PeerIQ

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PeerIQ is a comprehensive data and analytics platform designed to empower financial institutions in analyzing, accessing, and managing risk within the consumer credit sector. By aggregating and normalizing data from various sources, PeerIQ offers advanced tools that enhance transparency, standardization, and liquidity in marketplace lending. Key Features and Functionality: - Custom Portfolio Analytics: Enables detailed examination of portfolio composition and performance through customizable stratifications. - Seamless Cash Flow Projections: Provides forecasting capabilities under various scenarios, incorporating custom loss and prepayment assumptions or historical performance data. - Real-Time Credit Facility Management: Offers monitoring tools with daily updates on eligibility criteria, concentration limits, triggers, and covenants, along with automated borrowing base reports. - Whole Loan Pool Transaction Facilitation: Assists in showcasing loan pools to investors, supporting due diligence, and ensuring standardized, transparent risk assessments. - Detailed Benchmarking: Allows comparison of loan pools to evaluate relative performance across default, prepayment, and return metrics. - Data Normalization and Validation: Ensures data accuracy and transparency through industry-leading standardization and validation processes across originators and servicers. Primary Value and User Solutions: PeerIQ serves as a vital bridge between lenders and capital markets by delivering reliable and powerful analytic tools across the funding chain. It enhances liquidity and risk management by providing comprehensive insights into loan-level data, facilitating informed decision-making, and promoting transparency in the consumer credit market.