Best Risk-Based Authentication Software - Page 6

KOBIL

Kobil provides mobile security management on all platforms and communication channels for your mobile business.

LexisNexis BehavioSec

LexisNexis® BehavioSec® helps you see beyond static authentication credentials and device data, analyzing how users interact with your digital environment (think mouse movements, typing rhythms, touch gestures, device handling and more), empowering your business to: - Deliver a smoother experience that builds consumer loyalty and boosts your bottom line - Increase efficiency and manage fraud losses by reducing false positives and manual reviews - Streamline operations by easily integrating device and behavioral intelligence through a single API

LiveEnsure

LiveEnsure offers a multi-patented revolution in mobile authentication that protects sites, apps and sessions from access by the wrong user. It also protects the genuine users from worrying their about their devices or credentials being hacked or stolen and used illegitimately. LiveEnsure does this by authenticating the user in context with a simple scan or tap of their mobile device. It's four factors of trust from a single API.

M2P ACS

M2P’s Access Control Server offers risk-based authentication, allowing issuers to set tailored security policies for optimal user and transaction protection. Features 1. 3DS 2.x certified 2. Cloud-ready system 3. Scalable, configurable platform 4. Supports varied issuer integrations 5. Multiple step-up modes 6. 24*7 application monitoring Multiple Authentication Modes 1. Knowledge-Based Authentication: Keep transactions secure with traditional PINs and passwords 2. Possession-Based Authentication: Leverage modern tech like device fingerprints, one-time passcodes (OTPs), in-app swipes, and offline OTPs 3. Inherence-Based Authentication: Fortify security with advanced biometrics, including facial recognition, fingerprint scanning, and behavioral analysis What’s in it for you 1. Easy Customer Onboarding: Real-time API to fetch cardholder contact details from card host 2. Configuration: Configurable ACS page UI per issuer guidelines 3. Security Alerts/Monitoring: Alerts based on high decline rate, increased OTP attempts/timeout/dropped transactions 4. Portal: Configurable reports engine based on issuer requirements and data availability 5. High Availability: Redundancy and disaster recovery 6. Flexible Design: Ensures compliance with business and regulatory requirements

Modirum 3D Secure

Modirum 3D Secure is a XML-based messaging protocol designed to enable cardholders to authenticate themselves with their card issuer while making card-not-present (CNP) online purchases.

mPass

mPass is a multifactor authentication solution that provides better security for any organization looking to protect its employees from fraud attacks, phishing, and password related attacks.

Nametag

Nametag is the first identity verification platform for secure account recovery. Nametag’s out-of-the-box solutions deflect MFA and password resets to self-service while empowering helpdesk agents to quickly verify users at other critical moments. Innovative, security-focused organizations rely on Nametag to save costs and improve helpdesk efficiency while preventing social engineering attacks and account takeovers. Nametag's self-service and agent-assisted solutions are built on patented identity verification technology delivers the highest level of security by shutting down critical threats like digital injection attacks, AI-generated deepfakes and presentation attacks. Learn more at getnametag.com

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NuDetect

NuDetect provides solutions designed to prevent high-risk account creation by detecting unwanted users, anomalies, and automation.

Pindrop Security

Pindrop Passport evaluates call center interactions in real-time to passively authenticate legitimate customers. Passport runs in the background of every call, combining patented Phoneprinting® technology with proprietary Deep Voice™ biometrics to determine if a caller has the right device, voice, and behavior to access an account.

Ping Authorize

PingAuthorize is a dynamic authorization solution that enables organizations to implement fine-grained, attribute-based access control (ABAC across applications, APIs, and data. By evaluating real-time contextual information, PingAuthorize ensures that access decisions are both precise and adaptable, enhancing security and compliance. Key Features and Functionality: - Attribute-Based Access Control (ABAC: Utilizes user attributes and contextual data to make informed access decisions. - Dynamic Authorization: Adjusts access permissions in real-time based on changing conditions and policies. - Centralized Policy Management: Offers a unified platform for creating, managing, and enforcing access policies. - Regulatory Compliance: Assists in adhering to data privacy regulations such as GDPR, HIPAA, and CCPA by controlling data access based on consent and other criteria. - Fraud Reduction: Mitigates risks by ensuring that only authorized users can access sensitive information and perform critical transactions. Primary Value and User Solutions: PingAuthorize addresses the need for organizations to secure sensitive data and operations by providing a flexible and scalable authorization framework. It enables businesses to enforce access policies that consider user roles, consent, and contextual factors, thereby reducing the risk of unauthorized access and data breaches. This solution is particularly beneficial for industries like healthcare, finance, and retail, where protecting personal data and complying with stringent regulations are paramount.

