[ Venmo Reviews ](https://www.g2.com/products/paypal-venmo/reviews) [ Venmo Reviews ](https://www.g2.com/products/paypal-venmo/reviews) # Venmo Pricing Overview [Editedit](https://my.g2.com/paypal-venmo/pricings) ## Venmo Pricing Key Insights Last updated on Jul 28, 2026 * * * Information about Venmo pricing, plan availability, and costs is not listed on G2 by the vendor. Buyers typically need to engage directly with the vendor to understand pricing options. Final cost negotiations to purchase Venmo must be conducted with the seller. * * * Rated 4.6 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. Small-Business $$$$ ##### 42% less expensive than the avg. Payment Processing product [Read Small-Business Reviews](https://www.g2.com/products/paypal-venmo/reviews?filters%5Bcompany_segment%5D%5B%5D=179) Mid-Market $$$$ ##### 47% less expensive than the avg. Payment Processing product [Read Mid-Market Reviews](https://www.g2.com/products/paypal-venmo/reviews?filters%5Bcompany_segment%5D%5B%5D=180) Enterprise $$$$ ##### 9% more expensive than the avg. Payment Processing product [Read Enterprise Reviews](https://www.g2.com/products/paypal-venmo/reviews?filters%5Bcompany_segment%5D%5B%5D=181) Pricing information for Venmo is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Venmo must be conducted with the seller. Pricing information was last updated on July 01, 2022 Show More ## Pricing Insights Averages based on real user reviews. ### Time to Implement 3 months ### Return on Investment 9 months ### Average Discount 7% ### Perceived Cost $$$$$ ## Venmo Pricing FAQs Generated using AI Who is Venmo pricing best suited for? Venmo's pricing is best suited for individuals and small businesses handling informal, low-to-mid-volume transactions. G2 reviewers from small businesses across insurance, retail, real estate, fine art, photography, and health care dominate the review base, consistently citing Venmo as ideal for collecting client payments, splitting bills, and replacing cash. Venmo's business account tier suits sole proprietors and micro-businesses that want low transaction fees without complex payment infrastructure. G2 reviewers in mid-market segments use Venmo primarily for personal expense splitting among colleagues. Enterprise reviewers appear occasionally but use Venmo for informal reimbursements rather than core business payments. Venmo's pricing structure is least suited for high-volume B2B transactions or businesses requiring robust dispute resolution. What are the key differences between the free and paid versions of Venmo? Venmo's core personal use is free, covering P2P transfers, standard 1-3 day bank transfers, and payment requests at no cost. G2 reviewers consistently highlight the free standard transfer as a key benefit. Venmo's paid features include instant bank transfers, which G2 users note carry a small percentage fee, and credit card-funded payments at 3%. Venmo's business account tier introduces a 1.9% plus $0.10 per-transaction fee for receiving payments from customers. G2 reviewers also note enterprise needs can be addressed through custom quotes. The primary upgrade driver, per G2 reviews, is speed: paying for instant transfers versus waiting 1-3 business days for free transfers. Is Venmo considered good value for its pricing? G2 reviewers rate Venmo 4.5/5 overall, signaling strong value satisfaction. The core P2P transfer experience is free, and G2 users across small businesses in retail, real estate, arts, and health care consistently praise the cost-effectiveness. Venmo's business account charges 1.9% plus $0.10 per transaction, which G2 reviewers in wholesale explicitly flag as lower than competitors charging 2.9% plus $0.30. Recurring complaints center on instant transfer fees and the 3% credit card surcharge, with some G2 reviewers preferring Zelle for zero-fee transfers. Despite those friction points, the volume of high ratings paired with cost praise positions Venmo's pricing as strong value, particularly for small businesses and informal group payments. ## Top-Rated Alternatives [ ![Amazon Pay for Business](https://images.g2crowd.com/uploads/product/hd_favicon/1528900370/amazon-pay.jpg "Amazon Pay for Business") Amazon Pay for Business 4.5/5(587) ](https://www.g2.com/products/amazon-pay-for-business/reviews) [ ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments") Stripe Payments 4.2/5(458) ](https://www.g2.com/products/stripe-stripe-payments/reviews) [ ![Square Payments](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments") Square Payments 4.5/5(176) ](https://www.g2.com/products/square-payments/reviews) [ View All Alternatives ](https://www.g2.com/products/paypal-venmo/competitors/alternatives) ## Venmo Alternatives Pricing The following is a quick overview of editions offered by other [Payment Processing Software](https://www.g2.com/categories/payment-processing) | Product | Price | Features | | --- | --- | --- | | ![FreshBooks](https://images.g2crowd.com/uploads/product/image/small_square/small_square_991e7b27368257437809e4d32c25f701/freshbooks.jpg)[FreshBooks](https://www.g2.com/products/freshbooks/reviews) Lite | Starting at $2.30Per Month | For professionals with basic needs Send unlimited invoices to up to 5 clients Track unlimited