# OFX Reviews **Vendor:** OFX **Category:** [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software) **Average Rating:** 4.6/5.0 **Total Reviews:** 24 ## About OFX We’re your go-to financial operations platform, built to automate repetitive tasks – so you can focus on what truly matters. Forget juggling multiple accounts and sign-ins. Get the tools you need in one platform. With just a few clicks, you can automate everything. Global Payments, Corporate Cards, Spend Management, Foreign Exchange & Currency Solutions, and so much more. All of it. All done for you. Trusted and secure Regulated by 50+ global authorities, OFX has been earning client trust for over 25 years. Our specialists are on hand 24/7. Real human help is a major reason people love us. Our clients are all over the globe, so we are too. We operate in offices in London, Ireland, Sydney, Auckland, Hong Kong, Singapore, Toronto and San Francisco. It’s global expertise, delivered locally. ## OFX Pros & Cons **What users like:** - Users value the **user-friendly platform** of OFX, finding it convenient for managing transfers and tracking transactions. (2 reviews) - Users benefit from OFX's **competitive pricing** , experiencing cost-effective transactions with low fees and great exchange rates. (1 reviews) - Users praise the **ease of use** of OFX, finding it very user-friendly and straightforward. (1 reviews) - Users benefit from OFX's **no fees** , making it a cost-effective choice for international money transfers. (1 reviews) - Users enjoy the **convenient online access** of OFX, making transfers and transaction tracking effortless. (1 reviews) - Rates (1 reviews) - Transfers (1 reviews) **What users dislike:** - Users find the lack of **cash pickups and in-person transfers** limiting for certain transaction needs. (1 reviews) ## OFX Reviews ### 1. Trusted, Fast International Transfers with Competitive Rates and Responsive Support **Rating:** 5.0/5.0 stars **Reviewed by:** Wendy R. | CEO, Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** April 13, 2026 **What do you like best about OFX?** Tim McKay and the OFX team have been a trusted part of how we manage international payments. We regularly move money between the U.S. and Italy, and the difference in rates compared to our bank is meaningful, especially at the volumes we operate. What keeps us coming back is the combination of competitive exchange rates, fast and reliable transfers, and a platform that is genuinely easy to use. But the real differentiator is Tim. He is responsive, knows our business, and makes the whole process feel handled. When you are managing cross-border payments as part of running a company, you want a broker you can actually reach and trust. That is what we have with Tim. If you are a business doing regular international wire transfers, OFX is worth a serious look **What do you dislike about OFX?** The dashboard reflects rates backwards to me. I wish I could filp it. Also, the graph is archaic. **What problems is OFX solving and how is that benefiting you?** Managing international payments between the U.S. and Italy used to mean dealing with bank wire fees, poor exchange rates, and no real visibility into what we were actually paying. OFX solves all of that. We get competitive rates, transparent fees, and fast transfers, which directly reduces our cost on every transaction. Having Tim as our dedicated broker means we are not navigating it alone. He tracks the market and gives us guidance on timing when it matters. For a small business moving money internationally on a regular basis, that kind of support has real bottom-line impact. **Official Response from Curt Brooker:** > Thank you so much for taking the time to share this review - we really appreciate it - and we’re glad to hear OFX is supporting your international payments and delivering value through competitive rates, speed, and ease of use. We especially appreciate your kind words about your account manager, Tim - we’ll be sure to pass this on. Thanks also for your feedback on the dashboard. We’re continuously working to improve the platform, and your input is valuable as we do so. We look forward to supporting your continued growth. ### 2. Seamless, Dependable Platform for Payroll and Routine Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Paola C. | Head of Human Resources, Mid-Market (51-1000 emp.) **Reviewed Date:** March 31, 2026 **What do you like best about OFX?** What I like most about OFX is how seamlessly it brings multiple parts of our financial operations together in one place. I use it regularly for payroll, bill payments, and other transactions, and it continues to be straightforward to use and dependable. Overall, it fits smoothly into our day-to-day workflow and makes routine payments feel more manageable. **What do you dislike about OFX?** I’ve run into a few errors on the new platform, but they were addressed promptly. **What problems is OFX solving and how is that benefiting you?