Fuse is a leading insurtech platform that connects a wide range of insurance products from numerous insurance companies with various distribution channels and partners. By leveraging cutting-edge mobile technology, Fuse simplifies the insurance process, making it accessible and affordable for everyone. The platform supports three primary business models: Business-To-Agents/Brokers , Business-To-Customers , and Micro Insurance . Through the Fuse Pro App, individuals can become independent insurance consultants, offering tailored insurance solutions to their clients. Additionally, Fuse's B2B2C model facilitates the distribution of digital, small-ticket insurance products, ensuring affordability and broad reach.
Key Features and Functionality:
- Comprehensive Insurance Product Range: Offers a diverse selection of insurance products, including property, vehicle, health, travel, life, marine cargo, and personal accident insurance.
- Fuse Pro App: Empowers users to act as independent insurance consultants, enabling them to curate and offer suitable insurance products to their clients efficiently.
- Multiple Business Models: Operates across B2A, B2C, and B2B2C models, catering to agents, direct consumers, and business partners, thereby expanding market reach.
- Extensive Partner Network: Collaborates with over 30 insurance companies and more than 100,000 registered partners, including prominent platforms like Tokopedia and Grab.
- High Transaction Volume: Processes over 2.5 million insurance policies monthly, demonstrating robust platform scalability and reliability.
Primary Value and User Solutions:
Fuse addresses the challenge of low insurance penetration in Southeast Asia by simplifying the insurance acquisition process through technology. By offering a user-friendly platform that connects various insurance products with multiple distribution channels, Fuse makes insurance more accessible and affordable. This approach not only empowers individuals to become insurance consultants, enhancing their income potential, but also ensures that end-users can easily obtain the protection they need. For businesses, Fuse provides seamless integration options, enabling them to offer insurance products to their customers without significant investment. Overall, Fuse's innovative solutions contribute to increasing insurance coverage and financial security across the region.