Klavi is a Brazilian Software-as-a-Service (SaaS platform specializing in Open Finance solutions, offering data aggregation, analytics, and API services. By leveraging financial data, Klavi enables businesses to gain comprehensive insights into customer behaviors, facilitating the development of tailored financial products and services. The platform is designed to enhance decision-making processes, improve credit approval rates, and reduce operational costs for companies across various sectors.
Key Features and Functionality:
- Onboarding & KYC: Simplifies the customer onboarding process through secure validation mechanisms integrated with major banks.
- Credit Risk Assessment: Provides intelligent and secure credit granting based on comprehensive and current customer behavior data.
- Personalization of Offers: Utilizes data intelligence to tailor offers according to customers' purchasing behaviors and income profiles.
- Recovery and Collection: Informs optimal times to perform collection actions, thereby reducing default rates.
Primary Value and User Solutions:
Klavi addresses the need for businesses to effectively harness Open Finance data, enabling a 360-degree view of customer information. This comprehensive insight allows companies to automate tracking of accounts, credit cards, and payments, leading to:
- Increased Credit Approval Rates: Clients have experienced an average increase of 15% in credit approvals.
- Operational Cost Reduction: The platform contributes to a 20% reduction in operational costs through efficient data processing and analysis.
- Enhanced Data Accuracy: Achieves over 97% precision in data categorization, ensuring reliable and actionable insights.
By providing these capabilities, Klavi empowers businesses to make informed strategic decisions, offer personalized financial solutions, and improve overall customer satisfaction.