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# Stripe Payments vs Venmo Comparison - What are their main differences?

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Stripe PaymentsVenmo[+ Add Product](#)

Reviews

**Stripe Payments** [

4.2/5(461)

](https://www.g2.com/products/stripe-stripe-payments/reviews#reviews)

**Venmo** [

4.6/5(272)

](https://www.g2.com/products/paypal-venmo/reviews#reviews)

Pricing

**Stripe Payments**
No pricing available

**Venmo**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**Stripe Payments**
1 monthFaster

Based on 141 responses

**Venmo**
3 months

Based on 15 responses

Return on Investment

**Stripe Payments**
6 months3 months sooner

Based on 128 responses

**Venmo**
9 months

Based on 9 responses

Perceived Cost

**Stripe Payments**
$$$$$

**Venmo**
$$$$$

Average Discount

**Stripe Payments**
9%2% more

**Venmo**
7%

 ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")

 ![Venmo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_68bbe702ba4cc7cbe909b7bc68eeed3f/venmo-for-business.png "Venmo")

G2 offers free advice on this comparison.

[Chat with an expert](/software_advice_markets/20/ppl_qualification)

Pros & Cons

**Stripe Payments**
[
Ease of Use (40)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343294&qs=pros-and-cons#reviews)[
Easy Payments (39)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343666&qs=pros-and-cons#reviews)[
High Fees (20)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343768&qs=pros-and-cons#reviews)[
Poor Customer Support (10)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343983&qs=pros-and-cons#reviews)

**Venmo**
[
Ease of Use (10)
](https://www.g2.com/products/paypal-venmo/reviews?filters%5Bsentiment_snippet%5D=2251959&qs=pros-and-cons#reviews)[
Easy Payments (7)
](https://www.g2.com/products/paypal-venmo/reviews?filters%5Bsentiment_snippet%5D=2251975&qs=pros-and-cons#reviews)[
Accuracy Issues (3)
](https://www.g2.com/products/paypal-venmo/reviews?filters%5Bsentiment_snippet%5D=2291193&qs=pros-and-cons#reviews)[
High Fees (3)
](https://www.g2.com/products/paypal-venmo/reviews?filters%5Bsentiment_snippet%5D=2364045&qs=pros-and-cons#reviews)

Integrations

**Stripe Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_aae753b8283ddc6ba167a9666d131ef2/appmysite.png "Product Avatar Image")

AppMySite

](https://www.g2.com/products/appmysite/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ac0e7be656e69f0d59b920663fdb85be/awardstage.jpg "Product Avatar Image")

AwardStage

](https://www.g2.com/products/awardstage/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3a9f46b15d804a2abbb8138a7bf78b88/calendly%282%29.png "Product Avatar Image")

Calendly Sales

](https://www.g2.com/products/calendly/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d0b87c50ef99ca03f0ee2be7c58a555e/daysmart-pet.png "Product Avatar Image")

DaySmart Pet

](https://www.g2.com/products/daysmart-pet/reviews)[
View all
](https://www.g2.com/products/stripe-stripe-payments/integrations)

**Venmo**
Not enough data

Ratings

Meets Requirements

**Stripe Payments**

8.8

8.8370

**Venmo**

9.1

9.1227

Ease of Use

**Stripe Payments**

8.8

8.8378

**Venmo**

9.3

9.3227

Ease of Setup

**Stripe Payments**

8.8

8.8259

**Venmo**

9.0

9.076

Ease of Admin

**Stripe Payments**

8.6

8.6187

**Venmo**

8.1

8.124

Quality of Support

**Stripe Payments**

8.1

8.1313

**Venmo**

8.7

8.7171

Has the product been a good partner in doing business?

