---
title: PayPal Payments Reviews
meta_title: 'PayPal Payments Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Over 500 authenticated user reviews for PayPal payment gateway.  Find
  out from real users if PayPal is a trustworthy site, pricing for transactions, and
  merchant solutions features.
aggregate_rating:
  rating_value: 4.4
  review_count: 2744
  scale: '5'
date_modified: '2026-08-04'
parent_category:
  name: Payment
  url: https://www.g2.com/categories/payment
---

# PayPal Payments Reviews
**Vendor:** PayPal  
**Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing)  
**Average Rating:** 4.4/5.0  
**Total Reviews:** 2,744
## About PayPal Payments
PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal&#39;s extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform&#39;s comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights.



## PayPal Payments Pros & Cons
**What users like:**

- Users appreciate the **ease of use** of PayPal Payments, enjoying quick setups and seamless international transactions. (474 reviews)
- Users love how **easy payments** are with PayPal, appreciating fast transactions and secure international transfers. (326 reviews)
- Users appreciate the **convenience** of PayPal Payments, noting its speed, ease of use, and wide acceptance for transactions. (237 reviews)
- Users appreciate the **high security** of PayPal Payments, noting it makes transactions reliable and effortless. (237 reviews)
- Users value the **speed of transactions** with PayPal Payments, enjoying quick international payments and smooth bank transfers. (226 reviews)
- Reliability (221 reviews)
- Users appreciate the **ease and speed of international transfers** with PayPal Payments, enhancing trust and convenience in transactions. (210 reviews)
- Users appreciate the **global acceptance** of PayPal Payments, making it easy to receive international payments securely. (205 reviews)
- Users value the **payment ease** of PayPal Payments, enjoying quick and secure transactions for international freelance work. (200 reviews)
- Easy Setup (190 reviews)

**What users dislike:**

- Users find the **high fees** for transactions and transfers to be a disadvantage compared to competitors. (234 reviews)
- Users find the **fees to be quite high** , especially detrimental for small transactions and currency conversions. (196 reviews)
- Users encounter **poor customer support** , often facing slow responses and difficulty in resolving issues in a timely manner. (109 reviews)
- Users are concerned about **excessive fees** and lack of transparency regarding conversion rates with PayPal Payments. (106 reviews)
- Users are frustrated with **high transaction fees** and conversion rates, feeling it&#39;s excessive compared to competitors. (102 reviews)
- Users experience **payment holds lasting from 24 hours to 21 days** , which can significantly disrupt transactions. (100 reviews)
- Users express concern over **delays** in payments and withdrawals, affecting access to funds and overall workflow. (90 reviews)
- Users often face **billing issues** with frozen payments and inadequate customer service affecting their overall experience. (83 reviews)
- Payment Holds (72 reviews)
- Payment Issues (68 reviews)

## PayPal Payments Reviews
  ### 1. Versatile Yet Slow Transfers Hinder Efficiency

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ivy V. | Self Employed

**Reviewed Date:** December 25, 2025

**What do you like best about PayPal Payments?**

I like using PayPal Payments for transactions and sending money to my family and friends. It's my favorite financing app for collecting or redeeming rewards from other apps like games, surveys, and freelance tasks. I also find it useful for paying bills and groceries. I appreciate that it can transfer my money into my bank account.

**What do you dislike about PayPal Payments?**

I can't transfer my money into my local bank account because my balance is too low. It also took two to three days for money to transfer into my bank account. Just a little bit difficult when I set up my app.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for transferring money to family and friends, collecting rewards from games and surveys, and paying bills and groceries. It lets me transfer money to my bank account, although it takes two to three days.

  ### 2. Fast, Secure Payments With Strong Buyer Protection

**Rating:** 5.0/5.0 stars

**Reviewed by:** Summer L. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 29, 2026

**What do you like best about PayPal Payments?**

I appreciate how quick the process is, and the buyer protection it offers.

**What do you dislike about PayPal Payments?**

How long it typically takes to receive a refund if I dispute a payment.

**What problems is PayPal Payments solving and how is that benefiting you?**

It helps me not worry about losing money. I can send a payment, and if something goes wrong, it helps me get my money back.

  ### 3. Super Quick, Super Easy Money Transfers

**Rating:** 5.0/5.0 stars

**Reviewed by:** Samir M. | Product Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 28, 2026

**What do you like best about PayPal Payments?**

Its super quick in money transfer & super easy just email

**What do you dislike about PayPal Payments?**

It got high fee sometimes when I got paid for services from my clients

**What problems is PayPal Payments solving and how is that benefiting you?**

Receiving money from my international clients quickly without the traditional banks headache

  ### 4. Convenient E-commerce Payment Solution with Installment Flexibility

**Rating:** 4.0/5.0 stars

**Reviewed by:** Melrine S.

**Reviewed Date:** December 26, 2025

**What do you like best about PayPal Payments?**

I appreciate PayPal Payments for offering the installments option, which saves me from the overhead of a one-time payment for large transaction amounts. As a student, this feature is particularly helpful when it's financially burdening to pay huge amounts at once, as it offers the option of easy monthly installments (EMIs). I also like that it helps me pay for online shopping and offers discounts, making it an attractive option. Switching to PayPal from manual bank transfers has made things more seamless and time-saving for me.

