# Best Credit and Collections Software - Page 10

## How Many Credit and Collections Software Products Does G2 Track?

**Total Products under this Category:** 300

### Category Stats (Aug 2026)

- **Average Rating:** 4.34/5 The average rating of products in this category, based on all submitted ratings
- **Top Trending Product:** Versapay (+0.24%) - Among all products in this category, Versapay recorded the largest rating increase compared to last month

_Last updated: August 01, 2026_

## How Does G2 Rank Credit and Collections Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 3,700+ Authentic Reviews
- 300+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Credit and Collections Software
 ![G2 Grid® for Credit and Collections Software plotting products by satisfaction and market presence](https://www.g2.com/categories/credit-and-collections/grids.png?focus%5B%5D=5514&focus%5B%5D=95296&focus%5B%5D=17701&focus%5B%5D=23596&focus%5B%5D=159197&focus%5B%5D=39200&focus%5B%5D=41463&focus%5B%5D=89360)

Highlighted products: Creditsafe, D&B Finance Analytics Credit Intelligence, Billtrust, Quadient Accounts Receivable, Chargeflow, HighRadius Accounts Receivables, Tesorio, and Upflow.

Underlying data: [Grid® JSON](https://www.g2.com/categories/credit-and-collections/grids.json?focus%5B%5D=creditsafe&focus%5B%5D=d-b-finance-analytics-credit-intelligence&focus%5B%5D=billtrust&focus%5B%5D=quadient-accounts-receivable&focus%5B%5D=chargeflow-inc-chargeflow&focus%5B%5D=highradius-corporation&focus%5B%5D=tesorio&focus%5B%5D=upflow-upflow)

**Sponsored**

### Adobe Customer Journey Analytics

Adobe Customer Journey Analytics connects customer identities and interactions across channels, devices, and time for fast, holistic analyses that deliver accessible and precise customer insights. With powerful, flexible data frameworks, businesses can effortlessly ingest, process, and unify all types of customer data, enabling sophisticated analytics that reveal insights in seconds. This unified view of digital and offline interactions empowers teams to explore and optimize the full customer journey, supported by generative AI tools that streamline analysis across billions of data points. As a result, businesses gain a comprehensive understanding of customer behavior, enabling more informed and impactful decisions. Key Features: Customer Analysis: Customer Journey Analytics synthesizes customer identity and engagement by connecting and standardizing behavioral and trait-based data for quick, comprehensive insights and analysis. Data Flexibility: Easily integrate data with an adaptable framework that eliminates typical manual constraints. This advanced model simultaneously supports event, profile, and look-up data with on-demand self-serve capabilities. Data Governance: Governance capabilities protect customer data with a patented, extensible framework built on Adobe Experience Platform — including data labeling, consent management, policy creation, and role-based permissions. These tools ensure AI-driven insights don't expose sensitive customer information while providing enterprise-wide access to customer intelligence and adhering to evolving privacy policies. AI-Driven Insights: Transform your growing amount of customer experience data into enhanced intelligence using generative AI and machine learning (ML) for segmentation, attribution, propensity modeling, and queries. Full Journey View: With its ability to link customer identity and interactions across channels, devices, and time, Customer Journey Analytics gives you a complete contextual map of engagement paths, revealing deeper, previously unreachable insights. Actionable Intelligence: Activation and integration tools let you quickly support compliant personalization and engagement strategies by putting insights to work immediately through native connections to Adobe Real-Time CDP and Journey Optimizer — improving customer experiences and maximizing ROI.

