Perfios

6 reviews

Perfios is a leading B2B SaaS fintech company specializing in real-time financial data aggregation, analytics, and decisioning solutions for the Banking, Financial Services, and Insurance sector. Established in 2008 and headquartered in Bangalore, India, Perfios empowers over 1,000 financial institutions across 18 countries to make informed decisions swiftly and accurately. By leveraging advanced technologies such as artificial intelligence and machine learning, Perfios automates processes like credit underwriting, customer onboarding, fraud detection, and risk management, thereby enhancing operational efficiency and reducing manual errors. Key Features and Functionality: - Credit Decisioning & Underwriting: Automated analysis of financial data to facilitate rapid and precise loan approvals and risk assessments. - Digital Onboarding & KYC: Streamlined customer onboarding and verification through advanced data extraction and validation techniques. - Fraud Mitigation & Anti-Money Laundering : Real-time fraud detection and risk management solutions, bolstered by strategic acquisitions to enhance capabilities. - Personal Finance Management : White-label solutions enabling banks and fintechs to offer customers a comprehensive view of their financial health. - Document Processing & Analytics: AI-powered tools for digitizing, extracting, and analyzing financial and medical documents efficiently. - Open Finance & Embedded Finance: Plug-and-play APIs for account aggregation and embedding financial intelligence into partner applications. Primary Value and User Solutions: Perfios addresses critical challenges in the BFSI sector by automating and optimizing key processes: - Enhanced Decision-Making: By providing real-time, data-driven insights, Perfios enables financial institutions to make faster and more accurate credit decisions, reducing turnaround times and improving customer satisfaction. - Operational Efficiency: Automation of data extraction, analysis, and verification minimizes manual intervention, leading to significant time and cost savings. - Risk Management: Advanced fraud detection and AML solutions help institutions proactively identify and mitigate potential risks, ensuring compliance and safeguarding assets. - Customer Experience: Streamlined onboarding and personalized financial management tools enhance the overall customer journey, fostering loyalty and trust. Through its comprehensive suite of products and services, Perfios empowers financial institutions to navigate the complexities of the digital age, drive innovation, and deliver superior value to their customers.

Perfios Analyze

1 review

Perfios Acclaim is a SaaS-based insurance platform that enables insurers to accelerate claims processing using AI-powered data analytics.Using this solution, insurers can digitize, categorize, encode and consolidate claims documents across formats, whether electronic or handwritten.With over 15% of claims submissions being fraudulent, Acclaim enables health insurers to drive cost reduction initiatives backed by robust data, while factoring treatment trends and price movements in their policy pricing.

Perfios KScan

0 reviews

Tired of just 'company" level financials and litigation checks? KScan offers insights across business entities of all constitution types like sole proprietors, firms, HUFs, companies and more. This award winning solution automates lead generation, financial diligence, advanced defaulter screening, related party analysis and transaction/portfolio monitoring.

Perfios Account Aggregator

0 reviews

Perfios FIN360 acts as a gateway to Consent-Driven AA Ecosystem for Real-time decisioning. It enables lenders, insurance, and wealth management companies to make informed decisions in real-time and prevent fraud with seamless access to user financial data, directly from authenticated sources.

Perfios’ Data Aggregation and Analytics

0 reviews

Perfios Insights evaluates borrowers behavior and determines overall credit health by extracting, categorizing and then analyzing data relevant financial statement. This also includes checking the documents shared by the borrower for potential fraudulent tampering and transactions using built Fraud check utility (FCU) solution. Perfios Insights supports analysis of, 1. Bank statements 2. Tax statements 3. Pay slips 4. Company financial statements 5. Credit Card statements 6. GST

Perfios Finance Manager

0 reviews

Perfios Finance Manager offers a 360-degree view of the customer's financial profile along with advances analyzation, interpretation, visualization, and recommendation capabilities. Businesses worldwide leverage PFM to generate consolidated end-user financial reports and deliver personalised advice & product recommendations

Perfios Credit Gateway

0 reviews

PCG connects lenders with marketplaces and digital platforms for an effortless lending experience. PCG is pre-integrated with AA, ensuring secure and unbundled credit disbursal journeys. It enables digital businesses across the industry with the most robust embedded finance infrastructure to offer customized credit options to borrowers.

Perfios Fin360

0 reviews

Perfios FIN360 acts as a gateway to a consent-driven AA ecosystem for real-time decisioning. It enables lenders, insurance, and wealth management companies to make informed decisions in real-time and prevent fraud with seamless access to user financial data, directly from authenticated sources.

Perfios OneCAM

0 reviews

Perfios OneCAM enables financial institutions to make informed credit decisions leveraging analysis of multiple loan documents to swiftly detect insights and detect loan application discrepancies, saving time for credit managers & bolstering defences against financial fraud.