Outgo positions itself as a next‑generation financial platform built specifically for the freight industry—serving fleets, owner‑operators, and brokers by automating invoice submission, factoring, banking, and collections in one seamless system At its core lies Smart Factoring, which gives carriers the power to access cash strategically—factor only what’s needed, when it’s needed—paying as little as a 1% fee by either waiting 30 days or using their branded Outgo debit card for purchases. This flexibility often results in significantly lower overall costs compared to legacy factors. Outgo’s integration with its partner bank allows instant access to funds—typically within minutes rather than days—eliminating ACH delays and human review bottlenecks. Impressively, about 25% of invoices are funded in under 15 minutes, and all within 4 hours of submission. Their transparent, competitive pricing includes no annual contracts, cancellation fees, or hidden charges—and they operate on a non‑recourse basis as standard, protecting carriers if brokers default. Plus, their Rate Match Guarantee ensures Outgo will match or beat competitors' rates, further maximizing savings. Real-world results tell the story: customers like Melvin at Vanguard Transportation switched from traditional recourse factoring at 2.25–2.98% to Outgo’s 1.5%, then drove their rate down to 1.05%—saving over $39,000 in just 18 months. Users consistently applaud the simplicity of uploading BOLs, speedy funding, user‑friendly mobile app, and responsive customer support If you're seeking a modern, transparent, cost‑effective factoring solution with instant funding and no long‑term obligations, Outgo checks all the boxes.