--- title: Payactiv Reviews meta_title: 'Payactiv Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 91 reviews by the users' company size, role or industry to find out how Payactiv works for a business like yours. aggregate_rating: rating_value: 4.6 review_count: 91 scale: '5' date_modified: '2026-07-17' parent_category: name: HR url: https://www.g2.com/categories/hr --- # Payactiv Reviews **Vendor:** Payactiv **Category:** [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) **Average Rating:** 4.6/5.0 **Total Reviews:** 91 ## About Payactiv Payactiv makes access work—for people, for business, for growth. As the creator of Earned Wage Access, we work within payroll to provide responsible access to earned wages, proving that when people move forward, companies do too. Retention improves, staffing becomes more reliable, engagement rises, and teams contribute with greater consistency and commitment. In 2012, Payactiv introduced a simple but transformative idea: No one should wait to use what they’ve already earned. Employees should be able to access their earned wages—responsibly and securely—without interest, or disruption to payroll. This model bridges the gap between hours worked and pay received, helping employees avoid late fees, overdrafts, and payday loans that erode financial stability. But Payactiv goes beyond EWA. The platform is designed as a comprehensive financial growth infrastructure, offering a suite of tools that help employees manage, save, and plan for their future. For employers, it delivers measurable outcomes through real-time data, adoption insights, and ROI reporting, all within a compliant, payroll-aligned framework. More than 40,000 employers and 5 million employees across healthcare, retail, manufacturing, logistics, and hospitality trust Payactiv to drive measurable business and human outcomes. Core capabilities include: ✔︎ Earned Wage Access: Employees can access wages they’ve already earned—on demand, with no payday loans or credit checks. ✔︎ Financial growth tools: Built-in savings, bill pay, budgeting, built-in deals & offers, and goal-tracking features to build long-term financial health. ✔︎ Financial education and counseling: In-app learning resources and access to 1:1 financial counseling to support informed decisions and long-term financial confidence. ✔︎ Pay solutions: Payroll cards, digital tip and mileage disbursement, and off-cycle pay options that ensure every form of earned value is available when needed. ✔︎ Employer insights: Dashboards and reporting that measure engagement, retention, and ROI over time. ✔︎ Responsible design and compliance: SOC 2, PCI, and ISO certified, compliant in all 50 states, and built in partnership with regulators. ✔︎ Employee and employer support: Dedicated onboarding, optimization, and 24/7 customer care to ensure lasting adoption and success. Because when people have the means to move ahead, they bring their best to work—and workplaces built on that momentum grow stronger from the inside out, gaining the stability, loyalty, and performance that make growth mutual. ## Payactiv Pros & Cons **What users like:** - Users value the **early payment access** of Payactiv, providing crucial cash support during personal emergencies and bill payments. (16 reviews) - Users praise the **easy initial setup** of Payactiv, making it simple to access funds when needed. (12 reviews) - Users love the **ease of use** of Payactiv, praising its simple setup and fast access to earnings. (9 reviews) - Users appreciate the **smooth payroll management** of Payactiv, enhancing employee satisfaction and productivity significantly. (8 reviews) - Users value the **easy access** to their earnings anytime, appreciating its convenience during emergencies and essential payments. (6 reviews) - Helpful (5 reviews) - Users appreciate the **early access to earned wages** with Payactiv, enhancing morale and productivity within the workforce. (4 reviews) - Efficiency (4 reviews) - Users value the **early access to earned wages** , enhancing morale and reducing financial stress among employees. (4 reviews) - Financial Assistance (4 reviews) **What users dislike:** - Users express concern over the **high fees** associated with Payactiv, which significantly impact their financial situation. (5 reviews) - Users struggle with **payroll issues** , facing high fees and difficulties in cashing out after pay periods. (4 reviews) - Users often face **login issues** with Payactiv, making it difficult to access funds and complete transactions. (2 reviews) - Users experience significant **poor customer support** , facing difficulties in receiving help and resolving account issues. (2 reviews) - Users report **slow performance** with Payactiv, making cashing out challenging and frustrating during peak times. (2 reviews) - Users face **access limitations** , restricting wage withdrawals to only ~50% depending on employer policy. (1 reviews) - Account Setup (1 reviews) - Deduction Issues (1 reviews) - Limited Customization (1 reviews) - Limited Options (1 reviews) ## Payactiv Reviews ### 1. Great program **Rating:** 5.0/5.0 stars **Reviewed by:** Robert G. | O, Mid-Market (51-1000 emp.) **Reviewed Date:** June 03, 2021 **What do you like best about Payactiv?** I own a company and my staff love it. They are able to access their paycheck **What do you dislike about Payactiv?