expenses Send unlimited estimates Get paid with credit cards and bank transfers Track sales tax & see reports Access anywhere on iOS and Android Unlimited Estimates Insightful Tax Time Reports Mobile Mileage Tracking Automated Late Payment Reminders Client self-service portal | | ![Birdeye](https://images.g2crowd.com/uploads/product/image/small_square/small_square_0fb8a8049f2928461a8a7f3d7b881f77/birdeye.jpg)[Birdeye](https://www.g2.com/products/birdeye/reviews) Starter | Contact Us | Improve reputation and rank at the top of local search. https://birdeye.com/pricing/ Reviews AI Listings AI Messaging AI | | ![Thryv](https://images.g2crowd.com/uploads/product/image/small_square/small_square_eb84248db2d34acd1992a6644b5aa685/thryv.png)[Thryv](https://www.g2.com/products/thryv/reviews) Starter | Starting at $85.00Per Month | Start building your business with confidence. Thryv Starter gives businesses the essential tools to establish an online presence, attract customers, manage communications, and streamline daily operations. Powered by AI and designed to grow with your business, Starter helps you work smarter from day one. Digital Marketing Score AI Website Builder Listings Management AI Review Management Trackable Phone Numbers Digital Performance Insights 24/7 Chat Support | Various alternatives pricing & plans Pricing information for the above various Venmo alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller. ## Venmo Pricing Reviews (2) ![Tracy Mae M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Tracy Mae M.") TM Tracy Mae M. Master Hair & Makeup Artist Cosmetics Small-Business (50 or fewer emp.) 10/21/2018 "My Venmo Review " 5/5 What do you like best about Venmo? I love just about everything Venmo has to offer. It is fast to set up. Easy to transfer money from my Venmo account to my bank account. You can scan an Barcode to instantly friend someone. It’s made the fact that my home business can’t accept debit cards at the moment, very convenient for clients who don’t have time to get cash out. Review collected by and hosted on G2.com. What do you dislike about Venmo? The amount of time it takes to dispute a charge Review collected by and hosted on G2.com. Recommendations to others considering Venmo: Great way to get paid and to pay others. Review collected by and hosted on G2.com. What problems is Venmo solving and how is that benefiting you? More clients, more money, they like that they don’t have to have cash but can set this up in 5 min Review collected by and hosted on G2.com. Show More 10/3/2025 Current UserValidated ReviewerIncentivizedSource: G2 invite ![Charity H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Charity H.") CH Charity H. Preschool teacher Mid-Market (51-1000 emp.) 4/14/2026 "Venmo makes paying convenient and easy" 4/5 What do you like best about Venmo? It is a secure way to make and receive payments. Review collected by and hosted on G2.com. What do you dislike about Venmo? I dislike that there is a fee option for transferring money instantly that pops up with each transaction. Review collected by and hosted on G2.com. What problems is Venmo solving and how is that benefiting you? It is eliminating the need to mess with paper checks and having to go the bank for deposits. Review collected by and hosted on G2.com. Show More 4/21/2026 Current UserValidated ReviewerIncentivizedSource: G2 invite Venmo Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Product Avatar Image") Square Payments 4.5/5(176) [ Compare Now ](https://www.g2.com/compare/square-payments-vs-paypal-venmo) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_1705b85e1cfa571866791ea4a064a3ab/stripe-stripe-payments%282%29.jpg "Product Avatar Image") Stripe Payments 4.2/5(458) [ Compare Now ](https://www.g2.com/compare/stripe-stripe-payments-vs-paypal-venmo) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_996ede194dfb488078e0b192c69baa1d/amazon-pay.jpg "Product Avatar Image") Amazon Pay for Business 4.5/5(587) [ Compare Now ](https://www.g2.com/compare/amazon-pay-for-business-vs-paypal-venmo) ##### Categories on G2 [Payment Processing](https://www.g2.com/categories/payment-processing) ##### Explore More [What are the highest rated pharmacy management systems for pharmacies needing to go live in under 60 days?](https://www.g2.com/discussions/what-are-the-highest-rated-pharmacy-management-systems-for-pharmacies-needing-to-go-live-in-under-60-days)[What platform provides searchable transcripts for audio and video files?](https://www.g2.com/discussions/what-platform-provides-searchable-transcripts-for-audio-and-video-files)[What are the best automotive marketing tools for dealerships requiring faster website optimization and competitive positioning?](https://www.g2.com/discussions/what-are-the-best-automotive-marketing-tools-for-dealerships-requiring-faster-website-optimization-and-competitive-positioning) [What are the best tools for combining event marketing with content marketing?](https://www.g2.com/discussions/what-are-the-best-tools-for-combining-event-marketing-with-content-marketing)[Data Center Infrastructure Management (DCIM)](https://www.g2.com/articles/dcim)[Pros and Cons Details](https://www.g2.com/products/paypal-venmo/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)