** The platform is intuitive and responsive, and features like Bill Automation and QuickBooks Sync have genuinely streamlined our processes. Having a dedicated account manager, along with tools like Spend Cards, adds valuable support and flexibility, which makes our day-to-day operations run much more smoothly. ### 3. Effortless Financial Management with OFX **Rating:** 5.0/5.0 stars **Reviewed by:** Gabriele L. | Finance Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** March 31, 2026 **What do you like best about OFX?** I use OFX for all our company's payments, whether by card or ACH/Wire transfer. Partnering with OFX has transformed our financial operation, largely thanks to our dedicated account manager, Tsewang, who is always available, providing proactive advice and quick problem-solving. The OFX platform integrates flawlessly with QuickBooks, allowing us to manage accounting in real time without manual data entry. Bill automation saves us countless hours and prevents costly errors. For our large team, the capability to issue personal OFX cards and track expenses across multiple budgets directly in QuickBooks is invaluable. Since moving to the new OFX platform, our payment and accounting processes have never been simpler or more efficient. The initial setup of OFX was super easy, and I rate it a 10 for recommending it to others. **What do you dislike about OFX?** Nothing **What problems is OFX solving and how is that benefiting you?** OFX transforms our financial operations with seamless QuickBooks integration, eliminating manual data entry. Bill automation saves hours and prevents errors. We easily issue OFX cards and track expenses across budgets, and our dedicated account manager provides invaluable support. ### 4. Personalized Service and Efficient Transactions **Rating:** 5.0/5.0 stars **Reviewed by:** Carol W. | Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** I like that with OFX I can make one payment to satisfy all the beneficiaries and know the exchange rate in advance. I also appreciate the personalized service I receive, as I've had the same account manager for many years and we understand how each other works. There is always advice and support if I need it, but usually transactions go through very efficiently. The initial setup was very straightforward as far as I remember. **What do you dislike about OFX?** There is nothing to dislike about OFX **What problems is OFX solving and how is that benefiting you?** OFX allows me to make a single payment to cover all beneficiaries, and I know the exchange rate in advance. The personalized service with advice and support is great, making transactions efficient. ### 5. Clean, Straightforward Cross-Border Payments with Multi-Currency Support **Rating:** 5.0/5.0 stars **Reviewed by:** Zuleymi R. | Bookkeeper, Small-Business (50 or fewer emp.) **Reviewed Date:** April 09, 2026 **What do you like best about OFX?** OFX is designed specifically for cross-border business. It lets you send money globally without needing complex banking setups, and it supports multiple currencies with ease. Overall, it feels cleaner and more straightforward than relying on traditional wire transfers. **What do you dislike about OFX?** There isn’t a strong, direct integration with QuickBooks Online. **What problems is OFX solving and how is that benefiting you?** What OFX solves: It reduces the high FX margins and hidden fees often charged by traditional banks. How it benefits me: I save money on every USD↔CAD transaction, which directly improves my profit margins—especially when I’m making frequent international payments. **Official Response from Curt Brooker:** > Hi Zuleymi, and thank you for the feedback – we appreciate you taking the time to share this. Just to clarify, OFX does offer a direct integration with QuickBooks Online, including two‑way sync, so payments and transaction data can flow seamlessly between OFX and QuickBooks Online. If you’ve had any trouble connecting QuickBooks Online with our platform, our customer support team or your account manager would be happy to help walk through the integration and resolve any issues. Thanks again for your feedback ### 6. Outstanding Support from Frank Leach **Rating:** 5.0/5.0 stars **Reviewed by:** CINDY D. | FINANCE, Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** Customer service: Frank Leach was highly supportive when we experienced technical issues with our account **What do you dislike about OFX?** Verifications steps took a long time to be completed **What problems is OFX solving and how is that benefiting you?** Sending payments to our suppliers abroad without the need of paying expensive fees ### 7. Simple, Frictionless Broker with Great Rates and Responsive Support **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** Simple to use, good rates compared to other brokers we have tested against in the past. Always available via phone and email etc **What do you dislike about OFX?