Best Underwriting & Rating Software - Page 5

How Many Underwriting & Rating Software Products Does G2 Track?

Total Products under this Category: 137

Category Stats (Sep 2026)

  • Average Rating: 4.31/5 (↑0.02 vs Aug 2026) The average rating of products in this category, based on all submitted ratings
  • Top Trending Product: AIM (+0.32%) - Among all products in this category, AIM recorded the largest rating increase compared to last month

Last updated: September 15, 2026

How Does G2 Rank Underwriting & Rating Software Products?

Why You Can Trust G2's Software Rankings:

  • 30 Analysts and Data Experts
  • 1,700+ Authentic Reviews
  • 137+ Products
  • Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

G2 Grid® for Underwriting & Rating Software

G2 Grid® for Underwriting & Rating Software plotting products by satisfaction and market presence

Highlighted products: PL Rating, EZLynx, TurboRater, Guidewire PolicyCenter, Duck Creek Policy, Oracle Insurance Insbridge Enterprise Rating, iPro, and OPUS.

Underlying data: [Grid® JSON](https://www.g2.com/categories/underwriting-rating/grids.json?focus%5B%5D=pl-rating&focus%5B%5D=ezlynx-ezlynx&focus%5B%5D=zywave-turborater&focus%5B%5D=guidewire-policycenter&focus%5B%5D=duck-creek-policy&focus%5B%5D=oracle-insurance-insbridge-enterprise-rating&focus%5B%5D=ipro&focus%5B%5D=opus)

Cyber Quoting

Cyber Quoting provides commercial insurance brokers and Managing General Agents (MGAs) with an easy process to get benchmarked, bindable cyber insurance quotes in minutes. The centralized quoting platform brings together global cyber insurers and U.S. distributors, with a simplified, transparent data collection process and insights to guide coverage submission and selection. Bind within Cyber Quoting: No insurer site visits, no extra steps. With Cyber Quoting, you can grow revenue and improve client satisfaction by efficiently delivering the right cyber insurance products and premiums. · Provide your clients with the best cyber policy to fit their coverage and budget by shopping the market from one platform · Eliminate guessing: See what similar businesses are purchasing from within the quoting workflow using benchmarking data · Spend less time quoting cyber coverage and more time focusing on your clients and helping uncover potential cyber exposures Key features and capabilities include: One portal for quoting: Have access to the latest admitted and non-admitted cyber insurers Standardized cyber quoting questionnaires: Enter client data once and get quotes from the global cyber insurance market Real-time rates: Behind the scenes, our API is connecting to insurers to get up-to-date premiums and coverages Structured quoting and sales process: Deliver consistent selling with less broker training. Explore coverage levels, identifiable loss gaps, and common coverage models within the platform Embedded benchmarking and limit adequacy: Use 400,000 data points to benchmark coverage limits and 200,000 cyber losses to profile for similar risks (e.g. class and revenue size) to understand limit adequacy Bindable quotes: No need to answer additional questions within an insurer portal

Who Is the Company Behind Cyber Quoting?

  • Seller: Zywave
  • Year Founded: 1995
  • HQ Location: Milwaukee, WI
  • LinkedIn® Page: www.linkedin.com
    978 employees on LinkedIn®

DataHub.insure

DataHub.Insure is an advanced AI-Powered software solution designed specifically for Group Insurance Carriers, MGUs, MEWAs, Pooled risk, captives and Self Insured groups. It integrates automation, AI-driven insights, and real-time data to streamline underwriting processes, enhance accuracy, and boost productivity.

Who Is the Company Behind DataHub.insure?

Draftrs

Draftrs MGA Platform is an out-of-the-box insurance core system for MGAs. It covers the full MGA product suite from rating to billing, policy issuance, policy administration and reporting. It is specifically designed for MGAs that want to launch new, highly automated products quickly and efficiently without complex integrations and customizations. The Draftrs MGA Platform provides tools for distribution through agents with a single agent/consumer dashboard that is integrated with a policy issuance system, or direct to the consumer with an integrated dashboard that offers a full suite of self-service options for the insured. The Draftrs MGA platform is built on the latest cloud technologies and integrates with best in class payment providers and the latest APIs for embedded distribution.