** Nothing This has been a great help to our staff **Recommendations to others considering Payactiv:** None **What problems is Payactiv solving and how is that benefiting you?** Allow staff to pay their bills and not have to wait till payday it has prevented cell phone from being shut off and rent from being late and cars from being repaired ### 2. Great Recruiting Tool for our company **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Enterprise (> 1000 emp.) **Reviewed Date:** January 22, 2021 **What do you like best about Payactiv?** Instant Pay has been an invaluable tool in recruiting employees. The program is convenient and easy to use. Currently we've been matched with a dedicated account manager which has proven to be very valuable in our communications to resolve employee and support questions. **What do you dislike about Payactiv?** As an administrator - we've had some issues reconciling between withdrawals and what was due to PayActiv. The maximum count of withdrawals has sometimes proven problematic with employees. But as a user and administrator - I don't see any problems with this feature. **What problems is Payactiv solving and how is that benefiting you?** We've eliminated employee advance requests. Employees have shown great appreciation for PayActiv especially in these times of COVID, when pay is vital to get through the day to day. ### 3. Phenomenal Tool for Employee Financial Wellness **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Enterprise (> 1000 emp.) **Reviewed Date:** February 11, 2021 **What do you like best about Payactiv?** From the perspective of an IT professional who manages many different integrations and implementations, the customer support and Ease of implementation is astoundingly impressive. On the employee engagement and welfare front, PayActiv and the services offered through their platform have improved turnover and become a staple in our benefits package. **What do you dislike about Payactiv?** It's difficult to identify a point of dissatisfaction with PayActiv. **Recommendations to others considering Payactiv:** A simple solution to many problems that employers face, PayActiv will greatly improve your employees' financial well being. **What problems is Payactiv solving and how is that benefiting you?** We've seen a marked improvement in turnover as well as been able to use PayActiv as a tool to assist employees in becoming more financially secure by deferring them away from predatory lenders as a source of quick income. It has also helped improve our benefits package as a whole and enabled us to attract talent in a very difficult market. ### 4. Easy peasy! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.) **Reviewed Date:** June 03, 2021 **What do you like best about Payactiv?** The ease of using the app to see how much is available to borrow and the prompt payout. **What do you dislike about Payactiv?** I have not experienced any issues thus far. **What problems is Payactiv solving and how is that benefiting you?** Unexpected car problems. Having access to already earned money allowed me to get my tire replaced and get to work. ### 5. Help your employees help themselves **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) **Reviewed Date:** June 23, 2021 **What do you like best about Payactiv?** How easy it was to set up. We use ADP as our payroll provider, and they work together seamlessly. **What do you dislike about Payactiv?** We have been with them for about 6 months and have not had any issues. **What problems is Payactiv solving and how is that benefiting you?** Associates can see what they have earned every day, and that makes them feel better. They also have the ability to get paid sooner than their regular pay day and that helps them when they need it most. ### 6. Rocky start but things are improving **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Veterinary | Enterprise (> 1000 emp.) **Reviewed Date:** June 04, 2021 **What do you like best about Payactiv?** The new look and User interface are pretty cool. **What do you dislike about Payactiv?** Your Customer service is not very skilled **What problems is Payactiv solving and how is that benefiting you?** Your customer service agents are not knowledgeable enough about the product. They can't even tell you the easiest way to sign in. ### 7. AMAZING PRODUCT EVER! YOUR EMPLOYEES WILL LOVE YOU **Rating:** 5.0/5.0 stars **Reviewed by:** Lauren M. | Senior Payroll Administrator, Mid-Market (51-1000 emp.) **Reviewed Date:** February 06, 2020 **What do you like best about Payactiv?** this App has changed the lives of employees. They now can feel better about coming in to work knowing if they need a little extra cash without a loan and charges. **What do you dislike about Payactiv?** I think that it is a great product I think more training would benefit but other than that all good. **What problems is Payactiv solving and how is that benefiting you?** People not calling off of work because they dont have money. Or they need a ride. Employees are more happy. ### 8. Great Service **Rating:** 5.0/5.0 stars **Reviewed by:** Jeremy O. | Operations and HR Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** June 03, 2021 **What do you like best about Payactiv?