Intelligent App based on ML and Mining algorithm to augment business decisions TCS iPayables provides various dashboards and analytics like payable outstanding, overdue analysis, supplier ranking, payment term analysis, days payable outstanding and cash flow simulator, forecasts GR delays which helps to reduce operation cost. It is also face-lifted with drill-down capability. COVID-19 has created economic uncertainty, hence when finance is at utmost importance, iPayables manages liquidity by predicting cashflows and effectively managing supplier scorecard