** No problems with it at all, have used for years as a result of it just being frictionless and great rates **What problems is OFX solving and how is that benefiting you?** Solves the problem of getting payments to suppliers, and allows us to manage our rates with forward contracts etc, they make it really easy to do business ### 8. Friendly, Approachable Team Always Ready to Help **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail | Mid-Market (51-1000 emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** Friendly and approachable employees, who are always willing to help. **What do you dislike about OFX?** The old portal can be clunky, but the new portal is far more user friendly **What problems is OFX solving and how is that benefiting you?** We have recently set up travel cards which has been a massive benefit to us as a company. Saving time on reconciling transactions now that cardholders can attach receipts in the portal ### 9. Super-Responsive Support and Consistently Better Rates Than Our Bank **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** Our Account Manager Alex Hartley is super-responsive; OFX provides a better rate than our bank's "preferential rate", consistently. **What do you dislike about OFX?** Cannot state any dislikes for OFX at this point in time **What problems is OFX solving and how is that benefiting you?** Best market rates available - one-stop shop for our considerable market trade transactions. ### 10. Constant Updates and Speedy Support—Great Account Management **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.) **Reviewed Date:** April 30, 2026 **What do you like best about OFX?** Constant updates and help, speedy responses when sorting out payments. Good relationship with our account manager **What do you dislike about OFX?** Communication levels has been poor in the past; that being said Jake is great and a huge asset, however when the transition from Firma to OFX come about we had to find out ourselves **What problems is OFX solving and how is that benefiting you?** Payments are sent promptly, we are notified of when the rate moves in our favour (gpb to usd) to ensure that we are trading at the best rate which we can ### 11. OFX provide a simple and seamless online service for FC transactions with competitive rates. **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Food & Beverages **Reviewed Date:** May 12, 2026 **What do you like best about OFX?** Fast and competitive way to transfer foreign currency. **What do you dislike about OFX?** Waiting on the phone for an OFX dealer can often take a little while. **What problems is OFX solving and how is that benefiting you?** Making payments in multiple currencies, knowing that we are getting the most effective rates. ### 12. Incredibly Helpful Account Manager and Support Team **Rating:** 5.0/5.0 stars **Reviewed by:** Andrew M. | Chief Financial Officer, Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** The helpfulness of our account manager and support team. **What do you dislike about OFX?** Sometimes the excel sheet to upload bulk transfers can be a bit painful to use. **What problems is OFX solving and how is that benefiting you?** They are upgrading the user experience for a more seamless process. ### 13. OFX makes it easy to transfer money to another country **Rating:** 5.0/5.0 stars **Reviewed by:** Guillaume T. | Développeur Full-stack, Small-Business (50 or fewer emp.) **Reviewed Date:** March 21, 2023 **What do you like best about OFX?** I really like the UX of OFX and the fees are very cheap **What do you dislike about OFX?** There is nothing I really dislike about OFX. **What problems is OFX solving and how is that benefiting you?** I am an expat and I need to send money to my home country: thanks to OFX, I can send my money at a lower fee that with my bank. ### 14. Go to Money Transfer website **Rating:** 5.0/5.0 stars **Reviewed by:** Prakshith R. | Compliance Associate, Small-Business (50 or fewer emp.) **Reviewed Date:** June 13, 2023 **What do you like best about OFX?** I like the dashboard and I can save my currency type from which to which I can transfer and use it for future transfer too. Also live exchange rate and live updates is added feature **What do you dislike about OFX?** I dont see any dislike about this webiste and it is working fine for me from long time. **What problems is OFX solving and how is that benefiting you?** Live exchange rate is not easy to get, but this website made easy and it is actually accurate so I loved about it rather searching google ### 15. The best way for Money Transfer **Rating:** 5.0/5.0 stars **Reviewed by:** Deepak T. | FBA Tech Analyst, Enterprise (> 1000 emp.) **Reviewed Date:** June 16, 2023 **What do you like best about OFX?** The best part about using OFX is that they are spread across the world so we can transfer money to any country and they dont have any limits on the amount which we can transfer. Awesome experience using OFX. **What do you dislike about OFX?