# Affirm vs Splitit Comparison | | Affirm | Splitit | |---|---|---| | **Star Rating** | 4.3 out of 5 | 4.1 out of 5 | | **Total Reviews** | 48 | 20 | | **Largest Market Segment** | Small-Business (83.3% of reviews) | Small-Business (72.2% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | --- ## Top Pros & Cons ### Affirm Pros: - Affordable (2 reviews) - Ease of Use (2 reviews) Cons: - Credit Score (1 reviews) - High Fees (1 reviews) ### Splitit Cons: - Fraudulent Activities (1 reviews) - Late Fees (1 reviews) --- ## Ratings Comparison | Rating | Affirm | Splitit | |---|---|---| | **Meets Requirements** | 8.3 (20 reviews) | 8.1 (13 reviews) | | **Ease of Use** | 8.5 (21 reviews) | 8.1 (13 reviews) | | **Ease of Setup** | 7.7 (11 reviews) | 8.8 (11 reviews) | | **Ease of Admin** | 7.8 (9 reviews) | 8.7 (10 reviews) | | **Quality of Support** | 7.6 (19 reviews) | 8.2 (13 reviews) | | **Has the product been a good partner in doing business?** | 7.4 (9 reviews) | 9.5 (10 reviews) | | **Product Direction (% positive)** | 6.3 (19 reviews) | 7.3 (13 reviews) | --- ## Pricing ### Affirm #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Splitit #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Installment Payment and Buy Now Pay Later (BNPL) | Product | Score | Reviews | |---|---|---| | **Affirm** | 8.7/10 | 19 | | **Splitit** | 7.5/10 | 13 | #### Administration - Installment Payment and Buy Now Pay Later (BNPL) | Feature | Affirm | Splitit | |---|---|---| | **Email Notifications** | 8.3 (12 reviews) | 8.5 (11 reviews) | | **Invoicing** | Feature Not Available | 7.6 (11 reviews) | | **Customer Portal** | 9.0 (12 reviews) | 7.1 (11 reviews) | | **Loyalty Management** | 8.3 (10 reviews) | 6.9 (8 reviews) | #### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) | Feature | Affirm | Splitit | |---|---|---| | **Payment Gateway** | 8.8 (14 reviews) | 7.3 (11 reviews) | | **Payment Tracking** | 9.1 (15 reviews) | 7.4 (11 reviews) | | **E-commerce Integration** | 8.3 (16 reviews) | 7.3 (11 reviews) | | **Payment Scheduling** | 9.1 (16 reviews) | 7.7 (10 reviews) | #### Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features | Feature | Affirm | Splitit | |---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) --- ## Reviewer Demographics ### By Company Size | Segment | Affirm | Splitit | |---|---|---| | **Small-Business** | 83.3% | 72.2% | | **Mid-Market** | 14.3% | 27.8% | | **Enterprise** | 2.4% | 0% | ### By Industry #### Affirm - **Retail:** 21.4% - **Health, Wellness and Fitness:** 14.3% - **Consumer Electronics:** 11.9% - **Automotive:** 9.5% - **Consumer Goods:** 4.8% - **Alternative Medicine:** 2.4% - **Apparel & Fashion:** 2.4% - **Construction:** 2.4% - **Consumer Services:** 2.4% - **Electrical/Electronic Manufacturing:** 2.4% - **Other:** 26.2% #### Splitit - **Consumer Goods:** 22.2% - **Luxury Goods & Jewelry:** 16.7% - **Consulting:** 5.6% - **Management Consulting:** 5.6% - **Internet:** 5.6% - **Health, Wellness and Fitness:** 5.6% - **Education Management:** 5.6% - **Consumer Services:** 5.6% - **Construction:** 5.6% - **Computer Software:** 5.6% - **Other:** 16.7% --- ## Alternatives ### Alternatives to Affirm - [Sezzle](https://www.g2.com/products/sezzle/reviews) — 4.6/5 stars (122 reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (57 reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (41 reviews) - [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2734 reviews) - [Bread Pay](https://www.g2.com/products/bread-pay/reviews) — 4.0/5 stars (6 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews) - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews) - [ViaBill](https://www.g2.com/products/viabill/reviews) — 4.2/5 stars (17 reviews) ### Alternatives to Splitit - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Sezzle](https://www.g2.com/products/sezzle/reviews) — 4.6/5 stars (122 reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (57 reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (41 reviews) - [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews) - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews) - [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews) - [ViaBill](https://www.g2.com/products/viabill/reviews) — 4.2/5 stars (17 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2734 reviews) - [Laybuy](https://www.g2.com/products/laybuy/reviews) — 4.3/5 stars (10 reviews) --- ## Top Discussions ### Affirm - Title: [What is special about Affirm?](https://www.g2.com/discussions/what-is-special-about-affirm) — 1 comment > **Top comment:** "The flexibility of integration and wide range of financing options we can offer to our customers as a merchant " ### Splitit No discussions available for this product. --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/affirm-vs-splitit)