Confer LOS

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Confer Solutions AI is an autonomous AI-powered Mortgage Loan Origination System (LOS) built for lenders who want to replace manual infrastructure with intelligent agents. Our five-agent architecture — Sales, Processing, Underwriting, Closing, and Post-Closing — automates every stage of the mortgage lifecycle end-to-end, from lead engagement to compliance reporting. Unlike traditional LOS platforms that digitize paper-based workflows, Confer's agentic system makes real decisions: qualifying borrowers, processing documents, running AUS, coordinating closings, and ensuring TRID/RESPA compliance — 24/7, without human bottlenecks. Key capabilities include: real-time AUS integration, automated underwriting with institutional memory, AI-powered sales agent with 300% faster response times, wire-fraud-proof closing coordination (99.8% on-time rate), and seamless integration with Encompass, Calyx Point, BytePro, and other leading platforms. Built by former Wells Fargo executives with 20+ years of mortgage operations expertise. Purpose-built for independent mortgage banks, community lenders, and fintechs looking to launch or scale compliant lending operations without the traditional ops overhead.