GoACH is a NACHA-compliant ACH payment processor built for high-risk business verticals - merchant cash advance (MCA), credit repair, debt settlement, collections, insurance premiums, and other specialty industries where standard processors decline or impose heavy reserves. It combines same-day and real-time ACH rails with an AI-driven risk engine trained on MCA-specific transaction patterns to detect and suppress return risk before settlement. GoACH supports all major SEC codes (CCD, PPD, WEB,
Security deposit management platform designed to modernize how businesses collect, manage, and release security deposits