** PayActiv handles all of the employees problems **What do you dislike about Payactiv?** Don't get notifications when employees request funds **Recommendations to others considering Payactiv:** I recommend using it for your employees **What problems is Payactiv solving and how is that benefiting you?** Employees can get their wages when they want it ### 9. unstable but getting better **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** March 30, 2021 **What do you like best about Payactiv?** The PayActiv App - staff that use the app seem to satisfied **What do you dislike about Payactiv?** Customer Service engagement, resolution and responsiveness has been an issue. We have had multiple (5) different account managers in the span of 18 months. PayActiv needs to own your product and reach out consistently with updates and options. **Recommendations to others considering Payactiv:** We have a new account manager which has made great strides for us and we hope to see this continue. Previously our company experience was not satisfactory and this survey is based on that experience. **What problems is Payactiv solving and how is that benefiting you?** Staff enjoy the flexibility and easing access Financial management ### 10. User and Employer Friendly **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Restaurants | Mid-Market (51-1000 emp.) **Reviewed Date:** February 11, 2021 **What do you like best about Payactiv?** One of the things that I like the best about using PayActiv is that this is not something that I need to be the middleman for. If our Team Members want to utilize this service they can sign up for it and request funds on their own whenever they wan. **What do you dislike about Payactiv?** We have come across at times that the amount of funds advanced to a Team Member cannot then be fully deducted from their wages due to other deductions such as wage assignments, child support etc. **What problems is Payactiv solving and how is that benefiting you?** We are in the process of being sure that all of our Team Members are aware of PayActiv and how it can be used to help them if needed. ### 11. PayActiv Review **Rating:** 5.0/5.0 stars **Reviewed by:** Teri W. | Mid-Market (51-1000 emp.) **Reviewed Date:** January 13, 2021 **What do you like best about Payactiv?** PayActiv allows our employees to access their pay as much as 2 weeks prior to pay day. This allows them greater peace of mind, especially when traveling for work. There has never been an issue with anyone getting their funds. **What do you dislike about Payactiv?** Honestly - there are no down sides to using PayActiv! Their response time is amazingly fast for any questions we have. **What problems is Payactiv solving and how is that benefiting you?** We have been able to have more people travel when they have access to their funds early. It allows us more available resources to offer to our clients. ### 12. Fantastic benefit! **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** March 18, 2021 **What do you like best about Payactiv?** Easy to use and a great way to keep up with bills without taking out a costly pay day loan! **What do you dislike about Payactiv?** Transaction time cutoffs can be a little frustrating at times. **Recommendations to others considering Payactiv:** Do it! You won't regret it. **What problems is Payactiv solving and how is that benefiting you?** I can get the money that I need before pay day and handle my responsibilities instead of falling behind. ### 13. Great service **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Enterprise (> 1000 emp.) **Reviewed Date:** June 03, 2021 **What do you like best about Payactiv?** I like How easy the process is and how fast the money is deposited into your account **What do you dislike about Payactiv?** When i first started i had an issue with logging in but it was resolved quickly **What problems is Payactiv solving and how is that benefiting you?** It helps to be able to access my money to pay bills that may come due before payday ### 14. Great idea - Can use some logistical upgrades **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Oil & Energy | Mid-Market (51-1000 emp.) **Reviewed Date:** June 10, 2021 **What do you like best about Payactiv?** Employees get their money quicker than waiting for payroll. **What do you dislike about Payactiv?** There is some issues on the accounting side for us between what is paid out in Payactiv vs. our GL from payroll. **What problems is Payactiv solving and how is that benefiting you?** Employees love to get their money asap so anything to get it to them quicker helps. ### 15. Very user-friendly for employees and employers! **Rating:** 4.5/5.0 stars **Reviewed by:** Michelle M. | HR Generalist, Mid-Market (51-1000 emp.) **Reviewed Date:** January 25, 2021 **What do you like best about Payactiv?** Our employees have access to wages if they need assistance in between our bi-weekly pay cycle. ADP and PayActiv communicate seamlessly for payroll purposes. **What do you dislike about Payactiv?** I wish termination data from ADP would flow over and automatically deactivate those users. **What problems is Payactiv solving and how is that benefiting you?