[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1537&secure%5Bchosen_at%5D=2026-08-04T23%3A07%3A33Z&secure%5Bdisplayable_resource_id%5D=1224&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=retargeted_product&secure%5Bplacement_resource_ids%5D%5B%5D=1330282&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=1330282&secure%5Bresource_id%5D=1537&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fcredit-and-collections%3Fpage%3D10&secure%5Btoken%5D=f31b21b60d0ae630e223518e85353231a2a96bc659099942b0aebde37711bc2c&secure%5Burl%5D=https%3A%2F%2Fbusiness.adobe.com%2Fproducts%2Fadobe-analytics%2Fcustomer-journey-analytics.html%3Fsdid%3DLH4XT3MC%26mv%3Daffiliate&secure%5Burl_type%5D=custom_url)

### [CollectDebt.ai](https://www.g2.com/products/collectdebt-ai/reviews)

CollectDebt.ai is an AI-powered debt collection platform that helps businesses recover unpaid invoices faster, smarter, and with less effort. Designed for agencies, lenders, and finance teams, CollectDebt.ai automates outbound calls, emails, and follow-ups using advanced Voice AI and workflow automation. The platform personalizes debtor communication, tracks compliance, and integrates seamlessly with CRMs and payment systems. With CollectDebt.ai, you can: Increase recovery rates using AI-driven call agents and automated workflows. Stay compliant with debt collection regulations. Reduce operational costs by replacing manual collection processes. Scale collections without expanding headcount. Whether you’re a small agency or an enterprise, CollectDebt.ai helps you manage debt recovery efficiently, improve cash flow, and deliver a professional experience to customers.

#### Who Is the Company Behind CollectDebt.ai?

- **Seller:** [CollectDebt](https://www.g2.com/sellers/collectdebt)
- **HQ Location:** N/A
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [collect.ezee](https://www.g2.com/products/collect-ezee/reviews)

collect.ezee is a secure, scalable digital collections platform that centralizes strategy, execution, and oversight for proactive delinquency management, revenue recovery, and loss mitigation. The system automates campaign management by auto-classifying accounts using score and risk parameters, and supports configurable treatment plans with drag-and-drop workflows and reusable communication templates (SMS, email, letter) for each recovery stage. A policy-driven rules engine segments portfolios and enforces compliance while Customer-360 unifies borrower profiles, liabilities, and interaction history to improve collector efficiency and right-party resolution. Operations teams gain real-time visibility through dashboards, analytics, capacity planning, and automated work allocation, and communications are personalized with best-time/best-channel intelligence and event-based reminders. The platform offers digital self-service payments, broad payment method support, and integrations for skip-trace, legal handoffs, and external agencies to streamline settlements. With standardized interest, fee and commission calculations, full audit trails, and production-grade security, collect.ezee helps banks, NBFCs, utilities, telcos and agencies increase recoveries, reduce days-past-due, and strengthen governance in collections operations.

#### Who Is the Company Behind collect.ezee?

- **Seller:** [ezee.ai](https://www.g2.com/sellers/ezee-ai)
- **Year Founded:** 2018
- **HQ Location:** Chakrapani Street, IN
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=018efdcbe70ffcb533e24f3b97154cde1d85b3ab6c533a5ac733e983f286c5d9&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fezeeai%2F&secure%5Burl_type%5D=linkedin_company_website)  
135 employees on LinkedIn®

### [Collectio](https://www.g2.com/products/collectio/reviews)

Collect More In Less Time. Collectio automates client payments & communications, allowing you to scale your business without having to hire additional staff.

#### Who Is the Company Behind Collectio?

- **Seller:** [Collectio](https://www.g2.com/sellers/collectio)
- **Year Founded:** 2020
- **HQ Location:** Mississauga, CA
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=35d326161a3cb235d6f88e4de49aa74af483480c165ab0c121aa646697c6866f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcollectio-inc&secure%5Burl_type%5D=linkedin_company_website)  
4 employees on LinkedIn®

### [Collection Advantage](https://www.g2.com/products/collection-advantage/reviews)

Collection AdvantageSM helps you identify which accounts have the greatest and least recovery potential.

