--- title: Klarna Reviews meta_title: 'Klarna Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 58 reviews by the users' company size, role or industry to find out how Klarna works for a business like yours. aggregate_rating: rating_value: 3.2 review_count: 58 scale: '5' date_modified: '2026-11-11' parent_category: name: Payment url: https://www.g2.com/categories/payment ---

Klarna Pros and Cons: Top 5 Advantages and Disadvantages

Quick AI Summary Based on G2 Reviews

Generated from real user reviews

Users value the flexible payment options of Klarna, enjoying relief during tough times with manageable installments. (3 mentions)
Users appreciate the ease of use of Klarna, benefiting from its simple payment structure and organization features. (2 mentions)
Users value the convenience of Klarna, easily organizing cards and managing payments all in one platform. (1 mentions)
Users appreciate the no fees feature of Klarna, making flexible payments easier during tough financial times. (1 mentions)
Users value the flexible payment options of Klarna, providing relief during tough financial times with manageable installments. (1 mentions)
Users report a complex setup process for Klarna, leading to frustrating initial experiences with customer service. (1 mentions)
Users report feeling that Klarna is associated with fraudulent activities, citing poor customer service and negative experiences. (1 mentions)
Users dislike the limited acceptance of Klarna, as not all vendors offer this payment option. (1 mentions)
Users find the limited availability of Klarna frustrating, as not all banks support the service. (1 mentions)
Users note payment issues at checkout as an area needing improvement in the Klarna app experience. (1 mentions)

5 Pros or Advantages of Klarna

5 Cons or Disadvantages of Klarna

Klarna Reviews (58)

Reviews

Klarna Reviews (58)

3.2
58 reviews
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Faith D.
FD
Faith D.
Digital Experimentation Manager
Mid-Market (51-1000 emp.)
"Hassle-Free Shopping with Klarna"
4.5/5
What do you like best about Klarna?

I like Klarna because the interface is really easy and the sign in process has become a lot easier recently, even though it used to be quite difficult. I also find it useful that I can check on my purchases easily. The payment process is straightforward, as they send good reminders and it's easy to pay stuff off. Setting up Klarna was really easy, and I've been using it for many years, finding it consistently useful. Review collected by and hosted on G2.com.

What do you dislike about Klarna?

The sign-in process used to be quite difficult, but it's got easier now. Review collected by and hosted on G2.com.

Prahlad K.
PK
Prahlad K.
Head of Operations & Supply Chain | Founding Team
Small-Business (50 or fewer emp.)
"Convenient Interest-Free Installments, Great User Experience"
4.5/5
What do you like best about Klarna?

I like that Klarna offers four interest-free repayments, which makes it easier for customers to pay in installments without feeling like they're paying any interest. This feature seems to encourage customers to place orders when they choose Klarna as their payment option. The setup was also very easy, which is a big plus for me. Review collected by and hosted on G2.com.

What do you dislike about Klarna?

The platform is really great. They should reduce a little amount of merchant fee. Review collected by and hosted on G2.com.

Osvaldo B.
OB
Osvaldo B.
Tecnico cinematografico
Entertainment
Small-Business (50 or fewer emp.)
"Versatile Payment Tool with Handy Card Organization"
4/5
What do you like best about Klarna?

Klarna started as an online platform that allowed customers to split their payments into three installments, which was especially useful for purchases like electronic devices. Recently, however, Klarna has evolved into a more comprehensive payment tool by adding new features to its platform, such as restaurant tickets and a wallet for storing money and card information. Lately, I have been using it mainly to keep all my customer cards organized in one place, although I previously used it for making payments as well. Review collected by and hosted on G2.com.

What do you dislike about Klarna?

As a card and money wallet, Klarna doesn't really stand out from other similar tools. I also find the app's interface somewhat confusing. Review collected by and hosted on G2.com.

Angela P.
AP
Angela P.
Staffing Specialist - Remote Recruiter
Staffing and Recruiting
Mid-Market (51-1000 emp.)
"Flexible Payment Options Make Shopping Stress-Free"
5/5
What do you like best about Klarna?