** Our employees appreciate the options of how to receive their funds and receiving them between payrolls should an issue come up in their lives. For employees who live paycheck to paycheck, this has been an especially helpful tool. ### 16. PayActiv has been great for our employees, they really enjoy this perk! **Rating:** 5.0/5.0 stars **Reviewed by:** Jamesha G. | Director of Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** January 19, 2021 **What do you like best about Payactiv?** Our employees really love being able to get paid within 24 hours of working their shift. PayActiv is easy to use and has really helped with those going through a tough time during the pandemic. **What do you dislike about Payactiv?** I have not received any complaints about PayActiv thus far, it's great! **What problems is Payactiv solving and how is that benefiting you?** PayActiv has made it a lot easier for us to help our employees and give them financial options for any problems that may have come about in their lives. ### 17. Helpful for employees **Rating:** 4.0/5.0 stars **Reviewed by:** Kaitlyn T. | Data and Technology Analyst, Mid-Market (51-1000 emp.) **Reviewed Date:** February 16, 2021 **What do you like best about Payactiv?** Our new rep, Nadia has been extremely helpful and responsive **What do you dislike about Payactiv?** Not being able to identify location based data - this has been an ongoing request since October **Recommendations to others considering Payactiv:** Our newest rep Nadia is the best we have had!! **What problems is Payactiv solving and how is that benefiting you?** Data and promotional products. When employee's have needed the benefit, they have utilized it. ### 18. PayActiv makes it easy to help our employees **Rating:** 5.0/5.0 stars **Reviewed by:** Denis T. | Director of Benefits and Compensation, Enterprise (> 1000 emp.) **Reviewed Date:** February 25, 2021 **What do you like best about Payactiv?** How easy they make set up and maintenance **What do you dislike about Payactiv?** There are no downsides to offering PayActiv **Recommendations to others considering Payactiv:** I highly recommend trying PayActiv, because I think you and your staff will love it once you do. **What problems is Payactiv solving and how is that benefiting you?** We're helping staff to balance and juggle the many demands of day-to-day life. ### 19. It has been a wonderful addition to our staff. It has helped with recruiting & retention. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** June 03, 2021 **What do you like best about Payactiv?** Ease of set up and customer service has been good **What do you dislike about Payactiv?** Nothing that I can think of. Integrated nicely to our system. **What problems is Payactiv solving and how is that benefiting you?** Helped with recruiting and retention ### 20. A Must for Employees **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** June 03, 2021 **What do you like best about Payactiv?** Having PayActive for our employees has been valuable to our retention and hiring. **What do you dislike about Payactiv?** I wish it was more streamlined to enroll new employees **What problems is Payactiv solving and how is that benefiting you?** Hiring and Rentention. ### 21. Easy to work with and responsive **Rating:** 4.0/5.0 stars **Reviewed by:** Heidi H. | Human Resources Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 03, 2021 **What do you like best about Payactiv?** I like being able to offer a service to my employees that is easy to use and can help them through difficult times. **What do you dislike about Payactiv?** It's still early for us, but I'd like more employees to use the service and understand the benefits. **What problems is Payactiv solving and how is that benefiting you?** Employee retention, employee satisfaction, employee well-being ### 22. Payroll Admin **Rating:** 5.0/5.0 stars **Reviewed by:** Tamara W. | Payroll Admin, Mid-Market (51-1000 emp.) **Reviewed Date:** February 24, 2021 **What do you like best about Payactiv?** The fact that team members can get funds when they are in need of help. **What do you dislike about Payactiv?** There is nothing I don't like about Payactiv. **What problems is Payactiv solving and how is that benefiting you?** Team members having an outlet they can turn to for funds. ### 23. Very helpfully to our employees **Rating:** 5.0/5.0 stars **Reviewed by:** Brian B. | Human Resources Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 23, 2021 **What do you like best about Payactiv?** Very easy to speak with someone at customer service **What do you dislike about Payactiv?** Nothing that I can think of. Just wish more employees would sign up. **What problems is Payactiv solving and how is that benefiting you?** Sometimes there are issues with our payroll communicating with PayAcitv ### 24. Customer service/ Account Executive **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** February 01, 2021 **What do you like best about Payactiv?** Shariq Akhatar is always available whenever you need help with resolving issues in timely matter or any concern/ questions. **What do you dislike about Payactiv?** I personally was not singed for PayActiv but from employees experience I did not hear any downsides of using PayActiv. **Recommendations to others considering Payactiv:** Great software, easy and simple for use. **What problems is Payactiv solving and how is that benefiting you?