**What do you dislike about PayPal Payments?**

It sometimes takes longer to verify the bank details or to add a card.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for e-commerce as it helps with online shopping and offers discounts. The installment option is great for managing large payments, especially as a student, reducing the financial burden of one-time transactions.

  ### 5. Quick and reliable currency conversion solution

**Rating:** 5.0/5.0 stars

**Reviewed by:** AJIT S. | EDITOR, Education Management, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 27, 2026

**What do you like best about PayPal Payments?**

I like the feature of PayPal Payments that the bank transfer of the payment is done immediately the next day. It converts the received amount in dollars to Indian rupees without any hassle and transfers it directly to my bank account. The details of FIRA are also automatically uploaded by PayPal, which is very convenient. Additionally, the setup was very easy, as the PayPal setup was completed just by filling in the details of the PAN number.

**What do you dislike about PayPal Payments?**

Nothing

**What problems is PayPal Payments solving and how is that benefiting you?**

With PayPal Payments, I can easily receive USD in rupees and have the convenience of automatic bank transfers, which was difficult before. FIRA details are also automatically uploaded.

  ### 6. Fast, Secure, But Needs Lower Fees

**Rating:** 4.0/5.0 stars

**Reviewed by:** Pikki S.

**Reviewed Date:** December 24, 2025

**What do you like best about PayPal Payments?**

I like PayPal Payments because it's fast and secure. Money moves quickly, and I don't need to share card details every time I pay. It works well for online shopping and sending money to friends or abroad. It’s super handy for students like me, especially for international transfers when buying courses, tools, or freelancing. The speed and trust factor are the best features for me.

**What do you dislike about PayPal Payments?**

The fees feel kinda high especially for small transfers. Sometimes refunds take longer than expected. The app design could be smoother, with a few lags here and there. Customer support isn't always quick to respond.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for online shopping and sending money. It's fast, easy, and keeps my card details safe. The speed and security for international transfers make it perfect for freelance work and purchasing courses.

  ### 7. Instant Payments Made Easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Adel K. | Architect, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 12, 2026

**What do you like best about PayPal Payments?**

Fast and instant payment processing, and any time.

**What do you dislike about PayPal Payments?**

Customer support can sometimes be slow to respond or resolve complex account and transaction issues.

**What problems is PayPal Payments solving and how is that benefiting you?**

It solves the problem of receiving international payments from freelance platforms securely. It allows me to easily get paid for data annotation and AI training tasks from global clients without dealing with complex bank wire transfers.

  ### 8. Nice app

**Rating:** 5.0/5.0 stars

**Reviewed by:** Harsh C. | Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 27, 2025

**What do you like best about PayPal Payments?**

It made my cafe work more easier . Their are many foreign visitors in cafe which pay with different currencies and this issue is solved by paypal in a easier way . It is secure and safe.

**What do you dislike about PayPal Payments?**

Their is nothing to dislike yet because everything is perfect from my point of view

**What problems is PayPal Payments solving and how is that benefiting you?**

It made my cafe work more easier . Their are many foreign visitors in cafe which pay with different currencies and this issue is solved by paypal in a easier way . It is secure and safe. Its customer support is also good

  ### 9. Always reliable, easy to integrate

**Rating:** 5.0/5.0 stars

**Reviewed by:** Melissa N. | CEO - Consultant, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 06, 2022

**What do you like best about PayPal Payments?**

Ive used PayPal for years - it easily connects to all my banks and most users are familiar with it

**What do you dislike about PayPal Payments?**

That I have to manually transfer the payments to my bank

**What problems is PayPal Payments solving and how is that benefiting you?**

Collecting payments for items and services online

  ### 10. Effortless International Transactions with PayPal

**Rating:** 4.5/5.0 stars

**Reviewed by:** David A. | Dropshiping, Consumer Electronics, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 05, 2026

**What do you like best about PayPal Payments?**

I like using PayPal Payments to send money to family and friends internationally. It's easy to use because all it needs is a registered email, making the process fast and stress-free. One feature I really enjoy is the refund process; it's not confusing at all and clearly shows all past transaction history. The initial setup wasn't a hassle either; I just watched a quick YouTube short and understood it immediately.

**What do you dislike about PayPal Payments?**

I think the goods and service payments take a lot of time, sometimes days. It would be better if they didn't extend to 72 hours because people might need the payment done urgently.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for easy international transfers, bypassing bank restrictions. It's fast, using just an email, and simplifies refunds with clear transaction history.

  ### 11. Very convenient and safe method for various merchants but beware of the processing fees!

**Rating:** 4.0/5.0 stars

**Reviewed by:** Kesta B. | Project Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 09, 2025

**What do you like best about PayPal Payments?**

This tool is especially convenient for individuals who make frequent purchases, as well as for businesses that buy from suppliers, particularly those located overseas. It streamlines the payment process, helping to avoid the delays and complications often associated with traditional bank transfers. The payment method is secure, so you don't have to worry about exposing your credit card information on potentially unsafe websites.

**What do you dislike about PayPal Payments?**

The only drawback I have found with this tool is that if your payments or purchases are on the higher side, the processing fees can increase rapidly, making it potentially less economical for many people.

