DecisionLogic provides lenders the ability to verify a borrower’s identity, account number and balance in real-time. It also provides access to up to 365 days of the borrowers’ account transaction history. This automated real-time process removes many of the problems encountered with traditional methods of loan decision making. DecisionLogic empowers lenders to make fast and accurate decisions critical to the success of their business. Products offered include: • Instant Account Verification (IAV) Our blended financial engine leverages key attributes of multiple Data Partners and Open Banking APIs to provide the most comprehensive transactional data in the industry. • Identity Verification (IDV) Powered by Experian™, our advanced identity verification tool validates key personal information and flags critical risk factors. • Summary Analytics Proprietary scoring and data categorization to instantly identify key trends; powered by thousands of income and expense rules neatly distilled into actionable and easy-to-understand categories. DecisionLogic was the first to market IAV technology in 2011 and we have since honed our unmatched solution for real-time bank data and ID verification to the tune of 100 million borrowers and counting. We are the only platform to offer multiple data providers, proprietary analytics and scoring, and Identity Verification powered by Experian in one powerful lookup. Our dedicated technical and customer support teams also stand behind every bank statement; meaning our in-house personnel is always available to offer custom assistance to you, your team and your customers. We work with every business that needs a real-time banking data solution. DecisionLogic is dedicated to helping our partners make faster, more informed credit and lending decisions. The power is in the banking data, and we are here to help you use it to take your business to the next level.