** Employees feels more secure when they know that they have available funds through PayActiv ### 25. Good resource for staff **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** March 04, 2021 **What do you like best about Payactiv?** Convenience of the app, which is easy to use. **What do you dislike about Payactiv?** Concerned with security & potential fraud **Recommendations to others considering Payactiv:** Yes, we have mentioned this to our affiliates. **What problems is Payactiv solving and how is that benefiting you?** I've not personally used the resource but staff have appreciated the additional resource to get funds sooner than pay day. ### 26. Wonderful **Rating:** 5.0/5.0 stars **Reviewed by:** Amanda M. | System Human Resources Officer, Enterprise (> 1000 emp.) **Reviewed Date:** January 29, 2021 **What do you like best about Payactiv?** Employees can access money when needed.. **What do you dislike about Payactiv?** nothing. Needing to add more text to turn this box green... **What problems is Payactiv solving and how is that benefiting you?** no problems ### 27. Great benefit; Proud to be a part of the implementation team at my company **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Logistics and Supply Chain | Enterprise (> 1000 emp.) **Reviewed Date:** April 22, 2020 **What do you like best about Payactiv?** My favorite part is how sincerely committed the PayActiv founder and executive team are to helping employees better manage their money, and avoid late fees and the need to resort to predatory lenders. It is also super easy to enroll and use via the mobile app. The reminder alerts are great as well (text message and/or email per the employee's preference). **What do you dislike about Payactiv?** I used PayActiv for a few months when we first rolled out the service/benefit to the US-based employees at my company and something I personally noticed is that the money was only "extra" the first time I requested it. After that I had to keep using the service every pay period just to be paid my normal pay check amount. I had to budget to get by with less money on a pay check in order to stop having to use the service every pay period. Full disclosure: I requested the full allowable amount, vs. a smaller amount to pay a particular bill on time. **Recommendations to others considering Payactiv:** We rolled out PayActiv in a phased approach, starting with a pilot to one our five US business unit (a business unit that was having trouble converting contingent workers - paid weekly - to employees - paid bi-weekly), then followed by 3 other business units all at once after a few months of stabilization with the pilot group. We had a dedicated Change Management Lead for each business unit to help spread the word to employees and also field employee questions - in the method that worked best for that particular business unit. We also had a core project team - with representation from the HR PMO (yours truly), Payroll, Business Unit Change Management Leads, PayActiv, and HRIT (to help document requirements, build, test and deploy the integration files). Today after almost a year of rolling out PayActiv to our pilot group, we still report metrics to executive leadership on a monthly basis - % enrolled, # transactions, $ accessed, turnover/retention. While enrollment % has largely leveled off, it does continue to gradually increase, even with constant fluctuation in the number of eligible employees. **What problems is Payactiv solving and how is that benefiting you?** I was able to avoid using my credit card to buy essentials such as groceries or fuel for my car, meaning no credit card interest incurred. Huge win! ### 28. Great Service! **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Enterprise (> 1000 emp.) **Reviewed Date:** January 15, 2021 **What do you like best about Payactiv?** Employees have access to PayActiv for a fraction of the cost and PayActiv does most of the work to get it done! **What do you dislike about Payactiv?** On-boarding takes some time and I wish it would be easier to set up. **What problems is Payactiv solving and how is that benefiting you?** not many. Benefits are employees are happy with the opportunity to use it when needed ### 29. Payroll Manager **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Enterprise (> 1000 emp.) **Reviewed Date:** February 01, 2021 **What do you like best about Payactiv?** availability for our employees to have an advance available **What do you dislike about Payactiv?** I think the program is awesome and that we in payroll do not have to answer any questions **What problems is Payactiv solving and how is that benefiting you?** Availability of our employee to get some money right now, Retaining employee. ### 30. Brand New **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** February 11, 2021 **What do you like best about Payactiv?** Training has been great so far and look forward to using the product **What do you dislike about Payactiv?** we really do not have any complaints to date **What problems is Payactiv solving and how is that benefiting you?** Payroll advance for employees ### 31. PayActiv On-demand pay **Rating:** 5.0/5.0 stars **Reviewed by:** Chris F. | Enterprise (> 1000 emp.) **Reviewed Date:** February 10, 2020 **What do you like best about Payactiv?