Who Is the Company Behind Draftrs?

  • Seller: Draftrs Software
  • Year Founded: 2021
  • HQ Location: Dallas, US
  • Twitter: @draftrs_inc
    17 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    2 employees on LinkedIn®

Earnix

Earnix is the premier provider of mission-critical, cloud-based intelligent solutions across pricing, rating, underwriting, and product personalization. These fully integrated solutions provide ultra-fast ROI and are designed to transform how global insurers and banks are run by unlocking value across all facets of the business. Earnix has been innovating for insurers and banks since 2001 with customers in over 35 countries across six continents and offices in the Americas, Europe, Asia Pacific, and Israel.

Who Is the Company Behind Earnix?

  • Seller: Earnix Ltd.
  • Year Founded: 2001
  • HQ Location: Ramat Gan, Tel Aviv District, Israel
  • Twitter: @Earnix_Inc
    869 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    376 employees on LinkedIn®

Ebix Evolution

Ebix Evolution is the next generation of software solutions for insurance brokers and underwriting agencies, combining state of the art software environment with a feature rich processing environment.

Who Is the Company Behind Ebix Evolution?

  • Seller: Ebix
  • Year Founded: 1976
  • HQ Location: Johns Creek, US
  • Twitter: @EbixInc
    1,690 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    1,751 employees on LinkedIn®
  • Ownership: OTCMKTS: EBIXQ

Experian Claims Underwriting Exchange (UK)

The Claims and Underwriting Exchange (CUE) is a comprehensive database managed by Experian, containing records of insurance incidents reported by policyholders in the UK, Channel Islands, and Isle of Man. Established in 1994, CUE aims to combat insurance fraud and misrepresentation by maintaining detailed records of incidents that may or may not lead to claims. It encompasses data on home, motor, and personal injury claims, with records retained for six years for home and motor incidents and indefinitely for personal injury cases. Key Features and Functionality: - Extensive Data Coverage: CUE includes incidents related to buildings and contents policies (CUE Home), private car and motorcycle policies (CUE Motor), and personal and commercial policies for personal injury claims (CUE Personal Injury). - Fraud Prevention: By providing insurers access to a centralized repository of claims data, CUE helps identify patterns of multiple claims and detect fraudulent activities, thereby reducing the risk of insurance fraud. - Industry Participation: The database is supported by insurers representing over 95% of the household market and 65% of the motor market, ensuring comprehensive and up-to-date information. Primary Value and User Benefits: CUE serves as a vital tool for insurers to verify the claims history of policyholders, enabling more accurate underwriting decisions and premium pricing. By mitigating the risk of fraud and misrepresentation, it helps maintain fair premium rates for honest policyholders. Additionally, the database streamlines the claims process, leading to faster and more efficient service for both insurers and customers.

Who Is the Company Behind Experian Claims Underwriting Exchange (UK)?

  • Seller: Experian
  • Year Founded: 1826
  • HQ Location: Dublin, Ireland
  • Twitter: @Experian_US
    38,771 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    26,648 employees on LinkedIn®
  • Ownership: LSE: EXPNL

Experian iCache (UK)

Experian's iCache is a real-time data enrichment platform designed to provide businesses, particularly in the insurance sector, with immediate access to accurate and comprehensive customer information. By integrating iCache, companies can enhance their decision-making processes, offering instant and precise quotes to consumers, thereby improving customer satisfaction and operational efficiency. Key Features and Functionality: - Real-Time Data Delivery: iCache processes and enriches over 15 million transactions daily, ensuring that businesses have access to up-to-date information when they need it. - Comprehensive Data Sources: The platform aggregates a wide range of data, including ID verification, fraud risk assessments, credit information, and automotive data, providing a holistic view of each customer. - Seamless Integration: iCache delivers enriched data through a single API call, allowing businesses to accept customers and provide quotes efficiently without the need for multiple data sources. Primary Value and Solutions Provided: iCache addresses the growing consumer demand for instant and accurate online services by enabling businesses to offer real-time, competitive quotes. It reduces the risks associated with inaccurate or fraudulent information, enhances profitability through precise underwriting, and improves customer retention by streamlining the application process. Additionally, iCache aids in understanding an individual's financial status, allowing businesses to assess affordability and tailor their offerings accordingly.