PingOne Protect

PingOne Protect is a cloud-based service that leverages machine learning and intelligent security policies to analyze user identities and detect potential threats. By evaluating multiple attack vectors and assigning dynamic risk scores, it helps prevent account takeovers, new account fraud, and reduces multi-factor authentication fatigue, ensuring a seamless and secure user experience. Key Features and Functionality: - Dynamic Risk Assessment: Combines various internal and external risk factors to calculate an overall risk score, enabling real-time threat detection. - Comprehensive Predictors: Utilizes multiple predictors, including user behavior analytics, IP reputation, device telemetry, and bot detection, to identify anomalies and potential threats. - Adaptive Authentication: Adjusts authentication requirements based on the calculated risk score, introducing measures like CAPTCHA, password resets, or biometric verification only when necessary. - Integration Capabilities: Seamlessly integrates with existing Identity and Access Management systems, including PingFederate and other PingOne products, to enhance security without disrupting current workflows. Primary Value and Solutions Provided: PingOne Protect addresses the growing challenges of identity fraud and authentication fatigue by offering a holistic approach to threat detection and risk management. By continuously evaluating user activities and environmental signals, it minimizes unnecessary authentication prompts for legitimate users, thereby enhancing user satisfaction and reducing session abandonment. Simultaneously, it strengthens security measures by identifying and mitigating high-risk activities, effectively preventing account takeovers and fraudulent account creations. This balance between security and user experience makes PingOne Protect a valuable asset for organizations aiming to safeguard their digital environments while maintaining user trust.

Privakey CX

Privakey CX is a licensable product that allows services to deploy Privakey's core passwordless authentication and authorization technology in their existing mobile and desktop applications.

Privakey for Financial Services

Privakey's technology enables banks to turn their existing mobile banking apps into strong customer authenticators. This enables a convenient, secure and most importantly consistent way for banks to interact with their customers without passwords or interrogations, across the customer experience.

Privakey for PSD2

Privakey's technology enables a simple and consistent way for customers to seamlessly authenticate, without passwords or multiple devices.

Secfense User Access Security Broker

Secfense is a proxy-based authentication platform that enables enterprises to deploy phishing-resistant multi-factor authentication (MFA), passkeys, Windows Hello, and microauthorizations across every application - without code changes or system replacements. Acting as a universal authentication layer: Secfense sits between users and applications, upgrading the security of all systems - even legacy or custom-built ones - to modern standards such as FIDO2, passkeys, or Windows Hello. Unlike traditional IAM solutions that require rewrites or proprietary integrations, Secfense works as a vendor-neutral overlay that brings passwordless, phishing-resistant login to every system. Most enterprises still rely on passwords or have partial MFA coverage. Legacy and on-premises applications and SSO often can't support modern authentication methods, and rewriting them is expensive and risky. As a result, more than 80% of breaches continue to originate from compromised credentials. Meanwhile, emerging regulations such as DORA and NIS2 mandate phishing-resistant authentication, something existing IAM tools alone cannot easily achieve across diverse applications. Secfense closes this gap. Operating as a reverse proxy, it intercepts login requests and dynamically injects FIDO2-based authentication - including passkey prompts, biometric checks, or hardware key authentication - before passing validated sessions to the protected applications. The entire process is transparent to both users and applications: No code changes, no app modifications, and no disruption to operations. Secfense seamlessly integrates with existing identity providers, including Entra ID, Okta, Ping, and others, via SAML and OIDC protocols. Rather than replacing these systems, Secfense extends them with phishing-resistant capabilities while allowing organizations to fully control their identity architecture. Trusted by banks, insurers, and other regulated industries, Secfense delivers the fastest, most practical path to secure, compliant, and passwordless authentication across the enterprise - reducing deployment times from months to weeks and cutting IAM modernization costs by up to 87%.