rating:** 5.0/5.0 stars

_— Radha R._

[Read full review](https://www.g2.com/survey_responses/finzly-review-7850173)

### [Hydrogen Cards](https://www.g2.com/products/hydrogen-cards/reviews)

Issue physical and virtual debit cards with our fully built and configurable embeddable applications. No lockups, minimums, or other hidden fees. Plus, earn revenue on every swipe!

**Average Rating:** 4.5/5.0

**Total Reviews:** 1

#### Who Is the Company Behind Hydrogen Cards?

- **Seller:** [Hydrogen](https://www.g2.com/sellers/hydrogen)
- **Year Founded:** 2017
- **HQ Location:** Miami, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3addccf697e3ca3330197e5b25f4c1a583191792c656620b86a353bb48c2cc64&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fhydrogenplatform&secure%5Burl_type%5D=linkedin_company_website)  
18 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Small

#### What Are Recent G2 Reviews of Hydrogen Cards?

**["Hydrogen Cards, easy to set up and cash back is great!"](https://www.g2.com/survey_responses/hydrogen-cards-review-5066622)**

**Rating:** 4.5/5.0 stars

_— Darren H._

[Read full review](https://www.g2.com/survey_responses/hydrogen-cards-review-5066622)

#### What Are G2 Users Discussing About Hydrogen Cards?

- [What is Hydrogen Cards used for?](https://www.g2.com/discussions/what-is-hydrogen-cards-used-for)

### [Mastercard Open Banking (formerly Finicity)](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews)

Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products.

**Average Rating:** 3.7/5.0

**Total Reviews:** 9

#### Who Is the Company Behind Mastercard Open Banking (formerly Finicity)?

- **Seller:** [Mastercard](https://www.g2.com/sellers/mastercard)
- **Year Founded:** 1966
- **HQ Location:** Purchase, NY
- **Twitter:** @Mastercard  
491,448 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=45c40f7b41646f480e30ee3d1a7be4404df1182da202318367b4fc04ac4cd3e4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmastercard%2F&secure%5Burl_type%5D=linkedin_company_website)  
49,372 employees on LinkedIn®
- **Ownership:** NYSE - New York Stock Exchange

#### Who Uses This Product?

- **Company Size:** 78% Small, 22% Medium

#### What Do G2 Reviewers Say About Mastercard Open Banking (formerly Finicity)?

_AI-generated summary from verified user reviews_

##### Pros

- Users appreciate the **ease of use** of Mastercard Open Banking's API, simplifying integration with their applications.
- Users appreciate the **ease of use** of Mastercard Open Banking, simplifying payment processing and financial management.
- Users value the **easy setup** of Mastercard Open Banking, simplifying the integration process for developers.
- Users value the **amazing features** of Mastercard Open Banking for enhancing financial management and simplifying payment processing.
- Users value the **ease of integration** with Mastercard Open Banking, benefiting from a developer-friendly API.

##### Cons

- Users have reported **delays in refreshing financial data** , which impacts their experience with Mastercard Open Banking.

#### What Are Recent G2 Reviews of Mastercard Open Banking (formerly Finicity)?

**["One of the powerful and easy-to-use financial data API’s"](https://www.g2.com/survey_responses/mastercard-open-banking-formerly-finicity-review-7130799)**

**Rating:** 5.0/5.0 stars

_— Deepansh K._

[Read full review](https://www.g2.com/survey_responses/mastercard-open-banking-formerly-finicity-review-7130799)

**["Revolutionizing Financial Data Connectivity and Verification"](https://www.g2.com/survey_responses/mastercard-open-banking-formerly-finicity-review-10544144)**

**Rating:** 5.0/5.0 stars

_— Harsh J._

[Read full review](https://www.g2.com/survey_responses/mastercard-open-banking-formerly-finicity-review-10544144)