**Stripe Payments**

8.6

8.6178

**Venmo**

8.0

8.023

Product Direction (% positive)

**Stripe Payments**

8.5

8.5345

**Venmo**

8.2

8.2220

Features

Payment Processing[Hide 73 FeaturesShow 73 Features](javascript:void(0);)

8.5

259

8.4

95

Payment Processing

Encryption

8.9

196

9.0(won by 0.1)

64

Credit Card Processing

9.1(won by 0.4)

226

8.7

69

Mobile Payments

8.9

194

9.3(won by 0.4)

87

Digital Wallet Integration

8.5

154

8.7(won by 0.2)

65

Debit/Credit Card Processing

Not enough data

Not enough data

Online Payments

Not enough data

Not enough data

Partial Payments

Not enough data

Not enough data

In-Person Payments

Not enough data

Not enough data

Digital Wallet Payments

Not enough data

Not enough data

Administration

Reporting & Analytics

8.4(won by 0.1)

198

8.3

60

E-commerce Integration

8.9(won by 0.3)

196

8.6

58

Processing Fees

7.0

214

7.5(won by 0.5)

63

 (There is a greater than 0.5 difference between this product's rating and its competitors)

POS Integration

8.1

141

8.6(won by 0.5)

56

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Omnichannel

8.4(won by 0.2)

144

8.2

52

Levels 1 & 2

8.1(won by 0.2)

135

7.9

53

Level 3

8.1(won by 0.2)

129

7.9

51

Payment Gateway Integration

Not enough data

Not enough data

ACH Payment Processing

Not enough data

Not enough data

Cryptocurrency Processing

Not enough data

Not enough data

Payment Options

Multi-Currency

8.6(won by 0.5)

153

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.1

52

Self Service Portal

8.8

183

8.9(won by 0.1)

59

Security

POS Verification

8.2

136

8.5(won by 0.3)

52

Platform

Accounting integration

8.6(won by 0.3)

154

8.3

53

E-commerce Integration

8.9(won by 0.7)

165

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.2

53

Additional Functionality

Data Synchronization

Not enough data

Not enough data

Transaction Monitoring

Not enough data

Not enough data

Purchasing & Receiving

Not enough data

Not enough data

Contactless NFC

Not enough data

Not enough data

Offline Access

Not enough data

Not enough data

Electronic Signature

Not enough data

Not enough data

PCI Compliance

Not enough data

Not enough data

Credit Card Management

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

SSL Security

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Returns Management

Not enough data

Not enough data

Discount Management

Not enough data

Not enough data

Reminders

Not enough data

Not enough data

Barcode/Ticket Scanning

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Recurring/Subscription Billing

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

Transaction History

Not enough data

Not enough data

Mobile Card Reader

Not enough data

Not enough data

Sales Tax Management

Not enough data

Not enough data

Customer Database

Not enough data

Not enough data

Receipt Management

Not enough data

Not enough data

Customizable Branding

Not enough data

Not enough data

Invoice Management

Not enough data

Not enough data

Cash Management

Not enough data

Not enough data

Remote Access/Control

Not enough data

Not enough data

Multi-Location

Not enough data

Not enough data

Sales Trend Analysis

Not enough data

Not enough data

CRM

Not enough data

Not enough data

Gift Card Management

Not enough data

Not enough data

Sales Reports

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Multiple Payment Options

Not enough data

Not enough data

Loyalty Program

Not enough data

Not enough data

Status Tracking

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Expense Tracking

Not enough data

Not enough data

Data Security

Not enough data

Not enough data

Payment Links

Not enough data

Not enough data

API

Not enough data

Not enough data

Payment Fraud Prevention

Not enough data

Not enough data

Payment Reconciliation

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Search/Filter

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Billing & Invoicing

Not enough data

Not enough data

Embedded Payments[Hide 14 FeaturesShow 14 Features](javascript:void(0);)

8.8

44

Not enough data

Payments - Embedded Payments

Processing

9.4(won by default)

41

Not enough data

Fraud Protection

8.8(won by default)

41

Not enough data

Payment Methods

9.5(won by default)

41

Not enough data

Personalization - Embedded Payments

Customer Onboarding

8.9(won by default)

40

Not enough data

Checkout Customization

8.7(won by default)

39

Not enough data

Localization

8.5(won by default)

39

Not enough data

Merchant Portal

9.0(won by default)

39

Not enough data

Setup - Embedded Payments

Payment Flows

8.8(won by default)

39

Not enough data

APIs

9.3(won by default)

41

Not enough data

Dispute Management

8.1(won by default)

38

Not enough data

Analytics - Embedded Payments

Transactions

9.2(won by default)

39

Not enough data

Reconciliation

8.9(won by default)

38

Not enough data

Revenue

9.0(won by default)

40

Not enough data

Agentic AI - Embedded Payments

Cross-system Integration

7.8(won by default)

9

Not enough data

User Insights

Reviewers' Company Size

[![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")](https://www.g2.com/products/stripe-stripe-payments/reviews)

Stripe Payments

Small-Business(50 or fewer emp.)