** Nothing much as a negative. It works so fluid. It is very secure and fast. Which makes the process of transferring funds fast and tension free. Till now havent faced any hick ups. **What problems is OFX solving and how is that benefiting you?** OFX makes it easy when it comes to international money transfer. The best thing is it has no limit on the amount which we can transfer. So there is o tension of exhausting the limit. ### 16. Super fast transfers! **Rating:** 4.5/5.0 stars **Reviewed by:** Shahrukh R. | Small-Business (50 or fewer emp.) **Reviewed Date:** March 21, 2023 **What do you like best about OFX?** One of the standout features of OFX is its competitive exchange rates and low fees, which has resulted in being cost effective for me. The company also offers a convenient and user-friendly online platform and mobile app, making it easy to manage transfers and track transactions. It's definitely a great product to use. **What do you dislike about OFX?** The potential drawbacks of OFX that I consider include the fact that it doesn't offer cash pickups or in-person transfers, which is sometimes required for my team. Overall there are nothing i dislike personally. I recommend using OFX **What problems is OFX solving and how is that benefiting you?** OFX is solving my problem of reducing high fees and unfavorable exchange rates that are often associated with traditional bank transfers or other money transfer services. It is offering me more competitive exchange rates and lower fees, which can ultimately ends up saving me money ### 17. secured and guaranteed **Rating:** 5.0/5.0 stars **Reviewed by:** Nevine W. | Home room teacher, Small-Business (50 or fewer emp.) **Reviewed Date:** June 17, 2023 **What do you like best about OFX?** I admire OFX from the user experience perspective and how it is easy to use with a smooth graphical interface, and how fast it is to send money without pending status. **What do you dislike about OFX?** Overall, I can find a point I shall consider as a con. However, my only complaint that OFX needs to be more compatible with more platforms to be more convenient. **What problems is OFX solving and how is that benefiting you?** When I traveled to Canada, I worried about finding a way to send money to my relatives easily without a complicated process. Thanks for the OFX recommendation that let money transfer easy, quick and secured. ### 18. Easy to use, secure, well-priced **Rating:** 5.0/5.0 stars **Reviewed by:** Garreth N C. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** December 24, 2022 **What do you like best about OFX?** The web interface and mobile apps work well, and the experience is consistent across all platforms. Once recipients are loaded, then making payments is easy. Funds transfer within a day or two, not immediately, but this is to be expected as you are using an intermediary. The fee structure and email updates are very transparent. On the odd occasion the platform could not provide an immediate quote, I could call their help line and get an instant rate. **What do you dislike about OFX?** I have no complaints. The only "downside" is that it takes one business day extra to transfer funds. However, so long as you set reasonable expectations for recipients, this should not be an issue. **What problems is OFX solving and how is that benefiting you?** Paying suppliers who are based overseas. This has proven to be much cheaper than paying via telegraphic transfer ### 19. OFX good money transfer option **Rating:** 3.5/5.0 stars **Reviewed by:** Pratiksha B. | Quality Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** June 12, 2023 **What do you like best about OFX?** OFX placed no limits on how much money you can transfer or how often. There is no fee for transfer. **What do you dislike about OFX?** Only bank to bank transfer. No transfer by cash, credit card at retail location. **What problems is OFX solving and how is that benefiting you?** OFX is available globally over most of the countries. We can transfer money over 55 currencies. ### 20. Excellent money transfers **Rating:** 5.0/5.0 stars **Reviewed by:** Smruthi P. | SPS Associate, Small-Business (50 or fewer emp.) **Reviewed Date:** June 16, 2023 **What do you like best about OFX?** It helps in tarnsferring the money without any limit. and the experience is consistent across all platforms **What do you dislike about OFX?** No issues as of now. The interface is excellent and works without any glitch **What problems is OFX solving and how is that benefiting you?** OFX is available globally over most of the countries. and oversears transfers are very very cheap ### 21. good service **Rating:** 4.0/5.0 stars **Reviewed by:** fabricio r. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 18, 2023 **What do you like best about OFX?** SErvice has been very personalized to me **What do you dislike about OFX?