Mintifi is a Mumbai-based fintech company founded in 2017, specializing in supply chain financing solutions for small and medium enterprises in India. By leveraging proprietary technology and data-driven tools, Mintifi offers collateral-free credit lines, working capital loans, and end-to-end electronic invoicing and payment solutions. These services empower SMEs to efficiently purchase inventory, reconcile invoices, and manage cash flow, thereby driving growth and enhancing profitability. Key Features and Functionality: - Inventory Financing: Provides credit lines up to ₹2 crore, enabling SMEs to purchase inventory directly from brands and distributors. - Collateral-Free Loans: Offers short-term working capital loans up to ₹50 lakh, with flexible repayment options over 6 to 24 months. - Electronic Invoice Presentment and Payment : Automates invoicing and payment processes, reducing reconciliation inefficiencies and accelerating the order-to-cash cycle. - Dealer Management Systems : Provides SaaS tools for corporates to monitor distributor performance and inventory turnover. - WhatsApp Banking: Enables clients to manage invoices, check credit limits, and make repayments directly through WhatsApp, enhancing user convenience. Primary Value and Solutions: Mintifi addresses the critical challenge SMEs face in accessing collateral-free financing for inventory purchases, which often hampers their growth and profitability. By offering tailored financial solutions and digitizing supply chain processes, Mintifi enhances inventory turnover, improves cash flow management, and streamlines B2B payments. This comprehensive approach not only supports SMEs in scaling their operations but also fosters stronger relationships between corporates, distributors, and retailers, contributing to a more efficient and robust supply chain ecosystem.