** Provides an easy way for our employees to access their money before payday. The app is straight forward and the flat per pay period if (only when used) is worth it. **What do you dislike about Payactiv?** Like all apps, there are a couple of bugs to be worked out when we enter our HRIS/Payroll credentials to access the app. **Recommendations to others considering Payactiv:** During the implementation process, make sure to ask lots of detailed questions on the process. Also, conduct internal testing to make sure you know how it works inside and out before you go live. **What problems is Payactiv solving and how is that benefiting you?** Using PayActiv has reduced the number of paycheck advances and employee loans we used to process internally. Employees are able to use the app whenever they need it, instead of coming to HR during office hours. Usage of the app and the ability to access money continues to increase every payroll! ### 32. Comfort Keepers Manassas **Rating:** 5.0/5.0 stars **Reviewed by:** Anthony F. | CEO, Mid-Market (51-1000 emp.) **Reviewed Date:** April 23, 2020 **What do you like best about Payactiv?** Specific visible action owner can take to demonstrate they care about EEs. Illustrates we put employees first and care about their overall well being. Can be utilized with minimal instructions. EEs appreciate using the feature. Easy to administer from our office efficiency standpoint. Minimal cost for excellent returns. **What do you dislike about Payactiv?** Need to overcome culture EEs are not aware such a feature exists. Desire more EEs would use. **What problems is Payactiv solving and how is that benefiting you?** Solves EE's need to utilize expensive payday lending institutions. Prevents EEs from taking on additional debt. Improves, retention, minimizes attrition. Clearly set our company apart from competition. ### 33. Good Company and Product, the do what they say they do **Rating:** 5.0/5.0 stars **Reviewed by:** Chris D. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 22, 2020 **What do you like best about Payactiv?** They provide a needed service to my employees so that they don't fall victim to payday lenders. **What do you dislike about Payactiv?** Only dislike is that occasionally a new employee will have some issues getting set up with the service due to the fact our Quickbooks is the desktop version run on a virtual desktop in the cloud so I make it harder on Payactiv to verify the employment info they need to process new employees **What problems is Payactiv solving and how is that benefiting you?** I no longer have to keep a petty cash fund on the office or issue and track employee cash advances ### 34. A great benefit for our employees. **Rating:** 5.0/5.0 stars **Reviewed by:** Sun Com M. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 23, 2020 **What do you like best about Payactiv?** How employees can easily access their funds when needed. **What do you dislike about Payactiv?** There is nothing i dislike about Payactiv. **Recommendations to others considering Payactiv:** Reach out for demonstration it will be the best thing you can do for your employees. **What problems is Payactiv solving and how is that benefiting you?** Payactiv has been a great partner in helping Sun Com bridge the gap from paycheck to paycheck for our employees. As we are currently going through this pandemic with COVID-19 it is nice to know that are employees are able to access their funds when needed. ### 35. Price is right but service can be slow **Rating:** 2.5/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** April 20, 2020 **What do you like best about Payactiv?** The cost per use is the best I have found. I have yet to hear an employee complain about the cost to access funds. **What do you dislike about Payactiv?** Customer service can be very slow and not helpful to employees. I have had to get involved on several occasions to get an answer for an employee. **What problems is Payactiv solving and how is that benefiting you?** Employees are able to access thrown wages when needed without having to ask for an advance. ### 36. Great low cost option for a payday advance. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** April 17, 2020 **What do you like best about Payactiv?** The software is easy to use and provides a lot of different ways to receive your money. **What do you dislike about Payactiv?** Some times the first few days in the new payroll week, it doesn't allow a withdrawal **Recommendations to others considering Payactiv:** The company is getting better every day. The initial set up is a bit challenging but so far it's been a blessing to us as an employer and to the employees needing the funds. Before we had this service they would borrow money from the company or go to a payday advance and was paying outlandish fees. **What problems is Payactiv solving and how is that benefiting you?** Last minute emergencies. I noticed many other ways I can utilize this card. ### 37. Great service for employees! **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Plastics | Mid-Market (51-1000 emp.) **Reviewed Date:** April 20, 2020 **What do you like best about Payactiv?