unity FI solutions

4 reviews

Unity FI Solutions is a application for payment solutions that offers electronic check returns, online payments, integrated payables, remote deposit capture, EBPP, lockbox services, ACH origination, and customized payment solutions.

MCA Track

0 reviews

MCA Track is purpose-built merchant cash advance software and CRM, serving the funding industry since 2010 and used by 150+ funding companies managing billions in active deals. Unlike a generic CRM retrofitted for lending, MCA Track models the mechanics unique to merchant cash advance - factor rates, holdbacks, ACH returns, syndication splits, and renewal eligibility. The platform connects every stage of a deal: lead and application intake, automated underwriting, contract generation and e-signature, funding, ACH servicing (via integrated GoACH), syndicator management, commission tracking, and automated renewal detection - in one system with real-time portfolio analytics. White-label portals give ISOs, brokers, merchants, and syndicators branded, permissioned access. Bank-grade security and 99.99% uptime.

GoACH

0 reviews

GoACH is a NACHA-compliant ACH payment processor built for high-risk business verticals - merchant cash advance (MCA), credit repair, debt settlement, collections, insurance premiums, and other specialty industries where standard processors decline or impose heavy reserves. It combines same-day and real-time ACH rails with an AI-driven risk engine trained on MCA-specific transaction patterns to detect and suppress return risk before settlement. GoACH supports all major SEC codes (CCD, PPD, WEB, TEL) with built-in WEB debit authorization management, live return-rate monitoring, and audit-ready NACHA reporting. Its API-first architecture - REST endpoints, webhooks, sandbox, and SDKs - lets funders and AI agents automate debits, returns, and retries. Operated by Unity FI Solutions LLC, Charlotte, NC.

MCA Verify

0 reviews

MCA Verify is B2B underwriting software purpose-built for the merchant cash advance industry - from the team behind MCA Track. It automates bank-statement analysis (deposits, balances, negative days, and cash-flow trends), produces an explainable deal risk score with the factors behind it, and flags edited statements, inconsistencies, and stacking signals a quick manual review can miss. Every deal moves through one pipeline from New to Decided, with AI-drafted credit memos to accelerate review and an immutable, compliance-grade audit trail of every document, analysis, and decision for partners and regulators. Built-in ISO and user management keeps submissions and access organized. Unlike a generic loan-origination system, MCA Verify is built around how funders actually underwrite advances. It is software for funders - not an advance offered to merchants. Operated by Unity FI Solutions LLC.