**What problems is PayPal Payments solving and how is that benefiting you?**

The main problems it is solving helping consumers avoid unsafe websites that your credit card information may not be safe at. Additionally, the ease of use aids in seamless transactions while conducting business.

  ### 12. Nice payments app

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karanveer S. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 19, 2025

**What do you like best about PayPal Payments?**

It is a user friendly app that provide global linkage for transections from all over globe. It is widely accepted payments app.  It's customer support team is also good. It has high security features that prevent any mishappening.

**What do you dislike about PayPal Payments?**

The transection and conversation rates are little high . It has also problem of account ban without prior notice or warning . But still it has many other features on behalf of which we consider PayPal.

**What problems is PayPal Payments solving and how is that benefiting you?**

It helped me in many different ways like it best in payments management.  It help in risk management. It has artificial intelligence compatibility. It is globally accepted payments app. It is best for digital business owners.

  ### 13. Fast and Trusted, But Fees Can Be High

**Rating:** 3.5/5.0 stars

**Reviewed by:** Denis  C.

**Reviewed Date:** November 14, 2025

**What do you like best about PayPal Payments?**

I enjoy using PayPal Payments because it offers a fast, secure, and globally trusted payment solution, making transactions smooth and reliable. The speed allows me to move money instantly with no delays, while the security gives me the confidence that my transactions are protected. The worldwide trust is invaluable as it enables me to deal with clients from any country without hesitation. The interface is easy and straightforward, providing a hassle-free payment process with no hidden fees. I appreciate that the initial setup was very easy, requiring only a quick verification before I could start sending and receiving money. Additionally, the integration with Mpesa simplifies moving money between my PayPal wallet and mobile money, enhancing my financial workflow. The flexibility to pay anyone and move money faster without being confined to specific stores makes PayPal Payments more practical and universal compared to my previous reliance on Amazon Gift cards.

**What do you dislike about PayPal Payments?**

I am concerned about the fees with PayPal Payments, especially for international transactions. These fees can be quite high, which affects the overall cost-efficiency of using the service for payments across borders. I would appreciate more flexible fee structures or lower rates for frequent users to help mitigate these costs.

**What problems is PayPal Payments solving and how is that benefiting you?**

I find PayPal Payments offers an easy, fast, and secure way for international transactions, saving time with instant transfers while ensuring reliable, worldwide trust without hidden fees.

  ### 14. Fast, Secure, and Easy Money Transfers

**Rating:** 4.5/5.0 stars

**Reviewed by:** Aarav S. | software devloper, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 25, 2025

**What do you like best about PayPal Payments?**

I use PayPal Payments for sending and receiving money; it helps me international money easily. I like that it's fast and secure, and it helps me know which person I am sending money to. I have no problem using PayPal, and the initial setup was very easy.

**What do you dislike about PayPal Payments?**

i am happy user paypal . I have no problem using paypal

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for sending and receiving money. It helps me send international money easily and is fast and secure. It also helps me know which person I am sending money to.

  ### 15. Accepted Worldwide, Needs Lower Fees

**Rating:** 4.5/5.0 stars

**Reviewed by:** Deshaj P. | Software Engineer, Computer Software, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 08, 2026

**What do you like best about PayPal Payments?**

I do freelancing on foreign websites, and PayPal Payments converts dollars to rupees and sends them to my bank account, solving the money conversion problem. It facilitates automatic payments and is fast and easy to use. I like that it allows for international payments very easily and is widely accepted by apps and foreign merchants.

**What do you dislike about PayPal Payments?**

I don't like the high conversion fees and that bank transfers take 3-7 days. Sometimes the international card payments fail due to bank security blocks. The verification money takes too much time to verify, and the KYC call also takes too long.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves my money conversion problem, facilitates automatic payments to my bank account, and offers fast and easy international payments that are widely accepted.

  ### 16. Nice Payment App

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dj A. | Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 09, 2026

**What do you like best about PayPal Payments?**

As a store  owner i loved paypal very much . It helped me in many ways and made my job little easier . It is secure and safe for payments if you have  foreign customers . It is a fantastic app . As i used it i see very little issues .

**What do you dislike about PayPal Payments?**

Transection fees are high and conversion rates are low which affected me a little but otherwise i loved it .

**What problems is PayPal Payments solving and how is that benefiting you?**

It solved my international paymrnt failure issues and fraud free payment environment

  ### 17. Fast, Secure, and Widely Accepted Payment Solution

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nikhilesh C. | Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 17, 2025

**What do you like best about PayPal Payments?**

I like PayPal Payments because it is easy to use, fast, and widely accepted. I also feel secure using it because of its strong buyer protection and reliable refund process.

**What do you dislike about PayPal Payments?**

I dislike the high transaction fees and occasional account limitations. Customer support responses can also be slow at times, which can be frustrating when an issue needs quick resolution.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves the problem of making secure online payments without sharing card or bank details with every seller. It benefits me by making transactions faster, safer, and easier, especially for international purchases and online services.

  ### 18. PayPal Review - 2026

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.)