I like that they offer flexible payment options like Buy Now, Pay Later (Split a purchase into multiple interest-free payments (like four payments every two weeks) or pay in 30 days without fees

Times are hard on a lot of people right now and offering pay over time for larger purchases has literally saved people at holidays, for emergencies and even vacations Review collected by and hosted on G2.com.

What do you dislike about Klarna?

I have noticed that not all banks work with Klarna so its not accessible to everyone Review collected by and hosted on G2.com.

Valerie I.
VI
Valerie I.
Consultant & Part Time Master's Candidate
Small-Business (50 or fewer emp.)
"Effortless Payments and Convenient Installments"
5/5
What do you like best about Klarna?

The ease of use and the small regular payments Review collected by and hosted on G2.com.

What do you dislike about Klarna?

i don't like that not every vendor offers klarna. i like klarna and affirm over afterpay or any other flex pay service like paypal Review collected by and hosted on G2.com.

James C.
JC
James C.
"Poor Customer Service, Negative Experience"
0/5
What do you like best about Klarna?

Absolutely nothing. This is nothing but a portal for scammers. Review collected by and hosted on G2.com.

What do you dislike about Klarna?

I find their customer service to be unsupportive. It feels like people are using Klarna as a scam process. My initial experience setting up Klarna was very bad. Review collected by and hosted on G2.com.

Verified User in Retail
UR
Verified User in Retail
Small-Business (50 or fewer emp.)
Originally submitted 9/15/2022
"This app is incredible"
5/5
What do you like best about Klarna?

The variety of websites that you can shop on is great even compared to apps such as quad or afterpay. Review collected by and hosted on G2.com.

What do you dislike about Klarna?

There isn't much to dislike about the app. The only thing I could say can use improvement is ease of payment at check out. Review collected by and hosted on G2.com.

Verified User in Retail
UR
Verified User in Retail
Small-Business (50 or fewer emp.)
"Klarna is Bad for Business and Merchants"
0/5
What do you like best about Klarna?

They aim to help customers make purchases of larger ticket items. Review collected by and hosted on G2.com.

What do you dislike about Klarna?

We have applied twice to Klarna to be offered via our family retail business Website. We offer a variety of beauty and grooming products, much like other popular retail shops that already use and offer Klarna (and which Klarna proudly advertises as their customers). However, our applications are rejected incorrectly and unjustly because Klarna tags us as a company that does "drop shipping", simply because we offer a variety of brands. We are NOT a drop shipping company. We have NEVER drop shipped. We are a retail eCommerce shop. We have our own inventory of products that we fully purchase and store in our warehouse. We have the full legal right to resell these brands as a retail corporation (just like some other already approved and advertised by Klarna as their customers). The only difference is that we are not a giant corporation, but rather a local family business. The Klarna review process has been very difficult and illogical. It is not possible to get any help via support as a merchant. At this time we would not recommend any businesses to engage with Klarna. It would be wonderful if Klarna can be more understanding and fair in their merchant review process. Review collected by and hosted on G2.com.

Brooklynne J.
BJ
Brooklynne J.
Banking
Small-Business (50 or fewer emp.)
"Klarna rocks!"
5/5
What do you like best about Klarna?

Buy now, Pay later is very beneficial in todays world. Review collected by and hosted on G2.com.

What do you dislike about Klarna?

Could be more flexible with pay dates and payment methods. Review collected by and hosted on G2.com.

Paul D.
PD
Paul D.
Small-Business (50 or fewer emp.)
"Customer Service and flexibility in service is non-existent"
0.5/5
What do you like best about Klarna?

Integration with our Shopify platform is a plus Review collected by and hosted on G2.com.

What do you dislike about Klarna?

Customer Service for merchants is non-existent

Flexibility in options is non-existent. We've tried working with them based off our customer feedback and Klarna doesn't seem interested in working with us to improve customer adoption Review collected by and hosted on G2.com.