Who Is the Company Behind Experian iCache (UK)?

  • Seller: Experian
  • Year Founded: 1826
  • HQ Location: Dublin, Ireland
  • Twitter: @Experian_US
    38,771 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    26,648 employees on LinkedIn®
  • Ownership: LSE: EXPNL

Experian No Questions Asked (UK)

Experian's No Questions Asked (NQA) Home Insurance Loss Model revolutionizes the home insurance quoting process by enabling insurers to generate accurate quotations using only the property's address. This innovative model delivers expected loss costs for 12 common home insurance perils—including fire, theft, escape of water, and accidental damage—for both contents and buildings insurance, all within milliseconds. Key Features and Functionality: - Minimal Data Input: Generate precise insurance quotes with just the property's address, eliminating the need for extensive questionnaires about the property and its occupants. - Comprehensive Peril Coverage: Provides expected loss costs for 12 home insurance perils, ensuring thorough risk assessment. - Real-Time Data Delivery: Utilizes up-to-date, property-level data, enriched by your claims data, and delivers information via API directly to your pricing engine. - Additional Insights: Offers underwriting flags, confidence scores, probability of renewal, and other valuable data points such as dynamic flood alerts and Flood Re Premiums. Primary Value and User Solutions: The NQA model streamlines the insurance quoting process by removing the burden of complex modeling and extensive data collection. Insurers can provide instant, accurate quotes, enhancing customer experience and operational efficiency. This approach also opens opportunities for direct-to-consumer sales, fostering stronger customer relationships and enabling cross-selling opportunities, such as offering motor insurance based on existing address details. Additionally, the model simplifies internal operations by consolidating data sources and eliminating setup costs, as insurers only pay when a policy is sold.

Who Is the Company Behind Experian No Questions Asked (UK)?

  • Seller: Experian
  • Year Founded: 1826
  • HQ Location: Dublin, Ireland
  • Twitter: @Experian_US
    38,771 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    26,648 employees on LinkedIn®
  • Ownership: LSE: EXPNL

Federato

Federato is the only AI-native underwriting platform that spans the full policy lifecycle and changes the way insurance work gets done. Our Agentic AI creates complete, fully explained, on strategy quotes for underwriter review in minutes, unlocking a new level of AI for the insurance industry. Federato was built by P&C and specialty insurance underwriters for underwriters. It helps underwriters triage submissions, focus on the highest-value business, get real-time feedback and visibility at the portfolio level, and consolidate their workflows into a single, proven system. We work with carriers, MGAs, Aggregators, and Mutuals to change the way insurance work gets done and drive better business outcomes.

Who Is the Company Behind Federato?

  • Seller: Federato
  • Year Founded: 2020
  • HQ Location: San Francisco, California, United States
  • LinkedIn® Page: www.linkedin.com
    130 employees on LinkedIn®

Fedo

Fedo has helped insurers to enhance sales, reduce costs and enrich the quality of their portfolio using data and technology

Who Is the Company Behind Fedo?

  • Seller: Fedo
  • Year Founded: 2018
  • HQ Location: Bangalore, IN
  • LinkedIn® Page: www.linkedin.com
    13 employees on LinkedIn®

FundMore.ai

FundMore is an award-winning automated loan origination system that uses machine learning to streamline the loan origination process. FundMore lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts.

Who Is the Company Behind FundMore.ai?

Go-Insur

Get new products to market faster, unlock new efficiencies, expand distribution quicker and improve servicing with GO-INSUR, the multi- award-winning super-agile insurtech platform. GO-INSUR is the go-to Quote & Buy solution for D2C Insurers, Brokers and MGAs, enabling you to leave legacy systems behind and digitise your insurance operation for the 21st Century. Embrace a faster, cloud-based quote and buy solution that's agile, robust and rapidly scalable. Built by one of the UK's leading digital transformation specialists, with existing clients includes Marsh, Legal & General, British Friendly and Hiscox, GO-INSUR gives your business total control and the confidence to create, manage and distribute new products rapidly, enabling accelerated growth, high profit margins and lower distribution costs. Winner of 'Best Usability' at the SoftwareSuggest Awards, Go-Insur boasts impressive UX design for seamless customer journeys that encourage conversions, plus a cutting-edge quotation engine, and intelligent API integrations with well-known back-office and payment gateways, to make policy admin a breeze. GO-INSUR empowers your business to rapidly grow and respond to changing market conditions and gain the competitive edge. GO-INSUR is perfect for insurance retailers, wholesalers and capacity providers, streamlining the entire customer lifecycle to provide you a happier, smarter digital insurance world. Sell Direct-to-Customer or via a Broker, manage commissions effortlessly and track policy purchases, implement omnichannel products with ease via a single self-serve portal with fully automated quotes and email communications. Adapt your insurance business to the 21st century with GO-INSUR, and start leading the way in digital insurance transformation.

