Confer LOS Reviews & Product Details

Confer Solutions AI is a Dallas-based fintech company founded by mortgage industry veterans with over 20 years of experience in mortgage operations, including executive leadership at Wells Fargo. We specialize in building autonomous AI systems for financial services, with Confer LOS as our flagship product — a next-generation Loan Origination System purpose-built for independent mortgage banks, community lenders, and fintech lenders. Confer LOS replaces traditional manual mortgage infrastructure with a five-agent AI architecture: Sales Agent, Processing Agent, Underwriting Agent, Closing Agent, and Post-Closing Agent. Each agent is trained on proprietary mortgage knowledge and operates autonomously — qualifying borrowers, processing documents, running AUS decisions, coordinating closings with full TRID/RESPA compliance, and managing post-close audits. The system integrates natively with Encompass, Calyx Point, BytePro, DocuSign, and major wire verification platforms. The core problem Confer LOS solves is simple: lenders can't scale without hiring. Every new loan type, new market, or volume spike requires more processors, underwriters, and closers. Confer LOS eliminates that constraint — enabling lenders to originate more loans, stay compliant, and reduce cost-per-loan without adding headcount. It's the operating system for the modern mortgage bank.