79.4%

Mid-Market(51-1000 emp.)

17.2%

Enterprise(\> 1000 emp.)

3.4%

[![Venmo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_68bbe702ba4cc7cbe909b7bc68eeed3f/venmo-for-business.png "Venmo")](https://www.g2.com/products/paypal-venmo/reviews)

Venmo

Small-Business(50 or fewer emp.)

71.9%

Mid-Market(51-1000 emp.)

17.1%

Enterprise(\> 1000 emp.)

11.0%

Small-Business

(50 or fewer emp.)

79.4%

71.9%

Mid-Market

(51-1000 emp.)

17.2%

17.1%

Enterprise

(\> 1000 emp.)

3.4%

11.0%

Reviewers' Industry

[![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")](https://www.g2.com/products/stripe-stripe-payments/reviews)
Stripe Payments

Computer Software

9.7%

Information Technology and Services

7.9%

Marketing and Advertising

7.7%

Non-Profit Organization Management

6.1%

Health, Wellness and Fitness

5.4%

Other

63.1%

[![Venmo](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_68bbe702ba4cc7cbe909b7bc68eeed3f/venmo-for-business.png "Venmo")](https://www.g2.com/products/paypal-venmo/reviews)
Venmo

Marketing and Advertising

8.1%

Information Technology and Services

5.0%

Hospital & Health Care

3.5%

Higher Education

3.5%

Non-Profit Organization Management

3.5%

Other

76.4%

FAQs

## Stripe Payments vs Venmo FAQs

Generated using AI

Last updated: August 14, 2026

### What is the difference between Venmo vs Stripe Payments?

Venmo is rated higher for ease of use and setup, while Stripe Payments is noted for its integration capabilities and broader payment processing features.

| [Venmo](https://www.g2.com/products/paypal-venmo/reviews) | [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) |
| --- | --- |
| 4.6/5 (270 reviews) | 4.2/5 (458 reviews) |
| Small-Business | Small-Business |
| 9.0 | 8.7 |
| 8.7 | 8.1 |
| Ease of Use | Integrations |

### How do the pricing models of Venmo and Stripe Payments compare?

Venmo is rated higher for value, with a stronger Price/Cost satisfaction score than Stripe Payments.

- **Venmo:** In recent reviews, many highlight Venmo's free standard transfers and low-fee structure for basic transactions as a value advantage.
- **Stripe Payments:** Reviewers frequently mention high fees and additional costs for advanced features, with 20 all-time mentions of high fees and 9 of being expensive.

### What are the best alternatives to Venmo and Stripe Payments?

According to G2, the best alternatives to Venmo and Stripe Payments are EBizCharge, Amazon Pay for Business, and Square Payments.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Venmo](https://www.g2.com/products/paypal-venmo/reviews) | 4.6/5 (270 reviews) | Small-Business | Reviewers cite free standard transfers and low-fee options | Ease of Use |
| [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) | 4.2/5 (458 reviews) | Small-Business | Reviewers mention high fees for advanced features | Integrations |
| [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) | 4.8/5 (105 reviews) | Small-Business | — | Customer Support |
| [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) | 4.5/5 (587 reviews) | Small-Business | — | Brand Trust |
| [Square Payments](https://www.g2.com/products/square-payments/reviews) | 4.5/5 (176 reviews) | Small-Business | — | Ease of Use |

### Which Payment Processing features should I prioritize when comparing Venmo and Stripe Payments?

Buyers should prioritize ease of use, integration capabilities, support quality, value (price/cost satisfaction), and payment processing flexibility when comparing Venmo and Stripe Payments.

- **Ease of Use:** Venmo scores 9.3, Stripe Payments 8.8.
- **Integration Capabilities:** Stripe Payments has 18 all-time integration mentions, Venmo has 2.
- **Quality of Support:** Venmo scores 8.7, Stripe Payments 8.1.
- **Value (Price/Cost Satisfaction):** Venmo is rated higher for value in recent reviews, with Stripe Payments receiving 20 all-time mentions of high fees.
- **Payment Processing Flexibility:** Stripe Payments is frequently cited for supporting a wide range of payment methods and integrations.