**Reviewed Date:** January 13, 2026

**What do you like best about PayPal Payments?**

the security of the systems is the most pivotal in choosing this platform; it is easy to transfer and recieve funds and most importan - in the event of the fraudulent action funds are seamlessly recovered whilst international PayPal team acts efficient and within articulated time.

**What do you dislike about PayPal Payments?**

nothing in particular as this is very reliable and efficient platform

**What problems is PayPal Payments solving and how is that benefiting you?**

Facilitates secure and instant business payments and transfers; also as atriculated above this system is highlu regarded for its security which is the most pivotal in choosing this platform; it is easy to transfer and recieve funds and most importan - in the event of the fraudulent action funds are seamlessly recovered whilst international PayPal team acts efficient and within articulated time.

  ### 19. Reliable and Easy for Global Transactions

**Rating:** 4.0/5.0 stars

**Reviewed by:** Skull B. | Freelancer

**Reviewed Date:** December 15, 2025

**What do you like best about PayPal Payments?**

I like how easy and reliable PayPal Payments is for international payments. The interface is simple, and transactions are quick. It works well across different websites, devices, and currencies. Most of my payments are in US dollars, so PayPal Payments is quite helpful for getting money directly into my bank account in INR. I also appreciate that the setup was generally easy, despite identity verification taking some extra steps—it was manageable and well-guided.

**What do you dislike about PayPal Payments?**

Withdrawals to bank accounts can occasionally take longer than expected. Faster settlement times would improve the experience. Withdrawal delays can disrupt my workflow by delaying access to funds needed for routine expenses and planning, which affects time-sensitive work.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments helps me receive payments in US dollars directly into my bank account in INR, making international transactions easy and reliable.

  ### 20. Secure and Easy-to-Use for International Transactions

**Rating:** 4.5/5.0 stars

**Reviewed by:** Darrell D. | Deputy CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 08, 2026

**What do you like best about PayPal Payments?**

I like that PayPal Payments is easy to use and secured. I can always get help when needed. It helps build trust with clients and makes tracking my customers and transactions easier. The initial setup was very easy.

**What do you dislike about PayPal Payments?**

The only thing I would change is the recognition of certain country numbers.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves sending money internationally. It's easy and secured, which helps my clients trust transactions. It also helps keep track of my customers and transactions.

  ### 21. Does Paypal keep up with other online payments

**Rating:** 3.5/5.0 stars

**Reviewed by:** Daryl A. | IT Support, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 19, 2025

**What do you like best about PayPal Payments?**

PayPal being one of the longest type of payment systems online is branded nicely and well trusted. They have robust features and better performance than a lot of the newer platforms. Some of the features for invoicing, billing and types of payments accepted makes using it for personal or business more advantageous for the end user.

**What do you dislike about PayPal Payments?**

Their fees make them a lesser option, especially for new users and in comparison to other platforms like Square, Clover, etc. And other platforms have introductory offers on fees and lower rates.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal solves some of the logistics of banking when you have an online presence and are accepting payments. I like to have that buffer between having to use my actual banking info to deposit funds from sales. PayPal also allows you to set deposit schedules from daily, weekly or bi-weekly.

  ### 22. PayPal Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jennifer C. | Marketing Consultant, Broadcast Media, Enterprise (> 1000 emp.)

**Reviewed Date:** April 22, 2026

**What do you like best about PayPal Payments?**

Very easy to send a payment PayPal payment to a friend

**What do you dislike about PayPal Payments?**

It’s hard to reach Customerservice when you have a question. 
Sometimes i just need help

**What problems is PayPal Payments solving and how is that benefiting you?**

Ease of sending payments

  ### 23. Effortless Transactions

**Rating:** 4.5/5.0 stars

**Reviewed by:** Deekshith B. | software developer, Computer Software, Enterprise (> 1000 emp.)

**Reviewed Date:** December 25, 2025

**What do you like best about PayPal Payments?**

I like using PayPal Payments for accepting payments from clients because the processing is great and usually completed in two days. The whole setup, including conversion, is very great. It makes the payment process hassle-free, as I don't need to manage anything like conversion fees. PayPal takes care of that and seamlessly credits the payments directly into my account. The initial setup was easy too. I just had to add my bank account and debit card; everything was straightforward.

**What do you dislike about PayPal Payments?**

I'm not a fan of having to do the KYC process multiple times. It's something I have to repeat again and again in my region.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments makes accepting payments hassle-free without worrying about conversion fees. It credits payments directly into my account seamlessly.

  ### 24. Seamless Payments, Effortless Setup

**Rating:** 5.0/5.0 stars

**Reviewed by:** Julia S.

**Reviewed Date:** December 23, 2025

**What do you like best about PayPal Payments?**

I like that PayPal Payments simplifies sending money directly from my bank account to another one, making the process easier for me. It's all online, which is my favorite part. It also makes it easier to transfer the correct amount of money quickly and safely, plus I don't have to carry cash around. The initial setup was very easy, and the app guided me through the process even though I'm not tech-savvy. Overall, it's a very good platform that works well.

**What do you dislike about PayPal Payments?**

I think the time it takes to transfer the money can be annoying occasionally. However, this is fixed by paying a fee, which isn't always my favorite.

**What problems is PayPal Payments solving and how is that benefiting you?**

It makes it easier to transfer money quickly and safely, and I don't have to carry cash.

