# Affirm vs Sezzle Comparison | | Affirm | Sezzle | |---|---|---| | **Star Rating** | 4.3 out of 5 | 4.6 out of 5 | | **Total Reviews** | 48 | 122 | | **Largest Market Segment** | Small-Business (83.3% of reviews) | Small-Business (94.9% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | --- ## Top Pros & Cons ### Affirm Pros: - Affordable (2 reviews) - Ease of Use (2 reviews) Cons: - Credit Score (1 reviews) - High Fees (1 reviews) ### Sezzle Pros: - Ease of Use (1 reviews) - Easy Integrations (1 reviews) Cons: - High Fees (1 reviews) --- ## Ratings Comparison | Rating | Affirm | Sezzle | |---|---|---| | **Meets Requirements** | 8.3 (20 reviews) | 9.1 (93 reviews) | | **Ease of Use** | 8.5 (21 reviews) | 9.2 (95 reviews) | | **Ease of Setup** | 7.7 (11 reviews) | 9.3 (61 reviews) | | **Ease of Admin** | 7.8 (9 reviews) | 9.3 (57 reviews) | | **Quality of Support** | 7.6 (19 reviews) | 9.2 (93 reviews) | | **Has the product been a good partner in doing business?** | 7.4 (9 reviews) | 9.3 (60 reviews) | | **Product Direction (% positive)** | 6.3 (19 reviews) | 8.5 (85 reviews) | --- ## Pricing ### Affirm #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Sezzle #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Installment Payment and Buy Now Pay Later (BNPL) | Product | Score | Reviews | |---|---|---| | **Affirm** | 8.7/10 | 19 | | **Sezzle** | 9.2/10 | 75 | #### Administration - Installment Payment and Buy Now Pay Later (BNPL) | Feature | Affirm | Sezzle | |---|---|---| | **Email Notifications** | 8.3 (12 reviews) | 9.2 (56 reviews) | | **Invoicing** | Feature Not Available | 9.2 (41 reviews) | | **Customer Portal** | 9.0 (12 reviews) | 9.1 (55 reviews) | | **Loyalty Management** | 8.3 (10 reviews) | 9.0 (37 reviews) | #### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) | Feature | Affirm | Sezzle | |---|---|---| | **Payment Gateway** | 8.8 (14 reviews) | 9.0 (60 reviews) | | **Payment Tracking** | 9.1 (15 reviews) | 9.1 (58 reviews) | | **E-commerce Integration** | 8.3 (16 reviews) | 9.3 (68 reviews) | | **Payment Scheduling** | 9.1 (16 reviews) | 9.4 (53 reviews) | #### Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features | Feature | Affirm | Sezzle | |---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) --- ## Reviewer Demographics ### By Company Size | Segment | Affirm | Sezzle | |---|---|---| | **Small-Business** | 83.3% | 94.9% | | **Mid-Market** | 14.3% | 5.1% | | **Enterprise** | 2.4% | 0% | ### By Industry #### Affirm - **Retail:** 21.4% - **Health, Wellness and Fitness:** 14.3% - **Consumer Electronics:** 11.9% - **Automotive:** 9.5% - **Consumer Goods:** 4.8% - **Alternative Medicine:** 2.4% - **Apparel & Fashion:** 2.4% - **Construction:** 2.4% - **Consumer Services:** 2.4% - **Electrical/Electronic Manufacturing:** 2.4% - **Other:** 26.2% #### Sezzle - **Retail:** 36.4% - **Apparel & Fashion:** 33.1% - **Health, Wellness and Fitness:** 6.8% - **Sports:** 2.5% - **Luxury Goods & Jewelry:** 2.5% - **Consumer Goods:** 2.5% - **Sporting Goods:** 1.7% - **Arts and Crafts:** 1.7% - **Automotive:** 1.7% - **Consumer Electronics:** 1.7% - **Other:** 9.3% --- ## Alternatives ### Alternatives to Affirm - [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews) - [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews) - [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2746 reviews) - [Bread Pay](https://www.g2.com/products/bread-pay/reviews) — 4.0/5 stars (6 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews) - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews) - [ViaBill](https://www.g2.com/products/viabill/reviews) — 4.2/5 stars (17 reviews) ### Alternatives to Sezzle - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews) - [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews) - [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews) - [ViaBill](https://www.g2.com/products/viabill/reviews) — 4.2/5 stars (17 reviews) - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2746 reviews) - [Laybuy](https://www.g2.com/products/laybuy/reviews) — 4.3/5 stars (10 reviews) - [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews) --- ## Top Discussions ### Affirm - Title: [What is special about Affirm?](https://www.g2.com/discussions/what-is-special-about-affirm) — 1 comment > **Top comment:** "The flexibility of integration and wide range of financing options we can offer to our customers as a merchant " ### Sezzle - Title: [How does Sezzle approve?](https://www.g2.com/discussions/how-does-sezzle-approve) — 1 comment > **Top comment:** "are they even still in business?" - Title: [Does Sezzle run your credit?](https://www.g2.com/discussions/does-sezzle-run-your-credit) — 1 comment > **Top comment:** "Yes they do a soft check" - Title: [What’s the best way to let my customers now that they can spread out their payments?](https://www.g2.com/discussions/33107-what-s-the-best-way-to-let-my-customers-now-that-they-can-spread-out-their-payments) — 1 comment > **Top comment:** "Use the app Sezzle provides to out it in your PDP page!" - Title: [Business Platform](https://www.g2.com/discussions/30268-business-platform) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Hey there! Sezzle does not currently integrate with Squarespace. If this changes, I'll be sure to update this thread!" --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/affirm-vs-sezzle)