** Provides emergency cash to employees in need, keeping them out of payday lenders and off credit cards. Fully integrates with payroll so I don't need to manually process the deductions. They're also waiving all fees during the COVID pandemic, a great help for those in need. **What do you dislike about Payactiv?** Can be a challenge for employees who aren't technically savvy. **What problems is Payactiv solving and how is that benefiting you?** Employees are able to bring the gap in finances between biweekly pay days. This is being used way more than I anticipated and by white collar and blue collar populations. ### 38. PayActiv Survey **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** April 29, 2020 **What do you like best about Payactiv?** Pay Advance. Help everyone whose in need of money prior to getting their actual pay check **What do you dislike about Payactiv?** Finance Dept need to be more precise and accurate on their accounting. I've had so multiple incidents when employees cannot get an advance because accdg to payactiv they have an unpaid balance and in reality it was paid. Very inefficient and annoying for everyone involved **Recommendations to others considering Payactiv:** Use it if you need money in advance **What problems is Payactiv solving and how is that benefiting you?** Accounting problem ### 39. Perfect Solution for our Team! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Mid-Market (51-1000 emp.) **Reviewed Date:** December 17, 2019 **What do you like best about Payactiv?** In order the meet the needs of our staff, we have contemplated weekly paychecks. PayActive has been the perfect solution for our staff to have access to earned income without the added costs associated with additional payroll processing. Financial counseling and bill pay services without a bank account have also proven to be very beneficial to our staff as well! **What do you dislike about Payactiv?** Would like more educational tools to help our team with budgeting. **What problems is Payactiv solving and how is that benefiting you?** PayActive is hugely helpful with our team to access cash when needed & avoid overdraft fees. ### 40. Insurance **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Restaurants | Small-Business (50 or fewer emp.) **Reviewed Date:** October 30, 2019 **What do you like best about Payactiv?** It gives you a sence of insurance and security in between pay weeks. **What do you dislike about Payactiv?** Having to wait for the week to end for your time to clear. For instance we get paid on Tuesday and the previous deductions want post until Friday. **What problems is Payactiv solving and how is that benefiting you?** I keeps me from paying a late fee on a possible bill that is due after my actual pay day if i wasn't able to pay out my regular check. It kinda give you leverage from paycheck to paycheck. ### 41. Excellent option for Employee benefits **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Enterprise (> 1000 emp.) **Reviewed Date:** November 22, 2018 **What do you like best about Payactiv?** This gives all employees access to a percentage of their up to date earned wages, within 12-24 hours. **What do you dislike about Payactiv?** The process in the beginning to sign up is a bit of a hassle, but worth it. **What problems is Payactiv solving and how is that benefiting you?** An added benefit to employees. ## Payactiv Discussions - [Is there a cost for using Payactiv?](https://www.g2.com/discussions/is-there-a-cost-for-using-payactiv) - 1 comment, 1 upvote - [How do businesses offer Payactiv to their employees?](https://www.g2.com/discussions/how-do-businesses-offer-payactiv-to-their-employees) - 1 comment, 1 upvote - [How is the accessed money paid back?](https://www.g2.com/discussions/how-is-the-accessed-money-paid-back) - 1 comment, 1 upvote - [How do I access my earned wages?](https://www.g2.com/discussions/how-do-i-access-my-earned-wages) - 1 comment, 1 upvote - [Who can use Payactiv?](https://www.g2.com/discussions/who-can-use-payactiv) - 1 comment, 1 upvote - [View Payactiv pricing details and edition comparison](https://www.g2.com/products/payactiv/reviews?page=2§ion=pricing&secure%5Bexpires_at%5D=2026-07-19+12%3A36%3A53+-0500&secure%5Bsession_id%5D=55583f6f-3042-4d2d-8e6a-b35896f6c169&secure%5Btoken%5D=5dc0ffd33893438a1030670b973954b5d0a4a72140e9feb971170a4559ea5772&format=llm_user) ## Payactiv Integrations - [Kronos Cloud](https://www.g2.com/products/kronos-cloud/reviews) - [UKG Pro](https://www.g2.com/products/ukg-pro/reviews) ## Payactiv Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Payments** - Earned wage access - Tips and mileage reimbursement - Awarding bonuses **Platform Basics** - Program Management - Secure - Interoperability - Performance **Financial wellness** - Financial wellness tools - Automatic savings - Debit card **Platform Additional Functionality** - Employee Portal - Gamification - Education **Administration** - Reports and dashboards - Compliance - Mobile compatibility - Integrations **Platform Data** - Dashboard & Reporting - Visualization - Platform Search - Alerts and Notifications ## Top Payactiv Alternatives - [DailyPay](https://www.g2.com/products/dailypay/reviews) - 4.7/5.0 (91 reviews) - [Branch](https://www.g2.com/products/branch-branch/reviews) - 4.7/5.0 (63 reviews) - [Tapcheck](https://www.g2.com/products/tapcheck/reviews) - 4.7/5.0 (139 reviews)