Pace is a rapidly growing fintech company headquartered in Singapore, dedicated to democratizing financial services across Asia. Established in 2020, Pace offers a "Buy Now, Pay Later" solution that enables consumers to split their purchases into three equal, interest-free installments. This service is available for both online and offline merchants in Singapore, Malaysia, Hong Kong, and Thailand, aiming to empower consumers to manage their spending more sustainably while helping merchants boost sales. Key Features and Functionality: - Interest-Free Installments: Customers can divide their purchases into three equal payments without incurring any interest, making larger purchases more manageable. - Upfront Payment to Merchants: While consumers pay over time, merchants receive the full payment upfront within a few days, ensuring steady cash flow without financial risk. - Seamless Integration: Pace integrates smoothly into existing checkout processes, providing a user-friendly experience for both merchants and customers. - Enhanced Security: The platform includes robust security measures, such as real-time transaction alerts and customizable spending limits, to protect users' financial information. Primary Value and Solutions Provided: Pace addresses the need for flexible payment options in the rapidly evolving digital economy. For consumers, it offers the ability to manage finances more effectively by spreading out payments without additional costs, thereby promoting responsible spending. For merchants, Pace enhances sales by increasing average order values and conversion rates, all while mitigating financial risk through immediate full payments. This dual benefit fosters a more dynamic and accessible shopping environment, catering to the diverse needs of the modern marketplace.