#### Who Is the Company Behind Collection Advantage?

- **Seller:** [Experian](https://www.g2.com/sellers/experian)
- **Year Founded:** 1826
- **HQ Location:** Dublin, Ireland
- **Twitter:** @Experian\_US  
38,771 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=5f2ce141b811b45a47c23e9ebeb00646a160dd7e6e16b8de67f2a6ca6a4f4065&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fexperian&secure%5Burl_type%5D=linkedin_company_website)  
26,191 employees on LinkedIn®
- **Ownership:** LSE: EXPNL

### [Collection Pro](https://www.g2.com/products/collection-pro/reviews)

Credit Strategy provides cost effective tools for managing Credit, Collections and Deductions.

#### Who Is the Company Behind Collection Pro?

- **Seller:** [Creditstrategy](https://www.g2.com/sellers/creditstrategy)
- **HQ Location:** N/A
- **Twitter:** @creditstrategy1  
1 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [CollectionsIQ](https://www.g2.com/products/collectionsiq/reviews)

CollectionsIQ is Experian's advanced commercial collection suite designed to enhance debt recovery processes for businesses. By leveraging a specialized scoring model tailored for commercial recovery, it enables organizations to prioritize delinquent accounts with a higher likelihood of payment, thereby expediting the collection process. The suite also offers tools for commercial skip tracing and corporate linkage, assisting in identifying alternative operating locations and contacts associated with overdue accounts. Additionally, event-based triggers are available to monitor key activities within the delinquent account base, prompting timely collection actions. Key Features and Functionality: - Efficient Prioritization: Utilizes an innovative scoring model to focus efforts on accounts with the highest probability of repayment, reducing time spent on less promising cases. - Comprehensive Skip Tracing: Provides access to extensive commercial data to locate alternative business addresses and contacts, enhancing the ability to reach debtors. - Corporate Linkage Insights: Identifies connections between businesses, revealing additional operating locations and associated entities to broaden collection opportunities. - Event-Based Monitoring: Offers triggers that alert users to significant changes or activities within delinquent accounts, facilitating proactive collection strategies. - Flexible Integration: Supports both batch and API delivery methods, allowing seamless incorporation into existing systems and workflows. Primary Value and User Solutions: CollectionsIQ addresses the challenges of inefficient debt recovery by providing a modern, data-driven approach to collections. It empowers businesses to: - Increase Recovery Rates: By focusing on accounts with higher repayment likelihood, organizations can maximize their debt recovery efforts. - Reduce Operational Costs: Efficient prioritization and automation minimize resources spent on low-yield collection activities. - Enhance Decision-Making: Access to comprehensive data and advanced analytics enables informed strategies tailored to each debtor's profile. - Adapt to Market Changes: Event-based triggers and real-time data allow businesses to respond swiftly to changes in debtor status, maintaining agility in collection processes. By integrating CollectionsIQ, businesses can transform their debt recovery operations, achieving greater efficiency and effectiveness in managing outstanding debts.

#### Who Is the Company Behind CollectionsIQ?

- **Seller:** [Experian](https://www.g2.com/sellers/experian)
- **Year Founded:** 1826
- **HQ Location:** Dublin, Ireland
- **Twitter:** @Experian\_US  
38,771 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=5f2ce141b811b45a47c23e9ebeb00646a160dd7e6e16b8de67f2a6ca6a4f4065&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fexperian&secure%5Burl_type%5D=linkedin_company_website)  
26,191 employees on LinkedIn®
- **Ownership:** LSE: EXPNL

### [Collections MAX](https://www.g2.com/products/collections-max/reviews)

Easy to use debt collection software designed for Windows 10

#### Who Is the Company Behind Collections MAX?

- **Seller:** [Collectionsmax](https://www.g2.com/sellers/collectionsmax)
- **HQ Location:** N/A
- **Twitter:** @collectionsmax  
9 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [Collection Solutions](https://www.g2.com/products/collection-solutions/reviews)

Reduce your business' collection uncertainty, increase efficiency and accelerate cash flow for your business or organization with our collections solutions.

