Timelio is an Australian fintech company specializing in providing innovative working capital solutions to small and medium-sized enterprises . By offering invoice and trade financing services, Timelio enables businesses to access immediate cash flow by unlocking funds tied up in unpaid invoices and purchase orders. This approach allows companies to receive payments without waiting for extended periods, thereby enhancing their financial flexibility and supporting growth initiatives.
Key Features and Functionality:
- Invoice Financing: Timelio allows businesses to sell their outstanding invoices to access immediate funds, improving cash flow without incurring additional debt.
- Trade Financing: The platform provides funding against purchase orders, enabling companies to fulfill large orders and expand operations without financial constraints.
- Supplier Early Payment Platform: Timelio's Supplier Early Payment platform enables larger businesses to pay their supplier invoices early, supporting the working capital needs of their suppliers and benefiting from discounts on invoice values.
- Same-Day Funding: Businesses can receive funds on the same day they submit their invoices, ensuring timely access to working capital.
- Simple Fee Structure: Timelio offers a transparent and straightforward fee model, making it easier for businesses to understand and manage costs.
- Dedicated Support Team: Clients have access to a team of qualified accountants and financial experts to assist with their financing needs.
Primary Value and Problem Solved:
Timelio addresses the common challenge of delayed payments that many SMEs face, which can hinder their ability to manage day-to-day operations and pursue growth opportunities. By providing immediate access to funds through invoice and trade financing, Timelio enhances cash flow management, reduces financial stress, and empowers businesses to invest in expansion, meet operational expenses, and maintain healthy supplier relationships. This financial agility is crucial for SMEs aiming to thrive in competitive markets.