Affirm Pricing Overview

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Affirm has not provided pricing information for this product or service. This is common practice for software sellers and service providers. The pricing insights provided here are based on user reviews and are intended to give you an indication of value. Alternatively, contact Affirm to obtain current pricing.

Small-Business

$$$$

25% less expensive

than the avg. Installment Payment and Buy Now Pay Later (BNPL) product

Read Small-Business Reviews

Affirm charges a merchant discount rate (MDR) and transaction fee. The exact fee is based on a few factors, including the merchant’s program option, business size, and risk profile. Affirm does not charge integration fees, annual fees, or monthly fees.

Pricing information for Affirm is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Affirm must be conducted with the seller.

Pricing information was last updated on April 27, 2021

Top-Rated Alternatives

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Affirm Alternatives Pricing

The following is a quick overview of editions offered by other Installment Payment and Buy Now Pay Later (BNPL) Software

PayPal Payments On Website - Basic	$0per month	Accept credit cards and PayPal on your site Swipe cards in your store and on the go Create and email invoices for fast payment Accept mobile payments anywhere
ViaBill ViaBill	Starting at 2.9% + 30 cents	ViaBill allows shoppers to buy now and pay over four equal monthly installments with 0 interest.
Capchase Flexibility on who pays the fee	Free	Businesses can choose to pay the transaction financing fee, split it with their buyer, or have the buyer pay the fee. You have the flexibility to decide this on a deal by deal level if desired. Instant buyer eligibility check \| Multiple buyer payment options: ACH/Direct Debit, Credit Card, Wire, Stripe Salesforce and HubSpot CRM apps Easy payment schedule creation from pdf upload or CPQ integration Supports complex deal structures and the financing of software and hardware Embeddable payment links \| APIs to embed the checkout flow into your digital experience Multi-year deals paid upfront Integrate the payment data with your accounting or billing system to close the loop Show More

Various alternatives pricing & plans

Pricing information for the above various Affirm alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller.

Affirm Pricing Reviews

(1)

Raj K.

Supply Chain Technician II

Mid-Market (51-1000 emp.)

11/28/2025

"Flexible Financing with Room for Improvement"

4.5/5

What do you like best about Affirm?

I really appreciate Affirm's ability to offer payment plans at 0% interest, which makes managing my electronics expenses much easier and stress-free. The flexibility Affirm offers to buy different things is invaluable as it allows me to make purchases without the immediate financial pressure. The store finder feature is one of my favorite aspects because it quickly identifies which items are eligible for purchase with Affirm, saving me significant time. Instead of browsing through multiple stores unsure of what's available, the feature clearly separates eligible items and makes my shopping experience smoother and more efficient. On top of this, setting up Affirm was straightforward and quick, taking only a few minutes, which made the transition seamless and stress-free for me. Review collected by and hosted on G2.com.

What do you dislike about Affirm?

Sometimes the eligibility isn't clear on certain products, so having more consistent labeling or clearer info would really help. Review collected by and hosted on G2.com.