#### Who Is the Company Behind Collection Solutions?

- **Seller:** [Collection Solutions](https://www.g2.com/sellers/collection-solutions)
- **Year Founded:** 1898
- **HQ Location:** Raleigh, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=66e7acb2dd8075d15a33bca49bce5f3c721f62e4daa264ef90439fdcee6c3d89&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffirst-citizens-bank%2F&secure%5Burl_type%5D=linkedin_company_website)  
17,861 employees on LinkedIn®
- **Ownership:** NYSE: CIT

### [CollectMax](https://www.g2.com/products/collectmax/reviews)

CollectMax from JST delivers affordable, user-friendly solutions

#### Who Is the Company Behind CollectMax?

- **Seller:** [Collectmax](https://www.g2.com/sellers/collectmax)
- **Year Founded:** 1987
- **HQ Location:** Richmond, US
- **Twitter:** @JST\_CollectMax  
330 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f41031148f66763b8880b472e8dc02115c8ec2a37d336da0c18fa5085847cc47&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fjst_2%2F&secure%5Burl_type%5D=linkedin_company_website)  
152 employees on LinkedIn®

### [Collectmaxx](https://www.g2.com/products/collectmaxx/reviews)

Get paid faster, at lower cost. Enhance your collections with faster payments, reduced costs, and improved customer relations by leveraging tailored communication strategies. How about sending customers friendly payment reminders that actually work? Collectmaxx powers your collections department with a wide range of automated payment reminder tools that engage debtors effectively and efficiently. The result is clear communication, lower DSO and more revenue.

#### Who Is the Company Behind Collectmaxx?

- **Seller:** [Collectmaxx](https://www.g2.com/sellers/collectmaxx)
- **HQ Location:** Rotterdam, NL
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=87d1ed8a827bc8565ca33f09a5ad6e0b3629d2a8a7a6aab1c5ef2d945420e0c7&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcollectmaxx&secure%5Burl_type%5D=linkedin_company_website)  
4 employees on LinkedIn®

### [CollectMORE](https://www.g2.com/products/collectmore/reviews)

debt prevention and collection smartphone app.

#### Who Is the Company Behind CollectMORE?

- **Seller:** [CollectMORE Debt Solutions Pty](https://www.g2.com/sellers/collectmore-debt-solutions-pty)
- **Year Founded:** 2013
- **HQ Location:** Brendale, AU
- **Twitter:** @Collectmore  
118 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=77e915dcd5ec66e3a6d7a9b7dc4a4f3180223b089f78506b077228a5482d4731&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcollectmore-debt-solutions-pty-ltd%2F&secure%5Burl_type%5D=linkedin_company_website)  
7 employees on LinkedIn®

### [CollectMORE 2.0](https://www.g2.com/products/collectmore-2-0/reviews)

It gives you personalized advice and recommendations on what you need to do to get paid. It also contacts your customer asking them to pay, by email and SMS, using pre-written templates. There are 8 different templates in total for you to choose from (only 1 in the Lite version), each proven to work.

#### Who Is the Company Behind CollectMORE 2.0?

- **Seller:** [CollectMORE Debt Solutions Pty](https://www.g2.com/sellers/collectmore-debt-solutions-pty)
- **Year Founded:** 2013
- **HQ Location:** Brendale, AU
- **Twitter:** @Collectmore  
118 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=77e915dcd5ec66e3a6d7a9b7dc4a4f3180223b089f78506b077228a5482d4731&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcollectmore-debt-solutions-pty-ltd%2F&secure%5Burl_type%5D=linkedin_company_website)  
7 employees on LinkedIn®

### [CollectOne](https://www.g2.com/products/collectone/reviews)

CollectOne provides you with the flexibility to manage multiple debt categories and the scalability to eliminate the necessity of upgrading software applications to meet your growing business needs.