### What are the pros and cons of Venmo vs Stripe Payments?

Venmo's headline strength is ease of use, while Stripe Payments stands out for its integration capabilities.

- **Venmo strengths:** Ease of use (10 all-time mentions), easy payments (7), convenience (6), security (2), easy setup (1).
- **Venmo trade-offs:** High fees for instant transfers (3), delays (2), poor customer support (2), transaction limitations (2), privacy concerns, and limited business acceptance.
- **Stripe Payments strengths:** Ease of use (40), easy payments (39), integrations (18), easy integrations (17), easy setup (14), security (9), reliability (3).
- **Stripe Payments trade-offs:** High fees (20), poor customer support (10), expensive (9), delays (7), funds holding (6), difficult setup (4), missing features (4).

### Is Venmo or Stripe Payments better for small businesses?

Venmo is the better fit for small businesses, with a higher average rating and strong small-business reviewer sentiment.

- **Venmo:** Small-Business is the largest segment, with reviewers consistently praising ease of use and quick setup for small business transactions.
- **Stripe Payments:** Small-Business is also the largest segment, but reviewers frequently mention high fees and support challenges for small business use.

### Which Payment Processing platform has better integrations?

Stripe Payments is favored for integrations, with significantly more reviewer-cited integration mentions than Venmo.

- **Venmo:** Integrations are mentioned in recent reviews, but with only 2 all-time mentions and no specific third-party tools named.
- **Stripe Payments:** Xero (4 all-time mentions), Calendly (2), and Donorbox (2) are cited as integrated tools, with 18 all-time integration mentions overall.

### How do Venmo and Stripe Payments compare on customer support?

Venmo and Stripe Payments are rated within 0.6 points on Quality of Support, with Venmo scoring higher at 8.7 versus Stripe Payments at 8.1.

- **Venmo:** Reviewers highlight responsive support in most cases, but note occasional challenges with dispute resolution and limited live support options.
- **Stripe Payments:** Reviewers frequently mention slow or unhelpful support, with 10 all-time mentions of poor customer support and recurring frustration over automated responses and lack of human contact.

### Which is easier to implement, Venmo or Stripe Payments?

Venmo and Stripe Payments are rated within 0.3 points on Ease of Setup, with Venmo at 9.0 and Stripe Payments at 8.7, indicating near parity.

- **Venmo:** Reviewers consistently describe setup as quick and effortless, with many citing a 7/7 ease of setup score.
- **Stripe Payments:** Most reviewers find setup straightforward, especially for integrations, but some note a learning curve and occasional complexity for advanced features.

Alternatives

**Stripe Payments Alternatives**

 ![EBizCharge](https://images.g2crowd.com/uploads/product/hd_favicon/2cc09cbc9c9aa43b23ebb2170ac80de8/ebizcharge.svg "EBizCharge")

[
EBizCharge
](/products/ebizcharge/reviews)

 ![Worldpay](https://images.g2crowd.com/uploads/product/hd_favicon/3ffcf09fa11afb5cd4df8cfca48a0fa5/worldpay.svg "Worldpay")

[
Worldpay
](/products/worldpay/reviews)

 ![checkout.com](https://images.g2crowd.com/uploads/product/hd_favicon/f409df9b76a6861187f2194371713d59/checkout-com.svg "checkout.com")

[
checkout.com
](/products/checkout-com/reviews)

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

**Venmo Alternatives**

 ![Amazon Pay for Business](https://images.g2crowd.com/uploads/product/hd_favicon/1528900370/amazon-pay.jpg "Amazon Pay for Business")

[
Amazon Pay for Business
](/products/amazon-pay-for-business/reviews)

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

[
Square Payments
](/products/square-payments/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![FreshBooks](https://images.g2crowd.com/uploads/product/hd_favicon/58c5a614d757ea3d7bd5a61ee1fd9c75/freshbooks.svg "FreshBooks")

[
FreshBooks
](/products/freshbooks/reviews)