  ### 25. Seamless Currency Conversion with Easy Setup

**Rating:** 4.5/5.0 stars

**Reviewed by:** sai R. | Dotnet Developer, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 19, 2025

**What do you like best about PayPal Payments?**

I find converting dollars to any other currency really easy with PayPal Payments, and I appreciate the easy transactions. I like their verification process because once I enter my bank details, it verifies if the account is valid or not with a small transaction. This is the best way to ensure verification. The initial setup was very easy as it suggested options for business or individual accounts and asked for basic verification details, making account creation straightforward. These features are very useful, reducing the chance of sending money to the wrong account.

**What do you dislike about PayPal Payments?**

No dislikes about the paypal all are good

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to convert US dollars to Indian rupees easily, which is helpful for my online part-time jobs. It simplifies transactions and reduces tasks.

  ### 26. My Great Adventure with the Most Iconic Payment Gateway: PayPal Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jon P. | Operations Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 10, 2026

**What do you like best about PayPal Payments?**

I like that I necessarily don’t require to login in to PayPal Payments, every time I want to make a Namecheap purchase since I already integrated them and pre authenticated automatic payments.

**What do you dislike about PayPal Payments?**

All has been well for the past 9+ years on my end with PP.

**What problems is PayPal Payments solving and how is that benefiting you?**

Processing automatic payments.

  ### 27. Safe and Seamless for International Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** MD A. | Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 25, 2025

**What do you like best about PayPal Payments?**

I find PayPal Payments to be very safe, especially for international transactions. It provides an easy payment method with a minimal conversion charge, which simplifies the process for both personal and business use. I particularly appreciate the Verisign method that ensures a high level of security and the ease of use PayPal Payments offers for international dealings. The integration of OTP verification through email or phone adds an extra layer of security during login or when making payments. These safety features are quite effective, making PayPal Payments highly valuable to me. Additionally, I find the initial setup of PayPal Payments to be very easy.

**What do you dislike about PayPal Payments?**

Sometimes with high amount payments, they charge more in conversion rates.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for safe international transactions, with a minimal conversion charge, ensuring easy and secure payments through OTP and device verification.

  ### 28. Reliable and Easy, But Needs Bulk Email Payment

**Rating:** 4.5/5.0 stars

**Reviewed by:** Natalie D. | Director of Product, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 24, 2026

**What do you like best about PayPal Payments?**

I like the reliability of PayPal Payments and the ease of paying people with just their email. The initial setup was also easy.

**What do you dislike about PayPal Payments?**

I wish when I were paying I could add multiple emails at a time so I don't have to do separate transactions.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for reliably paying interview attendees using just their email, making the process easy and straightforward.

  ### 29. Crystal-Clear Invoicing

**Rating:** 5.0/5.0 stars

**Reviewed by:** Edgar G. | Production Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 20, 2026

**What do you like best about PayPal Payments?**

Invoicing is very clear and effective.
Also easy to track funds.

**What do you dislike about PayPal Payments?**

The large update for invoice was a bit weird, but I like that you can toggle back to the original format and to the new one.

**What problems is PayPal Payments solving and how is that benefiting you?**

It allows us to send invoices to clients who are renting our theater easily.

  ### 30. Grada Costas

**Rating:** 5.0/5.0 stars

**Reviewed by:** Antonio B. | Strategic Account Executive - Rio de Janeiro_Minas Gerais, Enterprise (> 1000 emp.)

**Reviewed Date:** January 22, 2026

**What do you like best about PayPal Payments?**

What I like most is the layer of protection it offers. When you pay with PayPal, you don't need to share your credit card or bank account details directly with the seller. This drastically reduces the risk on sites you are not yet familiar with.

**What do you dislike about PayPal Payments?**

The initial service is usually done by bots or canned responses, which can be irritating when you have an urgent problem with withheld money.

**What problems is PayPal Payments solving and how is that benefiting you?**

With the total focus on AI this year, speaking with a human at PayPal has become a challenge. If your issue doesn't fit into the standard categories, you may enter a cycle of automated responses.

  ### 31. One-Tap PayPal Payments Makes Domain & Hosting Payments Effortless for 24/7

**Rating:** 4.5/5.0 stars

**Reviewed by:** Siyabonga F. | Community Liaison Officer, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 13, 2026

**What do you like best about PayPal Payments?**

PayPal Payments allows me to automatically pay for services such as domain & hosting with just a one tap mainly in Spaceship.

**What do you dislike about PayPal Payments?**

I still don’t believe that Alibaba and Amazon shopping haven’t listed PP as a payment method.

**What problems is PayPal Payments solving and how is that benefiting you?**

Automatically paying for online services (hosting, VPN, domains.. etc).

  ### 32. Secure International Transactions Made Easy with PayPal

**Rating:** 4.5/5.0 stars

**Reviewed by:** Kanak D. | Assistant Manager - Sustainbility Solutions, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 28, 2025

**What do you like best about PayPal Payments?**

I appreciate PayPal Payments for making international payments easy to receive and ensuring my transactions and money are safe. I find its cross availability on my phone and laptop incredibly convenient, allowing me to send and receive money internationally with peace of mind. I really like that I can track payments easily, knowing from where I've received money and confirming payments with a receipt. The platform interface is perfect and easy to use, making the initial setup very easy.

