iPayments Pricing Overview

iPayments does not offer a permanent free plan, but it does provide a free trial that lets users to test the product before committing to a paid plan. Trial availability and duration may vary, so users should review the seller's official pricing page for the most current details.

According to G2 data, iPayments pricing in 2026 starts at $150.00 and can reach $500.00 depending on the selected plan. Pricing may vary based on billing terms or usage, so users should review the iSolutions Payments's official pricing page for the most current details.

iPayments's pricing is best suited for small businesses and mid-market companies (51–1,000 employees) running Microsoft Dynamics 365 Business Central who need embedded AR automation. G2 reviewers span manufacturing, IT services, accounting, retail, machinery, and consulting — industries with recurring invoicing and collections complexity. The Basic tier fits smaller teams needing core card and ACH processing without a portal. iPayments's Advanced tier targets mid-market AR teams where customer self-service and invoice visibility reduce collections friction, as confirmed by G2 users in IT services and accounting. The Point of Sale tier suits retail and distribution businesses processing card-present transactions directly inside Business Central.

iPayments offers no permanent free tier. A free trial is available for evaluation. iPayments's paid plans begin at $350/month for the Basic tier, covering credit card and ACH processing, click-to-pay, collection reminders, automated emails, and Business Central integration with unlimited users. iPayments's Advanced tier at $500/month adds a branded self-serve customer portal, invoice history visibility, partial payments, saved payment methods, and personalized user access — features G2 reviewers in mid-market segments specifically highlight as driving faster collections. The Point of Sale tier at $150/month bundles Basic features with card-present processing and drawer-level reconciliation for physical retail environments.

G2 reviewers rate iPayments at 4.0–5.0 across small business and mid-market segments, with the overwhelming majority awarding 5 stars. Recurring themes — eliminated manual reconciliation, reduced admin labor, faster month-end close, and deep Business Central integration — signal strong ROI relative to iPayments's pricing. A manufacturing reviewer explicitly noted the only downside is that iPayments isn't free, implying the value is clear but the cost is real. One reviewer flagged undisclosed transaction fees as a budgeting concern. For Business Central-dependent AR teams, G2 reviews of iPayments consistently indicate the efficiency gains justify the $350–$500/month starting price.