Encoded's Agent Assisted Payments solution enables contact center agents to securely process customer payments over the phone while maintaining real-time communication. This system ensures that sensitive card details are never exposed to agents, thereby enhancing security and aiding in PCI DSS compliance. Customers input their payment information using their telephone keypad, with agents receiving immediate on-screen feedback without accessing the actual card data.
Key Features and Functionality:
- Secure Payment Processing: Customers enter card details via their telephone keypad, ensuring agents do not see or hear sensitive information.
- Real-Time Agent Assistance: Agents remain on the call to guide customers through the payment process, providing support as needed.
- PCI DSS Compliance: The solution helps organizations meet PCI DSS requirements by preventing sensitive card data from being accessible to agents.
- Tokenization: Card data can be securely stored as tokens for future transactions, streamlining repeat payments and enhancing customer convenience.
- Integration Capabilities: Compatible with various telephony setups and payment gateways, facilitating seamless implementation.
Primary Value and Problem Solved:
Encoded's Agent Assisted Payments solution addresses the challenge of securely handling card payments in contact centers. By ensuring that sensitive card information is not exposed to agents, it significantly reduces the risk of data breaches and fraud. This not only protects customer information but also simplifies the compliance process with industry standards like PCI DSS. Additionally, the system enhances the customer experience by allowing agents to provide personalized assistance throughout the payment process, leading to increased customer trust and satisfaction.