**What do you dislike about PayPal Payments?**

It should be well integrated with local payment systems like UPI in India.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments makes receiving international payments easy and safe, providing detailed transaction tracking. It's convenient with cross-platform availability on phone and laptop, allowing secure money transfers without needing intermediaries.

  ### 33. Seamless International Payments with Stellar Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Abhijit C.

**Reviewed Date:** December 14, 2025

**What do you like best about PayPal Payments?**

I find PayPal Payments to be the best option for seamless payment from foreign countries. I mainly use it for receiving payments. Once, I had an issue where I didn't get a payment from foreign clients, but PayPal customer care helped me a lot to get the payment back into my linked bank account. I like receiving payments within a very short period, and I enjoy using PayPal Payments overall. The initial setup was a good experience.

**What do you dislike about PayPal Payments?**

PayPal sometimes asks for KYC verification and it requires online verification. I think it's not necessary as the linked bank account has already completed KYC verification.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments ensures seamless payment from foreign countries and provides excellent customer care that helped me retrieve payments. It allows me to receive payments quickly.

  ### 34. Best option of payments

**Rating:** 4.5/5.0 stars

**Reviewed by:** Mnu M. | Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 25, 2025

**What do you like best about PayPal Payments?**

As an makeover artist, it is incredible payment app. It made my work more easier. Due to high number of tourist visitors paypal help me in currency exchange problems and save time due to which I can my customer more adequate service.

**What do you dislike about PayPal Payments?**

The fees is a little high but the time paypal saved in my daily work hours I can convert that to profit also.

**What problems is PayPal Payments solving and how is that benefiting you?**

It help in different currency payment management. It is secure. It is time saving. It is good and best app

  ### 35. Pay pal is a good service

**Rating:** 4.5/5.0 stars

**Reviewed by:** Rashina S. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 17, 2025

**What do you like best about PayPal Payments?**

I like that I can earn points and money off other purchases

**What do you dislike about PayPal Payments?**

Some payments comes out with out notice.

**What problems is PayPal Payments solving and how is that benefiting you?**

I have a small business so it helps with accepting payments

  ### 36. Effortless International Transactions with Fast Transfers

**Rating:** 4.0/5.0 stars

**Reviewed by:** sebin s. | Video Editing/Motion Graphics, Media Production, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

I love how PayPal Payments is easy to use and provides quick invoice setup, giving me fast money transfers to my bank account. It solves the high fees and conversion rates issues, and the transaction speed is impressive, especially for international client transactions. The setup was straightforward and the verification process was fast.

**What do you dislike about PayPal Payments?**

They could improve the transaction fees from 4% to 3% which would really help small scale businesses. If they can provide instant money transfer and credit to our bank accounts it would be so great.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves the high fees and conversion rates and speeds up transaction times for international invoices. I love how it's easy to use, provides quick invoice setup, and offers fast money transfers to my bank account.

  ### 37. Secure and Easy to Use

**Rating:** 3.5/5.0 stars

**Reviewed by:** Kyeasha M. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 10, 2026

**What do you like best about PayPal Payments?**

I like that they are secure and very simple and easy to use!

**What do you dislike about PayPal Payments?**

I’m not a big fan of the process when you charged without your consent!

**What problems is PayPal Payments solving and how is that benefiting you?**

Faster checkouts and the ease of knowing your payment is protected. It insures you that you won’t lose any money!

  ### 38. Reliable International Payment Solution

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rahat B. | Managing Editor, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 27, 2025

**What do you like best about PayPal Payments?**

My favorite part is that PayPal Payments settle quickly, it doesn't take time for the payment to settle. Their security features are also good, which keep us safe from scams.

**What do you dislike about PayPal Payments?**

I don't think there is anything that can be improved, everything is good.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to easily accept international payments because it is a secure medium, allowing me to receive payments without any delay or high fees.

  ### 39. Fast and Reliable for International Transactions

**Rating:** 4.0/5.0 stars

**Reviewed by:** indrani b. | teacher, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 19, 2025

**What do you like best about PayPal Payments?**

I use PayPal Payments for international surveys and business, and I like the way PayPal Payments helps me in receiving my payment. It’s hassle-free. Though it deducts some money, PayPal is fast in its work. It's also the only app I use for international transactions, and I'm happy with it. The initial setup was smooth, and I find it helpful as I have never faced any problems.

**What do you dislike about PayPal Payments?**

Now they are asking for some personal updating which is not very clear to me. They are asking for all the required docs again, I don't understand why do I have to submit them again.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for international transactions. It's hassle-free and fast, making payment reception smooth. I've never faced any problems with it.

  ### 40. Effortless Payment Integration for Developers

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Computer & Network Security | Small-Business (50 or fewer emp.)

**Reviewed Date:** January 11, 2026

**What do you like best about PayPal Payments?**

I find PayPal's custom checkout system to be my preferred choice. It provides a strong option for those who need to collect payments for a business. As a developer, I appreciate how straightforward it is to implement, which makes the whole process enjoyable.

