
RNDpoint's Neobank software is tailored for medium-sized to enterprise-level companies seeking to build or enhance their banking or payment products. With a customizable mobile UI, integrated features, and a modular backend core designed for app development, our solution ensures a seamless and efficient experience. Launch your Neobank app in weeks, accelerating time-to-market and reducing development expenses with our pre-developed software. Experience ease of customization and scalability for effective market penetration.

RND Point delivers solutions for Financial Industry since 2014. We offer custom software product development as well as integration of FICO and OutSystems platforms in banking, fintech and retail. We support our clients from decision making to working project, giving support in real time and augmenting clients' team. RND Point is a trusted partner for FICO and OutSystems integrating platforms for risk management, decision making, process automation, fraud detection, compliance, scoring and more.

ABLE Origination system automates loan origination process from A to Z. The solution serves banks and finance companies, consumer and commercial loans. Due to a modular basis, the system is highly configurable yet scalable to business requirements.

ABLE Monitoring platform enables business users to exploit extensive loan monitoring capabilities over retail, corporate, and SME portfolios and gives lenders opportunities to manage customer and account relationships more profitably. ABLE Monitoring Capabilities Boost revenue Boost of average customer profitability by pre-approved loans, event-based personalized offers with geo-tagging, and regular adjustments of credit limits and rates. Prevent defaults Decrease of bad debt ratio in portfolio by effective pre-collection and early collections treatments. Foster loyalty Customer loyalty increase by providing targeted proposals as a quick reaction to the client’s situation change, through all available channels. ABLE Monitoring Features Credit line management Identification of the total credit line to be extended to a borrower or account, which improves profits by expanding the buying power of the best customers while limiting exposure from those that are riskier. Collections to facilitate cash flow Increases collections effectiveness, reducing both collections costs and losses while maintaining customer satisfaction. Accelerates pre-collection and collection treatments on higher-risk customers while lower-risk customers are given time to self-correct. Cross-sell and up-sell communications Ensures effective target promotions and cross-selling by determining the next product to offer the customer and the best channel to make the offer. Financial organizations can build customer loyalty, cross-sell more effectively, and target solicitations to low-risk, profitable customers. Behavior-based pricing Targets pricing adjustments on the basis of customer behavior, acting not only to invoke punitive pricing when permitted by a service agreement(s) but also to increase revenues by stimulating increased usage. Card authorizations 360 customer view allows fast real-time decisions on shadow limits for point-of-sale transactions to grow revenue and improve customer satisfaction. Custom decision area Any decision areas can be configured for event-based loan monitoring and treatment.

ABLE Monitoring platform enables business users to exploit extensive loan monitoring capabilities over retail, corporate, and SME portfolios and gives lenders opportunities to manage customer and account relationships more profitably. ABLE Monitoring Capabilities: Boost revenue. Boost of average customer profitability by pre-approved loans, event-based personalized offers with geo-tagging, and regular adjustments of credit limits and rates. Prevent defaults. Decrease of bad debt ratio in portfolio by effective pre-collection and early collections treatments. Foster loyalty. Customer loyalty increase by providing targeted proposals as a quick reaction to the client’s situation change, through all available channels. ABLE Monitoring Features: 1. Credit line management Identification of the total credit line to be extended to a borrower or account, which improves profits by expanding the buying power of your best customers while limiting exposure from those that are riskier. 2. Collections to facilitate cash flow Increases collections effectiveness, reducing both collections costs and losses while maintaining customer satisfaction. Accelerates pre-collection and collection treatments on higher-risk customers, while lower-risk customers are given time to self-correct. 3. Cross-sell and up-sell communications Ensures effective target promotions and cross-selling by determining the next product to offer the customer, and the best channel to make the offer. You can build customer loyalty, cross-sell more effectively, and target solicitations to low-risk, profitable customers. 4. Behavior-based pricing Targets pricing adjustments on the basis of customer behavior, acting not only to invoke punitive pricing when permitted by a service agreement(s) but also to increase revenues by stimulating increased usage. 5. Card authorizations 360 customer view allows fast real-time decisions on shadow limits for point-of-sale transactions, which grows revenue and improves customer satisfaction. 6. Custom decision area Any decision areas can be configured for event-based loan monitoring and treatment.

RNDpoint is a technology solutions company specializing in digital transformation services for the financial sector. The company offers a range of services including IT consulting, software development, and systems integration. RNDpoint focuses on helping banks and financial institutions modernize their operations through innovative technology solutions. Their expertise encompasses areas such as digital banking, loan origination systems, mobile banking apps, and custom financial software development. By leveraging advanced technologies, RNDpoint aims to enhance operational efficiency and improve customer engagement for its clients.