Who Is the Company Behind Go-Insur?

  • Seller: Pancentric Digital
  • Year Founded: 2003
  • HQ Location: London, England
  • Twitter: @pancentric
    2,220 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    22 employees on LinkedIn®

Guidewire HazardHub

AI-Driven Intelligence for Today’s Property Underwriting Get current, comprehensive property risk data and predictive scores that help you underwrite faster and price with precision.

Who Is the Company Behind Guidewire HazardHub?

  • Seller: Guidewire
  • Year Founded: 2001
  • HQ Location: San Mateo, California
  • Twitter: @Guidewire_PandC
    4,815 Twitter followers
  • LinkedIn® Page: www.linkedin.com
    4,413 employees on LinkedIn®
  • Ownership: NYSE: GWRE

hx Renew

hx Renew is a pricing decision intelligence SaaS platform. It empowers insurers to make better data-driven pricing decisions through enhanced data capture, agile model development, and seamless systems integrations – augmenting underwriting workflows so specialty and commercial (re)insurers can improve combined ratios by 3-6% points. Actuaries can build, deploy and refine better pricing models up to 10x faster and automate essential activities to focus effort on adding business value Underwriters can automate manual tasks, eliminate rekeying, and drive collaboration to move from quote to bind twice as fast Executives can make better strategic decisions to with real-time data and portfolio visibility

Who Is the Company Behind hx Renew?

IBSuite

European P&C insurers are being asked to move faster than their core systems allow. New propositions, new partners and new regulation arrive on a quarterly cycle. The systems underneath them were built to change on a multi-year one. That gap, not a shortage of ambition, is what limits most insurers today. IBSuite closes it. IBSuite is a cloud-native, API-first insurance core platform for mid-to-large P&C insurers and MGAs. It helps ambitious insurers continually turn new opportunities into business value: quickly, safely, and without the core becoming a barrier. A core small enough to change your mind IBSuite is built on a Slim Core architecture. The kernel does only the work an insurance core should do: product configuration, pricing and underwriting, policy administration, claims and billing. Everything around it is delivered as platform and ecosystem services, connected through open APIs. The result is a core you can change your mind about, because changing it does not mean rebuilding everything attached to it. Seize opportunities faster Zurich Klinc went live with a full digital proposition in five months, with fully automated underwriting. Topdanmark launched an affinity programme, including portfolio migration, in six months. Change without destabilising Frende Forsikring replaced its core on IBSuite under a governed delivery method built for insurers who cannot afford a stalled programme. Delivery is milestone-based and run by the IBA team that builds the platform. Grow through connected ecosystems API-first since inception, IBSuite connects to distribution partners, finance systems, data platforms and third party services rather than absorbing them. You keep the freedom to choose what sits around the core. Keep the freedom to evolve IBSuite is evergreen. Releases are monthly, automatic and backward compatible, so every customer runs the current version. There is no upgrade project, no upgrade budget and no version debt. Proven at scale IBSuite runs on AWS and processes more than 500 million transactions a month across more than 20 million policies, for customers including Frende Forsikring, Topdanmark, Zurich, AXA, AIG and ManyPets. Two delivery paths, one platform IBSuite Launch is for MGAs and new market entrants where speed to market decides the business case. IBSuite Transformation is for established insurers replacing a legacy core under governance. The platform is the same. The route is chosen on the shape of the programme. Architected for Transformation.

Who Is the Company Behind IBSuite?

Neya Kumaresan
NK
Researched and written by Neya Kumaresan
Updated October 3, 2024