**What do you dislike about PayPal Payments?**

The downsides for me are the interfaces, the richness of these interfaces, and I also think that the range of payment options needs to be expanded in order to catch up with competitors such as Stripe, for example. I'm speaking from the perspective of someone who is developing a business, an online service, and who wants to opt for an all-in-one solution to collect payments in every way possible in order to offer users multiple payment choices. 

Translated with DeepL.com (free version)

**What problems is PayPal Payments solving and how is that benefiting you?**

The first problem PayPal raised for me as a Moroccan, and I believe this is the case for many citizens of other countries, is that PayPal offers us the possibility of having a reliable payment gateway that also allows us to collect money from anywhere in the world.

  ### 41. Effortless Banking and Seamless User Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** January 06, 2026

**What do you like best about PayPal Payments?**

The best aspect is the ease of use, such as how simple it is to add local bank details and how quickly approval is granted. The user experience is also excellent. What stands out most is that even when accessing the PayPal website through a browser, it feels just like using a native application.

**What do you dislike about PayPal Payments?**

PayPal sends tax statement emails with a button labeled 'access the tax statement.' However, when I click on that button and log in to the PayPal account, the statement does not appear. This is extremely frustrating.

**What problems is PayPal Payments solving and how is that benefiting you?**

International payments are handled according to local governance guidelines and rules, and the best part is that the process is both fast and secure.

  ### 42. Effortless Payments with Outstanding Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Manoj M. | HR, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 27, 2025

**What do you like best about PayPal Payments?**

I have been using PayPal Payments for making payments from INR to Dollar and I appreciate its smooth feedback and supportive system. I like its simple interface and ease of use, making it easy to handle and make payments to anyone from anywhere. It's one of the best apps I have ever used for payments. The initial setup was very easy, just logging in with Gmail or phone number and verifying nationality details allowed me to use it freely.

**What do you dislike about PayPal Payments?**

There's Nothing Bad I Found There

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments has a smooth and supportive feedback system, making payments easy from INR to USD. I love the simple interface that's easy to use and handle, allowing payments to anyone from anywhere.

  ### 43. PayPal Payments: Robust Payment Gateway of 2️⃣0️⃣2️⃣6️⃣

**Rating:** 5.0/5.0 stars

**Reviewed by:** Louise D. | Administration &amp; Finance, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 09, 2026

**What do you like best about PayPal Payments?**

It is through PayPal Payments (PP) that I am able to pay recurring subscriptions such as domain and hosting fee.

**What do you dislike about PayPal Payments?**

Nothing of great concern apart from the only one time that they requested additional details when I received a Payment from Canada.

**What problems is PayPal Payments solving and how is that benefiting you?**

Recurring Payments Automation.

  ### 44. PayPal Payments: Weekly Per Diem Payments Enhanced by PayPal Payments in my Construction Firm 🏗️🚜

**Rating:** 5.0/5.0 stars

**Reviewed by:** Indre G. | Project Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 23, 2026

**What do you like best about PayPal Payments?**

I am able to keep the job moving  by enhancing urgent field payments in my construction company via PayPal Payments.

**What do you dislike about PayPal Payments?**

As a PM, it is my responsibility to ensure smooth business processes such as fast reimbursements and I can’t complain since PP streamlines that.

**What problems is PayPal Payments solving and how is that benefiting you?**

I am able to pay and get paid faster via PayPal Payments invoicing, links and buttons.

  ### 45. Best Online Payment Solution—100% Secure

**Rating:** 5.0/5.0 stars

**Reviewed by:** Muhammad H. | Marketing Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 23, 2026

**What do you like best about PayPal Payments?**

Best online payment solution 100 % Secure

**What do you dislike about PayPal Payments?**

takes time to deposit payments into user accounts

**What problems is PayPal Payments solving and how is that benefiting you?**

transferring payment all over the world serurly

  ### 46. Review of PayPal Payment Transaction

**Rating:** 5.0/5.0 stars

**Reviewed by:** Tauqeer A. | Sr. Finance &amp; Accounts Executive, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 06, 2026

**What do you like best about PayPal Payments?**

Transactions are handled swiftly, and I appreciate not having to provide sensitive financial information to each merchant. The option to resolve disputes and monitor payments in real time gives me added reassurance when making purchases or receiving funds.

**What do you dislike about PayPal Payments?**

I dislike about PayPal Payments is the high transaction fees, especially for international transfers .

**What problems is PayPal Payments solving and how is that benefiting you?**

By removing the requirement to provide your bank or card information to each website, it helps lower the risk of fraud.

  ### 47. Convenient Payments, But Slow Support

**Rating:** 3.5/5.0 stars

**Reviewed by:** Brevin K. | store manager, Enterprise (> 1000 emp.)

**Reviewed Date:** December 17, 2025

**What do you like best about PayPal Payments?**

I use PayPal Payments for transferring money to my parents in a different country, and it's handy because I get my money back when an item isn't as described. I really like that it helps me pay without entering my card or bank details every time, which saves me time. It makes payments easy and quicker, reducing the frustration of entering details again and again.

**What do you dislike about PayPal Payments?**

Customer support is really slow. They should resolve issues quicker and hire more people from the local country. The verification process and instructions could have been clearer.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to transfer money internationally. It saves me time by allowing payments without repeatedly entering card details and ensures I'm refunded if items aren't as described.