### [ObjectWay SpA](https://www.g2.com/products/objectway-spa/reviews)

Objectway is a Top-100 global FinTech provider in the Banking, Wealth & Investment Management Software Industry. Our omni-channel and omni-device solutions support the digital transformation of banks, wealth and investment management business. The award-winning software platform is the trusted choice of leading wealth and investment firms across the globe - from EMEA to Canada to Central America. In 2017 Objectway won the "Best Performance" SDA Bocconi award , and "Best Front Office Solutions" Wealth Briefing European Awards. Since 2018, our leadership has been recognised by being included in the top 100 ITC Fintech Rankings by IDC Financial Insights. In 2019 IBS Intelligence Sales League Table recognised us as #1 Leader in Private Banking Systems. For three consecutive years, 2019, 2020 and 2021 we were crowned as “Best Wealth Management Solution” by Goodacre UK. We have been selected by FinTech Global for the WealthTech100 for four consecutive years, from 2019 to 2022. From offices in Italy, UK, Benelux, Ireland, Germany, Switzerland and UAE Objectway’s 800+ employees support more than 100,000 investment professionals in 10+ countries and 4 continents, who manage more than one trillion euros in assets. For more than 30 years, we have kept our focus on a single vision: constantly innovate, simplify and accelerate the digital transformation, empowering our clients to embrace their future challenges while providing great performance today.

**Average Rating:** 5.0/5.0

**Total Reviews:** 1

#### Who Is the Company Behind ObjectWay SpA?

- **Seller:** [Objectway](https://www.g2.com/sellers/objectway)
- **HQ Location:** Milan, Lombardy, Italy
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=52068bc3b6f5a1de725fa3475015d491cee7c4285c731ec46d3c72162726ed8a&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fobjectway&secure%5Burl_type%5D=linkedin_company_website)  
702 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Medium

#### What Are Recent G2 Reviews of ObjectWay SpA?

**["Personal Experience"](https://www.g2.com/survey_responses/objectway-spa-review-8484149)**

**Rating:** 5.0/5.0 stars

_— Hritik C._

[Read full review](https://www.g2.com/survey_responses/objectway-spa-review-8484149)

### [Stitch](https://www.g2.com/products/stitch-2025-07-15/reviews)

Stitch is the unified platform that helps you build, launch, and scale financial products. Whether you’re storing, moving, or lending money, Stitch lets you launch faster, simpler, and more cost-effectively.

**Average Rating:** 4.5/5.0

**Total Reviews:** 2

#### Who Is the Company Behind Stitch?

- **Seller:** [Stitch](https://www.g2.com/sellers/stitch-06510d1b-6a61-460f-93ff-6cc0a1efba3b)
- **Year Founded:** 2021
- **HQ Location:** Riyadh, SA
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=07f62f5208b6af8f80544731fbe6db5a8805ee318098301f3b653115cce120ed&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fstitchmea%2F&secure%5Burl_type%5D=linkedin_company_website)  
29 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Small

#### What Are Recent G2 Reviews of Stitch?

**["Professional, Responsive Partnership That Supports Our Evolving Needs"](https://www.g2.com/survey_responses/stitch-review-12632091)**

**Rating:** 5.0/5.0 stars

_— Hadeel M._

[Read full review](https://www.g2.com/survey_responses/stitch-review-12632091)

**["Strong Local Market & Financial Sector Know-How"](https://www.g2.com/survey_responses/stitch-review-12574529)**

**Rating:** 4.0/5.0 stars

_— Verified User in Financial Services_

[Read full review](https://www.g2.com/survey_responses/stitch-review-12574529)

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[Browse Banking as a Service (BaaS) Themes](/categories/banking-as-a-service-baas/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Banking as a Service (BaaS) solutions integrate financial products into non-financial service-businesses using APIs. BaaS providers partner with licensed banks, package the partner banks’ products (checking and savings accounts, credit cards, payment processing, etc.) with their own technology and make the bundle available via APIs to their customers. BaaS solutions are often white-labeled or co-branded to allow consistent branding for users. BaaS providers are the tech-enabled middle layer between non-financial services businesses who want to offer financial products and the banks themselves.

BaaS solutions work by using financial data APIs to connect to financial data and products and allowing non-financial services companies to embed a variety of financial products within their own solutions. BaaS users, which include fintechs, neobanks, and non-financial services companies like e-commerce organizations, may opt to embed a bank’s existing financial products within their own solutions, or they may use BaaS tools to access the bank’s customers’ financial data and build their own, white labeled financial products. BaaS removes a large portion of the regulatory and compliance challenges that come along with expanding into financial services, freeing up non-financial services businesses to focus on their core business while expanding the breadth of their offerings.

BaaS solutions rely on [Financial Data APIs](https://www.g2.com/categories/financial-data-apis) to connect to financial data and embed banking products in non-financial services solutions.

To qualify for inclusion in the Banking as a Service (BaaS) category, a product must:

- Utilize APIs to connect to financial data
- Partner with licensed banks
- Embed banking products in non-financial services solutions
- Provide users with compliance infrastructure

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