Cudos is an innovative, IRA-based retirement benefits program that's built to serve the needs of small businesses and their workers. Employers can start their Cudos plan online in minutes with per-participant fees just $3/mo. Participants can enjoy tax-advantaged growth, automated investments as well as portable benefits that travel with them wherever they go (all with no-to-low cost fees). Cudos understands that 401(k)s are often not designed for the needs of today's companies as well as their increasingly mobile workers. That's why Cudos' simplified savings program is built with the needs of modern business in mind.