** somotimes the rates a er little highr than competitors **What problems is OFX solving and how is that benefiting you?** I am an importer and need continiously USD, they help me with forwards and spot purchases ### 22. I use OFX for transfers for our organization **Rating:** 3.5/5.0 stars **Reviewed by:** Marty B. | Director, Accounting and Finance, Enterprise (> 1000 emp.) **Reviewed Date:** March 28, 2023 **What do you like best about OFX?** The product is very easy to use and is user friendly. **What do you dislike about OFX?** I do not have any dislikes, but believe that the product **What problems is OFX solving and how is that benefiting you?** It gives a feel for what the FX rates are ### 23. OFX Review **Rating:** 2.5/5.0 stars **Reviewed by:** Patrick Y. | Partner Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** December 02, 2022 **What do you like best about OFX?** I am able to use forex that I want on this platform **What do you dislike about OFX?** It was not user intuitive, I had to google how to use it **What problems is OFX solving and how is that benefiting you?** OFX solves how to trade on their platform ### 24. Useful tool and secure option for business owners **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.) **Reviewed Date:** August 16, 2021 **What do you like best about OFX?** It seemed like OFX was cautious while setting up new accounts. It may seem a bit pointless or exhausting, but it is good to know that any institution that handles money takes security seriously. **What do you dislike about OFX?** It is a bit inconvenient and confusing how the global account is managed on a different platform. **What problems is OFX solving and how is that benefiting you?** Simpler financial transactions globally. I believe the currency exchange rates on OFX are a bit better sometimes. ## OFX Discussions - [What is OFX used for?](https://www.g2.com/discussions/what-is-ofx-used-for) - [Who uses OFX?](https://www.g2.com/discussions/who-uses-ofx) - [What is OFX protocol?](https://www.g2.com/discussions/what-is-ofx-protocol) - [What software uses OFX?](https://www.g2.com/discussions/what-software-uses-ofx) - [View OFX pricing details and edition comparison](https://www.g2.com/products/ofx/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-14+04%3A30%3A12+-0500&secure%5Bsession_id%5D=b69846aa-26c0-4c21-a1f4-83295030ad14&secure%5Btoken%5D=902c6e3401e3f44fd39470c705f7945f8259239f60021ac709271b351cb46e07&format=llm_user) ## OFX Integrations - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [Xero](https://www.g2.com/products/xero/reviews) ## OFX Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Currency Conversions - Credit Card Integration **Currencies** - Portfolio - Foreign Exchange - Exchange Rate - Foreign Exchange - Win/Loss - Foreign Exchange **Setup** - Data - Approvals - Alignment **Data Management** - Consolidation - Classification - External Sources - Integration - Cleaning **Transactions** - Types - Global - Channels - Fees **Invoice Management** - Capture - Repository **Card Management** - Card Types - Card Controls - Configuration - Fulfillment - Replacement **Agentic AI - Accounts Payable (AP) and Spend Analysis** - Decision Making **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Advanced Integrations **Transactions** - Confirmation - Foreign Exchange - Compliance - Foreign Exchange **Performance** - KPIs - Benchmarks - Forecasting - Savings **Analytics** - Benchmarking - KPIs - Compliance - Errors **Compliance** - Security - Fraud Protection - ID Verification **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance **Controls** - Tokenization - Security - Card Networks - Integration - APIs **Integration** - Accounting - Foreign Exchange - AML & KYC **Analytics** - Due Dates - Benchmarking - KPIs **Recovery** - Historical payments - Overpayments **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition **Integration** - Accounting - Payment Integration - ERP **AP Data Processing** - Workflows - Transparency - Controls **Reporting** - Real time - Multiple Views - Export - Budgets **Agentic AI - Remittance & Money Transfer** - Cross-system Integration **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Payments** - Vendor - Recurring - Employee Reimbursements - ACH **Mobile** - Receipt Capture **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow **Fraud & Risk Management** - Notifications - Unique Cards - Controls **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Administration** - Business Tool Integration - Automated Reminders - Policy Compliance Management - User, Role, and Access Management **Platform** - Reporting - APIs / Integration - Performance and Reliability - Mobile User Support **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making ## Top OFX Alternatives - [Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews) - 4.5/5.0 (928 reviews) - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) - 4.6/5.0 (386 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,392 reviews)