#### Who Is the Company Behind CollectOne?

- **Seller:** [CDS Software](https://www.g2.com/sellers/cds-software)
- **Year Founded:** 1970
- **HQ Location:** Simi Valley, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2d986c52c867eb4670dc998a7c97fee3836c79aa4421074ae8dd1bed6d31adc0&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcollectone&secure%5Burl_type%5D=linkedin_company_website)  
16 employees on LinkedIn®

### [CollectPlus](https://www.g2.com/products/collectplus/reviews)

CollectPlus uses the latest technology to offer you a powerful and reliable software system for debt collection & recovery.

#### Who Is the Company Behind CollectPlus?

- **Seller:** [Collectplus](https://www.g2.com/sellers/collectplus)
- **HQ Location:** N/A
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [Collexus](https://www.g2.com/products/collexus/reviews)

Collexus is an advanced debt collection software designed to streamline and enhance debt recovery operations. With over 18 years of development experience, Collexus offers a user-friendly, flexible, and intelligent platform that enables organizations to manage high transaction volumes efficiently. Its browser-based interface ensures ease of use and quick setup, allowing businesses to improve profitability and reduce operational costs. Key Features and Functionality: - SmartCollector: A comprehensive debt collection solution that increases file throughput, minimizes errors, and reduces training costs. - SmartDocs: Automated document production via MS Word, facilitating intelligent debtor addressing to save paper and streamline communications. - SmartReports: A management information reporting and portfolio management intelligence system that provides real-time insights into operations. - SmartClient: Offers real-time online access for clients or branch offices to view file details, enhancing transparency and client satisfaction. - SmartLoad: A batch file loading module that simplifies the process of importing large volumes of data. Primary Value and Solutions Provided: Collexus addresses the complexities of debt collection by providing a robust platform that enhances operational efficiency and decision-making. By automating key processes and offering real-time insights, it enables organizations to increase profitability, reduce training and operational costs, minimize errors, and respond swiftly to management and client reporting demands. The software's flexibility and ease of use make it a valuable tool for businesses aiming to optimize their debt recovery operations.

#### Who Is the Company Behind Collexus?

- **Seller:** [Collexus](https://www.g2.com/sellers/collexus)
- **Year Founded:** 2002
- **HQ Location:** Ormond, AU
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=96668323e7194d92cd4239a1b4eba6009f16c2fb8a05e89922bb847b707d8c8b&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcollexus-pty-ltd&secure%5Burl_type%5D=linkedin_company_website)  
4 employees on LinkedIn®

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[Browse Credit and Collections Themes](/categories/credit-and-collections/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Businesses use credit and collections software to ensure customers pay for the products and services delivered by the company. By recovering the amounts due on time, companies can rely on a consistent influx of money to finance their operations. This type of software is used by accounting teams to identify which invoices are overdue, match invoices and payments, reduce processing errors, and manage collection issues such as bad debt (amounts owed by customers that are unlikely to be paid). Accountants also use credit and collections software to manage customer credits to mitigate the risk of not getting paid. This type of software can also be used by collection agencies that recover outstanding payments on behalf of their customers.

Credit and collections software can be delivered as a standalone product or as part of a financial management suite. Standalone credit and collections tools need to integrate with [accounting software](https://www.g2.com/categories/accounting) and [ERP systems](https://www.g2.com/categories/erp-systems) or with related point solutions such as [AR automation software](https://www.g2.com/categories/ar-automation).

To qualify for inclusion in the Credit and Collections category, a product must:

- Allow users to define customer credit limits and adjust them based on payments history or type of customer
- Match invoice information such as the amount or the due date with payments 
- Identify upcoming payments due and notify customers by email, phone, or mail
- Manage overdue payments and apply penalties or overcharges for late payments
- Monitor payments history and identify customers that are more likely to pay late
- Analyze discrepancies between invoices and payments and determine what caused them

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