  ### 48. Fast and Simple Online Payment Solution

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User | Small-Business (50 or fewer emp.)

**Reviewed Date:** January 06, 2026

**What do you like best about PayPal Payments?**

I mostly use PayPal Payments for my online payments such as online shopping or when purchasing a service online. I like it because it's simple and fast, avoiding the hassle of going through a lot to send or receive funds. Having access to my bank account on the go, I can easily check my balance and send or receive funds. I really like the PayPal checkout.

**What do you dislike about PayPal Payments?**

Initially PayPal doesn't support a lot of countries. When I'm traveling, I've faced situations where I couldn't use PayPal to pay.

**What problems is PayPal Payments solving and how is that benefiting you?**

I can easily access my bank account online with PayPal Payments, checking my balance and sending or receiving funds simply and quickly, avoiding hassle.

  ### 49. Secure Payments, But High Commission Fees

**Rating:** 4.5/5.0 stars

**Reviewed by:** Khushi M. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 18, 2025

**What do you like best about PayPal Payments?**

I like how easy it is to receive payments through PayPal Payments, and it feels safe because it uses KYC and email ID. I also appreciate that I can receive secure payments even in other currencies.

**What do you dislike about PayPal Payments?**

They charge a little too much of commission. Once I redeemed a 630₹ PayPal card, but I just received around 605₹. It charged around 5% commission. Sometimes it takes a little too much time in crediting the money also. During making of my account, I was a little confused about how to set it up.

**What problems is PayPal Payments solving and how is that benefiting you?**

I find PayPal Payments makes it easy to receive payments and it's secure with KYC and email ID. I also like that it allows receiving payments in other currencies.

  ### 50. PayPal Makes Global Payments Effortless

**Rating:** 5.0/5.0 stars

**Reviewed by:** Uba E. | Researcher, Education Management, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 15, 2026

**What do you like best about PayPal Payments?**

PayPay is an amazing payment platform. With PayPay, I could receive payment from any country around the globe.

**What do you dislike about PayPal Payments?**

There is nothing to dislike about PayPal since it solves the global financial transfer for me.

**What problems is PayPal Payments solving and how is that benefiting you?**

With PayPal, I worry less about how to receive money around the globe.


## PayPal Payments Discussions
  - [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) - 8 comments, 5 upvotes
  - [Does PayPal credit build your credit?](https://www.g2.com/discussions/does-paypal-credit-build-your-credit) - 3 comments, 4 upvotes
  - [What can you use PayPal credit for?](https://www.g2.com/discussions/what-can-you-use-paypal-credit-for) - 2 comments, 4 upvotes
  - [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) - 8 comments, 3 upvotes
  - [Virtual cards](https://www.g2.com/discussions/14376-virtual-cards) - 2 comments, 2 upvotes

- [View PayPal Payments pricing details and edition comparison](https://www.g2.com/products/paypal/reviews?page=5&section=pricing&secure%5Bexpires_at%5D=2026-08-04+09%3A41%3A29+-0500&secure%5Bsession_id%5D=ec67f95e-931c-465d-8b53-19c4527a03de&secure%5Btoken%5D=95ddec5bca6c590aa78305b679f285f5df92d12450257abfeee113e4e0521808&format=llm_user)
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## PayPal Payments Features
**Payment Options**
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Multi-Currency
- Online payment portal

**Administration - Installment Payment and Buy Now Pay Later (BNPL)**
- Email Notifications
- Invoicing
- Customer Portal
- Loyalty Management

**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration

**Architecture**
- Unified API
- POL
- Integrations

**Agentic AI - SAP Store**
- Autonomous Task Execution
- Multi-step Planning
- Cross-system Integration
- Adaptive Learning
- Natural Language Interaction
- Proactive Assistance
- Decision Making

**Administration**
- Payout Time
- Manual Payment Entry
- Omnichannel
- Levels 1 & 2
- Level 3

**Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)**
- Payment Gateway
- Payment Tracking
- E-commerce Integration
- Payment Scheduling

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3

**Processing**
- Validation
- Automation
- Cross Border
- Routing
- Reconciliation

**Security**
- PCI Compliance
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Payment Options**
- Multi-Currency
- Online payment portal

**Risk & Compliance**
- Failed payments
- Tokenization
- Compliance

**Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features**
- Adaptive Learning
- Proactive Assistance
- Decision Making

**Development**
- Customization (Fields, Objects, and Layouts)
- Accounting Software Integration
- E-Commerce Software Integration

**Security**
- POS Verification

**Analytics**
- Consolidation
- Optimization
- Fraud

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Accounting integration
- E-commerce Integration

**Platform**
- Accounting integration
- E-commerce Integration

**Agentic AI - Payments Orchestration**
- Autonomous Task Execution
- Cross-system Integration

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

## Top PayPal Payments Alternatives
  - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (365 reviews)
  - [GoCardless](https://www.g2.com/products/gocardless/reviews) - 4.6/5.0 (311 reviews)
  - [BlueSnap](https://www.g2.com/products/bluesnap/reviews) - 4.1/5.0 (103 reviews)

